Over the last few months transferring money via Wise to my Bkk account from the UK is taking many hours when it used to be almost instant. Anyone shed any light on why this might be when transfers to Kasikorn bank are still almost instant? 

 

Wondering if opening an account with Kasikorn might make more sense than staying with Bangkok Bank who I've been with for 10 years now with no trouble. 

 

Or perhaps keeping the Bkk account, opening a Kasikorn account to receive Wise transfers then doing online transfers from that to Bkk bank which are instant still?

 

I've noticed this as well and I don't really have an answer as to why. Bangkok Bank now feel the need to carry out additional security checks is the only reason I can come up with.

 

What I will say is that it doesn't really bother me whether money clears in my account in seconds or the next day. 

For me in the past it has always been next day afternoon.

And I don't care.

There are other reasons why I keep away from Bangkok Bank and will transfer to Kasikorn from next month.

 

If you check the transfer receipt from WISE you will likely see that the money is transferred from Kasikorn ("partner bank") to Bangkok Bank.

I think it's purely technical, nothing with extra checks.

BTW: topic has been done to death in many threads.

22 minutes ago, cliveshep said:

Or perhaps keeping the Bkk account, opening a Kasikorn account to receive Wise transfers then doing online transfers from that to Bkk bank which are instant still?

Keeping the Bangkok Bank account is useful just for backup/redundancy.

Doesn't cost a fortune.

But why do you need the money at Bangkok Bank?

Don't use Bangkok Bank for immigration proof of financials!

On 10/30/2025 at 8:56 AM, KhunBENQ said:

Keeping the Bangkok Bank account is useful just for backup/redundancy.

Doesn't cost a fortune.

But why do you need the money at Bangkok Bank?

Don't use Bangkok Bank for immigration proof of financials!

Why not? I'm puzzled by that and I heard the same elsewhere? I've used them for financial proof for Immigration for 10 years so please , what is the issue?

30 minutes ago, cliveshep said:

Why not? I'm puzzled by that and I heard the same elsewhere? I've used them for financial proof for Immigration for 10 years so please , what is the issue?

If you maintain 800/400/800 year round their ought to be no issue.  There are weird things with their "4 month" rule but that won't apply.  Apart from the need to apply early for a 12 month statement there is no real problem.

I know and it’s pissing me off. 

Taken from WISE website.
"When will my money arrive?

When you make a transfer, we’ll give you an estimate for when your money should arrive. But, there are a few situations where you might have questions about timing. Here are some tips to help you understand when it’ll arrive, or why it’s delayed.

Wise says that my transfer’s due to arrive today. 

Great! Really that means your money should’ve arrived already. We say that it’s due today because some banks need a few hours to process transfers from us".

 

This is what I was sent when I asked about the " arrive in seconds " and then when sent it took 5 hours.

13 hours ago, Upnotover said:

If you maintain 800/400/800 year round their ought to be no issue.  There are weird things with their "4 month" rule but that won't apply.  Apart from the need to apply early for a 12 month statement there is no real problem.

I also used Bangkok Bank for more than 10 years.

In October I wanted to do extension on my 12 monthly transfers. Had everything prepared except the "bank letter". A document that says no more than the book: my name, account number/type, balance.

My account was used for transfer, nothing to do with 400k/800k. Stupid clerk refused to issue the letter. "Policy", "headquarter"...

After years of faking 800k balances in Pattaya in cooperation with shady agents they now play immigration police nationwide without knowing all the rules?

After years of opening accounts for foreign mafia scammers, opening mule accounts they are now very nervous.

Im Pattaya be prepared for strict checks of Bangkok Bank accounts at immigration.

12 month statement ordered!

5 to 7 days.

That sounds like 1930s.

 

Aside from that my branch is particularly ignorant with foreigners. Very ineffective time consuming for most basic jobs.

Long queues are the norm.

And back to the topic.

Like it or not but WISE transfers money through Kasikorn Bank.

There was a glitch in September when the transfer was not clearly described as foreign transfer at my Bangkok Bank account.

Yes it was not their fault but the ignorance, totally confused about my problem, unable to help gave me the rest.