Health Insurance

[TC206]

I am Australian and learning the Thai language but can't yet read Thai. I am interested to cover my Thai wife and her parents  with Health/accident insurance.

Has anyone had any experience with this? I have found one company called AIA but would like to compare prices/benefits etc

 

[Sheryl]

As there have been many, many threads on this, you might like to do a search first.

 

Be aware that your wife and her parents already have complete health cover under the government system. The only value added to a private policy is choice of hospitals as under the government system they can only use the government hospital they are registered at or higher level facility it refers them to. With private insurance they can go anywhere -- however this is of little or no advantage if they live way up country as in that case the government hospitals are often the only reliable place to go. Small upcountry private hospitals are usually best avoided.

 

It will be quite expensive to get them private insurance, rates are high here since there is so little market for it.