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48
Do you owe money?
In the 1960/70ties? Today young folks can not qualify for a downpayement and qualify to service their dept. They simply don't earn enough money. All over Europe. Without a "real-estate-inheritance", average young folks will not become "real-estate -owners" in Europe anymore. Hail to the 1960/70ties, when the working class was able to accumulate some tangible assets, beyond their paychecks. -
16
New PL football season 2024/25 ⚽️
Good win today for Liverpool after a disappointing result in their last league game. -
24
Former Arsenal Player Arrested Over £600K Cannabis Smuggling from Thailand
You go on and start a lucrative career in drug smuggling if you believe that. Dogs can smell that easily as they smell particles in the ppm range. They could have run those bags through several cycles in a dishwasher and trained dogs would still pick them out. By the looks of these bags, people could probably smell the resin inside those bags. -
181
Trump vs. Taylor Swift: A Battle He’s Bound to Lose
You are unable to think critically. You like most liberals only see things on the surface -
281
What’s the best area in Thailand for expats to settle for long-term living?
what were the reasons you gave for not liking it? too seedy? -
27
On Poor People & Rushing
What you call "fluid interpersonal boundries" seems to be a component of the broader concept of empathy. We are all like that, at least to a degree. I would say it's part of being a social animal. I don't know about prisons but in Thailand "fluid interpersonal boundries" seems to be nurtured by the culture. Thai society - at least in its traditional form - emphasizes the importance of collectivism and nationalism. The "what happens to one of us happens to all of us" mentality probably emerges from the kind of education people get here. Would be interesting to try and find out if young people are as fluid as their elders. Now for the link between the concept of "fluid interpersonal boundries" and being confused and impatient, I don't know what to say. To be honest this hypothesis would require some serious investigation and testing. My guess would be that it's probably more complicated than that with multiple factors at play - some biological (like brain chemistry), some cultural (like education) and other psychological (like life experiences or traumas). I think our species was more or less forced to operate this way. For thousands of years, we relied on each other for our survival and so the idea that "today you share my burden and tomorrow I'll share yours" is probably part of the many strategies that we've developed to last as long as possible. At the end of the day "fluid interpersonal boundries" might be something that you find in every environment where humans struggle due to poverty, violence, etc... Surviving prisons without friends for example might be harder. Just my 2 cents on this :)) -
26
UK frozen pension returning to UK and going overseas again at a later date!
Sorry, but I simply do not believe this. I have an extremely detailed knowledge of how benefit fraud is dealt with and the situation you have described does not happen. Cases of fraud-related overpayment of benefits to claimants living abroad are known as 'Abroad Fraud' within DWP. DWP largely relies on tip-offs to identify Abroad Fraud. DWP does not have access to Border Force data to identify Abroad Fraud, nor can BF data be used in Interviews Under Caution or Prosecutions. The overwhelming majority of Abroad Fraud is due to claimants claiming Universal Credit or Pension Credit while living overseas (unlike the State Pension, UC and PC are not 'Exportable Benefits'). If Abroad Fraud is suspected then the intelligence (usually a tip-off via the Benefit Fraud Hotline - DWP staff don't have time to go on 'fishing expeditions') is recorded on a Fraud Referral Form which goes to the Abroad Fraud Triage Team. They will look at the claimant profile, the likely amount of fraud and their confidence in the intelligence, and make a decision as to whether an investigation should be started (keep in mind that investigative resources are very limited). If the case is deemed worthy of investigation then the data is entered into DWP's FRAIMS (Fraud Referral and Intervention Management System). A member of the Abroad Fraud team would then pick up the entry. If a pensioner has a UK bank account and a UK address then avenues for investigation become very limited. Border Force data cannot be used and the investigator would literally have to interview airline staff to get statements that the suspect had travelled on a particular date (airlines don't normally hand over passenger lists to DWP). DWP do not