7 minutes ago, bg53 said:

I was asked this before so my general advice was to have the money at least 3 months before, 3 months after.

For funds in the bank method the rules are very clear. 

800k two months prior to application + three months after application and not below 400k in other months. 

In this thread some questions about changing from using agent to DIY. 

That requires detailed answer. 

Basically exit Thailand and "start over" Or cover the required funds in bank with own money for extension using agent. 

That requires 800k for 2 months prior to agent application and maintained during the extension. 

At that point you can DIY

10 minutes ago, DrJack54 said:

The offices vary (sadly). 

By way of example. I use dedicated bank account for immigration and maintain 800k all year round. 

So CW always accepted photocopies of bank book pages etc. 

Then out of the blue wanted 12 month bank statement. 

Why?? They said there was two months of zero activity (deposit/withdrawal) 

Made me obtain 12 month statement downstairs. 

I don't like em. 

I actually do the same but when I put down a deposit etc for a new house, I accidentally took the money out of the wrong account!! My fault for not double checking.

Always get bank statements, Bangkok Bank, because if not updated every month then it shows no activity for the months not updated as you state. Second nature to me now on extensions.

23 minutes ago, DrJack54 said:

Made me obtain 12 month statement downstairs. 

I don't like em. 

The problem is

IF you have an account you just park the 800K baht in (even if you use it once in a while) IF you don't update the bank book about every 3 weeks, all it will print is a summary of money in, money out since the last update AND that's not enough for them to see the balance ALL THE TIME (which is what you have to show them to use banked money method) 


That's why I always tell people, just go to your bank ORDER the year transaction detail report (the one printed on the old "dot matrix" type paper with the tear off tabs on the sides) because that shows the balance EVERY transaction for the whole previous year  

5 minutes ago, Tod Daniels said:

IF you have an account you just park the 800K baht in (even if you use it once in a while) IF you don't update the bank book about every 3 weeks, all it will print is a summary of money in, money out since the last update AND that's not enough for them to see the balance ALL THE TIME (which is what you have to show them to use banked money method) 

Have had that explanation previously and frankly doesn't wash. 

Also I see every deposit and withdrawal. They are not consolidated. 

Think for those that use every day account the activity can be consolidated after certain number (think it's 30 transactions) 

 

Any deposits and withdrawals are shown (printed in bank book) when I eventually attend bank. 

 

The is no consolidation of activity. 

It's not possible for me to make a withdrawal and by magic it's not shown in my bank book. 

On top of that it was only 2 months with no activity and balance shown of 812k .. 812k 

It's a load of crock to claim I can somehow withdraw funds and replace without it being shown. 

BTW wasn't an issue all the years prior. 

No problem now I provide 12 month bank statement each year. 

Make no mistake they in general they want to make it as hard as possible. 

 

Off topic but in same way when in recent times for transfer of stamps to new pp, the head io made me go down to L1 for bank book update and photocopies of pages to show compliance when clearly it's seen in my bank book. 

BTW it was never a requirement and just added out of thin air. 

 

 

I use BKK bank with the 800,000 in a fixed deposit account.  Only access to the account is via personal visit with passport etc, no internet or ATM access.

The only transactions are the interest in, the withholding tax  paid to the Gov and my withdrawal of the interest all on the same/next day.

Even so CM I/O now (last 2 years) require updated bank book, statements to cover the complete year and the bank letter.

A full one year bank statement takes 5 working days with BKK  and therefore you need to get it ordered at least a week in advance  and on application day/s collect the one year statement and then ask for a "last one month transactions" statement to cover the one week gap along with the letter.  

The other option is to ask for a six month statements every 6 months which are printed same day  as requested and then get book update and letter (and one month statement if dates do not overlap properly) on the same day.

5 minutes ago, DezLez said:

...and on application day/s collect the one year statement and then ask for a "last one month transactions" statement to cover the one week gap along with the letter. 

Have  never read of that requirement. 

The 12 month bank statement is valid for 7 days as is the bank Letter and an added statement to cover the few days should not be required. 

 

At CW I obtain the 12 month bank statement few days prior to application. 

On day of application update bank book and make small deposit to show activity. 

 

26 minutes ago, DezLez said:

The other option is to ask for a six month statements every 6 months which are printed same day  as requested and then get book update and letter (and one month statement if dates do not overlap properly) on the same day.

