WrLife...any more info or updates regarding trust and claims?

[Tubby]

so WrLife are promoting heavily again. They are cheap, offer a pretty reasonable policy, but still nothing about them, or if the mass of people signing up are getting their claims.

 

I've spent 3 days already looking for insurance. Prob is I need monthly payments. WrLife is good, but what's the latest feedback??

 

Thanks peepz

[proton]

I had a look at it, the cover does not seem very high

[KannikaP]

I took out a policy with them earlier in the year, monthly premiums, but after several disconcerting emails from them, I quit. 

No real information available. Only one person on here said they had made a successful claim, but no unsuccessful ones admitted to.

Sheryl's the expert on this type of thing.

Edited December 19, 2022 by KannikaP

[Liverpool Lou]

20 minutes ago, proton said:

I had a look at it, the cover does not seem very high

That's a subjective view that bears no relation to any claims record.

[scubascuba3]

i reckon Pacific Cross would be a better bet for cheaper premiums

[Tubby]

6 minutes ago, KannikaP said:

I took out a policy with them earlier in the year, monthly premiums, but after several disconcerting emails from them, I quit. 

No real information available. Only one person on here said they had made a successful claim, but no unsuccessful ones admitted to.

Sheryl's the expert on this type of thing.

Thanks for the reply. So on the fence with this. Its the one thing you cant have go wrong if you need it.

[Liverpool Lou]

5 minutes ago, KannikaP said:

No real information available. Only one person on here said they had made a successful claim, but no unsuccessful ones admitted to.

So an apparent 100% success rate!   You can be sure that if they were denying claims social media would have made it very clear as it has done with positive results! It makes no sense assuming that they will be making claims difficult.

[Tubby]

3 minutes ago, scubascuba3 said:

i reckon Pacific Cross would be a better bet for cheaper premiums

The wife is with them. I may follow. Thing is I need monthly payments and they dont do them. Only 4 and 6 months.

 

Edited December 19, 2022 by Tubby

[Tubby]

5 minutes ago, Liverpool Lou said:

So an apparent 100% success rate!   You can be sure that if they were denying claims social media would have made it very clear as it has done with positive results! It makes no sense assuming that they will be making claims difficult.

Very good point also, where do you see a 100% success rate btw?

 

Edited December 19, 2022 by Tubby

[proton]

6 minutes ago, Liverpool Lou said:

That's a subjective view that bears no relation to any claims record.

Not it's not, if you are looking for serious cover 2-3 million and the cover is nowhere near that then the cover they offer is not very high.

[Liverpool Lou]

1 minute ago, Tubby said:

 on the fence with this. Its the one thing you cant have go wrong if you need it.

Why are you on the fence when there has been absolutely no evidence that making legitimate claims would be problematic and the exact opposite, in fact, seems to be the case?

 

I don't even know if there has ever been confirmed evidence that any insurers deliberately denied legitimate claims that policies covered.

[Liverpool Lou]

4 minutes ago, Tubby said:

6 minutes ago, Liverpool Lou said:

So an apparent 100% success rate!   You can be sure that if they were denying claims social media would have made it very clear as it has done with positive results! It makes no sense assuming that they will be making claims difficult.

Expand  

Very good point also, where do you see a 100% success rate btw?

From this thread...

"No real information available. Only one person on here said they had made a successful claim, but no unsuccessful ones admitted to".

 

I haven't researched the company's claims record but I take it that you have tried to and you haven't found anything to dispute it?

[yeahbutif]

 The amount of insurance cover is relevent to premium... I have  4000 Dollar cover For £396 For 3 months I'm 65 without any illness.. so best I could find.. as for if they honour claims don't know. As it seems they are quite new.. they do have a Facebook site  just search wrlife on Facebook search.. 

[Liverpool Lou]

6 minutes ago, proton said:

14 minutes ago, Liverpool Lou said:

That's a subjective view that bears no relation to any claims record.

Not it's not, if you are looking for serious cover 2-3 million and the cover is nowhere near that then the cover they offer is not very high.

Yes, it is subjective, your view of the level of cover may be different to mine and everyone else's, that makes it subjective.   And nothing to do with the thread subject of claims.

[Liverpool Lou]

1 minute ago, yeahbutif said:

 The amount of insurance cover is relevent to premium...

Yes, and it is irrelevant to the subject of this thread.

[scubascuba3]

10 minutes ago, Liverpool Lou said:

Why are you on the fence when there has been absolutely no evidence that making legitimate claims would be problematic and the exact opposite, in fact, seems to be the case?

