Jonathan Fairfield Posted December 23, 2018 Share Posted December 23, 2018 Move to make health insurance mandatory for long-stay visas By The Nation Foreigners with one-year Non-Immigrant Visa “O-A” (Long Stay) will have to compulsorily arrange health insurance, according to new proposals of a key committee. The criterion under the Immigration Act 1979 was approved by the Medical Hub Committee, Dr Kittisak Klapdee, adviser to the Minister of Public Health, said on Sunday. Kittisak was assigned by Public Health Minister Dr Piyasakol Sakolsatayadorn to join Tourism and Sport vice minister Ittipol Khunplome at the Medical Hub Committee’s second annual meeting, which approved in principle the amendment of the criteria for one-year long-stay visas. Once it comes into effect, foreigners having the visa will be required to have Thai insurance policies covering their entire stay in Thailand with minimum Bt40,000 out-patient medical bill coverage and minimum Bt400,000 in-patient medical bill coverage. Those already having overseas insurance policies that meet the minimum requirement would be exempted from subscribing to Thai insurance policies. They will be able to apply for long-stay visas using their foreign insurance policies, he said. Details and guidelines pertaining to the amendment were being jointly formulated by the Public Health Ministry, the Foreign Ministry, the Interior Ministry, the Immigration Bureau, the Office of Insurance Commission, the Thai General Insurance Association, and the Thai Life Assurance Association. At the next stage, it would be forwarded to the Cabinet for approval as a formal policy, he added. The amended criterion is aimed at ensuring health protection for long-stay visa holders – mostly elderly foreigners – and also benefit the public and private hospitals in the country, he added. Source: http://www.nationmultimedia.com/detail/breakingnews/30360990 -- © Copyright The Nation 2018-12-23 Link to comment Share on other sites More sharing options...
anterian Posted December 23, 2018 Share Posted December 23, 2018 I thought that was the basic point of the 800 kBaht, to show that one could cover medical expenses. Link to comment Share on other sites More sharing options...
Youlike Posted December 23, 2018 Share Posted December 23, 2018 And what about the VIP visa's, do they also need to take or show a healthcare insurance to stay in their condo? (some condo's gave a VIP visa for free if you bought a unit from them). Link to comment Share on other sites More sharing options...
z42 Posted December 23, 2018 Share Posted December 23, 2018 Somewhat sensible proposal. But how enforceable, what restrictions are in place (and how to overcome them), and how rife for abuse this requirement will be is what i would be most concerned about at this stage. This will likely drive people away if it is enforced too rigidly, and more importantly if people can't afford the cover required Link to comment Share on other sites More sharing options...
Maestro Posted December 23, 2018 Share Posted December 23, 2018 7 minutes ago, anterian said: I thought that was the basic point of the 800 kBaht, to show that one could cover medical expenses. The news article talks about the O-A visa, for which application is made at a Thai embassy or consulate. Link to comment Share on other sites More sharing options...
Maestro Posted December 23, 2018 Share Posted December 23, 2018 3 minutes ago, Youlike said: And what about the VIP visa's, do they also need to take or show a healthcare insurance to stay in their condo? (some condo's gave a VIP visa for free if you bought a unit from them). There is no visa called VIP visa. Link to comment Share on other sites More sharing options...
BestB Posted December 23, 2018 Share Posted December 23, 2018 What are the offers from Thai insurance? Last time i checked to get equally as good cover as my International is same if not more. I am in early 40's and paying around 50 000 per year, and it does not include ODP, if i was to add ODP my premium would almost double. Now why on earth do i need to have ODP?, its 600-1000 per visit, why on earth would i want to have insurance which only covers 400 000 hospitalization? Thats 2-3 nights in a decent hospital with a minor surgery, any thing more serious and surgery alone is 400 000 already Now for those on NON O, insurance premiums are almost double to what i am paying, All i can see is many packing up. Not saying one should not have insurance, but this policy will hurt a few pockets Link to comment Share on other sites More sharing options...
DepDavid Posted December 23, 2018 Share Posted December 23, 2018 And what about those over 60 who can’t get insurance? Is there going to be a plan available for them? Link to comment Share on other sites More sharing options...
Longcut Posted December 23, 2018 Share Posted December 23, 2018 What happens when you are too old to obtain insurance? Link to comment Share on other sites More sharing options...
steve73 Posted December 23, 2018 Share Posted December 23, 2018 3 minutes ago, Longcut said: What happens when you are too old to obtain insurance? Or those with pre-existing conditions..? Link to comment Share on other sites More sharing options...
Youlike Posted December 23, 2018 Share Posted December 23, 2018 19 minutes ago, Maestro said: There is no visa called VIP visa. Well there is a 10 years visa which you got for free with a condo in pattaya Link to comment Share on other sites More sharing options...
BestB Posted December 23, 2018 Share Posted December 23, 2018 9 minutes ago, steve73 said: Or those with pre-existing conditions..? Nothing happens, you still take out a policy, it just does not cover much ???? Though 400 000 baht policy, would not cover much anyways. Link to comment Share on other sites More sharing options...
BestB Posted December 23, 2018 Share Posted December 23, 2018 16 minutes ago, DepDavid said: And what about those over 60 who can’t get insurance? Is there going to be a plan available for them? Of course there are plans, from International companies cost around 200 000-300 000 From Thai insurance with only 400 000 payout, would most likely set you back a lot less than from International Link to comment Share on other sites More sharing options...
darksidedog Posted December 23, 2018 Share Posted December 23, 2018 This is for those on O-A visa. It does not impact those on retirement extensions, although any with sense will have some form of insurance anyway. We have all seen people getting hurt and having to go fund me to pay their bills. The big question is how long before they start focusing on the tourists and insisting they have some insurance too. There are Thai policies which cover this requirement for a few thousand baht and they have to offer cover to people up to 100 years of age, so no worries on the too old bit. Link to comment Share on other sites More sharing options...