 

No, that doesn't work; it is the date that the statements are created that cannot be older than seven days.

28 minutes ago, DrJack54 said:

Have  never read of that requirement. 

The 12 month bank statement is valid for 7 days as is the bank Letter and an added statement to cover the few days should not be required. 

I should have said "ask for a "last one month transactions" statement to cover the one week gap. IF THERE IS A GAP. along with the letter.

It is too late for me to edit my post.

First year of the "new rule was not a problem but I was travelling this year and ordered my one year statement about two weeks before application, hence the lack of overlap.

16 minutes ago, nrasmussen said:

 

No, that doesn't work; it is the date that the statements are created that cannot be older than seven days.

Not according to my CM "hand holding agent" as that was the other option they recommended.

 

PS; Before people shout about why am I using a HH Agent when I am fully legal all I can say is that you have never been to CM IO!

I almost do the same as DezLez. Ask for BKK bank to produce a 12 month statement from my last application date for the extension up to the date of the request. Normally about 1 week before the next application. Then the day before going to Immigration, get the letter and a 6 month statement to cover the gap. Job done.

6 minutes ago, DezLez said:

25 minutes ago, nrasmussen said:

 

No, that doesn't work; it is the date that the statements are created that cannot be older than seven days.

Not according to my CM "hand holding agent" as that was the other option they recommended.

 

According to the immigration officer at Hat Yai Immigration, Songkhla, it is (ask me how I know ).

On 7/6/2025 at 7:49 PM, DrJack54 said:

I obtained my current extension last Nov (retirement money in bank) 

Anyway the gf accidentally dipped my balance by 2k below 800k . 

I said.. Do you realize I now have to exit Thailand and start over. 

 

Fortunately I overlooked that I had a dormant bank account with a lazy 10k that will get me out of jail. 

Financial compliance is very strict with immigration. 

The 2k dip was for 2 days. 

No way would immigration overlook that. Rubbish imo. 

How can your gf take money from your account? Afaik the io doesn't accept joint accounts.

1 minute ago, Dutchjohn said:

How can your gf take money from your account? Afaik the io doesn't accept joint accounts.

She has my atm 🏧 + pin

3 minutes ago, nrasmussen said:

 

According to the immigration officer at Hat Yai Immigration, Songkhla, it is (ask me how I know ).

As you must know by now every Immigration Office and officer interpret the rules to suite their mood on the day!

Hence my heavy emphasis on what CM Immigration wanted recently. 

Three years ago there was no need for any statements at CM just update book and the letter for my Fixed deposit account!

5 minutes ago, DrJack54 said:

She has my atm 🏧 + pin

Obviously very happily married and trusting!

Well done sir!

Just now, DezLez said:

Obviously very happily married and trusting!

Well done sir!

Not married. 

2 hours ago, DrJack54 said:

For funds in the bank method the rules are very clear. 

800k two months prior to application + three months after application and not below 400k in other months.

 

As an example:

Non-O retirement expires 30 June. Application for extension on 15 June, with extension granted on the same day.

 

Does the calculation of the months hinge on 15 June, or 30 June?

 

 

25 minutes ago, worrab said:

I almost do the same as DezLez. Ask for BKK bank to produce a 12 month statement from my last application date for the extension up to the date of the request. Normally about 1 week before the next application. Then the day before going to Immigration, get the letter and a 6 month statement to cover the gap. Job done.

Thanks for that confirmation!

It should also be noted, for others, that as CM allow applications 45 days in advance you can have a considerable gap in your 1 year statement depending on how far apart your two application dates are.

 

Please let us not get bogged down in semantics.

 

All I am saying is that CM require continuity/overlap in statement dates and asking for the extra one month statement is no big deal and could save you yet another unnecessary  round trip!

5 minutes ago, DrJack54 said:

Not married. 

Even more trusting!!

👍

7 minutes ago, bg53 said:

 

As an example:

Non-O retirement expires 30 June. Application for extension on 15 June, with extension granted on the same day.

 

Does the calculation of the months hinge on 15 June, or 30 June?

 

 

15 June

15 minutes ago, bg53 said:

 

As an example:

Non-O retirement expires 30 June. Application for extension on 15 June, with extension granted on the same day.

 

Does the calculation of the months hinge on 15 June, or 30 June?

 

 

Just to clarify. 

For your very first extension you will be given a permission of stay date. 

