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How to open a Bank account in 2025?

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Just now, Liquorice said:

Kor Ror 22 is a registration of an overseas marriage.

Kor Ror 2 is a registration of a marriage in Thailand.

My wife and I were married in Australia years ago, my certificate is translated into Thai and certified by the MFA in Bangkok

 

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  • TroubleandGrumpy
    TroubleandGrumpy

    Scam topic? Another nutter troll??  How does one marry a Thai in Thailand previously and not already have a bank account?  I do not think this is a genuine OP.    If you are then please expl

  • TroubleandGrumpy
    TroubleandGrumpy

    Another big laugh - thank you.  That was not the point mate - you missed it - again.  He lived in Thailand before and married a Thai (allegedly) but did all that without a bank account?  Not impossibl

  • There is no requirement to have a Thai bank account in order to marry a Thai national.

1 minute ago, persimmon said:

I`ve got a divorce certificate , would that be any good ?🤪

Yeah, you can use that as proof of being single and then marry a bank official to open a bank account  :whistling:

On 6/29/2025 at 10:42 PM, oldcpu said:

 

Most banks will allow one to open a bank account on a 90-day type-O visa.  As was pointed out, one merely needs to go to immigration and ask for a residence certificate letter.  Typically such is valid for a week or so.  One needs a passport sized image of themselves to pass to immigration and possibly a TM30 (or other document). Immigration produces the certificate letter and gives it to the expat (for some nominal small fee). 

 

With that immigration residence letter/certificate, and the type-O visa in one's passport, one can then open a Thai bank account in most banks.  (For example, here is the Phuket Immigration volunteers webpage on that document:  https://piv-phuket.com/residence-certificate/ ).

 

Typically then, this means one needs to obtain a type-O or type-OA visa from one's home country first, in order to establish a bank account in Thailand.

 

There was a time when bank accounts could be opened on a visa exempt status (by use of an agent) but that possibility may have been closed recently ( i am not certain there).

 

The rules in Thailand are quite "elastic". They vary from branch to branch, and from person to person.

 

I arrived in Thailand with O-A visa a while ago and tried to open a bank account. All of the bank branches required a work permit from me...tried in vain to explain them that I'm on a retirement visa.

 

Then I brought with me my gf, which had substantial amounts in 2 banks and the staff was 'wai-ing" her, the accounts were opened pretty quickly.

 

The requirements seems to get tighter, I had to provide my Australian tax file number last time in order to open a term deposit. 

5 minutes ago, gearbox said:

Then I brought with me my gf, which had substantial amounts in 2 banks and the staff was 'wai-ing" her, the accounts were opened pretty quickly.

Sometimes it's not what you know, but who you know that makes the difference.

18 hours ago, Liquorice said:

Sometimes it's not what you know, but who you know that makes the difference.

That's pretty much always the case in all matters

  • Popular Post
On 6/30/2025 at 11:18 PM, DrJack54 said:

Great. Contact them tomorrow as I did some time ago... "No can do" 

 

Ask @ThaiVisaCentre if they can assist with opening Bank account without a Non O

Thinking not. 


Sorry for the delay.

Yes, we can still assist with retirement visa extensions, and first-time applications.

We also can still assist with opening a bank accounts in Bangkok for those intending to apply for a Non-O visa based on retirement, even if you're currently on a tourist visa or visa-exempt entry.

Our 24/7 support team can be contacted by LINE ( https://tvc.co.th/line ), or EMAIL ( [email protected] ).

tvc.co.th/LINE (@thaivisacentre) | tvc.co.th/MAP | [email protected]
Thailand Digital Arrival Card ( Early Submission )

  • 4 weeks later...

I just successfully open a bangkok bank account in Nan province.

Things needed.

1) Non o visa  -a must

Thai driving license

Immigration COR.

Yr home country id

Mobile number in yr name -get it from Ais and receipt in yr name and address.

