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Missed a 65k Monthly Transfer for Retirement Visa. Can Fix?

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Retirement visa renewals:
 
If you missed a momthly deposit of the 65k last month but can double it this month will immigration be ok with that?
 
I got hit with identity theft on my home bank account on my final month and bank had my funds frozen until resolved.

Bad timing being last month.

If I double this month transfer  will that be ok with immigration?

or am I now stuck paying an agent?

Thanks!
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  • Tod Daniels
    Tod Daniels

    You are far from the first person who ran themselves off the proverbial rails by missing a monthly deposit when trying to meet proof of funds.. 😕 Believe me immigrations WILL catch it when you go

  • Tod Daniels
    Tod Daniels

    Another tactic if/when they catch you out that you missed a month and doubled up the following month (meaning you failed to meet the posted requirements) is to look at them and say "is there ANY way w

  • Yes, the reason the aren't OK with double the next month - when it's clear you have the money - is that their system was created specifically to "gotcha" folks, to maximize how many they can drive  to

Immigration are very fussy on one thing : financial compliance. 

Only thing you can to is do double transfer as you mentioned and beg they let it slide. 

Any evidence from bank re frozen account would help (maybe) 

 

If rejected you would exit Thailand and start over OR switch to agent. 

Which immigration office? 

58 minutes ago, Dart12 said:

If you missed a momthly deposit of the 65k last month but can double it this month will immigration be ok with that?

 

In one word: No! At least you can't bank on it, no pun intended. 

  • Author
1 hour ago, DrJack54 said:

Immigration are very fussy on one thing : financial compliance. 

Only thing you can to is do double transfer as you mentioned and beg they let it slide. 

Any evidence from bank re frozen account would help (maybe) 

 

If rejected you would exit Thailand and start over OR switch to agent. 

Which immigration office? 

Jomtien.

Yeah. I have  an agent on hand already. 

But was diligent on this all year so such a shame to have to throw away 15,000 baht when I was right at the finish line.

  • Author
14 minutes ago, DrJack54 said:

True however an option. 

Yes, its definitely better than no option. 

  • Popular Post

You should do your transfer at the beginning of the month, not the middle or end of the month.  That way any potential issues can be mitigated and hopefully saved before the month ends for this type of thing.

9 hours ago, Dart12 said:

Jomtien.

Yeah. I have  an agent on hand already. 

But was diligent on this all year so such a shame to have to throw away 15,000 baht when I was right at the finish line.

You won't make the same mistake again, the following year may cause some anxiety too

12 hours ago, DrJack54 said:

Immigration are very fussy on one thing : financial compliance. 

Only thing you can to is do double transfer as you mentioned and beg they let it slide. 

Any evidence from bank re frozen account would help (maybe) 

 

If rejected you would exit Thailand and start over OR switch to agent. 

Which immigration office? 

Happend to me back in 2018. My only option was restart. CM would not even let the issue be discussed. Cause was one day late as the US enforced a new condition of requitement. Discovered my funds were returned due to the new requirement of needing local address onfile.

  • Popular Post

You are far from the first person who ran themselves off the proverbial rails by missing a monthly deposit when trying to meet proof of funds.. 😕

Believe me immigrations WILL catch it when you go for your next extension, of that there is no doubt.. 

The rules are simple: if you come from a country whose embassy here no longer issues the affidavit of income from abroad notary letter and you want to use monthly income for proof of funds you transfer in a minimum of 65k baht per month, each month, every month, for the previous 12 months before you apply for your extension. 

There is no, "I missed a month so doubled up the deposits the next month" excuse allowed. 

I'd go plenty early to apply for the extension on your own and if it won't fly (which I am 99.999% sure it won't) then you have time to use an agent. 

Don't be so hard on yourself, plenty of people have done it, good news is, you only do it once 😉 then you catch on.. live and learn

Entirely up the the Imm officer, or their boss.   They let minor things slide, major things slide, and nit picked a couple times with me, and that's dealing with 3 different Imm offices.  

