No travel insurance for me !

[georgegeorgia]

This is a warning for you guys to check your travel insurance

 

So I got a bit worried lately after a member on here spoke about his heart pains with his frequent testereone injections 

 

I noticed also I was getting   chest pains too although  the right side and middle after testereone injections 

 

I had these checked in Australia with Cardiography etc but the doctors claim they can't find anything except something called pericarditis which in his words is trivial the lying thieving Australian doctors say and should go away 

 

I made enquiries with a hospital to get a heart check whilst I'm here in Thailand 

 

I emailed the travel insurance company to ask for payment 

 

Well...they write back after a few days to tell me ,sorry it's pre existing your heart tests because..... anything you went to the doctor about in the last 12 months your NOT covered for !!!

Which leaves me covered for nothing !!!

In the last year I have been for heart tests ,liver tests ,kidney tests ,body ultrasouns ,chest X rays , bladder tests , prostate tests ,throat scans , colonoscopy etc 

They found nothing because they are liars !!!

 

I'm  a walking time now  and yesterday sitting in a cafe in Pattaya I started to get anxiety and felt like a heart pain and then a liver pain and started thinking about the cost of I did have a heart attack or kidney failure or liver failure or my knees give out 

 

They write back to tell me I'm covered for anything NOT involving the last 13 months !

Means nothing 

I will be taking them to court 

They have blocked my communication because they are thieves and I have emailed them over 50 times to tell them 

I have asked for my money back

 

 

Please check your insurance 

You are NOT covered for heart attack if you have HIGH Blood pressure before taking the insurance unless you got pre existing cover and exemption 

 

They accept your $$$ but will refuse if you have a heart attack claiming it was pre existing and was caused by your high blood pressure 

 

 

Hopefully my CT scan calcium scan on Wednesday in BKK will let me know if I need to rush back to Australia for immediate heart surgery .

My blood pressure was 135 yesterday 

 

 

Edited October 6 by georgegeorgia

[digbeth]

does Hypochondriasis counts as pre-existing condition?

[SAFETY FIRST]

54 minutes ago, georgegeorgia said:

I was getting chest pains too

PM me with your details, phone number, your hotel safe code etc., I'll take care of the paperwork if you get admitted or worse. 

 

54 minutes ago, georgegeorgia said:

In the last year I have been for heart tests ,liver tests ,kidney tests ,body ultrasouns ,chest X rays , bladder tests , prostate tests ,throat scans , colonoscopy etc 

Crikey, all those specialists payments, lucky for Medicare, you'd have no money left for your holiday. 

 

54 minutes ago, georgegeorgia said:

They have blocked my communication

So it's not just the many AN members that have you on their blocked list. 

 

I thought I read on another thread that you were taking estrogen (not testosterone) injections.

 

 

 

 

 

Edited October 6 by SAFETY FIRST

[heybuz]

they just refuse to insure me after a double bypass seven years ago so i take the punt.

[georgegeorgia]

1 hour ago, heybuz said:

they just refuse to insure me after a double bypass seven years ago so i take the punt.

Crikey ! Your taking a big risk 

[Gandtee]

4 hours ago, georgegeorgia said:

This is a warning for you guys to check your travel insurance

 

So I got a bit worried lately after a member on here spoke about his heart pains with his frequent testereone injections 

 

I noticed also I was getting   chest pains too although  the right side and middle after testereone injections 

 

I had these checked in Australia with Cardiography etc but the doctors claim they can't find anything except something called pericarditis which in his words is trivial the lying thieving Australian doctors say and should go away 

 

I made enquiries with a hospital to get a heart check whilst I'm here in Thailand 

 

I emailed the travel insurance company to ask for payment 

 

Well...they write back after a few days to tell me ,sorry it's pre existing your heart tests because..... anything you went to the doctor about in the last 12 months your NOT covered for !!!

Which leaves me covered for nothing !!!

In the last year I have been for heart tests ,liver tests ,kidney tests ,body ultrasouns ,chest X rays , bladder tests , prostate tests ,throat scans , colonoscopy etc 

They found nothing because they are liars !!!

 

I'm  a walking time now  and yesterday sitting in a cafe in Pattaya I started to get anxiety and felt like a heart pain and then a liver pain and started thinking about the cost of I did have a heart attack or kidney failure or liver failure or my knees give out 

 

They write back to tell me I'm covered for anything NOT involving the last 13 months !

