2 minutes ago, Hummin said:

Let’s say you are cut off completely for a month, what then ? 

 

You get trouble with Uk because you never registered you living in Thailand and cut off completely and nothing works, bank cards, credit cards, nothing, you are left at the streets until you get back home and can start solving your issue with Uk tax office. 

Hard to plan for TEOTWAWKI, and I can't think of anything less than global financial failure that could case that.

14 minutes ago, SamSpade said:

Same here, I might lose the 1Million I stuck into an account in her name + 200K that’s outstanding from a 1Million THB loan I lent her to buy land 5 years ago, but would probably save 1/2 Million THB pa if I was single

 

NB I don’t give her 1/2 Million pa but things like needing a bigger condo, twice the expense when grocery shopping, eating out, going on holiday etc… adds up to more than that.

 

Anyway, seeing as today is our 7 year anniversary I probably shouldn’t be thinking about things like that 🙂. 
 

 

 

Something can happen to our trusted and beloved. Things outside anyone’s reach, and then it is good to have things in order, and make sure you have some rights, and a back up plan. 

 

We know many expats have solely counted on their partner, and we also know some ends up in trouble and life crises. 

If you in a private hospital, in a medically induced coma and you insurance refuses cover.

 

What then...do you have people on hand to rely on to sort tha scenario ?

Yes.

22 hours ago, BritManToo said:

Hard to plan for TEOTWAWKI, and I can't think of anything less than global financial failure that could case that.

That’s true, but it is bugging me the world we live in today as it is for now, and I maybe got 30+ years left. I think I well off economically and safe, but still 

Yes. The amazingly beautiful, incredibly clever and infinitely talented Mrs NL.

 

If she pops her clogs first, I'll come back and post plan B.

 

On 12/26/2025 at 5:52 PM, simon43 said:

Things going south could be an immediate issue (eg lost phone with banking apps etc), or slowly going south, (eg running out of money and needing to return to your home country).

 

I'll give you a Christmad Day example that happened to me yesterday.

 

Out of the blue, 5 Lao police officers turned up at my rented house in Luang Prabang, arrested me and confiscated my passport and computer.

 

This caused me some problems (!), and with my mobile phone I messaged several people in the town whom I considered friends.  While they all sympathised, not one jumped on a motorbike to come to the police station to help or to understand the police viewpoint etc.

 

In the end, the problem was partially solved by myself, refusing to leave the police station until they returned my computer or stated the charges. (This was a good test of my Lao language skills, since the police spoke almost no English!)

 

My mexican standoff worked after 5 hours.  The police admitted that I was 100% innocent of any crime - they returned the computer and kept the passport so that they can claim some visa issue early next week and demand bribe payment from me in return for my passport.

 

(This is the second time in 5 years that the police have pulled this trick on me - perhaps no-one gave them any $ for Christmas...)

 

But now I see those 'friends' in a new light.  They are not IMHO, such good friends as I thought.

 

 

 

So, you recommend Laos for those that have crashed and are burning here?