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Need Insurance Advice After Accident

Featured Replies

Hi All

I'm staying at one of the Amari hotels in Pattaya and a few hours ago one of their employees hit my parked car - which was inside their own car park) with one of their 'buggy' type vehicles they use for ferrying guests around.

There is a dent that straddles two sections of body work (panels?), but no paint has been scratched off (apparently the big rubber tyre of the buggy is what made contact). I'm going to go to Ford Pattaya (it's a Focus) today and see what they can do about it. It's not a massive dent, but 2 panels are now noticeably out of line.

The admin person at Amari is expecting my insurance to pay for fixing it. Is this right? Shouldn't I eventually send a bill to Amari? Thanks for any advice on what the correct procedure is in this kind of matter - I've never had to deal with this kind of thing before.

15P

Have the police make up a report.

Amari made the mistake and should pay, if you pay next year your insurance premium will go up because of your no claim reduction.

What, an expensive hotel like Amari tell you this bullshit, call the police and your insurance NOW.

That said, there will very likely be a sign on the parking lot saying: Parking on own risk!

Also tell Amari that you are very unhappy that the staff of the hotel slams into your car and you will expect a free dinner for the whole family for your inconvenience.

If that doesn't help tell them you gonna write to Amari head quarters with photos of your damaged car attached.

Good luck.

I would have thought that as the incident happened on private property by a vehicle used on that property that they are responsible for the repair. If you claim on your policy your premium will go up on renewal. sad.png

Tell them to fix it as in no way your going to be penalised for their error.

  • Author

Well, I was just about to leave my room to take the car to Ford when two of their employees came knocking. They've just brought up plates of fruit, sandwiches, pastry and a bottle of wine as a 'sorry'. Of course its a nice gesture but now I'm in one of those positions I hate where you feel like a c$^t for doing what you think is right.

I'm still going down to Ford now. Haven't got the police involved - it was Amari staff who notified me of what happened in the first place, so they appear honest and sincere. As I say it isn't a major dent, but its pretty much a new car and still my pride and joy - first new car I ever bought myself - and I just want it to be as new.

Thanks for the advice so far.

I would demand full payment from the hotel for the damage caused.

If it is not forthcoming unequivocally, seek legal advice after informing the Police.

Don't expect the Police to be of any assistance however, they are just criminals in uniform and will be looking to find a way to make money. Insist a report is filed and you receive a copy.

Bowls of fruit and wais won't cut it I'm afraid.

I would still call the police prior to moving the car and at least get a police report.

You will need this going forward.

Ford pattaya will not repair your car.

We had a minor damage on our Ranger app 3 month ago (wife hit a H. Accord in the arse, lol) and you will have to find a repair shop yourself that will repair with the repair notice from the insurance man.

Most in Pattaya have about 2-3 weeks waiting list as collisions happens all the time here because they never learned to drive a car in the first place but will learn by doing.

  • Popular Post

Just call your insurance co. They will send out an assessor, and he will go give Amari the bill. No need for you to get too involved.

Quite correct IMHO - leave it to your insurance company to sort out but do let your Broker know. As you did not cause the damage your NCB will be safe.

  • Author

Oh well, looks like I may have done the wrong thing but we'll see. Didn't have my insurance details with me and couldn't get them as I am far from home.

One of the hotel staff came with me to help out. First we went to Ford where - as guzzi850m2 said - they wouldn't even look at it, but we got them to suggest places where could go. There is an official Ford body workshop apparently in Chonburi but that's an hour away and we didn't know if they'd need to keep the car or not. We ended up going to a place in north Pattaya - a repair shop that does work for insurance companies. They said they'd have it looking as new in 2 days for 2500Bt. I just thought sod it, and agreed, as I don't need the hassle of further paperwork or police or all that stuff. I'm on holiday. Next time I'll make sure I've got my insurance details every time I go away like this.

Frankly, I'll just be happy if the repair shop doesn't screw it up worse than it is now. The hotel is paying for the taxi rides to and from the repair shop. We'll see how things pan out.

You'll be ok, and for 2,500 Baht you don't have the hassle to go through the insurance trajectory. Not too bad IMO.

  • Popular Post

Give them the repair bill. Don't back down.

Oh well, looks like I may have done the wrong thing but we'll see. Didn't have my insurance details with me and couldn't get them as I am far from home.

One of the hotel staff came with me to help out. First we went to Ford where - as guzzi850m2 said - they wouldn't even look at it, but we got them to suggest places where could go. There is an official Ford body workshop apparently in Chonburi but that's an hour away and we didn't know if they'd need to keep the car or not. We ended up going to a place in north Pattaya - a repair shop that does work for insurance companies. They said they'd have it looking as new in 2 days for 2500Bt. I just thought sod it, and agreed, as I don't need the hassle of further paperwork or police or all that stuff. I'm on holiday. Next time I'll make sure I've got my insurance details every time I go away like this.

Frankly, I'll just be happy if the repair shop doesn't screw it up worse than it is now. The hotel is paying for the taxi rides to and from the repair shop. We'll see how things pan out.

So do you always drive around Thailand without your insurance information? Seems pretty stupid to me but what do I know. I guess you're a better driver than me and don't ever expect to cause an accident and you have enough Buddhas on your dash to protect you from all the other careless drivers on the road.

A professional insurance guy has given you simple advice on Post #10.

The rest of what you're reading is superfluous.

Oh well, looks like I may have done the wrong thing but we'll see. Didn't have my insurance details with me and couldn't get them as I am far from home.

For future reference, all you need to know is the name of your insurance company. Then you can lookup their phone number on the internet and call them. All you need to tell them then is your license plate number - you don't have to have any of the paperwork with you.

This is there way of deflecting responsibility. Its all to common in Thailand. Call you insurance, have them deal with the hotel.

p.s. But make sure the insurance knows you are not taking responbility. The insurance guy might take pity on the hotel worker and write it up as a claim on you and not them.

Oh well, looks like I may have done the wrong thing but we'll see. Didn't have my insurance details with me and couldn't get them as I am far from home.

For future reference, all you need to know is the name of your insurance company. Then you can lookup their phone number on the internet and call them. All you need to tell them then is your license plate number - you don't have to have any of the paperwork with you.

Details are on the reverse of my tax disc and in my phone(s)

Give them the repair bill.

As generally happens when the roles are reversed; along with a migrating decimal point:)

Is your hotel stayed prepaid? If not, this is so simple, a few hours before you are due to check out, just advise reception of your check out time and that you will be knocking 3,000bht of their check bin. (500 for the inconvenience).

That gives them time to discuss it amongst themselves, get management involved, etc.

When its time to pay up, just knock the 3k off. Simples :)

A professional insurance guy has given you simple advice on Post #10.

The rest of what you're reading is superfluous.

Not so much "superfluous" as WRONG!

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