5 minutes ago, Tofer said:

That's not an investment, it's gambling on a pyramid scheme.

Nonsense, I bought bitcoin in 2017 and also 2019 and cashed out for around x50.

 

You obv don't know what a pyramid scheme is. 

3 minutes ago, Neeranam said:

Can live like a king here in a 2 bedroomed house for 100 quid a month, eating out every day. What can 800 quid get in the UK? Maybe a bedsit for 100 quid a week and certainly not going out too much.  Why moan about 5 quid increase? Chances are that we'll only get on average 5 years of paid pensions anyway, which is reaching 72 years old. Really, there are other better things to moan about. 

For God's sake....stop moaning about me moaning.......555

6 minutes ago, Will B Good said:

You, from your own post, have no more than 16 years of NI contributions......you need to have paid 35 years for a full pension.........you will only receive £82.10

Nope, I just signed into the Govt site and this is my forecast.

 

7 minutes ago, Neeranam said:

Where is that 16 years figure from? 

I have more like 25 years paid already and will keep paying yearly to get the required 35. 

Four years at school, two other years and bought 10 years......you own post.

2 hours ago, jacko45k said:

The online option is not available for claims made for non-residents. If I recall access to the online form is not possible from overseas.

You can complete the digital application, wherever you're resident, provided they have sent you the access code to your account for registration.

 

 

3 hours ago, bradiston said:

This guy is obviously working his ticket. Done his homework and has worked out how to milk the UK system for every penny. I wonder how many other overseas visitors are doing the same. Work for 3 years minimum in the UK, then leave.

What a rude comment, I've a good mind to report you. I am British. 

I am not milking anyone, just getting what I am entitled to.

I chose to leave the UK in my 20s, when I was receiving unemployment benefit, relieving the govt of that expense. 

 

 

On 3/25/2022 at 7:45 PM, starky said:

This is like the yanks whingeing because thier embassy wouldnt immediately airlift doses of mrna vaccines ro vaccinate them during early  covid days.

  Heres the bottom line. If you want all the benefits of living wherever your home country happens to be. Dont become an expat. Not hard.

  Once you never longer live in your home country obviously you forfeit any benefits that come along with that. 

You're obviously not reading, or comprehending the comments. It's not a benefit, it's a contracted National Insurance contributory scheme.

11 minutes ago, Neeranam said:

Can live like a king here in a 2 bedroomed house for 100 quid a month, eating out every day. What can 800 quid get in the UK? Maybe a bedsit for 100 quid a week and certainly not going out too much.  Why moan about 5 quid increase? Chances are that we'll only get on average 5 years of paid pensions anyway, which is reaching 72 years old. Really, there are other better things to moan about. 

At 5% pa the state pension could be £15,000 in 10 years........but you are quite happy to remain on the pension you eventually collect? Which your age might me 70 by the time you get there.

2 minutes ago, Will B Good said:

Four years at school, two other years and bought 10 years......you own post.

And all the years since I paid the 10 years back. I mentioned the 10 years as I paid that all back at once. 

1 minute ago, Neeranam said:

What a rude comment, I've a good mind to report you. I am British. 

I am not milking anyone, just getting what I am entitled to.

I chose to leave the UK in my 20s, when I was receiving unemployment benefit, relieving the govt of that expense. 

 

 

No you're not....you're Thai.

On 3/25/2022 at 7:57 PM, billd766 said:

The pension that you get today takes into account of how much NI contributions you paid in and the date when you retire. 

It's not now calculated against how much you paid, it's simply the number of years you contributed. Now the pension is called a basic pension, i.e. levelled for everyone, so any serps you may have earned from an above average earned income have been discounted entirely, much to my annoyance.

2 minutes ago, Will B Good said:

No you're not....you're Thai.

Naturalized. I am British too. @bradiston seems to think expats shouldn't be allowed to continue paying NI voluntary contributions, unbelievable.

6 minutes ago, Tofer said:

It's not now calculated against how much you paid, it's simply the number of years you contributed. Now the pension is called a basic pension, i.e. levelled for everyone, so any serps you may have earned from an above average earned income have been discounted entirely, much to my annoyance.

Civil servants (technically servants of the crown) were quietly opted out of the full state pension by the government.......they said it was better for them financially ??????

On 3/26/2022 at 12:59 PM, Will B Good said:

Just been reading up on that....

 

3.2 Second automatic UK test

 

You’ll be UK resident for the tax year if you have a home in the UK for all or part of the year and the following applies:

 

......... you’ve been present in that home for at least 30 days at any time during the year.

 

I am hanging my hat on that.

 

$#1t, that means I'm gonna have to visit UK...

39 minutes ago, Neeranam said:

Why not?

 

How much is the full pension per week?

 

What, in 11 years time? It'll be worth about £100.

Just now, Tofer said:

$#1t, that means I'm gonna have to visit UK...

Yes...kind of set my mind to do that anyway......the only fly in the ointment is "be present in that home"......mine is rented out.

 

Is the DWP really going to stake it out and see if I sleep there for 30 nights????

On 3/25/2022 at 5:59 AM, Gottfrid said:

Just to skip the petition. Sure, British pensioners are not a strain on health care or other services. However, they neither inject their money in the country that gives it to them. So, there we have the reason. And then, crying about a raise of 5,55 pound per week? That´s not very sophisticated. That´s not to be called a raise. Such things are know under the name of weekly disgraces.

I still pay UK income tax ...... deducted direct from my pension.

