I am out of the Kingdom at the moment and left only 300 baht or so in my Bangkok Bank account to cover the upcoming expected yearly ATM card fee.

 

So imagine my surprise when I find that somebody has transferred 1000 baht in my account with prompt pay. Their named is written on the transaction record but i don’t recognize it and don’t know who they are. It is a Thai name, written in Thai. 

 

Hardly anyone has my prompt pay QR code since i never receive payments to that account and I know the name of the two people whom I have ever given it to (and it’s not them the transaction receipt, it’s another name). 

 

I speculate that someone in Thailand was paying with “transfer” and mistyped the account number of the person they were trying to pay, accidentally sending it to me instead. 

 

My other idea is that it is an attempt to initiate some kind of banking scam. 

 

Thoughts? 

 

Edit: This has got me wondering about sending it back. Does anyone know the format of the transaction record number? Is the account number encoded in there? Maybe it’s the first ten digits? 

In such a case I'd never try to send back the money myself, but ask the bank to reverse the transaction.

Sounds like a classic scam, ignore it, never send it back because once the bank reverse the payment after you've sent it back then you're out of pocket.

If you keep the 1000 baht, it's a criminal offense. Good Luck when you fly back in.  

 

Do you have a Thai missus?  Do you have property in Thailand? 

 

It could be a set up.   

5 minutes ago, Nick Carter icp said:

 

   What crime has been committed ?

It's a form of theft.  

 

https://www.afca.org.au/sites/default/files/2020-04/fact-sheet-mistaken-internet-payments.pdf

 

"If money is incorrectly transferred into your account, you should notify your bank. Your bank will then try to return the money to the sender. You should not spend or withdraw the money transferred into your account by mistake because it is not legally yours and you have to pay it back."

 

https://www.9news.com.au/national/man-jailed-over-mistaken-105m-refund-cash-splash/b20e6247-7898-4fa2-b1eb-4fc1f3ff643e

 

"A man who went on a spending spree with more than $6 million that was mistakenly transferred into his bank account has been jailed for three years."

2 minutes ago, Bday Prang said:

no its not ,as long as you return it if asked, 

Wrong.  

These are the correct methods to report a discrepancy from abroad:

• Phone (Recommended): Call the Bangkok Bank Call Center at (66) 0 2645 5555 for general account issues or (66) 0 2638 4000 for credit card issues.
• Email: Send non-sensitive inquiries to info(at)bangkokbank.com.
• International Branches: Visit one of their international locations in countries including the US, UK, China, Japan, Singapore, and others.
• Online/App: Use Bualuang iBanking or the Bangkok Bank app to manage transactions and view records, which may help identify discrepancies. 

 

1 hour ago, KhunHeineken said:

If you keep the 1000 baht, it's a criminal offense. Good Luck when you fly back in.  

 

Do you have a Thai missus?  Do you have property in Thailand? 

 

It could be a set up.   

 

I think even in Thailand they have “criminal intent.” Doing absolutely nothing should not land a person in prison in any country. I will happily return the money if i am asked. Otherwise I’ve decided to leave it there. I’m not even in Thailand to spend it. 

 

But I’ve been thinking about it and it’s not that much money. I doubt anything will happen.

 

It is quite weird though. 

 

I don’t understand how it can be part of a scam. 

1 hour ago, KhunHeineken said:

It's a form of theft.  

 

https://www.afca.org.au/sites/default/files/2020-04/fact-sheet-mistaken-internet-payments.pdf

 

"If money is incorrectly transferred into your account, you should notify your bank. Your bank will then try to return the money to the sender. You should not spend or withdraw the money transferred into your account by mistake because it is not legally yours and you have to pay it back."

 

https://www.9news.com.au/national/man-jailed-over-mistaken-105m-refund-cash-splash/b20e6247-7898-4fa2-b1eb-4fc1f3ff643e

 

"A man who went on a spending spree with more than $6 million that was mistakenly transferred into his bank account has been jailed for three years."

 

   Its only theft if you take it .

He hasn't taken it 

On 12/22/2025 at 4:59 PM, Everyman said:

I am out of the Kingdom at the moment and left only 300 baht or so in my Bangkok Bank account to cover the upcoming expected yearly ATM card fee.

 

So imagine my surprise when I find that somebody has transferred 1000 baht in my account with prompt pay. Their named is written on the transaction record but i don’t recognize it and don’t know who they are. It is a Thai name, written in Thai. 

 

Hardly anyone has my prompt pay QR code since i never receive payments to that account and I know the name of the two people whom I have ever given it to (and it’s not them the transaction receipt, it’s another name). 

 

I speculate that someone in Thailand was paying with “transfer” and mistyped the account number of the person they were trying to pay, accidentally sending it to me instead. 

 

My other idea is that it is an attempt to initiate some kind of banking scam. 

 

Thoughts? 

 

Edit: This has got me wondering about sending it back. Does anyone know the format of the transaction record number? Is the account number encoded in there? Maybe it’s the first ten digits? 

Report it to your bank. Let them fix it. 

Posts advocating illegally keeping money erroneously credited to an account were removed. Money accidentally credited to your account does not belong to you. It falls under embezzlement and swindling in Article 352 of the Criminal Coslde, and would also attract a jail term up to a year and a half, as well as a 30,000 baht fine.  More here:

 

https://aseannow.com/topic/1275525-youll-face-jail-if-you-spend-wrongly-transferred-money-rtp-tell-thais/

 

Quoting from the article:

 

People in this situation should follow a four step plan.

 

1. Don't use the money.

 

2. Contact the bank.

 

3. On no account return the money yourself (it can be a ruse by gangs laundering money and get you in trouble).

 

4. Ensure that you work with the bank to ensure the money is returned by them.

 

Apart from this members of the public can call the police on 191 and 1599, lines open 24/7. 

 

** A subsequent post advising the OP to do nothing was removed. The official police advice detailed above is to contact your bank directly. They will investigate the erroneous transaction according to the law **

 

Advising any other course of action is advocating illegal activity and is against our forum rules. Thank you, and this thread is now closed.