How do you pay?

[brianthainess]

On 10/3/2024 at 11:13 AM, garygooner said:

I personally still believe cash is king and we should always have options. 

I agree 

[Bravoxray]

On 10/3/2024 at 12:45 PM, phetphet said:

But it is the Government (in fact most governments) that want to create a cashless society, as (a) it gives far more control over it's citizens, and (b) it can see where all the money goes, and tax it, confiscate it, or take away your right to spend it how you please.

How true. All it takes is one greedy, tyrannical government, add in digital IDs,  a behavioral scoring system to make sure the peasants are in compliance, and then link the two to a programmable  centrally controlled digital currency and presto - each and every person  immediately becomes a lifetime slave of whoever is controlling the system at that moment in  time.  Millions of surveillance devices will ensure that few if any escape and that all goods are trackable and traceable.

But surely slavery is preferable to slower transactions and inconveniences until the day you are no longer permitted to access anything at all, and no government will ever be that evil. (//sarc off//

[Gobbler]

Mostly through direct payment of QR. I never shop, only online. 

 

My massage professional brings me her cash. I pay her from my Bank. 

 

She doesn't have to deposit the money which we all know is a pain now thanks to stupid banking regulations and I can use the cash for Grab and other deliveries.

[Peterphuket]

All the banks ar rubish.

I hope cash will continue to exist for long time.

My last car i bought, I also paid with cash.

I can still remember the lady had some trouble counting the 1000 notes, it surprised me that they didn't have a money counting machine.

[hotandsticky]

12 minutes ago, Peterphuket said:

All the banks ar rubish.

I hope cash will continue to exist for long time.

My last car i bought, I also paid with cash.

I can still remember the lady had some trouble counting the 1000 notes, it surprised me that they didn't have a money counting machine.

 

 

"ar rubish"................................ at what?

[Peterphuket]

1 minute ago, hotandsticky said:

 

 

"ar rubish"................................ at what?

Are rubbish.

Satisfied now?

 

Can you write flawless Dutch?

Its only a question.

[khunano]

On 10/3/2024 at 8:41 AM, RSD1 said:

I pay for everything by debit card by just tapping my phone. Supermarkets, 7-11, etc. Online purchases I also use debit card. It literally takes one second.

 

People using cash slow things down. Having to count bills and fumble through coins. I wish everyone would use the same tap-and-go contactless payment method. Fastest and most secure way to go. 
 

Only thing I still pay for in cash is short-time. 

Only thing I still pay for in cash is short-time.

 

You made my day 🤣

[kiteman9]

 

“Well, if America is anything to go by, going cashless is probably closer than we think. Biden’s already got the ball rolling with some fancy executive order (Executive Order 14067) to figure out how to bring in digital dollars. They’re not rushing into it, though. The U.S. is still in the ‘let’s study it to death’ phase. But if you look around the world, many countries are already ahead.

India pretty much figured it out with its UPI system—people pay for everything with their phones. China is already testing a digital currency, like a new trendy app. Even in Thailand, people use apps like PromptPay. Cash is already taking a back seat, and it might not be long before we’re all swiping phones instead of bills.

Of course, there’s always a bit of skepticism. Going entirely cashless sounds nice and futuristic—until you realize how much of your life could be tracked. But whether we like it or not, digital payments are creeping in, and the day you can’t even buy street food without your phone might not be as far off as we think.”

 

[VBF]

As somebody who is officially a tourist, spending 2-3 months in Thailand at a time, I use cash almost exclusively.

I cannot get a Thai card, and hotels etc will charge a premium if i use my UK card.

On a month-long stay that adds up, plus the exchange rate is usually pretty poor compared with "cash on the street"

 

If the Thai  government and TAT are serious about encouraging tourism, this should be considered, IMO.

[bkk_mike]

On 10/3/2024 at 3:36 PM, bkk6060 said:

Yes, just make sure you keep a close accounting for your taxes if paying your bill with assessable income.

If it's a foreign credit card, it's borrowing, so untaxed in Thailand.

I would expect that loophole will get closed at some point.

[bkk_mike]

On 10/3/2024 at 4:35 PM, Crossy said:

Promptpay at the bottle shop and builder's merchant (and to our building contractor).

 

Truemoney at Lotus and Seven.

 

Local credit card at Makro, Homepro etc. etc.

 

Cash for the maid and gardener.

 

We pay the maid and gardener by bank transfer.

Cash is for the tolls (we have a pass, but currently only one pass and two cars. And if the wife and I both go out, guess who doesn't get the pass...)

[WilliamSmits]

Cashless does not work well for elderly, for millions of migrant workers and for part of the tourists visiting Thailand.

Cashless in EU also is not progressing as 》10% of people (mainly elderly) complain about being excluded from society.

Pay cash and you remember what you bought and what you paid. Swipe the card and within a minute all recollection is gone.

