So mates, do you really need "feck you money" to stop givin a toss? It is a question I see pop up online and down the pub every now and again, whenever some mug starts bangin on about freedom and success. Meanin, do you need serious money to stop carin what other people think about you? Proper flush with cash. Rolls Royce level vibes. The kind of bein minted where you could tell your boss to shove his job up his arse and still sleep like a baby.

 

And I reckon that is mostly ball-locks that.

 

Now don’t get me wrong, havin money helps. Anyone who tells you it doesn’t is lyin through their teeth while askin you to spot them a tenner. Money takes the edge off life. It buys comfort. It buys more options. It buys a bit of peace and quiet when things get loud. And you can't go short-time without it. Fair play. But this idea that you need a fat bank balance to stop givin a toss what other people think is one of the biggest urban myths goin.

 

The real trick is age. Mileage. Wear and tear, mates. 

 

When you are young you care about everything. What shoes you got on. Who looked at you funny. Who didn’t text back. Who might be talkin sh*te behind your back. Imagine carin if some muppet gives you a bloody thumb up or down on a forum? FFS, not disapproval from someone who you've never even met, lads! Heaven forbid.

 

Then somewhere along the line you hit your forties or fifties and somethin magical happens. You wake up one mornin and realise you simply cannot be arsed anymore. Not in a smug way. Calm and peaceful like. Like your brain has finally installed a filter.

 

You have already been skint. You have already been embarrassed. You have already been wrong. You have already been talked about. And guess what. You survived all of it. The world did not end. No one died. Life just carried on like nothin happened.

 

That is when you realise you do not need proper money. You just need proper experience, a pint of Guinness, and a fat spliff.

 

Most of the blokes I see stressin about what other people think are not poor. Nah, they are just still tryin to impress an audience that stopped watchin years ago. Meanwhile the calmest geezer in the room is usually the one in a faded T-shirt, drinkin a cheap Leo beer, laughin at his own jokes, completely unbothered. Not rich. Just done with the nonsense.

 

So nah, you do not need a yacht or a penthouse to stop carin. You just need time, a few hard knocks, and the quiet realization that most people are far too busy worryin about themselves than to worry about you.

 

That is the real feck you money, lads. And it don't even cost a penny.

I dunno...  In another thread a fella by the name of cannelloni is huntin the low level fella lookin brass...  reckon he's givin' them a toss...    clearly doesn't have the fek you wonga...  

 

 

 

Childless helps. Reasonable looks helps. Social skills help. Intellectual curiosity helps. Emotional resilience helps.

 

With the above very little money is needed. Fu money got for less than a UK state pension even.

I’m in my 80’s and this is what I’ve learned.

Life is a joke. When the grim reaper comes for you just kick him in the balls and tell him to Feck off

30 minutes ago, Bannoi said:

I’m in my 80’s and this is what I’ve learned.

Life is a joke. When the grim reaper comes for you just kick him in the balls and tell him to Feck off

Life is a lying contest

10 minutes ago, Harrisfan said:

Life is a lying contest

I’ve done plenty of those . When I was young I liked to lay top as I got older I was quite happy for her to lay on me.

Now I even have trouble remembering.

1 hour ago, Lewie London said:

So mates, do you really need "feck you money" to stop givin a toss? It is a question I see pop up online and down the pub every now and again, whenever some mug starts bangin on about freedom and success. Meanin, do you need serious money to stop carin what other people think about you? Proper flush with cash. Rolls Royce level vibes. The kind of bein minted where you could tell your boss to shove his job up his arse and still sleep like a baby.

 

And I reckon that is mostly ball-locks that.

 

Now don’t get me wrong, havin money helps. Anyone who tells you it doesn’t is lyin through their teeth while askin you to spot them a tenner. Money takes the edge off life. It buys comfort. It buys more options. It buys a bit of peace and quiet when things get loud. And you can't go short-time without it. Fair play. But this idea that you need a fat bank balance to stop givin a toss what other people think is one of the biggest urban myths goin.

 

The real trick is age. Mileage. Wear and tear, mates. 

 

When you are young you care about everything. What shoes you got on. Who looked at you funny. Who didn’t text back. Who might be talkin sh*te behind your back. Imagine carin if some muppet gives you a bloody thumb up or down on a forum? FFS, not disapproval from someone who you've never even met, lads! Heaven forbid.

 

Then somewhere along the line you hit your forties or fifties and somethin magical happens. You wake up one mornin and realise you simply cannot be arsed anymore. Not in a smug way. Calm and peaceful like. Like your brain has finally installed a filter.

 

You have already been skint. You have already been embarrassed. You have already been wrong. You have already been talked about. And guess what. You survived all of it. The world did not end. No one died. Life just carried on like nothin happened.

 

That is when you realise you do not need proper money. You just need proper experience, a pint of Guinness, and a fat spliff.

