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Posted (edited)

My detailed analysis of annual current cost of living in US suggests $45,000 to $65,000 is needed if you do not own home. Drops down to $35,000 to $45,000 if you already own a residence and an automobile. Lower end of $35,000 contemplates no car ownership. Renting contemplates $1200 to $2,000 rental range (many areas higher). If home is already owned, contemplates property taxes, and maintenance costs. Medicare premiums, car ownership (excluding car loan), vacation budget.

 

Example:

Rent $1200

Food $850 (does not contemplate eating out very much)

Alcohol $0

Trans $400 (car insurance, registration, maintenance, gas, parking, parking tickets)

Entertainment $100 (Netflix, internet, etc.)

Household $300 (household furnishings, cable, phone, etc.)

Medical/dental $200 (out of pocket dental, med co/pays deductibles)

Medicare $135 (Part B premium)

Personal care $50 (haircut, grooming)

Clothes $200 (modest wardrobe)

Vacation $500 (generous travel budget)

===============

$3935/mo

$47,220/yr

 

Sobering. Anybody else envious of the OP? Repatriation looks additionally scary when you consider US/world probably going to be in protracted period of low to negative interest rates. Inflation, entitlement program reliability, housing affordability, political and social climate outlook is also very murky. OP should be congratulated for his willingness to take risk.

 

Great quote on facing indecision:

 

"Our sin tends to be timidity, not rashness. On average, we say “no” too much when faced with an opportunity or dilemma."

 

 

 

 

Edited by Gecko123
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Posted (edited)
3 hours ago, FaFaHead said:

555! I left because of Trump, believe me, I’m not looking forward to the noise in that regard again. I was referring to American order, structure, efficiency. I am a military person and those things are important to me and are sorely lacking here. 

Trump has been bad for the US, then, has he, is that what you're saying?

Edited by Just Weird
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Posted
1 hour ago, amexpat said:

Well, there's a sample of one.

 

I met a British jerk once so I know all about the UK. 

I have met a few;)

My comment was based on personal observation and dealings

And i stand by it, next on the list of people with problems is Brits, always comparing what  is or how it is back in UK.

 

Easiest i found were Australians and Scandinavians.

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Posted
1 hour ago, Skallywag said:

As an American, am offended by your comment 55.  The English, Australians, Germans, and French I have had conversations with are the ones always putting down thailand's people and culture and terrible traffic and infrastructure in my experience. 

Though these conversations are in bars and alcohol is involved, so would not consider my opinion a scientific study ????

 

Putting Thailand down is in fashion. I am referring to expecting things to be done certain way and that way only as if no other way exists or works

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Posted
27 minutes ago, Oliver Holzerfilled said:

True, but if you can afford to pay an arm and a leg there is no better care in the world.  Did Mick Jagger just have his elective heart surgery in London?

 

Also if you have a good health plan again best in the world.

 

If you're poor or have no or substandard insurance yes perhaps the worst among developed countries.

I think I'd back the Australian health system against the American model. Specialists there are just as good, e.g. surgeons, dermatologists etc.

I'm 76 years old. I pay 2300 AUD for top level health cover in private hospitals. That means I pay nothing for any GP visits or stays in hospital in Australia. No waiting list for any elective surgery. Free admission for any emergency situation.

My medications on the PBS cost $6.50 per prescription. There are Americans who have to shell out thousands a month for pharmaceuticals.

Still think the USA has the best healthcare in the world?

 

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Posted
19 minutes ago, Lacessit said:

I think I'd back the Australian health system against the American model. Specialists there are just as good, e.g. surgeons, dermatologists etc.

I'm 76 years old. I pay 2300 AUD for top level health cover in private hospitals. That means I pay nothing for any GP visits or stays in hospital in Australia. No waiting list for any elective surgery. Free admission for any emergency situation.

My medications on the PBS cost $6.50 per prescription. There are Americans who have to shell out thousands a month for pharmaceuticals.

Still think the USA has the best healthcare in the world?

 

Based on my personal situation vs. yours, most likely. For example:

Went to the dermatologist for a checkup.  She noticed an odd spot on my face and did a biopsy.  Two days later diagnosed as melanoma.  

Out of pocket cost: $40 USD

I had the option to have surgery 4 days later.  The dermatologist suggested getting a second opinion from an unaffiliated pathologist regarding how much tissue to be removed.

Out of pocket cost: 0 USD

Surgery was done a week later over 2 days to remove both the melanoma and some additional non-malignant lesions.

Out of pocket: $40 USD

Out of pocket medicine: ~$15 USD

Every aspect of the treatment was flawless.  The scars on my leg and head are visible but he took extra care on the face and the ~7cm incision is basically inperceptible.

Lets forget cost.  Approximately how long would that diagnosis, second opinion and surgery have taken under your system?

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Posted
2 hours ago, bwpage3 said:

After living in Thailand for over 10 years and moving back, I can tell you I do not miss it one bit and that is being sincere. 

This topic is about last post.  Now if it is your last post that would be something to write here and I'm sure we will all applaud you. 

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Posted
1 hour ago, BestB said:

Not American? whats yours? in the past month you have been British, American and Canadian, Retired and have businesses.Kind of lost trying to keep up with you

I have an American passport and feel that your nationality is an example of all that is wrong with the world.  Feel free to post where I've said I was not an American and I'd thank you not to make up things about me in the future. 

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Posted
1 hour ago, simon43 said:

It's important to understand that some (many?) posters who are leaving Thailand - me included, are not leaving because we hate the country.  Thailand has been my base since 2002, and I have a couple of ex-wives and a son here, as well as several successful small businesses and a few failed businesses!  But I'm not leaving Thailand because I hate the country.  I have mostly enjoyed my time here, but now it's time to move on.

 

Some posters are leaving for family and medical reasons.  Some are leaving for financial reasons.  Circumstances change for everyone and posters may realise that their own circumstances dictate a move out of Thailand.

 

Stop with this "Don't let the door hit you blah blah blah".  It's childish and pathetic and mocking the poster, as well as being an extremely well-worn cliche.

Telling me the same old reasons for leaving over and over is childish.  We all know it's no money or bad planning.  Give it a rest and just say goodby and go for gosh sakes. 

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Posted
1 hour ago, Thaidream said:

He can post as long as he wants. You just don't like him posting because he tells the truth and you don't like anyone who tells it like it is regarding Thailand.

This topic is, "This will be my last post" and then the poster keeps on posting so it was not his last post.  I think it's appropriate to ask him when his last post will be?  I got all excited when I read his topic and was let down. 

 

PS I always post the truth about Thailand as it effects me.  And I really live here every day. 

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Posted
9 minutes ago, marcusarelus said:

I have an American passport and feel that your nationality is an example of all that is wrong with the world.  Feel free to post where I've said I was not an American and I'd thank you not to make up things about me in the future. 

really? you want to play this game again?

Posted
6 hours ago, FaFaHead said:

Not what I remember as a G.I. In ‘72-‘73.

Maybe 'you' are also not what you were in 72-73! Have to agree with your other comments re the Thais though. No, they don't progress.

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Posted
2 hours ago, Lacessit said:

Still think the USA has the best healthcare in the world?

Best for some, some of the worst for others. There is a growing movement to fix this. 

Hope I hope I do. 

Posted (edited)
4 hours ago, bwpage3 said:

The good news is at least the US govt trusts some people with a license to carry a gun. In Thailand only the criminals and the mentally unbalanced have the guns

 

Edited by shy coconut
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Posted

I was a little concerned by the thread title, I thought someone was going to have to

talk him down from a balcony!

 

Not sure what went on with the post above.....

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