What would happen if the place you choose for QROPS goes under? think banks etc.

My QROPS investments are in a separate account with a third party (a UK fund platform) over which I have full control (except with respect to withdrawing cash). So, if my QROPS provider disappears I might be a bit inconvenienced, but my pension pot is most certainly not at risk.

I can see that there is a wealth of financial wisdom on this forum and I would be very grateful for any advice you could put my way.

My IFA is advocating QROPS for me. I have read everything written here very closely but I am still no closer to deciding if it's right for me.I have a pot of a quarter mill, I am also lucky enough to own 2 properties in the UK free an clear which I rent out, would I lose my personal allowance if I went down the QROPS route?

I need to start accessing my pot within the next year.

I have lived in Thailand for 10 years, I have no

plans to return to the UK.

Thanks in advance for replies

Forget about QRoPs

The FA in Thailand selling you this deal is a crook, your money will have no protection.

Do not use FAs outside the UK, they aren't licensed, the UK won't protect your money from them.

Better off just using drawdown, taking the money out when and as you need it, and pay the tax.

You won't listen, wave goodbye to your pension.

It's OK my FA is in the UK

What would happen if the place you choose for QROPS goes under? think banks etc.

My QROPS investments are in a separate account with a third party (a UK fund platform) over which I have full control (except with respect to withdrawing cash). So, if my QROPS provider disappears I might be a bit inconvenienced, but my pension pot is most certainly not at risk.

good luck and hope it stays working out