 

I don't even know if there has ever been confirmed evidence that any insurers deliberately denied legitimate claims that policies covered.

It was discussed in previous threads why people have concerns, look it up

[Liverpool Lou]

 

4 minutes ago, yeahbutif said:

As it seems they are quite new..

No, they're not...

 

"We’re a fully-licenced independent insurance group with over 30 years experience of providing specialised insurance for expats".

[Liverpool Lou]

Just now, scubascuba3 said:

12 minutes ago, Liverpool Lou said:

Why are you on the fence when there has been absolutely no evidence that making legitimate claims would be problematic and the exact opposite, in fact, seems to be the case?

 

I don't even know if there has ever been confirmed evidence that any insurers deliberately denied legitimate claims that policies covered.

Expand  

It was discussed in previous threads why people have concerns, look it up

I don't need to look up anything, I'm commenting on the subject of this thread.   If you've got information that may be helpful to the OP from other threads, post it.

[Tubby]

11 minutes ago, yeahbutif said:

 The amount of insurance cover is relevent to premium... I have  4000 Dollar cover For £396 For 3 months I'm 65 without any illness.. so best I could find.. as for if they honour claims don't know. As it seems they are quite new.. they do have a Facebook site  just search wrlife on Facebook search.. 

yeah thats just it. its a uk company and even they are the broker. Bad reviews on Google, but that could be spam. there are only 6 or 7 reviews. All bad. Facebook page started recently. Just nothing about them good so far that ive seen. 

 

[Tubby]

8 minutes ago, Liverpool Lou said:

I don't need to look up anything, I'm commenting on the subject of this thread.   If you've got information that may be helpful to the OP from other threads, post it.

Thank you for you input. Moving on

[KannikaP]

45 minutes ago, scubascuba3 said:

i reckon Pacific Cross would be a better bet for cheaper premiums

They, PC, are very picky about existing, pre-conditions and exclusions, need a FULL medical exam and are considerably more expensive that WR.

[Liverpool Lou]

13 minutes ago, Celsius said:

29 minutes ago, Liverpool Lou said:

 

No, they're not...

 

"We’re a fully-licenced independent insurance group with over 30 years experience of providing specialised insurance for expats".

Expand  

 

Source: Trust me bro

You can dispute it with the licencing authority if you doubt it.   You got anything that contradicts it?

[scubascuba3]

14 minutes ago, KannikaP said:

They, PC, are very picky about existing, pre-conditions and exclusions, need a FULL medical exam and are considerably more expensive that WR.

sounds a sensible business model. I have a couple of friends who made recent successful claims with PC

[Tubby]

Just now, scubascuba3 said:

sounds a sensible business model. I have a couple of friends who made recent successful claims with PC

yeah my wife is with them no claims so far

[malathione]

36 minutes ago, Liverpool Lou said:

 

No, they're not...

 

"We’re a fully-licenced independent insurance group with over 30 years experience of providing specialised insurance for expats".

They're related to the Thonburi Group. Their experience with insurance is via Assist International (also mostly owned by the Thonburi Group), which assist other insurance companies as an interface with Thai hospitals and are seemingly majority owned by the same people. Registered in England, yes, Thai ownership.

[Tubby]

1 minute ago, malathione said:

They're related to the Thonburi Group. Their experience with insurance is via Assist International (also mostly owned by the Thonburi Group), which assist other insurance companies as an interface with Thai hospitals and are seemingly majority owned by the same people. Registered in England, yes, Thai ownership.

Thank you sir. 

[malathione]

1 minute ago, Tubby said:

Thank you sir. 

My pleasure and the best of luck to you. 

[Liverpool Lou]

Just now, Tubby said:

8 minutes ago, Liverpool Lou said:

I've given you some useful input now you want to dictate who contributes to the thread?   On yer bike.

 

 

not really other than troll. you dont like it on yer bike. let others talk. Dam how old are you!

You posted here asking about the claims record of WR Life after finding nothing derogatory anywhere about the company and were given positive opinions about it from me that you acknowledged.  You also want to pay monthly premiums that no other company offers, here's a tip for you, go with WR.

[anchadian]

The problem with all these different threads is that many members respond to most of them.

 

I certainly didn't move to Thailand to spend most days and nights on a discussion forum.  There are more things to do in life.

 

Not another thread on WrLife.

 

 

[malathione]

7 minutes ago, Tubby said:

Thank you sir. 

By the way, Bumrungrad does not accept WR for direct billing. I did find out, it being my hospital of choice.