Have any of you ever transferred money from your home country to Thailand from your bank (a standard bank-to-bank transfer without using Wise or other similar systems) to a Thai account opened online? Thanks.

It shouldn't matter if the account is opened online as long as you have the correct account details

3 minutes ago, scubascuba3 said:

It shouldn't matter if the account is opened online as long as you have the correct account details

I have all of it, but I believe I believe the sending bank also requires the address of the branch where the account was opened, or just the address of the "headquarters" in Bangkok? Unfortunately, I don't remember. The rest of the information is fine: SWIFT code, account holder's name, and account number.

1 hour ago, Mika78 said:

I have all of it, but I believe I believe the sending bank also requires the address of the branch where the account was opened, or just the address of the "headquarters" in Bangkok? Unfortunately, I don't remember. The rest of the information is fine: SWIFT code, account holder's name, and account number.

Usually the headquarters but it's not important as you have the other details

Why does it matter how the account was opened, online or at a branch? It shouldn't. 

 

Which Thai banks allow foreigners to open an account online, out of curiosity? Or do you mean you already had an account with a bank and opened a secondary account with the same bank online?

I would like to know which Thai banks allow foreigners to open accounts online.

4 minutes ago, Everyman said:

I would like to know which Thai banks allow foreigners to open accounts online.

None. You have to do it at the bank.

2 minutes ago, novacova said:

None. You have to do it at the bank.

Not of any help to the OP, but I know of one scenario where a Thai person does not need to go to a bank to open an account. My wife filled out an online application for a Pro-Fit account at LH Bank, then went to a 7-11 to have her Thai ID card scanned. She then received the account details and had one day to do a transfer of at least 500฿ to fund it.

A very weird argumentative response…

1 hour ago, gamb00ler said:

Not of any help to the OP, but I know of one scenario where a Thai person does not need to go to a bank to open an account. My wife filled out an online application for a Pro-Fit account at LH Bank, then went to a 7-11 to have her Thai ID card scanned. She then received the account details and had one day to do a transfer of at least 500฿ to fund it.

…argumentatively weird.

4 hours ago, Everyman said:

I would like to know which Thai banks allow foreigners to open accounts online.

Again, none. It can only be done in person at the bank.

On 12/30/2025 at 9:49 AM, Mika78 said:

Have any of you ever transferred money from your home country to Thailand from your bank (a standard bank-to-bank transfer without using Wise or other similar systems) to a Thai account opened online? Thanks.

Do you mean just a regular SWIFT transfer from your home bank to you Thai bank?

I do it all the time. That't how bank work.

The only reason to use Wise is if you want someone to pay you and they can't do a proper bank transfer.

I use Revolut Ultra which gives unlimited currency swaps and free international transfers and 2K a month withdrawals free.

I can first of all hold baht, secondly transfer almost realtime to Thai bank accounts (week days) without issues and thirdly can transfer directly to someone their visa or mastercard card number realtime every day 24/7. So yes can do.

Earn also 1 point per 1 spent which can be converted to airmiles, the fees of the membership earned back by swapping currencies a few times a month, ATM withdrawals alone save me 4x 250 baht. Cherry on top better rates than wise, saves 200 baht per 1K euro/usd.

As long this exists never using a Thai bank again. It's also insured up to 100K euro for funds unlike in TH.

On 12/30/2025 at 10:02 AM, Mika78 said:

I have all of it, but I believe I believe the sending bank also requires the address of the branch where the account was opened, or just the address of the "headquarters" in Bangkok? Unfortunately, I don't remember. The rest of the information is fine: SWIFT code, account holder's name, and account number.

If it is a retail account as opposed to a business account then the SWIFT code will be only 8 characters which is the HQ code, they may have XXX at the end which merely pads the field out to an 11 character code.

The funds will be transferred to HQ and distributed from there, so HQ address should be sufficient as there is no branch ID in the SWIFT code.

13 minutes ago, ChaiyaTH said:

I use Revolut Ultra which gives unlimited currency swaps and free international transfers and 2K a month withdrawals free.

I can first of all hold baht, secondly transfer almost realtime to Thai bank accounts (week days) without issues and thirdly can transfer directly to someone their visa or mastercard card number realtime every day 24/7. So yes can do.

Earn also 1 point per 1 spent which can be converted to airmiles, the fees of the membership earned back by swapping currencies a few times a month, ATM withdrawals alone save me 4x 250 baht. Cherry on top better rates than wise, saves 200 baht per 1K euro/usd.

As long this exists never using a Thai bank again. It's also insured up to 100K euro for funds unlike in TH.

Sorry, Off Topic but how much does Revolut Ultra cost you?

I do a search on "Revolut Ultra Cost" & it comes back with approx. 45Euros pm but when I look the App it says £55!