 

Most of the blokes I see stressin about what other people think are not poor. Nah, they are just still tryin to impress an audience that stopped watchin years ago. Meanwhile the calmest geezer in the room is usually the one in a faded T-shirt, drinkin a cheap Leo beer, laughin at his own jokes, completely unbothered. Not rich. Just done with the nonsense.

 

So nah, you do not need a yacht or a penthouse to stop carin. You just need time, a few hard knocks, and the quiet realization that most people are far too busy worryin about themselves than to worry about you.

 

That is the real feck you money, lads. And it don't even cost a penny.

 

Must say, it have been quite a journey for you, to finely realize you do not give a bull pie, and continue as you used to do. Well done 👍 Proud of you comrade !

 

 

30 minutes ago, Harrisfan said:

Life is a lying contest

 

Fake it till you make it. 

You pretty much have to isolate yourself from most social circles because people do nothing but compare themselves to everyone else all day.

 

Keep it up, Lewie!  Another good morning read!

6 hours ago, Lewie London said:

Most of the blokes I see stressin about what other people think are not poor. Nah, they are just still tryin to impress an audience that stopped watchin years ago. Meanwhile the calmest geezer in the room is usually the one in a faded T-shirt, drinkin a cheap Leo beer, laughin at his own jokes, completely unbothered. Not rich. Just done with the nonsense.

The wife used to worry about such things UNTIL I explained it in terms she could understand.

 

I asked a simple question ..... "If we were broke in the morning, would any of these people that you worry about talkin about you, rock up to our door & offer to give us some money?"

 

She thought for a moment and answered a resounding 'No.'

 

'Then why worry about them', I answered. Since then, she doesn't give a fuuuuu about what they think. Job done. 🙂

It sounds simple, but if you want to explain to your better half about such things, this is easily understood, even with cultural differences.  

4 hours ago, save the frogs said:

You pretty much have to isolate yourself from most social circles because people do nothing but compare themselves to everyone else all day.

 

"keepin up with the Joneses', it is referred to as in the UK.

 🙂 

Stopped doin it when I began livin in Thailand 22 years ago. It has put me in good stead. 🙂 

6 hours ago, save the frogs said:

You pretty much have to isolate yourself from most social circles because people do nothing but compare themselves to everyone else all day.

 

Low esteem people do that.

In one of your former alias on here , your earlier one , you used to

brag about all the houses, condo's , you had around Thailand , about

the 2 or was it 3 Rolex you owned, overseas bank accounts ,too much

cash you did not know what to do with it. now what's changed....

 

You seem to be saying you don't really need money ? is that what you

are saying now ? Bob

 

regards worgeordie

5 minutes ago, worgeordie said:

In one of your former alias on here , your earlier one , you used to

brag about all the houses, condo's , you had around Thailand , about

the 2 or was it 3 Rolex you owned, overseas bank accounts ,too much

cash you did not know what to do with it. now what's changed....

 

You seem to be saying you don't really need money ? is that what you

are saying now ? Bob

 

regards worgeordie

 

It is highly probable that this text was 

generated or heavily assisted by AI, likely using a "jailbroken" or unfiltered persona prompt (such as "DAN" or a "British Lad" persona).

Here is why it appears to be AI-generated:

• Forced Dialect and Stereotypes: The text uses an "over-the-top" amount of British and Irish slang (feck, ball-locks, minted, geezer, muppet, skint). While people do talk like this, AI often "over-indexes" on these terms to ensure it stays in character, resulting in a density of slang that feels performative rather than natural.
• The "AI Pivot": Despite the aggressive slang, the underlying structure is very typical of an LLM (Large Language Model). It follows a standard "Hook → Counter-argument → Philosophical Insight → Summary" format often found in AI-generated essays.
• Contradictory Cultural Markers: The text mixes specific British slang (down the pub, tenner) with references to "Leo beer" (a Thai brand) and "spliffs," which is a common AI trait of blending various global data points it has associated with "laid-back" or "patriot" archetypes.
• Clean Grammar Amidst Slang: While the vocabulary is informal, the punctuation and sentence structure are remarkably consistent and "clean." Human "ranting" usually features more run-on sentences or erratic punctuation than seen here.

Verdict: This is likely an AI (like ChatGPT or Claude) told to "Write a philosophical rant about money in the style of a rough-around-the-edges British bloke."

6 hours ago, save the frogs said:

You pretty much have to isolate yourself from most social circles because people do nothing but compare themselves to everyone else all day.

 

 

40 minutes ago, Harrisfan said:

Low esteem people do that.

 

We all compare us self to others since the day we are born, and it is so we can find our place where we can do our best, unless you give up. 

 

Anyway to older you get, you become more comfortable with the one you are, and do not give a toss about others anymore, so? 

