I'd been informed by a friend that his foreign transaction from a UK bank to Bangkok Bank this month using Wise didn't show as a foreign transaction, but as a transfer from Kasikorn Bank. I had made a transaction on 1st September from my UK bank via Wise for the THB65,000 monthly income retirement visa method as I have done for several years now so I checked the credit advice sent from Bangkok Bank and sure enough my transaction also showed this. It would appear Wise have sent the money to Kasikorn and they have then transferred it to Bangkok Bank. I am going to do my 90 day report tomorrow so I will ask if this is an issue (at Petchaburi Immigration) and update this topic afterwards. Just wondering has anyone also had this issue recently and if so, has anyone enquired with immigration as to whether it is an issue that will cause a problem when extending their visa?

7 minutes ago, somchai jones said:

I will ask if this is an issue (at Petchaburi Immigration) and update this topic afterwards. Just wondering has anyone also had this issue recently and if so, has anyone enquired with immigration as to whether it is an issue that will cause a problem when extending their visa?

Yes please update. 

Your question is asked often and I also have my concerns as will be using monthly transfers for next extension. 

Rather than credit advice it has been suggested to obtain a 12 month bank statement and specifically ask for that in Thai language. 

Seems the notation (in thai) on the deposit states "funds from abroad" 

ALL my WISE UK transfers to Bangkok Bank arrive as International Transfers, FTT in your bank book. Did one this week for my IO requirement. As always, it arrives just after 14.00 on the following day as it is noted as Long Term Thailand Stay.

Yes, I'll update this after my immigration visit tomorrow. A bit of a concern as I've been using Wise for several years and this is the first time this has happened.

3 minutes ago, DrJack54 said:

Yes please update. 

Your question is asked often and I also have my concerns as will be using monthly transfers for next extension. 

Rather than credit advice it has been suggested to obtain a 12 month bank statement and specifically ask for that in Thai language. 

Seems the notation (in thai) on the deposit states "funds from abroad" 

I get two six month statements each year from Bkk Bank. All my transfers say International Transfer online, FTT in my book and on statements from the bank.

4 minutes ago, somchai jones said:

Yes, I'll update this after my immigration visit tomorrow. A bit of a concern as I've been using Wise for several years and this is the first time this has happened.

Did my 90 day report online yesterday. Confirmation and slip to keep in my passport took 6 hours.

9 minutes ago, KannikaP said:

All my transfers say International Transfer online, FTT in my book and on statements from the bank.

That's great however not the case for everyone as pointed out above. 

Not having a FTT code happens even if reason ticked in WISE is "long term stay" 

Note FTT is a BBL specific code. 

30 minutes ago, DrJack54 said:

That's great however not the case for everyone as pointed out above. 

Not having a FTT code happens even if reason ticked in WISE is "long term stay" 

Note FTT is a BBL specific code. 

Yes KannikaP, I have always had the FTT code in the book too and have been using this method for the last 8 years. This time it appears as NBD in the book and on the computer generated credit note I get from Bangkok Bank automatically it always states that the sending bank is a UK bank, this time it says Kasikorn. So, I am fully aware what it should be and it's obvious that the issue has arisen by Wise sending the funds to an intermediary bank in Thailand (i.e. Kasikorn) rather than directly to my Bangkok Bank account. The question is will this cause an issue when applying for my next extension and as such I'll take the book and the credit note (along with copies of the usual credit notes) and discuss with immigration tomorrow whilst I do my 90 day report. Not the end of the world anyway as I could simply revert to doing international transfers directly from my bank in future but let's see what they say at immigration first and I'll update here.

31 minutes ago, DrJack54 said:

That's great however not the case for everyone as pointed out above. 

Not having a FTT code happens even if reason ticked in WISE is "long term stay" 

Note FTT is a BBL specific code. 

In my previous reply I did say that my transfer and Bank Book was Bangkok Bank.

Has anyone any idea, or reasons why other Wisers do not get the codes needed for IO.

Obviously, if the transfer is not for Immigration purposes, or for buying property, the reason is immaterial.

I did one last month for 'Family Expenses' and it too arrived as an FTT. Strange.

57 minutes ago, KannikaP said:

ALL my WISE UK transfers to Bangkok Bank arrive as International Transfers, FTT in your bank book. Did one this week for my IO requirement. As always, it arrives just after 14.00 on the following day as it is noted as Long Term Thailand Stay.

I have just done a search on my Bangkok Bank for August 2025 (no transfers in September yet) and each transfer is shown as an International Transfer on my pc.

 

I do internet transfers on my pc and have NO app on my smartphone.

 

Sure. for Long Term Thailand Stay it gets to my account on the next banking day at around 2pm as it has done for the last 5 or 6 years with only one problem in the first year, which was easily sorted out by a phone call.

 

It seems yo me that the problem happens when the banking app is used on the smartphone, but it rarely, if ever, happens on the pc.

