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Retirement extension - Bangkok - Proof of 65.000 THB income

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I went to CW last week to extend my stay for 1 year (retirement).

For 11 years now, I only needed an affidavit from my embassy, stating that my income was xxxxx THB/month (higher than 65.000). I always attach the bank statement, from my home bank and the proof that this income is my pension. I never had to proof that I transferred this money to Thailand on a monthly basis.

This week, the immigration officer first asked if I have always used this method for my extensions of stay. After confirming, she told us to go to a higher ranking immigration officer. This second officer told me that, this year, they would grant me an extension based on these documents, but next year will be different. From now on, I will have to start doing monthly 65.000 THB transfers from my country to my Thai bank account.

She listed the documents I wil have to bring next year:

  • a letter from my Thai bank stating my ownership and balance on the account; (this document can be 7 days old)

  • a statement from my Thai bank stating all of my transactions from the last 12 months (this document can be 7 days old)

  • a copy from my bankbook with a transaction on the same day as the application for the extension (so has to be from the same day)

  • a letter from my bank proving that the 12 transfers of 65.000 THB came from abroad (for Kasikorn bank, I think this needs to be done in one of their International Trade Centers, because my local bank office says they don't provide this proof)

  • an affidavit from me, legalized by my embassy, declaring that my income was xxxxx THB/month (higher than 65.000), and the supporting documents proving the source of this income.

So, two things changed.

Monthly transfers to Thailand are now needed, even for the nationals from countries whose embassies still provide the affidavits.

And proof from the Thai bank that these transfers came from abroad. Which might be tricky if using WISE for the transfers.

  • Popular Post
45 minutes ago, khrai said:

And proof from the Thai bank that these transfers came from abroad. Which might be tricky if using WISE for the transfers.

I use income method and do not have embassy letter (Oz citizen)

The transfers are made using WISE.

I requested the 12 month bank statement to be in Thai language.

The script in Thai on the transfers indicates "international transfer"

I do mine on 14th of every month.

Accepted on my most recent extension CW.

As for immigration requiring this..

Seems almost expected as more embassies stop providing this letter.

In most cases isn't worth the paper it's printed on.

Start doing the transfers now as they will want to see 12.

Immigration were very fair, unusual to read that, I thought they'd push you to an agent as you hadn't complied with the 65k a month transfers

2 hours ago, khrai said:

For 11 years now, I only needed an affidavit from my embassy, stating that my income was xxxxx THB/month (higher than 65.000).

So which is your home country embassy, and when did they (presumably) pull the plug on their income confirmation service for IMM purposes?

56 minutes ago, OJAS said:

So which is your home country embassy, and when did they (presumably) pull the plug on their income confirmation service for IMM purposes?

I didn't read the OP that way.

Seems that for next year even if you have an embassy income letter you need in addition 12 month bank statement that shows the 12 monthly transfers.

Many guys with embassy letter are not doing the monthly transfers.

They may transfer larger amounts every few months as needed.

Also the snow bunny group or folk (retirement extensions) not living full time in Thailand might fight this an issue.

I'm confused as to why they would even bother obtaining embassy letter if they are required to prove monthly transfers.

Edit: seems the OP in this attached current thread has similar experience at another immigration office..

https://aseannow.com/topic/1384726-visa-rules-getting-stricter-lease-bank-transfers-now-asked/

  • Author
1 hour ago, DrJack54 said:

I didn't read the OP that way.

Seems that for next year even if you have an embassy income letter you need in addition 12 month bank statement that shows the 12 monthly transfers.

Many guys with embassy letter are not doing the monthly transfers.

They may transfer larger amounts every few months as needed.

Also the snow bunny group or folk (retirement extensions) not living full time in Thailand might fight this an issue.

I'm confused as to why they would even bother obtaining embassy letter if they are required to prove monthly transfers.

Edit: seems the OP in this attached current thread has similar experience at another immigration office..

https://aseannow.com/topic/1384726-visa-rules-getting-stricter-lease-bank-transfers-now-asked/

Correct. My embassy still does the affidavits. And I will still need them to proof my income and source of income. Which seems a bit strange to me, but this is what the immigration officer told me.

The big change is that I'll have to do a monthly transfer to a Thai bank, which wasn't needed before. I just transferred money when I needed it.

2 minutes ago, khrai said:

My embassy still does the affidavits. And I will still need them to proof my income and source of income.

Find this very interesting.

I also deal with CW.

I did not provide embassy letter nor did I show where the funds came from.