have access to banking transactions when investigating Customer Compliance issues. Facebook/Social Media is one area where unwitting self-incrimination is possible. Assuming evidence is obtained then a decision would be made as to whether the case would result in a criminal prosecution or whether its a Customer Compliance issue. In the case of failing to report moving overseas then it would be classed as a Customer Compliance issue. State Pension is not a Sanctionable Benefit so the pension would simply be reset to the level it was at when the pensioner left the UK. If the overpayment has been substantial then DWP may issue an 'Administrative Penalty' ('Adpen' in DWP-speak). Since 2015 the minimum Adpen is £250 and maximum is £5000. Adpen guidelines set an amount at typically half the overpayment - e.g. if £2000 is overpaid then the Adpen is £1000. £10k+ overpayment would lead to the maximum of £5k Adpen. An Adpen is essentially voluntary and the customer must agree to pay it. It cannot be simply deducted from pension payments. If the customer does not accept the Adpen then DWP can prosecute for the amount of the Adpen. However CPS set quite a high threshold on prosecution and where an individual is living overseas the offence would need to be of such gravity as to potentially attract at least a 12 month jail sentence. The total amount of state pension fraud (UK and overseas) is thought to be very very low - I think in 2022 the estimate was 0.7% of benefit fraud. The avenues open to DWP for investigating Abroad Fraud by State Pension claimants are really very limited. Moreover the amount of overpayment is invariably small in comparison to other benefit frauds so the cost-benefit of investigation in unfavourable. Almost all cases would be self-incrimination and tip offs due to family/friend fall-outs. State pension fraud is bottom of DWPs priorities. In contrast, for the last Financial Year End about 12% of Universal Credit claims were estimated to be 'in overpayment' (a loss to DWP of about £6.5 billion) - that is over ten times the total estimated cost of unfreezing all pensions (£600M).- 1
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112
Stealing a Federal Election
https://en.m.wikipedia.org/wiki/2000_Mules "In 2024, Salem Media Group partially settled a lawsuit by a Georgia man who had been falsely accused of depositing fraudulent ballots in a ballot box. As part of the settlement, Salem disavowed the film and the book, pulled them from distribution and apologized." The premise of 2000 Mules is faulty, and no evidence was presented. Anyone who understands how elections are conducted would know that 2000 Mules is just crazy.- 2
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38
Will Harris' Leadership Unite or Divide the Nation?
I doubt you're as silly to believe that it is not excruciatingly obvious that Harris has copied a large number of Trump's policies to the letter. Fracking No tax on tips Immigration, she's Wyatt Earp now China tariffs - She will retain them all Increasing Child tax credit. Both support Israel now. Both support gun ownership now What difference? Abortion? That's it? I'm waiting for her to put on a suit and red tie and come out with the slogan "Make America great again". -
8
Barretts Esophagus
That's great to know. Thanks! I have not had any dysplasia and it is a small section, so 3 to 5 years was suggested range. With covid, I'd just let it run to the longer end. Hopefully, that doesn't come back to bite me. -
33
Truth social is the future! Buy now while it's on sale.
Monday should be a big day. The Saudis and Russians have been prepped to prop up the stock. Someone dumped millions of shares on Friday, who could that have been? -
5
More Than 70,000 Soldiers Fighting for Russia Have Now Been Killed
I was only joking of course -
112
Stealing a Federal Election
The documentary, '2000 Mules' makes a somewhat compelling case towards electoral fraud in the 2020 election, even though the doc. has apparently been "debunked", by of course Left-wing agencies. If Trump doesn't get taken out before Nov. from at this point what may need to be a Nuke, then I'd bet dollars to donuts that 'punch-drunk' Kamala will be destroyed at the polls and that the 2020 election fraud topic will be forever cast into the sewer of speculation. America will once again be re-born and 'Made Great Again' 😁- 3
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5
More Than 70,000 Soldiers Fighting for Russia Have Now Been Killed
They're not going back to Russia until the war ends. Unless Russia starts kidnapping ex-pat Russians. -
48
Do you owe money?
Nope don't owe any money can't get a credit card because of age
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