UK State Pension Payments to a Thai Spouse

[vibration]

I am a British Citizen retired and living in Thailand for many years with my Thai wife.

 

I receive UK State Pension paid every 4 weeks to my Wise Account and this is then transferred into my Thai Bank account when needed.

 

My question is if I die before my wife will my Thai wife be eligible for all or part of my UK State Pension.

 

I did try and research this online however this was inconclusive.

 

Many thanks in advance for any help.

[delgarcon]

No she wont

[The Cyclist]

21 minutes ago, vibration said:

My question is if I die before my wife will my Thai wife be eligible for all or part of my UK State Pension.

 

I did try and research this online however this was inconclusive.

 

Done away with years ago

[JamesPhuket10]

40 minutes ago, vibration said:

I am a British Citizen retired and living in Thailand for many years with my Thai wife.

 

I receive UK State Pension paid every 4 weeks to my Wise Account and this is then transferred into my Thai Bank account when needed.

 

My question is if I die before my wife will my Thai wife be eligible for all or part of my UK State Pension.

 

I did try and research this online however this was inconclusive.

 

Many thanks in advance for any help.

 

I have a question if you don't mind.

 

At what point during your stay in Thailand did the government freeze the amount they pay you from the pension?

[Bday Prang]

42 minutes ago, vibration said:

I am a British Citizen retired and living in Thailand for many years with my Thai wife.

 

I receive UK State Pension paid every 4 weeks to my Wise Account and this is then transferred into my Thai Bank account when needed.

 

My question is if I die before my wife will my Thai wife be eligible for all or part of my UK State Pension.

 

I did try and research this online however this was inconclusive.

 

Many thanks in advance for any help.

In your dreams pal. you are lucky to get it yourself

[hotandsticky]

52 minutes ago, vibration said:

I am a British Citizen retired and living in Thailand for many years with my Thai wife.

 

I receive UK State Pension paid every 4 weeks to my Wise Account and this is then transferred into my Thai Bank account when needed.

 

My question is if I die before my wife will my Thai wife be eligible for all or part of my UK State Pension.

 

I did try and research this online however this was inconclusive.

 

Many thanks in advance for any help.

 

 

No.

 

She would need contributions in her own name.

 

Worse, there is no longer a Bereavement Payment available to her (unless she is resident in the UK at the time of your death).

 

Her only hope is if you have an occupational pension where she could qualify for a widow's pension.

[Bday Prang]

13 minutes ago, JamesPhuket10 said:

 

I have a question if you don't mind.

 

At what point during your stay in Thailand did the government freeze the amount they pay you from the pension?

As soon as they discovered  his situation  or when he was daft enough to tell them

[Bday Prang]

3 minutes ago, hotandsticky said:

 

 

No.

 

She would need contributions in her own name.

 

Worse, there is no longer a Bereavement Payment available to her (unless she is resident in the UK at the time of your death).

 

Her only hope is if you have an occupational pension where she could qualify for a widow's pension.

Even private annuities are reluctant to pay money into foreign accounts these days   "money laundering concerns".....or so they say

[hotandsticky]

7 minutes ago, Bday Prang said:

Even private annuities are reluctant to pay money into foreign accounts these days   "money laundering concerns".....or so they say

 

 

Money Laundering is not much of a concern for a remitting bank - loads of fraud warnings, of course, before setting up a payment. 

 

I have advised several people to set up WISE accounts for their partners - at least one UK based multinational company refused to pay a widow's pension to Thailand.  (I believe that they have since relented.

[Bday Prang]

I got the big C so my days are numbered  I have a small pension from when I was a salaried  guy years ago ,I am currently  trying to sort this out via a financial advisor in the UK  it sure ain't easy   taking a lump sum seems to be the easiest option but without a letter saying I'm terminal from a uk quack I'll get  hammered for tax

[hotandsticky]

25 minutes ago, Bday Prang said:

Even private annuities are reluctant to pay money into foreign accounts these days   "money laundering concerns".....or so they say

 

 

.....is the correct answer 😊

[Will B Good]

1 hour ago, vibration said:

I am a British Citizen retired and living in Thailand for many years with my Thai wife.

 

I receive UK State Pension paid every 4 weeks to my Wise Account and this is then transferred into my Thai Bank account when needed.

 

My question is if I die before my wife will my Thai wife be eligible for all or part of my UK State Pension.

 

I did try and research this online however this was inconclusive.

 

Many thanks in advance for any help.

 

 

 

If the husband reached State Pension age before 6 April 2016, the old State Pension rules apply and the wife may inherit part of his Additional State Pension or basic State Pension, depending on his National Insurance (NI) record.