I simply had the 12 month bank statement showing the monthly transfers and shown as international transfers

  • Author

That's good to hear.

The immigration officer made me write down all the documents required for the financial requirements. So I am sure that's what I'm supposed to do next year. But I do find it strange. Is it because they want to know my total pension amount? Or is it because in the supporting documents for the affidavit, I submit prove that the income comes from a pension? Or did she make a mistake?

Next year I'll keep the affidavit in my back pocket. First I'll try to get the extension without an affidavit, and I'll only show it when asked for.

51 minutes ago, khrai said:

Is it because they want to know my total pension amount?

As usual offices vary.

The "catch all phrase" word pension is often used.

In reality it does not have to be a source from Pension

The transfers can be from income.

At CW the io did not ask for proof of income.

Dont really see the point of an embassy letter if you are providing 12 month bank statement.

7 hours ago, DrJack54 said:

The "catch all phrase" word pension is often used.

In reality it does not have to be a source from Pension

Although Orders state the evidence of income must be from Pensions, Interest or Dividends.

Cheeky bar stewards want to know every penny you earn, lining you up for the big income tax hit to come.

I have always done my extension with a letter from my embassy in Bangkok.

Last December> I don't know why I did.

But I got statement and letter from my Bangkok Bank.

The IMO told not to get the bank statement and letter as my Embassy letter was all I needed.

I would say that you have struck what we all know.

Each office and IMO can be different.

But even they know .

They have to follow what is in the regulations.

You Embassy Letter was all you needed.

On 1/18/2026 at 11:17 AM, DrJack54 said:

I use income method and do not have embassy letter (Oz citizen)

The transfers are made using WISE.

I requested the 12 month bank statement to be in Thai language.

The script in Thai on the transfers indicates "international transfer"

I do mine on 14th of every month.

Accepted on my most recent extension CW.

As for immigration requiring this..

Seems almost expected as more embassies stop providing this letter.

In most cases isn't worth the paper it's printed on.

Start doing the transfers now as they will want to see 12.

Do immigration accept local income from leasing out my condo? I have pension from Australia every month, but not enough. If I add the rental income from my Thai condo, it's over 65,000..

38 minutes ago, JomtienRay said:

Do immigration accept local income from leasing out my condo? I have pension from Australia every month, but not enough. If I add the rental income from my Thai condo, it's over 65,000..

That won't work.

The monthly deposits have to be international transfers using income method

On 1/18/2026 at 3:44 PM, khrai said:

That's good to hear.

The immigration officer made me write down all the documents required for the financial requirements. So I am sure that's what I'm supposed to do next year. But I do find it strange. Is it because they want to know my total pension amount? Or is it because in the supporting documents for the affidavit, I submit prove that the income comes from a pension? Or did she make a mistake?

Next year I'll keep the affidavit in my back pocket. First I'll try to get the extension without an affidavit, and I'll only show it when asked for.

If I may chime into this conversation, Not sure what country your from, however as I know it, Canada, USA, UK, Germany, France and Spain Embassy's have stopped Endorsing Income Notifications for Thai Immigration. That is as off January 2025!

Your requirement to your country embassy, is show them proof of income. (Monthly investment dividents, monthly pension income, salary income if your still working in your country or in Thailand). The embassy only makes a sworn statement to Thai Immigration that your monthly income is the same if not more the the Thai monthly income requirement. (Thb45,000.00 min monthly of Marriage visa; Thb65,000.00 min monthly for retirement visa) If you cannot provide that to IGO, then the Thb400,000.00 in your Thai Bank for 3 month's for marriage visa or Thb800,000.00 deposit for 3 months for retirement visa).

at times the IO will request a combination of both Monthly income and 3 month deposit.

A word of advise, BBLC has a devised plan to hold you full deposit for and extra month. I have been told the Thb800,000.00 or Thb400,000.00 brings in good interest money to hold this money for you! I also see my regular pension from my home country being deposited eg; January 1 by my home country Pension group, verified deposit to Bangkok Bank, then does not get deposited on the same date 12hour time difference later for at least 6 - 10 days. Excuse, NO DEPOSIT OCCURED ON THAT DAY! I understand local Thai holiday and Saturday and Sunday off days.

Thank you for your POOR SERVICE Bangkok Bank LC! SCB much better and reliable.

On 1/18/2026 at 4:42 PM, DrJack54 said:

As usual offices vary.

The "catch all phrase" word pension is often used.

In reality it does not have to be a source from Pension

The transfers can be from income.

At CW the io did not ask for proof of income.

Dont really see the point of an embassy letter if you are providing 12 month bank statement.

