My branch wouldn't even open a second account for me a couple of years ago. The staff showed me the visa requirements on a tablet - no visa, no account. I don't want an account at a branch miles away from home, for one thing, I have a safety deposit box at my local branch - how would that work miles away?
In general, I wouldn't say that Kasikorn are any harder or easier than other banks - they are all different. It can also depend on who you approach at a bank. I know a girl who works at an SCB branch in Bangkok and she told me if I wanted an account, just call in. I've heard of people in Pattaya opening an account on a tourist visa. In Bangkok, if one branch says no, you just walk to another.
If you live away from a major conurbation and the banks say no - you're pretty stuck.
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