Have you reported the fraud to the card issuer?
Some years ago I had several fraudulent transactions made on my debit card in Thailand when I was back the US.
The fraud was investigated and I was reimbursed.
They asked me: was card out of my possession?, did anyone else have my password/number?, and did I recognized the transactions?.
I was able to answer no, no, and no.
Reimbursement about 2 weeks later IIRC.
The theory behind it is they are hiding something.
My grandfather taught me this lesson when I was a young boy and it has proven over the years to be on the money.
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