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Trump’s Jan. 6 Pardons Slammed as a 'Grotesque Display' of Power by Schiff
So its other than what he says. Good. And how do you know he will be able to get a firearm? Are there background checks? Have you ever purchased a firearm in the USA? -
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Trump’s Jan. 6 Pardons Slammed as a 'Grotesque Display' of Power by Schiff
who is we?, what you think is Trump is going to make my head implode, -
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Delivery Rider Killed in Road Rage Incident Involving Indian Driver on Sukhumvit Road
In Fact, nearly 100% of the property in that area of Sukhumvit, from Phrom Phung to Ploen Chit is owned by long term resident Indian families. Almost 200 years ago, one of the Thai Kings invited Indians and Persians to set up commerce in then Siam and granted them a huge track of land which is now Sukhumvit. They can not sell it, they can only lease it. Indian familied dominate the Bangkok hotel industry and control many of the larger Sukhumvit area hotels. There is a lot of resentment between these Indian families and Thais as they remain aloof from Thai society and rarely intermarry. -
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Thai tax tangle: Expats warned of new rules on overseas income
I'm curious. Why ask the TRD clerk anything? Can't you just hand in your paper tax return without any discussion? Which begs the question -- if I ever have to file, can I just mail in the paper tax return? -
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The costs of Health Insurance in Thailand
Medical coverage in Thailand remains crucial for expatriates and Thais, ensuring medical care access when needed and financial security. While rates vary based on personal factors and selected coverage options, cost-effective and comprehensive coverage plans offer plenty of choices. Let us explore the key aspects of Thai health insurance, and what you should consider when selecting a plan that works best for you. Factors affecting costs Several crucial factors influence health insurance premiums in Thailand. Being familiar with these components helps you select the appropriate coverage that fits your needs and finances. Age and health Insurance rates increase significantly with age and older individuals may face higher premiums due to an increase in the likelihood of requiring medical care due to increased health risks. Those with existing health conditions also typically face elevated rates due to anticipated treatment requirements. Before setting premiums, insurers often conduct thorough health assessments during their underwriting process. Basic vs. comprehensive coverage Entry-level plans, although they offer reduced rates, limit services to fundamental medical care, potentially excluding major procedures or treatments. More comprehensive coverage plans do offer broader coverage, including hospitalisations or outpatient care, but at the cost of a higher premium. Be sure to assess your healthcare needs and budget before making a decision. Local vs. international insurers Domestic or local insurance providers typically charge lower rates, primarily serving Thailand-based medical facilities. On the contrary, while international providers are more costly, often come with expanded coverage options, including access to medical facilities worldwide. For their flexibility and worldwide benefits, many expats may prefer international plans over domestic ones. Additional coverage Adding additional protection for dental procedures, eye care, or maternity services will increase monthly premiums. While they are optional, these additional services are often necessary depending on individual circumstances. If you do need the extra coverage, it’s best to start here. Average costs of Thai health insurance Understanding the standard cost of health insurance in Thailand is indeed important to help us make informed decisions. Cigna provides various plans to accommodate different needs and budgets, including comprehensive coverage plans. Below we examine standard insurance costs within Thailand and explore Cigna's available options. Cigna's global coverage options Cigna specialises in expat-focused health insurance plans in Thailand, offering adjustable and flexible coverage. Here are some of the key features and costs of Cigna’s plans. Plan Type Coverage Area Annual Benefit Limit (US$) Core Benefits Silver Worldwide or Worldwide excluding USA 1,000,000 - Inpatient and daypatient treatment - Private room accommodation - Full cancer care - Newborn care cover Gold Worldwide or Worldwide excluding USA 2,000,000 - Inpatient and daypatient treatment - Private room accommodation - Full cancer care - Inpatient maternity care Platinum Worldwide or Worldwide excluding USA Paid in full (unlimited) - Inpatient and daypatient treatment - Private room accommodation - Full cancer care - Inpatient maternity care - Mental and behavioural health care paid in full Close Care Country of residence + Country of nationality 500,000 - Inpatient and daypatient treatment (semi-private room) - Full cancer care Benefits of Cigna’s plans Cigna's health insurance plans include key advantages providing robust protection and adaptable options for expats in Thailand. Benefit Details Inpatient care Up to US$1,000,000 per year for hospital stays Outpatient visits Up to US$25,000 annually for doctor consultations Chronic condition support Full coverage for ongoing treatment of chronic illnesses Emergency evacuation Covered 100% worldwide for life-threatening situations Preventive care Includes check-ups, screenings, and vaccinations Customizable add-ons Options for dental, vision, and maternity care can be added Looking for coverage? Get a free quote and secure your plan today before premiums increase and policies are updated. Prioritise your health and act today! Advantages of having health insurance Emergency and chronic condition coverage Insurance helps manage costs for unexpected medical emergencies, such as accidents and sudden illness, minimising the financial burden of expensive medical expenses. It also supports the ongoing treatment of persistent conditions such as diabetes or asthma by covering medical consultations, testing services, medications, and hospital care. This ensures proper treatments for patients and helps prevent health complications. Access to international standard care Health Insurance guarantees treatment at private medical facilities recognised for higher service quality, minimal waiting periods, and advanced medical technology. For their reliable care standards, these institutions are often preferred by expats, especially during emergencies. Insurance plans generally include established hospital networks, providing quick and effective treatment access when needed. Peace of mind for expats Having health insurance provides reassurance to expats and families, knowing that medical costs are taken care of in times of need. This can help reduce the stress and anxiety that comes with health scares, giving you the peace of mind to fully focus on your recovery. Families may value this protection for members such as children or grandparents who may require more frequent medical attention. Many policies also include additional services like psychological support and wellness programs in a bid to promote overall health and well-being. Choosing the right plan Evaluating your medical needs Before choosing a plan, you should have a good idea of your healthcare needs. Consider factors like how often you visit your doctor, whether you have existing chronic conditions, and whether you have a preferred provider. This information will help you pick the perfect coverage plan for you and your family. Comparing plans Be sure to review the benefits of different plans. Do they cover hospitalisations, outpatient care, and preventative services? Take a look at the premiums and benefits to make sure that you get a good deal. Understanding limits and exclusions Carefully review excluded services, such as pre-existing conditions or specific treatments to avoid any unexpected expenses. Keeping these details in mind helps you choose a deal that fits your needs. Having health insurance in Thailand remains crucial for both expats and locals, ensuring both financial protection and quality care access. Ultimately, costs may vary depending on age, health status, and selected coverage, ranging from basic to comprehensive plans. International providers, including Cigna, offer specialised plans featuring benefits like hospital care, chronic condition management, and emergency evacuation services. Investing in health insurance is crucial for alleviating financial stresses during emergencies and promoting overall health and well-being in families. Original article by The Thaiger
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