Credit card hacked !

[ThreeCardMonte]

31 minutes ago, scubascuba3 said:

If you use contactless via Google wallet it has extra security. I use at Lotus and Big C

I just scan from my phone and bank app.

 

Sounds similar to your method.

[scubascuba3]

Just now, ThreeCardMonte said:

I just scan from my phone and bank app.

 

Sounds similar to your method.

I scan QR code also but that's different, contactless means you can use your cards easier

[petermik]

4 hours ago, ravip said:

Thank you. 

You're correct. She did a reservation on Booking dot com a couple of weeks ago.

 

Last night,  the criminal had tried again,  but luckily the bank has cancelled the card.

KTC is investigating. Hopefully they will return the money. 

Last year I had my c card hacked and I only use it on Agoda..part of the same ownership as Booking.com I discovered under Agodas settings it says remember CC details for next time...now deleted... I'm convinced someone at Agoda passed my details on to a third party...I lost nothing as my Bank stopped payment 😔 

[riclag]

14 hours ago, SAFETY FIRST said:

Big C has tap 

Not sure about Makro They don't take kasikorn credit cards 

Not my Big C ! The cashier wants the card to insert in the terminal!

[Isaan sailor]

The temptation to use your home country credit card is strong.  You get international rates, and you’re borrowing the bank’s money, not yours.  So if you get hacked, it’s their problem.  That said, I’ve had my credit card hacked twice.  No more fuel charges.  Not sure about Lazada, or hotel booking sites.

[persimmon]

Strange about Booking.com - used it last year to book a few days in Patts and received an email at 5 am on the day of arrival stating that the booking was cancelled due to an electrical problem in the room . Went to the place anyway and just checked in as usual , nobody mentioned any problem , so I assume this was a scam , but why ? And what was the point ?

[BangkokHank]

On 5/11/2025 at 1:56 PM, KhunBENQ said:

booking.com has a specific security problem with hotel ITs hacked and people sent phishing messages that look 100% legit.

Not sure whether it's related.

 

I experienced this recently while booking hotels in India on booking.com. Immediately after making the bookings, I received a WhatsApp message, purportedly from the hotel, telling me that in order to complete the booking, I had to deposit the payment into their bank account. I realized it was a scam after I got the same message despite selecting the "pay at the hotel" option. Besides, when booking a hotel via booking.com, booking.com would never ask a customer to make payment by depositing money into some random bank account. The payment would/should always be done directly through the booking.com website by credit card, and never by a deposit into a bank account.

[henryford1958]

8 hours ago, persimmon said:

Strange about Booking.com - used it last year to book a few days in Patts and received an email at 5 am on the day of arrival stating that the booking was cancelled due to an electrical problem in the room . Went to the place anyway and just checked in as usual , nobody mentioned any problem , so I assume this was a scam , but why ? And what was the point ?

 

The scam is that they try to panic you by saying the booking has been cancelled and you have to reinstate it quickly by paying direct to them (fake of course). The hotel knows nothing about it.

[Presnock]

On 5/12/2025 at 9:15 AM, KhunBENQ said:

Yes thats what I remembered.

I have a US credit card, on my 2nd one with this bank as a couple of years ago had someone hack it and they tried to use the card for two charges.  However my bank fraud office knows where I have used the card with no problem but as soon as they saw two charges as a strange store, they withelld the paying of those two charges, contacted me and asked if they were valid and since they weren't they didn't pay out.  But, they then cancelled that credit card and I had to wait for a new one.  I still get occasional contacts from the fraud people but no fake charges since that one time.  

[Photoguy21]

With everyone try to get you to use your card to pay it will happen a lot more. This is just the beginning. In theory it is a good convenient way to pay but when you are putting your data across the network you have no idea who is seeing it. Companies here, I wont say who, but openly say they want you to agree for them to use your data as they see fit. It is a recipe for disaster. When you use your card in the scanner you have no idea as to who is seeing that information.

[trainman34014]

Avoid Booking .com like the Plague; i've had three friends who had nothing but trouble with them including double charges to Cards and took months to get refunds.

[trainman34014]

20 hours ago, riclag said:

Not my Big C ! The cashier wants the card to insert in the terminal!