 

I use internet banking as the nearest Bangkok Bank is 65km away. Also I get an OTP SMS on my mobile to confirm the action before it happens.

16 minutes ago, billd766 said:

I have just done a search on my Bangkok Bank for August 2025 (no transfers in September yet) and each transfer is shown as an International Transfer on my pc.

 

I do internet transfers on my pc and have NO app on my smartphone.

 

Sure. for Long Term Thailand Stay it gets to my account on the next banking day at around 2pm as it has done for the last 5 or 6 years with only one problem in the first year, which was easily sorted out by a phone call.

 

It seems yo me that the problem happens when the banking app is used on the smartphone, but it rarely, if ever, happens on the pc.

 

I use internet banking as the nearest Bangkok Bank is 65km away. Also I get an OTP SMS on my mobile to confirm the action before it happens.

I use both PC or Phone app, whichever is handy. Always FTT.

8 minutes ago, KannikaP said:

I use both PC or Phone app, whichever is handy. Always FTT.

What are you missing? 

You have always had FTT. Great. 

 

I can assure you that has not been experience for everyone. 

Even if using K bank or BBL. 

Both partner banks to WISE. 

Nor does selecting in WISE the reason for transfer "long term stay" 

 

Numerous threads (including this one) regarding this problem. 

11 minutes ago, DrJack54 said:

What are you missing? 

You have always had FTT. Great. 

 

I can assure you that has not been experience for everyone. 

Even if using K bank or BBL. 

Both partner banks to WISE. 

Nor does selecting in WISE the reason for transfer "long term stay" 

 

Numerous threads (including this one) regarding this problem. 

Absolutely correct DrJack54. I am fully aware of how the system woks and as I mentioned I have been doing this without issue for 8 years. It has absolutely nothing to do with the Bangkok Bank app or slecting long term stay. It is because Wise have used a clearing or intermediary bank in Thailand to complete the transfer (in this case Kasikorn). As I have said, the question is how it wil be viewed by immigration, which I'll find out tomorrow.

1 hour ago, KannikaP said:

ALL my WISE UK transfers to Bangkok Bank arrive as International Transfers, FTT in your bank book. Did one this week for my IO requirement. As always, it arrives just after 14.00 on the following day as it is noted as Long Term Thailand Stay.

Whooo. Just did two Bht 2000 transfers from WISE THB account to my Bkk Bank just to check the system.

For one I put personal expenses, the other Long Term Stay. Both coded as DEP TRF FR E-CH, whatever that means. Yet Monday's bigger transfer was FTT. WTF is going on I wonder?

11 minutes ago, KannikaP said:

Whooo. Just did two Bht 2000 transfers from WISE THB account to my Bkk Bank just to check the system.

For one I put personal expenses, the other Long Term Stay. Both coded as DEP TRF FR E-CH, whatever that means. Yet Monday's bigger transfer was FTT. WTF is going on I wonder?

The Transfer Confirmation from Wise shows it was sent via Kasikorn. 

How does one call or email Wise?

 

12 minutes ago, somchai jones said:

As I have said, the question is how it wil be viewed by immigration, which I'll find out tomorrow.

I for one am waiting anxiously. 

 

I do my annual extension in October and will be using income method. 

Don't want left field rubbish from immigration regarding my 12 month bank statement.. 

 

15 minutes ago, somchai jones said:

Absolutely correct DrJack54. I am fully aware of how the system woks and as I mentioned I have been doing this without issue for 8 years. It has absolutely nothing to do with the Bangkok Bank app or slecting long term stay. It is because Wise have used a clearing or intermediary bank in Thailand to complete the transfer (in this case Kasikorn). As I have said, the question is how it wil be viewed by immigration, which I'll find out tomorrow.

Can you not just use the Wise receipts showing the money was transferred from overseas? 

2 hours ago, somchai jones said:

I'd been informed by a friend that his foreign transaction from a UK bank to Bangkok Bank this month using Wise didn't show as a foreign transaction, but as a transfer from Kasikorn Bank. I had made a transaction on 1st September from my UK bank via Wise for the THB65,000 monthly income retirement visa method as I have done for several years now so I checked the credit advice sent from Bangkok Bank and sure enough my transaction also showed this. It would appear Wise have sent the money to Kasikorn and they have then transferred it to Bangkok Bank. I am going to do my 90 day report tomorrow so I will ask if this is an issue (at Petchaburi Immigration) and update this topic afterwards. Just wondering has anyone also had this issue recently and if so, has anyone enquired with immigration as to whether it is an issue that will cause a problem when extending their visa?

I'd ping Wise support with the same question.

 

I'd also print out the Wise confirmation of your transfer. Since the amount of THB sent out should be the same as the amount credited to your account, and the timing should be consistent, it should prove where the money came from.

5 minutes ago, BeastOfBodmin said:

Since the amount of THB sent out should be the same as the amount credited to your account, and the timing should be consistent, it should prove where the money came from.