Just guessing but it could be that they want to see the money coming into the country. It is possible yes difficult in BKK but you can live on less than 65k. Therefore people may not bring the equivalent in each month. Again I find it interesting that there are so many confusing difference even in the same IO. Bring back big joke 😂

1 hour ago, Snowbird 7 said:

If I may chime into this conversation, Not sure what country your from, however as I know it, Canada, USA, UK, Germany, France and Spain Embassy's have stopped Endorsing Income Notifications for Thai Immigration. That is as off January 2025!

Your requirement to your country embassy, is show them proof of income. (Monthly investment dividents, monthly pension income, salary income if your still working in your country or in Thailand). The embassy only makes a sworn statement to Thai Immigration that your monthly income is the same if not more the the Thai monthly income requirement. (Thb45,000.00 min monthly of Marriage visa; Thb65,000.00 min monthly for retirement visa) If you cannot provide that to IGO, then the Thb400,000.00 in your Thai Bank for 3 month's for marriage visa or Thb800,000.00 deposit for 3 months for retirement visa).

at times the IO will request a combination of both Monthly income and 3 month deposit.

A word of advise, BBLC has a devised plan to hold you full deposit for and extra month. I have been told the Thb800,000.00 or Thb400,000.00 brings in good interest money to hold this money for you! I also see my regular pension from my home country being deposited eg; January 1 by my home country Pension group, verified deposit to Bangkok Bank, then does not get deposited on the same date 12hour time difference later for at least 6 - 10 days. Excuse, NO DEPOSIT OCCURED ON THAT DAY! I understand local Thai holiday and Saturday and Sunday off days.

Thank you for your POOR SERVICE Bangkok Bank LC! SCB much better and reliable.

News to me about Germany not providing certificate of pension. What source please?

1 hour ago, Snowbird 7 said:

as I know it, Canada, USA, UK, Germany, France and Spain Embassy's have stopped Endorsing Income Notifications for Thai Immigration. That is as off January 2025!

Not true for Germany. Just checked and it's still business as usual. Fee 1300THB.

19 minutes ago, London Boy said:

Exactly the same thing happened to me in October and this is the thread from my report, although the excuse the IO gave me for the bank statement was she wanted to check I wasn't working

I recall your thread.

Suggest anyone using income method that obtains embassy letter to actually do monthly transfers of 65k +

I also did extension retirement income method last Oct at CW.

Being Oz no embassy letter. I obtained a 12 month bank statement (200b) couple of days prior to application.

Statement shows 12 monthly international transfers.

No embassy letter - No problem

On 1/18/2026 at 10:26 AM, khrai said:

I went to CW last week to extend my stay for 1 year (retirement).

For 11 years now, I only needed an affidavit from my embassy, stating that my income was xxxxx THB/month (higher than 65.000). I always attach the bank statement, from my home bank and the proof that this income is my pension. I never had to proof that I transferred this money to Thailand on a monthly basis.

This week, the immigration officer first asked if I have always used this method for my extensions of stay. After confirming, she told us to go to a higher ranking immigration officer. This second officer told me that, this year, they would grant me an extension based on these documents, but next year will be different. From now on, I will have to start doing monthly 65.000 THB transfers from my country to my Thai bank account.

She listed the documents I wil have to bring next year:

  • a letter from my Thai bank stating my ownership and balance on the account; (this document can be 7 days old)

  • a statement from my Thai bank stating all of my transactions from the last 12 months (this document can be 7 days old)

  • a copy from my bankbook with a transaction on the same day as the application for the extension (so has to be from the same day)

  • a letter from my bank proving that the 12 transfers of 65.000 THB came from abroad (for Kasikorn bank, I think this needs to be done in one of their International Trade Centers, because my local bank office says they don't provide this proof)

  • an affidavit from me, legalized by my embassy, declaring that my income was xxxxx THB/month (higher than 65.000), and the supporting documents proving the source of this income.

So, two things changed.

Monthly transfers to Thailand are now needed, even for the nationals from countries whose embassies still provide the affidavits.

And proof from the Thai bank that these transfers came from abroad. Which might be tricky if using WISE for the transfers.

I just need a letter from the govt pension stating that the income is above 400 k Thai and 12 months of statements from the BK bank, for non o marriage visa, letter has to be confirmed, I can use blueport for this

59 minutes ago, kiwikeith said:

I just need a letter from the govt pension stating that the income is above 400 k Thai and 12 months of statements from the BK bank, for non o marriage visa, letter has to be confirmed, I can use blueport for this

If you're referring to Bluport Mall Imm @ Hua Hin, then NO, they do NOT do extensions there.

