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BKK Bank account - Never used & will never use - Close or leave it?

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I agree that keeping more than one bank account is sensible. Personally i do not use Thai Banking apps or internet banking, I just use the banks to keep money for immigration purposes. All my accounts do not require an annual fee; only a fee for a new ATM card which is not every year (and was only 200 baht last time i did this).

I use my home country credit card to make cash withdrawals when required, at the bank counter, again no fee required or charged by home bank (also saves on Thai ATM fees and avoids getting card eaten by ATM). Thai ATM cards only used as last resort. The bulk of my money is kept in home country banks at much higher interest rates than any Thai bank gives. I also maintain several Home country accounts as some banks have been known to close accounts if they know you no longer are resident in home country.

It is not just Thailand getting harder to open bank accounts as a foreigner. My wife couldn't get one in UK when i tried 2 years ago.

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  • scubascuba3
    scubascuba3

    Keep the account, it's free it you cancel the ATM card, you may need it in the future, that's why i keep my BB account. What goes around comes around, Krungsri could be the next bank targeted

  • Upnotover
    Upnotover

    Forget it. If there's only a small balance they will eventually deduct a monthly fee till it's empty, then close it themselves. No need to waste your time with them.

  • JamesPhuket10
    JamesPhuket10

    In order to balance things, I have used a Bangkok Bank account for decades, no cost to set set up, I can't remember if I pay 200 or 400 baht a year for the service, I don't care as it is peanuts. I p

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