"Who ... would trust such an individual?"
All the other banks that are happy to deal with him!
He wasn't asking the two yank banks for loans, he wanted to deposit very substantial funds with them, where's the risk in that?
I saw Terry Reid in 1967 at my local town hall in the UK, he was with Peter Jay and the Jaywalkers, he must have been in his late teens, they had a record out called The Hand Don't Fit the Glove.
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