In my two local Big C's we have Staff who will Tap and others who insert the Card.  This is because they recieve little or zero training.   There are times when the Young Girls are still wearing Student Uniforms after they get to work !

[Pdavies99]

Most Credit cards have the option of locking them when not in use, its a new valuable safety option.

 

In addition most credit cards now also have the option of a two stage authentication for payments, via your registered Telephone number.  (Not authenticated means payment not processed.)

 

These options make a Credit card fairly bullet proof against illegal withdrawals.

On 5/11/2025 at 2:22 AM, ravip said:

(Admins - I hope this is the correct place for this topic)

 

My TGF just informed me that her credit card had been hacked last night.

Transaction amount - THB 50,000/= (GBP 1160/=

Transaction type - Booking dot com

Transaction country - Maybe UK

 

She had already informed the card issuer : KTC

 

What is the best course of action to take next?

 

Thank you very much in advance.

 

[LukKrueng]

On 5/11/2025 at 1:56 PM, KhunBENQ said:

Give a card to a pump station assistant and expect it to be photographed from both sides. If the card issuer has no two factor feature that is enough to use the date online.

No hack in the IT way needed.

Has it every happened to you? 

[richard_smith237]

Yep - Had UK fraudulent payments made on my UK Card a few times.

They always return the money. 

They know where and on what device the money was used (even know if its a Mac or PC etc or other sales mechanism).

 

Also in Thailand - myself and my Wife: 

The notification of use always pops up and if its fraudulent, we contact the bank (always get the money back, or rather, not deducted). 

 

I reckon it happens at least once per year - more commonly to my Wife for some reason.

 

I think its mostly from online payments.

 

 

 

We use Credit Card payments for everything - and the reason we do is because of the protection they offer.

 

[quake]

Cash is always king.

Good luck with the cashless society.

The biggest thief,  uses a keyboard now days. 

[richard_smith237]

19 minutes ago, quake said:

Cash is always king.

Good luck with the cashless society.

The biggest thief,  uses a keyboard now days. 

 

Good luck buying your next, car, motorcycle, computer etc with cash.... 

 

Always amused by the Cash-is-king comment....      then we read the news of someone getting robbed !!!

[Ralf001]

5 minutes ago, richard_smith237 said:

 

Good luck buying your next, car, motorcycle, computer etc with cash.... 

 

 

 

Thailand, not an issue.

Missus's car is a Type R Civic I paid cash... 8 months ago.

 

[KhaoHom]

On 5/11/2025 at 9:32 AM, ThreeCardMonte said:

Best advice is don’t use credit cards in Thailand, physically.

 

I never do. Nor banking apps. Phone gone... Not a moments sleep lost

 

As if it's some chore to pull bills out of your pocket and hand them to someone lol.

 

So many corporations get access to your data for which you are not paid. In fact you pay for the privilege of using those silly cards.

 

[quake]

11 minutes ago, richard_smith237 said:

 

Good luck buying your next, car, motorcycle, computer etc with cash.... 

 

Always amused by the Cash-is-king comment....      then we read the news of someone getting robbed !!!

 

I just restrict the use of cards.

Sorry if that offends you.  big yawn.

The last car I bought was a bankers draft. and motor bike was with cash. is that ok with you.

Bet the last time i was in Makro, the knob in front of me trying to pay using his phone 

and could not do it, then handed it to the cashier to do the transaction , was not you . 

 

 

[ravip]

2 hours ago, Pdavies99 said:

Most Credit cards have the option of locking them when not in use, its a new valuable safety option.

 

In addition most credit cards now also have the option of a two stage authentication for payments, via your registered Telephone number.  (Not authenticated means payment not processed.)

 

These options make a Credit card fairly bullet proof against illegal withdrawals.

 

This card had the two stage authentication .

But it is very strange that the first payment went through without the SMS.

When the guy tried it the second time, the SMS came but KTC had already blocked the card.

 

Yes, why did NOT the SMS come on the first instant?

[ThreeCardMonte]

50 minutes ago, KhaoHom said:

 

I never do. Nor banking apps. Phone gone... Not a moments sleep lost

 

As if it's some chore to pull bills out of your pocket and hand them to someone lol.

 

So many corporations get access to your data for which you are not paid. In fact you pay for the privilege of using those silly cards.

 

The DEEP STATE is monitoring you.  Be cautious!