15 minutes ago, Neeranam said:

Naturalized. I am British too. @bradiston seems to think expats shouldn't be allowed to continue paying NI voluntary contributions, unbelievable.

It wasn't the class 2 contributions, it was the absence of paying any other "contributions", eg income tax and vat. If you think that £3.05 pw covers your predicted £179 odd pw, you should have Sunak's job.

39 minutes ago, Neeranam said:

You obv don't know what a pyramid scheme is. 

Yes I do.

 

You obviously don't know what an investment is.

13 minutes ago, Will B Good said:

Yes...kind of set my mind to do that anyway......the only fly in the ointment is "be present in that home"......mine is rented out.

 

Is the DWP really going to stake it out and see if I sleep there for 30 nights????

Make sure it's a female tenant you can shack up with for a month... ????

10 minutes ago, Tofer said:

Make sure it's a female tenant you can shack up with for a month... ????

OMG.....I must be losing it.....that hadn't crossed my mind.

 

I am thinking.......don't let it out as whole property, but as 'room rent'......with the promise to the tenant that I won't actually live there, but should someone ask, they are to say I live there for a month each year???

53 minutes ago, Will B Good said:

there is or was at least one period of 91 consecutive days when you had a home in the UK

Hmmm, but if you're renting it, and the tenant is paying the council tax, you may be on a sticky wicket, i.e. it's not your home...

Have a look into my info about staying overnight at a UK address where you keep clothes, I'm not sure if it's still current.

1 minute ago, Tofer said:

Hmmm, but if you're renting it, and the tenant is paying the council tax, you may be on a sticky wicket, i.e. it's not your home...

Have a look into my info about staying overnight at a UK address where you keep clothes, I'm not sure if it's still current.

Ha! Just responded to that point..........room rent? Could be the way to go........

2 minutes ago, Tofer said:

Have a look into my info about staying overnight at a UK address where you keep clothes, I'm not sure if it's still current.

That would be a doddle......got kit all over the place with my four kids 

1 minute ago, Will B Good said:

OMG.....I must be losing it.....that hadn't crossed my mind.

 

I am thinking.......don't let it out as whole property, but as 'room rent'......with the promise to the tenant that I won't actually live there, but should someone ask, they are to say I live there for a month each year???

I wouldn't ever trust a tenant to do anything you ask of them.

Just now, Will B Good said:

That would be a doddle......got kit all over the place with my four kids 

Could be a better solution, if the rule is still current. 

3 minutes ago, Tofer said:

Could be a better solution, if the rule is still current. 

Just remembered......I was briefly interviewed by, I am guessing immigration, leaving Heathrow returning to Thailand.

 

Where are you going? .....Thailand

 

For how long.......I'm not sure

 

Will it be for more than 30 days?......Just had the presence of mind to feign shock and say oh no, not that long.

 

People must go on lengthy holidays, cruises, road/train tours.......any idea what the rules are?????

4 minutes ago, Will B Good said:

Just remembered......I was briefly interviewed by, I am guessing immigration, leaving Heathrow returning to Thailand.

 

Where are you going? .....Thailand

 

For how long.......I'm not sure

 

Will it be for more than 30 days?......Just had the presence of mind to feign shock and say oh no, not that long.

 

People must go on lengthy holidays, cruises, road/train tours.......any idea what the rules are?????

Found this......gov.uk

 

If away from the UK for more than 2 years you may still qualify to return to live in the UK under your previous conditions if, for example, you have strong family ties in the UK or have lived here most of your life. However, as this would be a matter for the Immigration authorities, you would be required to address any further queries to them.

You need a Returning Resident visa to come back to live in the UK if you were previously settled (given ‘indefinite leave to remain’) and you’ve been away for more than 2 years.

 

29 minutes ago, Neeranam said:

What a rude comment, I've a good mind to report you. I am British. 

I am not milking anyone, just getting what I am entitled to.

I chose to leave the UK in my 20s, when I was receiving unemployment benefit, relieving the govt of that expense. 

 

 

Paying contributions while living abroad is, surprisingly perhaps, not a god given right.

 

https://www.gov.uk/voluntary-national-insurance-contributions/who-can-pay-voluntary-contributions

 

Presumably you qualify under the following clause:

 

"Living and working abroad Class 2 - but only if you worked in the UK immediately before leaving, and you’ve previously lived in the UK for at least 3 years in a row or paid at least 3 years of contributions."

 

I have a Thai/UK daughter. She's worked since the age of 19 when she got a part time job at Nando's while at university to supplement her grant. She's worked every day of her life since then. She's 33.

 

British or not, I suggest you must have devoted more than a few hours to studying the UK pension laws, to come up with the maximum benefit from minimal outlay result you seem to have achieved. I can only hope for your sake the UK parliament doesn't do what it did to us expats, and cut you out of what you consider to be rightfully yours.

 

6 minutes ago, Will B Good said:

Just remembered......I was briefly interviewed by, I am guessing immigration, leaving Heathrow returning to Thailand.

 

Where are you going? .....Thailand

 

For how long.......I'm not sure

 

Will it be for more than 30 days?......Just had the presence of mind to feign shock and say oh no, not that long.

 

People must go on lengthy holidays, cruises, road/train tours.......any idea what the rules are?????

Not sure. I only know that if you work overseas, you need to stay out of UK more than a full fiscal year (April 5th to April 4th) to avoid UK income tax on those overseas earnings. It's a b....y minefield, I only discovered the overnight rule talking to a specialist tax accountant.