Some folk refer to this as birthday. 

For subsequent extensions you can apply up to 30/45 days early and your 12 months extension will have that same date for expiry. 

 

One point to note is that if anyone changes the reason extension is based on .... For example from marriage to retirement then the extension will have expiry till 12 months from application. 

On 7/7/2025 at 6:27 AM, jaywalker2 said:

You can however put the 800,000 in now and use it for the 2027 extension. For next year you will have to use an agent again but that 800,000 will still be helpful as you will not need to use agent funds.

 

No,

 

He can use his current retirement extension for now and put the money in the bank.

 

When the retirement extension expires in 2026, he can leave the country that day, return, and make a fresh application with his own 800,000  baht for 2026, which will have been in the bank longer than the two months before rule.

49 minutes ago, Dutchjohn said:

How can your gf take money from your account? Afaik the io doesn't accept joint accounts.

My wife is a cosignature on both my Savings and Fixed term deposit accounts, both in my sole name.

She even has a separate debit card for the Savings account.

 

All statements, letters and the passbook are issued in my sole name.
Her signature only shows in the passbooks under a UV light.

44 minutes ago, bg53 said:

As an example:

Non-O retirement expires 30 June. Application for extension on 15 June, with extension granted on the same day.

 

Does the calculation of the months hinge on 15 June, or 30 June?

Calculation of the funds is from the date of application, whether that be 15 or 30 days prior to existing extension expiring.

If your extension expires 30th June, but you submit the application on 15th June, then the 800K must have been in the account from 15th April and remain in the account until 15th Sept > 400K

2 hours ago, DezLez said:

I use BKK bank with the 800,000 in a fixed deposit account.  Only access to the account is via personal visit with passport etc, no internet or ATM access.

The only transactions are the interest in, the withholding tax  paid to the Gov and my withdrawal of the interest all on the same/next day.

Even so CM I/O now (last 2 years) require updated bank book, statements to cover the complete year and the bank letter.

A full one year bank statement takes 5 working days with BKK  and therefore you need to get it ordered at least a week in advance  and on application day/s collect the one year statement and then ask for a "last one month transactions" statement to cover the one week gap along with the letter.  

My IO insist the statement, passbook and letter are all dated the same day as the application.

Even though the statement has to be pre-ordered at Bangkok Bank several days beforehand, the bank should be date stamping and signing the statement and letter on the day of issue. At least my branch does, and it's those stamp issue dates Immigration accept.

Straight forward if using a FTD account.

Just now, Liquorice said:

My IO insist the statement, passbook and letter are all dated the same day as the application.

Even though the statement has to be pre-ordered at Bangkok Bank several days beforehand, the bank should be date stamping and signing the statement and letter on the day of issue. At least my branch does, and it's those stamp issue dates Immigration accept.

Straight forward if using a FTD account.

Which office/

They are all different!!

1 minute ago, DezLez said:

Which office/

They are all different!!

Roi Et.

They also insist the balance on the passbook, statement and letter are identical.

Not an issue if using a FTD account.

 

If using a Savings account, then you need to ensure you have enough funds in hand to last while waiting for the statement to arrive.

Collect then update passbook and request letter, branch date stamp and sign all the day of collection.

2 hours ago, Upnotover said:

15 June

 

  

2 hours ago, Liquorice said:

Calculation of the funds is from the date of application,

 

 

Appreciate the clear replies. Is there any official regulation or guideline to refer to for this point?

49 minutes ago, bg53 said:

 

Appreciate the clear replies. Is there any official regulation or guideline to refer to for this point?

 

Immigration Order 35/2561 (2019)

Clause 4.

 

2 months prior to filing date = date of submitting the application.
3 months after being granted permission = receiving extension stamp.

At most IO's the extensions are approved and granted on the same day.

 

Applying in advance does not affect your period of stay.

If your extension was due 30th June, but you applied early on 15th June, the new extension would start from 30th June 2025 to 30th June 2026.

3 hours ago, Scouse123 said:

 

No,

 

He can use his current retirement extension for now and put the money in the bank.

 

When the retirement extension expires in 2026, he can leave the country that day, return, and make a fresh application with his own 800,000  baht for 2026, which will have been in the bank longer than the two months before rule.

I don't see any advantage in doing that, especially since there have been rumors of people having trouble getting retirement visas in country lately. Integrity Legal had a video on this.