Danthai Posted December 23, 2018 Share Posted December 23, 2018 Those living or visiting here who are retired US military already have very good US Government Insurance called Tricare Select OS. To use overseas they must have both part A and B medicare coverage. It has excellent coverage for Retired and their families. Link to comment Share on other sites More sharing options...
Puccini Posted December 23, 2018 Share Posted December 23, 2018 45 minutes ago, DepDavid said: And what about those over 60 who can’t get insurance? Is there going to be a plan available for them? 44 minutes ago, Longcut said: What happens when you are too old to obtain insurance? 40 minutes ago, steve73 said: Or those with pre-existing conditions..? Patience is called for. All of the above will no doubt be covered by the following (copied from the OP): Quote ...Details and guidelines pertaining to the amendment were being jointly formulated by the Public Health Ministry, the Foreign Ministry, the Interior Ministry, the Immigration Bureau, the Office of Insurance Commission, the Thai General Insurance Association, and the Thai Life Assurance Association... Link to comment Share on other sites More sharing options...
BigBadGeordie Posted December 23, 2018 Share Posted December 23, 2018 1 hour ago, Jonathan Fairfield said: according to new proposals of a key committee. Calm down please, a long way to go yet for this to become a requirement. Link to comment Share on other sites More sharing options...
Bang Bang Posted December 23, 2018 Share Posted December 23, 2018 Proposal makes sense except (as someone above pointed out) the out-patient requirement. Visits are too cheap to need coverage. In any case, count on the insurance companies to tailor packages to the new requirements once they're official. Hopefully, there'll be competition and they don't get too greedy. Link to comment Share on other sites More sharing options...
Searat7 Posted December 23, 2018 Share Posted December 23, 2018 I am American and was insured in Thailand till I was 65 at which time I had to sign up for Medicare in USA along with supplement plan which is not cheap and offers no foreign coverage although supplement plan provides the first two months for travel insurance. Now I stay here 7 months a year and I purchase travel insurance from Pacific Cross while here. No more O-A visa for me if I had to buy insurance here too if it was available at all (cost would be high too). They have not thought this matter through properly and need to look at how people from different countries would be affected. Link to comment Share on other sites More sharing options...
unamazedloso Posted December 23, 2018 Share Posted December 23, 2018 i have a prexisting condition sooooo? Link to comment Share on other sites More sharing options...
unamazedloso Posted December 23, 2018 Share Posted December 23, 2018 well i have just been trying to get quotes for insurance and i cant because i have a hepatic condition. We have just been given documents to say all the land we own we can not sell because originally it was army land. So if this ridiculous rule is implemented my family will be forced to basically lose everything and thailand will lose the fortune i spend here. Im too old for this sht but a lil young to retire even though been basically retired since early 30s. great! My children will be happy!!!!!!! Link to comment Share on other sites More sharing options...
vcpilot Posted December 23, 2018 Share Posted December 23, 2018 How about if you work here with a wp and pay the thai social security? Link to comment Share on other sites More sharing options...
nakhon thai Posted December 23, 2018 Share Posted December 23, 2018 Why not just use insurance from the bank and get back the money better rate Link to comment Share on other sites More sharing options...
arithai12 Posted December 23, 2018 Share Posted December 23, 2018 Just one question, what has this picture got to do with the subject? Link to comment Share on other sites More sharing options...
Torrens54 Posted December 23, 2018 Share Posted December 23, 2018 Perhaps they’ll re-introduce the Previous Ferang Health Insurance policy which the previously elected Government introduced ? This excellent Policy was however Ditched, by the current Junta, leaving many who dropped their ovrrseas policies to , in Good Faith purchase the THAI GOVERNMENT Policy, OUT IN THE COLD ! Link to comment Share on other sites More sharing options...
AtoZ Posted December 23, 2018 Share Posted December 23, 2018 5 hours ago, DepDavid said: And what about those over 60 who can’t get insurance? Is there going to be a plan available for them? <deleted> plan with a plane ticket to your passport country... it's not like they care Link to comment Share on other sites More sharing options...
smedly Posted December 23, 2018 Share Posted December 23, 2018 5 hours ago, anterian said: I thought that was the basic point of the 800 kBaht, to show that one could cover medical expenses. this is very specific to O-A visa and is quite frankly a good idea what I would like to see is an option for expats to subscribe to an in country healthcare system similar to Thais, it would cover those on retirement extensions - why not, we live here Link to comment Share on other sites More sharing options...
Puchaiyank Posted December 23, 2018 Share Posted December 23, 2018 Would be interested in the name of those Thai health insurance companies that will insure older ex-pats for a few thousand baht... Link to comment Share on other sites More sharing options...
scorecard Posted December 23, 2018 Share Posted December 23, 2018 9 hours ago, Youlike said: And what about the VIP visa's, do they also need to take or show a healthcare insurance to stay in their condo? (some condo's gave a VIP visa for free if you bought a unit from them). Well what about all visas. Maybe I'm missing a point but i'm wondering they are targeting 1 year O A visas. Surely it's very possible visitors can find themselves in trouble with medical costs on any visa? Link to comment Share on other sites More sharing options...
garyk Posted December 23, 2018 Share Posted December 23, 2018 And you thought the 800K baht rule was the end of it! Hogs are at the trough here folks, 800K was so easy, now the insurance company who really have the money will push this threw in no time. Banks and insurance are the two richest businesses around in Thailand. Just a matter of time now. I can see a time where you will have to show immigration the 800K and the paid up insurance policy for and extension of stay. Link to comment Share on other sites More sharing options...
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