I do extensions at HH Imm based on monthly income, and they require 3 things from bank ...

... balance statement

... print out of activity of your account

... credit advice of deposits, shows international source and tracking

You'll also need copies of your bank passbook & passbook

Along with statement from gov't office verifying you are still married

Wife will need to be in attendance, (w/govt ID) along with witness (w/govt ID)

Copy of lease and or blue/yellow book (proof of residence)

Need to provide a map from residence to Imm office

Also need to provide photos of you & wife at residence, include one of you standing in front of numbered address, if applicable. If first application for visa extension, they will visit your home during '30 day consideration' period.

If you deal with BBL, allow one week to get all 3 (bank branch dependent)

You won't need, income letter, nor will they even accept it. This in reference to USA, so can't comment on other countries. The reason they stopped accepting USA income affidavits, is because they actually read it. USA Embassy does not verify the info provided, and won't verify it. Guess to much work for your $50 USD. They won't accept any USA statements of finances, ex; 1099 or SS COLA statement (I asked)

Thread drifting a tad.

The key take away from OP post is where he states......

"Monthly transfers to Thailand are now needed, even for the nationals from countries whose embassies still provide the affidavits.

And proof from the Thai bank that these transfers came from abroad."

Regardless of embassy letter or not, some immigration offices will want to see the actual international monthly transfers 40/65k

Suggest anyone using income method to actually make the transfers.

12 month bank statement is best way to show that.

48 minutes ago, KhunLA said:

If you're referring to Bluport Mall Imm @ Hua Hin, then NO, they do NOT do extensions there.

I do extensions at HH Imm based on monthly income, and they require 3 things from bank ...

... balance statement

... print out of activity of your account

... credit advice of deposits, shows international source and tracking

You'll also need copies of your bank passbook & passbook

Along with statement from gov't office verifying you are still married

Wife will need to be in attendance, (w/govt ID) along with witness (w/govt ID)

Copy of lease and or blue/yellow book (proof of residence)

Need to provide a map from residence to Imm office

Also need to provide photos of you & wife at residence, include one of you standing in front of numbered address, if applicable. If first application for visa extension, they will visit your home during '30 day consideration' period.

If you deal with BBL, allow one week to get all 3 (bank branch dependent)

You won't need, income letter, nor will they even accept it. This in reference to USA, so can't comment on other countries. The reason they stopped accepting USA income affidavits, is because they actually read it. USA Embassy does not verify the info provided, and won't verify it. Guess to much work for your $50 USD. They won't accept any USA statements of finances, ex; 1099 or SS COLA statement (I asked)

I only get my letter from the pension confirmation at blue port immigration does the extension after I give them the confirmation letter of income

13 minutes ago, kiwikeith said:

I only get my letter from the pension confirmation at blue port immigration does the extension after I give them the confirmation letter of income

For anyone else reading, and doing non 0 immigrant extensions at Hua Hin. The Imm office at Bluport Mall does NOT issue extensions for 'non 0 immigrant visas'.

image.png

On 1/20/2026 at 4:22 AM, Deerculler said:

I have always done my extension with a letter from my embassy in Bangkok.

Last December> I don't know why I did.

But I got statement and letter from my Bangkok Bank.

The IMO told not to get the bank statement and letter as my Embassy letter was all I needed.

I would say that you have struck what we all know.

Each office and IMO can be different.

But even they know .

They have to follow what is in the regulations.

You Embassy Letter was all you needed.

I tend to agree and certainly hope so.

12 minutes ago, BusyB said:

I tend to agree and certainly hope so.

In reality it shouldn't really matter.

For someone living in Thailand ongoing (expats) then annual extensions using income method is a good fit. Many do that without embassy letter.

For the snowboard gang that perhaps spend 5-6 months in Thailand their are other visa options eg METV.

A 6+ Month stay could be done with one exit/reentry.

In addition there are other alternatives

While on the subject, does anyone use an 'income letter / affidavit' that is on the below list of countries that still issue. And does TH still accept from said countries ??? Just curious, may help others, but I'm a Yank, and TH stopped accepting from USA years ago. Thankfully, as I save about $30 now, along with the hassle of getting one.

image.png

22 hours ago, KhunLA said:

For anyone else reading, and doing non 0 immigrant extensions at Hua Hin. The Imm office at Bluport Mall does NOT issue extensions for 'non 0 immigrant visas'.

image.png

I never said that they did your changing my post to make yourself look smart

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