[johng]

11 minutes ago, WilliamSmits said:

10% of people (mainly elderly) complain about being excluded from society.

Pay cash and you remember what you bought and what you paid. Swipe the card and within a minute all recollection is gone.

Well I'm glad there is some push back against this horrendous scheme   Pay cash  for as long as you can  in all possible situations

once it goes all digital   then  freedom is gone   not joke or hyperbole   it will be the digital panopticon from which there is no escape   resist at all costs !

[jimn]

On 10/3/2024 at 5:24 AM, Robin said:

Just try using a credit/debit card in any shop in Thailand.  "No like, No want"  is the usual response, followed by over-charging to cover the car company's fee.  

Thailand is a "cash only"  economy.  It suits the numerous criminals who live here, and supports tax evasion.

Nonsense. I use my UK no fee credit cards in Big C, Lotus's, pay for petrol, use them on Lazada, pay for food on Grab.

[kiwikeith]

On 10/3/2024 at 5:13 PM, garygooner said:

Saw an article saying Thailand could be cashless by 2028. Don't believe this will happen so soon, but just interested in knowing how most people here pay for things nowadays. Shopping, taxis, apartment etc. Do you use debit cards, Promptpay etc? I personally still believe cash is king and we should always have options. 

The big banks are driving for this world wide, it will cause riots in Thailand, NZ is already in the middle of a battle to stop it happening it would be total control over what you can do, I think that if we don't stand up to this the world will become unbearable, you will be controlled by Govt and banks with how you spend your digits.

And how you get them, they will be able to take whatever they like when they like, it's a horror story.

[kiwikeith]

3 hours ago, kiteman9 said:

 

“Well, if America is anything to go by, going cashless is probably closer than we think. Biden’s already got the ball rolling with some fancy executive order (Executive Order 14067) to figure out how to bring in digital dollars. They’re not rushing into it, though. The U.S. is still in the ‘let’s study it to death’ phase. But if you look around the world, many countries are already ahead.

India pretty much figured it out with its UPI system—people pay for everything with their phones. China is already testing a digital currency, like a new trendy app. Even in Thailand, people use apps like PromptPay. Cash is already taking a back seat, and it might not be long before we’re all swiping phones instead of bills.

Of course, there’s always a bit of skepticism. Going entirely cashless sounds nice and futuristic—until you realize how much of your life could be tracked. But whether we like it or not, digital payments are creeping in, and the day you can’t even buy street food without your phone might not be as far off as we think.”

 

I agree but Thailand has so many people working on the streets it would be mayhem, I don't think it will survive, at least I hope not , it will turn the world into a mad and crazy place.

[Captain Monday]

I pay everything possible by a branded Bonvoy AMEX card that has a yearly cost of $685 dollars

 

[itsari]

On 10/3/2024 at 11:26 AM, jaywalker2 said:

I pay 90 percent in cash. For big items, I'll use a card but it hardly seems worth it for small purchases and I'm not interested in fiddling with my mobile phone and QR codes at the register.

Fiddling with your phone?

It's easier to fiddle with your phone than fiddling with cash.

[still kicking]

On 10/3/2024 at 10:11 PM, chickenslegs said:

No reason why they can't have a QR code tattooed on their arses.

Maybe he hasn't got a smart phone?

[jaywalker2]

7 hours ago, itsari said:

Fiddling with your phone?

It's easier to fiddle with your phone than fiddling with cash.

That's not the case with most of the people in front of me in line at the register!

[new2here]

IMHO, I think it’s going to take time for TH to be a “ cash-less” retail economy.. and I also think it’s never going to be truly cash-less.. but ai do think a lot of everyday purchasing will move away from traditional coin/banknote based payments to some form of “digital” - be that debit/credit cards or QR/bank transfer.

 

I just renewed my work permit at the MoLs Bangkok Employment Office - and they don’t take coin/banknote payments .. on card or QR.. 

 

So.. I wouldn’t be surprised to see other ministries move to this system as well - notably Immigration - for their fee payments.

 

Looking longer term, i think the government will have to address issues like theft liability, infrastructure stability and reliability, and fees, before the notion of cash-only can really move to the principal payment platform. 

[patman30]

On 10/3/2024 at 1:41 PM, RSD1 said:

People using cash slow things down

we must live in different realities
as for myself it is the exact opposite
i am stood there with my cash in hand, waiting for a few notes and coins change
while the person in front fumbles with their phone swiping left and right and tapping the screen with the puzzled look on their face
i once watched 3 people take 15 mins to pay for their coffee in starbucks with their phones
well 2 managed to pay with their phones and 1 went to the ATM
ok 15 mins is not every time, but one issue and payments are not happening
but literally any time i am in a queue, people paying with phones are just as slow as using CC
cash is always faster