 

Better to let go of those feelings, and compete against yourself to be the best you can bla bla bla Well Im sure we all heard it before, but thats the recipe to be happy. Get up in the morning and focus on yourself, be your own main purpose, you 

1 minute ago, Hummin said:

 

 

We all compare us self to others since the day we are born, and it is so we can find our place where we can do our best, unless you give up. 

 

Anyway to older you get, you become more comfortable with the one you are, and do not give a toss about others anymore, so? 

 

Better to let go of those feelings, and compete against yourself to be the best you can bla bla bla Well Im sure we all heard it before, but thats the recipe to be happy. Get up in the morning and focus on yourself, be your own main purpose, you 

"Life is short, don't waste it living somebody else's life"

 

Steve Jobs

2 minutes ago, Harrisfan said:

"Life is short, don't waste it living somebody else's life"

 

Steve Jobs

Still Steve Jobs was in competition with everyone else on daily basis, constantly comparing himself with others, it is how it is if you want to become someone 

6 hours ago, FolkGuitar said:

Keep it up, Lewie!  Another good morning read!

 

If you enjoy this type of content, you should download an AI chat generator. You put in the  topic desired and the content appears.

11 minutes ago, Hummin said:

Still Steve Jobs was in competition with everyone else on daily basis, constantly comparing himself with others, it is how it is if you want to become someone 

He changed the world. Most humans are dropkicks who do little.

We attended a cremation on Christmas day, one of the monks reminded us,

no matter who you are or what you have,some day it will be you in the box.

How do you want to be remembered?

 

I believe no matter how rich you are there will come a day you are willing to give it all up for just a few more days

on earth.

Just now, Harrisfan said:

He changed the world. Most humans are dropkicks who do little.

If everyone do what they can, it will be a lot

1 minute ago, jvs said:

We attended a cremation on Christmas day, one of the monks reminded us,

no matter who you are or what you have,some day it will be you in the box.

How do you want to be remembered?

 

I believe no matter how rich you are there will come a day you are willing to give it all up for just a few more days

on earth.

True. Life is about experiences. Money is just a tool.

The Die With Zero book says that after you have your $$$ pile, the only things left accumulate are:

 

better health

 

experiences

 

relationships.

 

At 73, my chrono-age was 58 last year, it's 56 this year.

 

The Die With Zero Guy inspired me to drop $32K and go to Antartica. Experience is my biggest need to improve area of the big 3.

 

I have a great web of friends, and I'm finally ready to get into a relationship. 2 solid options on the boil at the moment. But that kind of luck usually has the shelf life of an egg salad sandwich.

 

Which of the big three are you full up with and which do you want more of?

1 hour ago, Hummin said:

 

 

It is highly probable that this text was 

generated or heavily assisted by AI, likely using a "jailbroken" or unfiltered persona prompt (such as "DAN" or a "British Lad" persona).

Here is why it appears to be AI-generated:

• Forced Dialect and Stereotypes: The text uses an "over-the-top" amount of British and Irish slang (feck, ball-locks, minted, geezer, muppet, skint). While people do talk like this, AI often "over-indexes" on these terms to ensure it stays in character, resulting in a density of slang that feels performative rather than natural.
• The "AI Pivot": Despite the aggressive slang, the underlying structure is very typical of an LLM (Large Language Model). It follows a standard "Hook → Counter-argument → Philosophical Insight → Summary" format often found in AI-generated essays.
• Contradictory Cultural Markers: The text mixes specific British slang (down the pub, tenner) with references to "Leo beer" (a Thai brand) and "spliffs," which is a common AI trait of blending various global data points it has associated with "laid-back" or "patriot" archetypes.
• Clean Grammar Amidst Slang: While the vocabulary is informal, the punctuation and sentence structure are remarkably consistent and "clean." Human "ranting" usually features more run-on sentences or erratic punctuation than seen here.

Verdict: This is likely an AI (like ChatGPT or Claude) told to "Write a philosophical rant about money in the style of a rough-around-the-edges British bloke."

The AI whatever lets you down when in between all the Cockney slang it slips in "grade school" as it did to Lewie just recently.

2 hours ago, Patong2021 said:

 

If you enjoy this type of content, you should download an AI chat generator. You put in the  topic desired and the content appears.

Thanks, but no need. We have Lewie!

14 hours ago, Bannoi said:

I’ve done plenty of those . When I was young I liked to lay top as I got older I was quite happy for her to lay on me.

Now I even have trouble remembering.

In my younger days I was hostile, dog style or any style.

12 hours ago, Harrisfan said:

He changed the world. Most humans are dropkicks who do little.

Does that include you?

3 hours ago, still kicking said:

Does that include you?

Says a pensioner

On 12/28/2025 at 6:35 AM, blaze master said:

 

Fake it till you make it. 

 

Have never been a fan of this expression. Problem is if you don't make it, all you did was fake it. Also, for a lot of people who subscribe to this philosophy they end up putting more effort into faking it than making it.