Tightest Thai budget

[noobexpat]

27 minutes ago, bignok said:

I dont live on 20,000 baht a month. Never said I did. The topic is about lowest budgets.

Its pretty obvious that you are in the lower tier. 

Anyone who has a healthy income has no interest in discovering who has less to work with.

 

[kevin612]

My rent and utilities are 20k.  Regarding 20k a month, you better have a girlfriend in Thailand, otherwise you’ll be lonely lonely lonely 

[bignok]

45 minutes ago, noobexpat said:

Its pretty obvious that you are in the lower tier. 

Anyone who has a healthy income has no interest in discovering who has less to work with.

 

Pretty obvious you are a troll.

[bignok]

22 minutes ago, kevin612 said:

My rent and utilities are 20k.  Regarding 20k a month, you better have a girlfriend in Thailand, otherwise you’ll be lonely lonely lonely 

Do you have one?

[bignok]

8 hours ago, Fat is a type of crazy said:

99.6 per cent of girls don't like cheap charlies. 

 

 

How many girls have you dated? 

[fittobethaied]

The only way to stay on top of a budget is to micromanage it by the week and pay only with cash. I take cash from my bank account at the beginning of each month and put my fixed expenses like utilities in marked envelopes. Then, I have 4 or 5 envelopes for weekly expenditures depending on the length of the month. At the beginning of each week, I transfer that money from an envelope into my wallet for groceries, meals out, GRAB or other incidental expenses. I usually have a few thousand left over each week which goes back in the big pot, but if I ever get close to spending all that is in my wallet, then I just stop spending until the next week. It's a method that I came up with back in my high school days, and it has served me well ever since. My house, car, furniture and clothes are all paid for in full, and I have no debt at all. My wife cooks breakfast about three days a week, and most all other breakfast and lunch meals are ordered through GRAB or PANDA. We eat lunch out about 5 days a week and enjoy buffets in some of the better hotels in town. We live a very comfortable life and want for nothing, and I only spend about 20,000 Baht per month. We never feel like we are missing out on anything. I don't drink or smoke or go anywhere alone, and my wife is with me 24/7. It works well for us, and we are both very content with the arrangements. There is a huge difference between being frugal and being a cheap Charlie. The key is "discipline" and having the will power to say no to things you "want" but don't really "need". My wife gets a salary each month to spend as she wishes, but I control the money and set and maintain the budget.  

Edited October 21, 2023 by fittobethaied

[KannikaP]

12 minutes ago, fittobethaied said:

The only way to stay on top of a budget is to micromanage it by the week and pay only with cash. I take cash from my bank account at the beginning of each month and put my fixed expenses like utilities in marked envelopes. Then, I have 4 or 5 envelopes for weekly expenditures depending on the length of the month. At the beginning of each week, I transfer that money from an envelope into my wallet for groceries, meals out, GRAB or other incidental expenses. I usually have a few thousand left over each week which goes back in the big pot, but if I ever get close to spending all that is in my wallet, then I just stop spending until the next week. It's a method that I came up with back in my high school days, and it has served me well ever since. My house, car, furniture and clothes are all paid for in full, and I have no debt at all. My wife cooks breakfast about three days a week, and most all other breakfast and lunch meals are ordered through GRAB or PANDA. We eat lunch out about 5 days a week and enjoy buffets in some of the better hotels in town. We live a very comfortable life and want for nothing, and I only spend about 20,000 Baht per month. We never feel like we are missing out on anything. I don't drink or smoke or go anywhere alone, and my wife is with me 24/7. It works well for us, and we are both very content with the arrangements. There is a huge difference between being frugal and being a cheap Charlie. The key is "discipline" and having the will power to say no to things you "want" but don't really "need".  

When my Mrs calls me a Cheap Charlie, I retort with 'no, a Careful Charlie'.

40k per month, with house & car paid for, is plenty for the two of us, and Bht 6k for step-son's school.

Edited October 21, 2023 by KannikaP

[Denim]

8 hours ago, Fat is a type of crazy said:

99.6 per cent of girls don't like cheap charlies. 

 

 

Any idea where the 0.4 per cent hang out ?

 

Asking for a friend. He's  so tight he squeaks when he walks.

[bignok]

If any gf isnt happy with normal Thai food give her the flick unless she pays. Best test of a woman. Buy regular food, if not happy walk away. The best food is usually cheap anyway.