 

I dealt with smaller offices and had good rapport with agents, along with years filing. 

 

Good Luck

 

Do WISE operate a system whereby they auto transfer for one each month?

 

If so would they not notify one if the transfer had not been possible.....for instance  because of a frozen account at the origin bank?

 

That would allow other measures to be taken in good time..........assuming the transfer had been set up for the start of the month.

 

"Other measures", in my case, would be sending from another bank account.

 

 

  • Popular Post

Another tactic if/when they catch you out that you missed a month and doubled up the following month (meaning you failed to meet the posted requirements) is to look at them and say "is there ANY way we can make it work?"

They might be able to charge you a "fine" (which BTW you will get no receipt for) and approve the extension. 


I would imagine IF there is way to do it with a "fine" it'd probably be close to 10K 😮 I have seen that happen in person before..


I mean if they catch it, you're out nothing by asking, worst they can say is "cannot" 😛

On 12/4/2025 at 5:37 PM, DrJack54 said:

Any evidence from bank re frozen account would help (maybe) 

11 hours ago, Enoon said:

If so would they not notify one if the transfer had not been possible.....for instance  because of a frozen account at the origin bank?

 

Frozen accounts (Bangkok bank) only freeze the 400/800K from being withdrawn for 4 months.
It does not stop or prevent you from making transfers into the account.

11 hours ago, Liquorice said:

Frozen accounts (Bangkok bank) only freeze the 400/800K from being withdrawn for 4 months.
It does not stop or prevent you from making transfers into the account.

 

My question was based on the belief that the OP was talking about his overseas bank account being frozen and him unable to transfer from that.

 

 

  • Author
  • Popular Post
On 12/5/2025 at 4:42 AM, scubascuba3 said:

You won't make the same mistake again, the following year may cause some anxiety too

Not a mistake.  Identity theft has been pure torture with over 100 plus hours on phones and websites with banks and bureaus to stop from being robbed blind and also getting access to my own money again

  • Author
On 12/5/2025 at 7:44 AM, Tod Daniels said:

You are far from the first person who ran themselves off the proverbial rails by missing a monthly deposit when trying to meet proof of funds.. 😕

Believe me immigrations WILL catch it when you go for your next extension, of that there is no doubt.. 

The rules are simple: if you come from a country whose embassy here no longer issues the affidavit of income from abroad notary letter and you want to use monthly income for proof of funds you transfer in a minimum of 65k baht per month, each month, every month, for the previous 12 months before you apply for your extension. 

There is no, "I missed a month so doubled up the deposits the next month" excuse allowed. 

I'd go plenty early to apply for the extension on your own and if it won't fly (which I am 99.999% sure it won't) then you have time to use an agent. 

Don't be so hard on yourself, plenty of people have done it, good news is, you only do it once 😉 then you catch on.. live and learn

Honestly… this has slid to back of problems because I’m actually still dealing with the identity theft and correcting bureaus and banks.

 

100 plus hours on phones and uncaring reps.

 

what started it?

 

some hacker applied for a checking account at my bank with my details it different address and contact details.

 

bank declined it, BUT….

they changed my  mailing address in. Their system.

 

then reported it to all the bureaus that I changed it.

 

opening more theft opp for thief at the bureaus.

 

worsen it the address is tied to a bankruptcy.

 

bureaus not allow me dispute it bc bank keeps reporting it.

 

bank reps truly sympathize and try and help but they cannot find way to reverse it.

 

30 th rep tried something and it has promise.

 

but of course they won’t report it except the once a month they auto do it.  So now I’m waiting to see if it reports or not.