If you need statment of account and is less than 4 months,bangkok bank will hold it for 4 months  and issue you the statment of account.

If you need statment of account and is less than 4 months,bangkok bank will hold it for 4 months  and issue you the statment of account.

2 minutes ago, DrJack54 said:

Out of interest why did you opt for Bangkok Bank

I find that the apps is user friendly.

2 minutes ago, leekiangc said:

I find that the apps is user friendly.

 

That's an interesting reply. How many Thai bank apps have you tried/compared before choosing which bank to open an account at?

10 minutes ago, leekiangc said:

I just successfully open a bangkok bank account in Nan province.

Things needed.

1) Non o visa  -a must

Thai driving license

Immigration COR.

Yr home country id

Mobile number in yr name -get it from Ais and receipt in yr name and address.

Passport as well

10 minutes ago, Caldera said:

 

That's an interesting reply. How many Thai bank apps have you tried/compared before choosing which bank to open an account at?

Not many,this is more to my conveience as it is near my residence.

1 minute ago, leekiangc said:

Not many,this is more to my conveience as it is near my residence.

Next stop.I will try krungthai bank and will  report back,as whether the documents requirments any difference.

On 7/29/2025 at 2:38 AM, leekiangc said:

If you need statment of account and is less than 4 months,bangkok bank will hold it for 4 months  and issue you the statment of account.

Do they freeze the entire bank balance, or just the amount that the letter to Immigrations covers?

 

i.e.  If you need B800k for a retirement extension, and your bank balance is B950k, can you still withdraw up to B150K?  Or, is the entire B950k tied up?

13 minutes ago, wpcoe said:

Do they freeze the entire bank balance, or just the amount that the letter to Immigrations covers?

 

i.e.  If you need B800k for a retirement extension, and your bank balance is B950k, can you still withdraw up to B150K?  Or, is the entire B950k tied up?

You are referring to BBL.

Seems they are referencing immigration rules as in 400/800

In any event transfer funds above that limit to another account.

Still better if you have time re seasoning then just ditch rogue BBL and opt for another bank 

7 hours ago, wpcoe said:

Do they freeze the entire bank balance, or just the amount that the letter to Immigrations covers?

 

i.e.  If you need B800k for a retirement extension, and your bank balance is B950k, can you still withdraw up to B150K?  Or, is the entire B950k tied up?

Why would they freeze the entire account? That makes no sense.  They freeze the amount they indicate in the bank letter.  And that's only if that money has not been in  your account for 4 months already.

2 hours ago, BrandonJT said:

They freeze the amount they indicate in the bank letter.

Assuming the funds hadn't already been in the account for 4 months.

If the bank balance was 950K, then that's what would be indicated on the letter.

I'd air on the side of caution in that case and withdraw 150K before requesting the letter.

17 hours ago, wpcoe said:

Do they freeze the entire bank balance, or just the amount that the letter to Immigrations covers?

 

i.e.  If you need B800k for a retirement extension, and your bank balance is B950k, can you still withdraw up to B150K?  Or, is the entire B950k tied up?

BKB don't reference immigration / rules.  They freeze all monies recently added to the account - freezing those for 4 months since the time of deposit - when issuing these letters, for any reason.   If you moved 2M Baht in last week, they would freeze all of that, if you requested this type of letter.   Perhaps the "cross border scammers" were using these letters, somehow.

It's interesting the range of opinions presented in response to my question, no?  It would be helpful to hear from someone who has actually had their funds frozen by BBL.  Anyone?

58 minutes ago, wpcoe said:

It's interesting the range of opinions presented in response to my question, no?  It would be helpful to hear from someone who has actually had their funds frozen by BBL.  Anyone?

I've seen a firsthand report on Facebook.  But to make it clear, they are not unilaterally freezing funds.  You must agree to it and sign a document stating so.  But this person stated they had 800,000 frozen.  When they went into their account the front page shows the full value, but when they click into their account the "available balance" is the total balance minus the 800,000 that is frozen.

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