Means nothing 

I will be taking them to court 

They have blocked my communication because they are thieves and I have emailed them over 50 times to tell them 

I have asked for my money back

 

 

Please check your insurance 

You are NOT covered for heart attack if you have HIGH Blood pressure before taking the insurance unless you got pre existing cover and exemption 

 

They accept your $$$ but will refuse if you have a heart attack claiming it was pre existing and was caused by your high blood pressure 

 

 

Hopefully my CT scan calcium scan on Wednesday in BKK will let me know if I need to rush back to Australia for immediate heart surgery .

My blood pressure was 135 yesterday 

 

 

Did you have tests for hypochondriasis - nosophobia?😄

[Hummin]

4 hours ago, georgegeorgia said:

This is a warning for you guys to check your travel insurance

 

So I got a bit worried lately after a member on here spoke about his heart pains with his frequent testereone injections 

 

I noticed also I was getting   chest pains too although  the right side and middle after testereone injections 

 

I had these checked in Australia with Cardiography etc but the doctors claim they can't find anything except something called pericarditis which in his words is trivial the lying thieving Australian doctors say and should go away 

 

I made enquiries with a hospital to get a heart check whilst I'm here in Thailand 

 

I emailed the travel insurance company to ask for payment 

 

Well...they write back after a few days to tell me ,sorry it's pre existing your heart tests because..... anything you went to the doctor about in the last 12 months your NOT covered for !!!

Which leaves me covered for nothing !!!

In the last year I have been for heart tests ,liver tests ,kidney tests ,body ultrasouns ,chest X rays , bladder tests , prostate tests ,throat scans , colonoscopy etc 

They found nothing because they are liars !!!

 

I'm  a walking time now  and yesterday sitting in a cafe in Pattaya I started to get anxiety and felt like a heart pain and then a liver pain and started thinking about the cost of I did have a heart attack or kidney failure or liver failure or my knees give out 

 

They write back to tell me I'm covered for anything NOT involving the last 13 months !

Means nothing 

I will be taking them to court 

They have blocked my communication because they are thieves and I have emailed them over 50 times to tell them 

I have asked for my money back

 

 

Please check your insurance 

You are NOT covered for heart attack if you have HIGH Blood pressure before taking the insurance unless you got pre existing cover and exemption 

 

They accept your $$$ but will refuse if you have a heart attack claiming it was pre existing and was caused by your high blood pressure 

 

 

Hopefully my CT scan calcium scan on Wednesday in BKK will let me know if I need to rush back to Australia for immediate heart surgery .

My blood pressure was 135 yesterday 

 

 

Most likely a mental stress syndrom, than anything physical.

 

If you have an hearth attack most if not all travel insurances will cover you.

 

 

[georgegeorgia]

1 minute ago, Hummin said:

Most likely a mental stress syndrom, than anything

How do I know if I have this?

[Hummin]

3 minutes ago, georgegeorgia said:

How do I know if I have this?

You haven't measured your cortisol level? 

 

Reducing Chest Pain Caused by Anxiety and stress

 

https://www.news-medical.net/health/Reducing-Chest-Pain-Caused-by-Anxiety.aspx

[SAFETY FIRST]

6 minutes ago, georgegeorgia said:

How do I know if I have this?

It's on the cards, you have everything else. 

 

[Olmate]

8 minutes ago, georgegeorgia said:

How do I know if I have this?

Boy G... do you pi$$ wind in Pattaya? If yes, you have it for sure!! 😭

[brianthainess]

3 hours ago, digbeth said:

does Hypochondriasis counts as pre-existing condition?

Agree, Oh and Psychiatric mental health problems. 

[marin]

4 hours ago, georgegeorgia said:

In the last year I have been for heart tests ,liver tests ,kidney tests ,body ultrasouns ,chest X rays , bladder tests , prostate tests ,throat scans , colonoscopy etc 

They found nothing because they are liars !!!

 

4 hours ago, georgegeorgia said:

Hopefully my CT scan calcium scan on Wednesday in BKK will let me know if I need to rush back to Australia for immediate heart surgery .

My blood pressure was 135 yesterday 

I see two problems and they are both mental not physical. You are a hypochondriac to the worst degree. Then you have become a cyberchondriac as well.  Its actually sad now you are so far gone. 

[brianthainess]

4 hours ago, georgegeorgia said:

I noticed also I was getting   chest pains too although  the right side and middle after testereone injections 

Why do you need testereone injections, whatever that is, maybe testosterone would be safer.

[brianthainess]

7 minutes ago, marin said:

 

I see two problems and they are both mental not physical. You are a hypochondriac to the worst degree. Then you have become a cyberchondriac as well.  Its actually sad now you are so far gone. 