[Patong2021]

There is no need to  give a credit card to anyone. If the  place accepts a debit card, then the machine can also accept a credit card,( if they take credit cards).

 

On 5/10/2025 at 10:32 PM, ThreeCardMonte said:

Best advice is don’t use credit cards in Thailand, physically.

 

I don't want to walk around with a wad of cash.  Decent hotels require a credit card  imprint when staying.  I can't very well say to the BKK Airport Hyatt, please accept my good intentions. A dinner at a higher end restaurant for 4  can easily  surpass 10,000 baht. Who wants to carry around a wad of cash?  I have SMS alerts on all transactions for my credit cards and bank accounts so I can  immediately spot a questionable transaction. I have had them and the  CC company reverses them quickly. Never had a fake charge with Amex. 2X with Visa and 1X with MC.  

[treetops]

On 5/12/2025 at 10:49 AM, phetphet said:

But I am very wary of using my actual UK debit cards anywhere.  Unlike credit cards, no protection on debit cards.

 

Incorrect.  They don't have Section 75 protection but they do have chargeback protection, which is what you would use on credit cards too for purchase of £100 GBP or less.

[richard_smith237]

2 hours ago, quake said:

2 hours ago, richard_smith237 said:

 

Good luck buying your next, car, motorcycle, computer etc with cash.... 

 

Always amused by the Cash-is-king comment....      then we read the news of someone getting robbed !!!

 

I just restrict the use of cards.

Sorry if that offends you.  big yawn.

The last car I bought was a bankers draft. and motor bike was with cash. is that ok with you.

Bet the last time i was in Makro, the knob in front of me trying to pay using his phone 

and could not do it, then handed it to the cashier to do the transaction , was not you . 

 

Of course - no offence.. but there are so many similar anti-digital comments on here from people who have either failed to adapt or reject it and use flawed excuses to justify that... 

 

... its not the 'anti-digital' aspect that amuses me, its the lack of critical thought in the 'justification' to remain so one sided... 

 

The anecdotal 'slow guy in front of me couldn't use his phone' is a tired and worn out boomer excuse...  you wont see the person in front of you who pays in a split second with his phone, because he's gone in a flash... Touch and tap...  or a quick QR scan...  for me its a lot faster than cash...   

 

So, flawed excuses aside - lets get real.. 

 

Cash is great - we need it... but its not king, and neither is digital... both are important.

... and so block-chain and crypto-transaction may will supersede that....   

 

 

As far as credit cards are concerned - the right card is always protected....   Bankers draft ?...  cashiers check...  ??  my last car was paid for using my phone...   the last car I sold was also paid for (by the customer) in the same manner....  no need to call up the bank and conform the cashiers check is real...  

 

 

 

[ThreeCardMonte]

1 hour ago, Patong2021 said:

There is no need to  give a credit card to anyone. If the  place accepts a debit card, then the machine can also accept a credit card,( if they take credit cards).

 

 

I don't want to walk around with a wad of cash.  Decent hotels require a credit card  imprint when staying.  I can't very well say to the BKK Airport Hyatt, please accept my good intentions. A dinner at a higher end restaurant for 4  can easily  surpass 10,000 baht. Who wants to carry around a wad of cash?  I have SMS alerts on all transactions for my credit cards and bank accounts so I can  immediately spot a questionable transaction. I have had them and the  CC company reverses them quickly. Never had a fake charge with Amex. 2X with Visa and 1X with MC.  

You do have some good points.  
 

I have a Thai bank account, Kasikorn.  I use the bank’s app often for scanning QR .

 

While booking hotels normally one must book with a CC.  If I can pay by scan in person I prefer that in Thailand.

 

One time I was hacked by using a CC at a hotel in Thailand.  One of the employees got the numbers and went shopping .

My credit union didn’t charge me when I disputed.

 

I often carry 10 k in my wallet.  Just in case for targets (plural) of opportunity.

 

All ATM withdrawals , phone, not card are 20k baht.  Less trips to the ATM.

 

Debit cards are worse .  They directly withdraw from one’s account and it is gone with wind.

 

CC have the added protection for dispute.

 

Caveat Emptor with bank cards in Thailand.

[Magictoad]

Just use cash- always- for everything.  Never use a credit card, ever.