 

then I still need to argue and dispute 9 credit bureaus. (It’s way more out there than the big 3 anymore)

 

it’s a nightmare I hope is soon rectified 

  • Author
On 12/5/2025 at 1:53 PM, Tod Daniels said:

Another tactic if/when they catch you out that you missed a month and doubled up the following month (meaning you failed to meet the posted requirements) is to look at them and say "is there ANY way we can make it work?"

They might be able to charge you a "fine" (which BTW you will get no receipt for) and approve the extension. 


I would imagine IF there is way to do it with a "fine" it'd probably be close to 10K 😮 I have seen that happen in person before..


I mean if they catch it, you're out nothing by asking, worst they can say is "cannot" 😛

I Wa thinking something similar.

but cost of agent is 12 k sooo sounds much easier just pay and wait.

 

idk. Still mulling it

  • Author
On 12/6/2025 at 10:18 AM, Enoon said:

 

My question was based on the belief that the OP was talking about his overseas bank account being frozen and him unable to transfer from that.

 

 

That is Correct. 

  • Author

@DrJack54 and others…

 

what is possibility of providing my docs to agent and having him get it passed thru with my docs?

 

im only thinking this way bc seems a more long term followed the rules strategy than traditional agent use?

15 minutes ago, Dart12 said:

@DrJack54 and others…

 

what is possibility of providing my docs to agent and having him get it passed thru with my docs?

 

im only thinking this way bc seems a more long term followed the rules strategy than traditional agent use?

 

You can try (ask around), but agents usually don't do extensions supported by "monthly transfers". So it would be out of process for them at best, and a "no can do" at worst.

On 12/5/2025 at 1:53 PM, Tod Daniels said:

Another tactic if/when they catch you out that you missed a month and doubled up the following month (meaning you failed to meet the posted requirements) is to look at them and say "is there ANY way we can make it work?"

They might be able to charge you a "fine" (which BTW you will get no receipt for) and approve the extension. 


I would imagine IF there is way to do it with a "fine" it'd probably be close to 10K 😮 I have seen that happen in person before..


I mean if they catch it, you're out nothing by asking, worst they can say is "cannot" 😛

I asked them  that question when they gave me 3 days to leave the country, 2 hours later i walked out of there  with a 12 month retirement  extension.

  • Author
10 minutes ago, lanng khao said:

I asked them  that question when they gave me 3 days to leave the country, 2 hours later i walked out of there  with a 12 month retirement  extension.

How much was the side clause cost that they found? 😂 

4 hours ago, Dart12 said:

How much was the side clause cost that they found? 😂 

😂...15,000,, they had me by the town Halls...

14 hours ago, Dart12 said:

Not a mistake.  Identity theft has been pure torture with over 100 plus hours on phones and websites with banks and bureaus to stop from being robbed blind and also getting access to my own money again

ok, I'd hand over the usual docs, give a quick explanation of issue and offer to pay to fix it.

 

Immigration offered to me that i could get a retirement visa and extension direct with them so likely they will be happy to fix it if you pay

I had that happen the renewal prior to last one. I use an agent and he said I could go another path and would cost an extra $25000 baht. I assumed this was using another agent to deposit money short time so I said no and that I would just leave Thailand and not bother coming back. So he said let me check with immigration again. Came back with a "special processing fee" by immigration of 15,000 baht. Paid and renewed ok. TiT

 

PS. It was at Chiang Mai immigration.

I have been in this position and they let it go. Had to ask for a supervisor though. They do have the descretion to make a decision either way. It's not binary. 

Many people having issues with monthly transfers of 65K is maybe caused by the Thai Baht becoming stronger and you are not getting the same Bang for the Buck as in the past.

2 hours ago, cdulaney said:

Many people having issues with monthly transfers of 65K is maybe caused by the Thai Baht becoming stronger and you are not getting the same Bang for the Buck as in the past.

I use the monthly transfer using Wise but I select i want 65K so I get correct amount and no issues.

 

I used to get 33baht/$1aud when I first came here 12 years ago but now around 21/1. Did get as low as 18/1.

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