Makes perfect sense. 

Problem is immigration. They have very set in stone way of doing things. 

Just now, DrJack54 said:

Makes perfect sense. 

Problem is immigration. They have very set in stone way of doing things. 

I understand completely nad in the absence of a satisfactory solution before the audience at Immigration, I'd take the printouts.

People don't seem to have issues using Kasikorn for the monthly 65k, maybe time to switch

25 minutes ago, scubascuba3 said:

People don't seem to have issues using Kasikorn for the monthly 65k, maybe time to switch

Your reply in this thread seems less confident. 

https://aseannow.com/topic/1337392-your-recent-experiences-with-wise-to-kasikorn/

 

Suggest people using Kasikorn take note of early post in above link by @Upnotover 

 

In particular requesting the 12 month bank statement in Thai Language

25 minutes ago, scubascuba3 said:

People don't seem to have issues using Kasikorn for the monthly 65k, maybe time to switch

I probably shall do after my next Extension in December, that's if they will open one for me.

Luckily, these two smallish transfers today were to 'test the system', my big one being on 1st of each month.

I chatted with someone at Wise who thanks me for my patience and understanding (555)  and wil 'sort it out 'in 24 hours. Let's wait eh.

I do apologise to all other members to whom I have replied with my positive experiences. It hasn't this time. 

1 hour ago, BeastOfBodmin said:

I'd ping Wise support with the same question.

 

I'd also print out the Wise confirmation of your transfer. Since the amount of THB sent out should be the same as the amount credited to your account, and the timing should be consistent, it should prove where the money came from.

I've contacted Wise and they have informed me that yes, they sometimes use clearing banks in Thailand for 'costs and convenience' and that there is 'no way that they can guarantee that they won't use a clearing bank when they make a transaction' regardless of the Thai bank where you hold the account. I have already printed out my Wise transaction confirmation sheet as it does show all the relevant details and I'll take this to Immigration (Petchaburi) tomorow along with my bank book and a printout of last month's THB65000 transaction Bangkok Bank Credit Advice (direct to Bangjok Bank) and a copy of this month's transaction Bangkok Bank Credit Advice (via Kasikorn as a clearing bank) for comparison and we'll see how we go. I'll give you all an update.

40 minutes ago, DrJack54 said:

Your reply in this thread seems less confident. 

https://aseannow.com/topic/1337392-your-recent-experiences-with-wise-to-kasikorn/

 

Suggest people using Kasikorn take note of early post in above link by @Upnotover 

 

In particular requesting the 12 month bank statement in Thai Language

My comment in that thread was superceded elsewhere by comments saying Immigration recognise the Kasikorn  code for Wise transfers, depends on the office no doubt, worthy of a new thread by someone interested

30 minutes ago, scubascuba3 said:

My comment in that thread was superceded elsewhere by comments saying Immigration recognise the Kasikorn  code for Wise transfers

Transfers to Kasikorn using WISE do not necessarily show as funds from abroad. 

The transfer could easily land with eg BBL then transfer to Kasikorn as domestic bank to bank. 

16 minutes ago, DrJack54 said:

Transfers to Kasikorn using WISE do not necessarily show as funds from abroad. 

The transfer could easily land with eg BBL then transfer to Kasikorn as domestic bank to bank. 

Yeah but people were saying Immigration recognised the Wise transfers and were ok with it

2 hours ago, KannikaP said:

Yet Monday's bigger transfer was FTT

More than 100'000 Baht?
Another poster stated that such transfers go another way.

 

I have the same problem as above described.

Bank clerk was absolutely clueless what my problem is.

Sent a message to Bangkok Bank via the website banking.

No answer on second day...

 

I did a small transfer to KBank. No problem, as always.

For this years extension I have a fallback.

How to continue afterwards (November)? Uncertain.

 

I doubt that the statement from Bangkok Bank will show any better.

But haven't tried.
The download version shows same useless entry.

Book entry NBD (no book deposit), Terrible.

2 hours ago, DrJack54 said:

Makes perfect sense. 

Problem is immigration. They have very set in stone way of doing things. 

Perhaps it is not Immigration as a whole entity but just some offices.

 

I have used the office in Mae Sot originally, then the office in Nakhon Sawan for several years when it opened (they were very good), then for the last few years I have used Kamphaeng Phet when it opened,

 

I have chased the KPP office around KPP as it moved 4 times. It now seems to have a permanent home on the route 1 north of the city.

 

The office is very good and very helpful but the only small problem is the disabled parking slot. Every other parking slot has a cover from the rain and sun except that one.

 

Other than that it is a great immigration office.

1 hour ago, DrJack54 said:

Transfers to Kasikorn using WISE do not necessarily show as funds from abroad. 

The transfer could easily land with eg BBL then transfer to Kasikorn as domestic bank to bank. 

And in many cases, vice versa.