[Ralf001]

1 hour ago, bignok said:

Pretty obvious you are a troll.

He's actually right though.

[Tedly]

5 hours ago, bunnydrops said:

Live rural, 3km from town, house paid for, car paid for, eat at home. My monthly electric bill is less than 800 baht, water 60. I COULD live on less than 20000, but I don't care to.

Same here but my electric and water are higher, if not for wife spending money I could maybe do on 20,000 but as you said I don't care to live that frugal, usually close to 40,000 for me but some of that is budgeted for other possible expenses such as medical or home or car repairs.

[bignok]

9 minutes ago, Ralf001 said:

He's actually right though.

Right about what?

[LukKrueng]

9 hours ago, Fat is a type of crazy said:

99.6 per cent of girls don't like cheap charlies. 

 

 

Well, that leaves about 15,000 who do....

[EdrigoSalvadore]

It's hard, even I have elite visa, don't drink alcohol or pay girls, mostly cook my own food. There's so many small expenses, it all adds up.

Do people account for new electronic purchases, shoes and clothes, motor vehicles, and their service, health and dental expenses, travel and holidays?

 

Medicines and vitamins, internet and phone service. Gifts for family for birthdays and such. Damn it's just too much. 

[vukovar77]

I have Thai wife and she like to  cook every day ,mostly Thai food .We have condo and motorcycle .Living near the sea.We buy groceries in 2 big  markets in Bang Lamung and mostly Tesco-lotus.So,yes 20-25 K per month is OK and we can live on that budget easy and with good quality of life.On average we spend more per month ,about 40-50 K .,but it is possible for us (2 people) to live with 20-25K(which we used to in covid times).

[Ralf001]

1 hour ago, Ralf001 said:

He's actually right though.

that you are in the lower tier.

[bignok]

Just now, Ralf001 said:

that you are in the lower tier.

I spend 50% more than you

[Ralf001]

2 minutes ago, bignok said:

I spend 50% more than you

And yet you start 100% more pathetic trollish threads than I.

Edited October 21, 2023 by Ralf001

[bkk6060]

My tighest is 100 k.   The 3 Gś:

Golf

GIrls

Good food

[bignok]

Just now, Ralf001 said:

And yet you start 100% more pathtic trollish threads than I.

Nobody forces you to read the forum or respond so you are whinging about nothing.

[Ralf001]

Just now, bignok said:

Nobody forces you to read the forum or respond so you are whinging about nothing.

The train wreck that is you, makes me hard.

[bignok]

6 minutes ago, Ralf001 said:

The train wreck that is you, makes me hard.

So you have a gay crush on me.

[Yellowtail]

4,200/month, rolling twelve-month average.

[zzaa09]

Farang Kee Nok. 

It is what it is.

[Ralf001]

29 minutes ago, bignok said:

So you have a gay crush on me.

Train wrecks arouse me.

[bignok]

3 minutes ago, Ralf001 said:

Train wrecks arouse me.

Talking about budgets is normal. You must be the train wreck.

[noobexpat]

1 hour ago, bignok said:

Talking about budgets is normal. 

Why you only interested in the low ones though? Will you turn green if you hear about the others?

[cowellandrew]

11 hours ago, KhunLA said:

Pretty sure that's more than we 'need' to spend, when home.  Many months don't spend that much.

 

BUT ... we own house, car & scooter, have solar, so 3 of the biggest monthly bills for us don't exist.

 

Internet ... < 1400

electric if any ... < 200

water .. < 200

car ins ... < 1000

healthcare ,,. < 2000 

... ball park average w/full check up yearly

 

Food ... < 15k, probably 10k ish, that eating good, 90% at home

What internet is that? I live rural village and now have fibre connection 300baht a month!

[Bobthegimp]

13 hours ago, EVENKEEL said:

There used to be a poster named Canary Sun who took great delight claiming to live on 10,000 baht a month in Pattaya.

He was also one of the most cheerful, positive posters on this board.  Always out walking and exploring in the sunshine.  It's almost as if he was too busy to criticize other people's life choices and attack other posters, or maybe I'm mistaken.  That was a long time ago. 

[bignok]

3 hours ago, noobexpat said:

Why you only interested in the low ones though? Will you turn green if you hear about the others?

Why are you trolling? You could start a topic on 200,000 baht a month budgets if you want