He needs a brain scan. Must be all those cleaning chemicals he has been

sniffing for 30 yrs.

[Hummin]

1 hour ago, georgegeorgia said:

How do I know if I have this?

Well, the topics and the time spent here indicates you are maybe a bit worried and thinking to much. 

 

 

[dundas]

It's not difficult to disclose any pre-existing conditions. I have a few and disclose them each time I come to Thailand; the insurance company has always agreed to cover me at no extra charge. 

[renaissanc]

I never have insurance for anything because I believe the insurance company will find a way to avoid paying. I don't trust insurance companies.

[retarius]

6 hours ago, georgegeorgia said:

Crikey ! Your taking a big risk 

They refused to insure him....

[retarius]

I'm a self insurer. Insurance companies make money because the amount they pay out in claims ie the medical cost of those that claim is less than the amount that the people who don't claim, or claim only trivial amounts.  Ie statistically if insurance companies are making a profit, then you will be likely to be receiving less from the insurance company than you pay them. Plus, if you have a known chance of an expensive medical treatment, they will not cover you.

[BritManToo]

4 hours ago, georgegeorgia said:

How do I know if I have this?

Ask one of the doctors when you're mopping his office floor!

[Pattaya57]

9 hours ago, georgegeorgia said:

This is a warning for you guys to check your travel insurance

 

So I got a bit worried lately after a member on here spoke about his heart pains with his frequent testereone injections 

 

I noticed also I was getting   chest pains too although  the right side and middle after testereone injections 

 

I had these checked in Australia with Cardiography etc but the doctors claim they can't find anything except something called pericarditis which in his words is trivial the lying thieving Australian doctors say and should go away 

 

I made enquiries with a hospital to get a heart check whilst I'm here in Thailand 

 

I emailed the travel insurance company to ask for payment 

So you bought travel insurance with the sole intent to get all your heart tests done in Thailand and have the Insurance pay for them.

 

Why would you think travel insurance would pay for elective health checks anywhere in the World? Your naivity is unbelievable

[nikmar]

2 hours ago, Pattaya57 said:

So you bought travel insurance with the sole intent to get all your heart tests done in Thailand and have the Insurance pay for them.

 

Why would you think travel insurance would pay for elective health checks anywhere in the World? Your naivity is unbelievable

 

Im pretty sure he s on a wind up. 

[Andrew65]

Not sure about if they had insurance, but my sister and her partner returned from a cruise to Madeira & The Azores last week, they both had COVID on their return.

[brianthainess]

1 hour ago, nikmar said:

 

Im pretty sure he s on a wind up. 

As always the hospital cleaner with more holidays than.......Nah can't think of any job that would let you do that, unless you pull a 'Sicky'. I know some people in OZ can after 10yrs get a 3 month leave but that is taken all at once.

[georgegeorgia]

16 minutes ago, brianthainess said:

As always the hospital cleaner with more holidays than.......Nah can't think of any job that would let you do that, unless you pull a 'Sicky'. I know some people in OZ can after 10yrs get a 3 month leave but that is taken all at once.

 

 

I have 30 years service 

And you don't have to take your long service leave all at once 

 

Edited October 7 by georgegeorgia

[Flyguy330]

I've made a few insurance claims in my life. Some were paid, others rejected.

The one that got paid easiest was a critical health policy claim.

The ones that were rejected or made impossible to pursue were holiday insurance policies.

Good example - my suitcase was lost by an airline. The insurance company refused to pay unless I could provide an original receipt for every item contained in it.

Air Asia ram their insurance in your face every time you try to book a flight. I accidentally bought it on a flight last year (it tends to be 'selected' by default and you have to actually 'cancel' to refuse it). Anyhow, it included a payment if your flight is delayed by more than 'X' hours. My flight was indeed delayed by more than 'X' hours. They refused my claim saying it wasn't covered because I 'didn't suffer any loss'. Just remember ALWAYS CANCEL the Air Asia insurance (and probably ALL airline insurance for that matter).

[wombat]

If you read the fine print you will find life is a pre existing condition and not covered.

[georgegeorgia]

40 minutes ago, wombat said:

If you read the fine print you will find life is a pre existing condition and not covered.

Well what they regard as PRe existing is any doctor visit about that condition 

So if you went to the doctor and they have it recorded you had high blood pressure that day last 2 years I believe,then you have a heart attack on holiday guess what....you probably won't be covered 

Edited October 8 by georgegeorgia

[NORDO]

It's no secret that Preachers, Politicians, as well as Insurance brokers are the scum that feed off living flesh.