Another insurance coverage question

[Gungpao]

I am trying to purchase travel insurance that can provide the covid coverage letter. Allianz covers covid but doesn’t provide the letter. But looking at the mfa Thailand website, it states:

 

https://www.mfa.go.th/en/content/thailand-pass-faqs

 

2. Does my insurance have to be a COVID-19 insurance in order to register with Thailand Pass?

- No. You can also use general insurance or health insurance with a minimum coverage of 50,000 USD

 

Have I missed something? I was under the impression the proof of insurance had to state covid coverage $50,000 usd min. Nowhere I can find says covid coverage is necessary. (I do want coverage for covid though)
 

I don’t really want to buy a Thai policy as the exclusions are too much. And the coverage is too little. Looking at the fine print I read Tune excludes car and motorcycle accidents…

 

[nkg]

Quote

2. Does my insurance have to be a COVID-19 insurance in order to register with Thailand Pass?

 

The English used in that sentence is a bit vague and ungrammatical. I think they are trying to say the following:

 

2. Does my insurance have to be a special policy that only covers COVID-19?

 

No. You can also use general insurance or health insurance with a minimum coverage of 50,000 USD, provided that it specifically includes COVID-19 coverage.

[Gungpao]

I think you are right as everything I have read up to this point says medical including covid minimum $50,000 usd is needed. The wording on the mfa site confused me.

 

[BigRed1]

1 hour ago, Gungpao said:

I am trying to purchase travel insurance that can provide the covid coverage letter. Allianz covers covid but doesn’t provide the letter. But looking at the mfa Thailand website, it states

I'm looking for the same thing but can't find UK based insurance policies which offer documentation explicitly stating COVID-19 coverage.

 

Seems like the COVID coverage letter is not a requirement anymore, but I'm not yet convinced.

I would have used the Thai based policies, but they exclude pre-existing medical conditions. I didn't realize they also exclude car and motorcycle accidents!

[Gungpao]

1 hour ago, BigRed1 said:

I'm looking for the same thing but can't find UK based insurance policies which offer documentation explicitly stating COVID-19 coverage.

 

Seems like the COVID coverage letter is not a requirement anymore, but I'm not yet convinced.

I would have used the Thai based policies, but they exclude pre-existing medical conditions. I didn't realize they also exclude car and motorcycle accidents!

Ipass policy excludes mv accidents if I understand correctly. #13 on this list of exclusions. Not sure about axa as I couldn’t find the policy.

 

 

[Sheryl]

I think it is early yet to say what sort of insurance documentation is required for Thailand Pass. Wait and see what people report.