1 hour ago, Bandersnatch said:

The thread was:

 

Thailand Faces Economic Question: China and EV Cars in Thailand News

 

His name was @WDSmart

 

this is the car he wanted. I’ve already sent him the link
 

 

Thank you. I remember you sending a link but couldn't remember whether it was the Wuling Air or not.  I was looking through the motoring forum EV threads. Cheers.

2 hours ago, Bandersnatch said:

I often see quoted in this discussion by people who don’t own a EV in Thailand that EV insurance is crazy expensive and that EVs depreciate at an alarming rate here in Thailand.

 

So I thought I would post a quote and insured value for one my EVs.

 

It is an MG HS PHEV X with a 17kWh battery and it’s now 3 years old.

 

Maybe other EV owners can post their quotes to do a bit of myth busting?

 

 

 

Myth or not, your MG is not an EV it is a plug-in Hybrid.

What is the insurance for the Seal?

1 hour ago, ExpatOilWorker said:

Myth or not, your MG is not an EV it is a plug-in Hybrid.

What is the insurance for the Seal?

 

 

For the Atto 3 

 

1 hour ago, Andrew Dwyer said:

 

 

For the Atto 3 

 

This is what I get for an Atto 3, 2023, 15k km.

What are you doing different?

 

28 minutes ago, ExpatOilWorker said:

This is what I get for an Atto 3, 2023, 15k km.

What are you doing different?

 

What are you doing different you mean.

 

I don’t own an Atto 3 but that quote is based on what i would pay if i did.

 

 The Seal quote was is based on my car.

Interesting to see what quote you get for a Seal ??

1 hour ago, ExpatOilWorker said:

This is what I get for an Atto 3, 2023, 15k km.

What are you doing different?

 

Byd Thailand facebook group

Get a special premium for 1st class insurance from Wiraya Insurance Company.

Insurance capital 940,000 baht.

Price is only 25,000 baht.

https://www.facebook.com/groups/bydthailand/permalink/813047220802061

I sure most people know with online insurance quotes you get a basic quote price  with the lowest options regarding person accident insurance , hospitalization and other options and the price increases even if you take the middle of the road options

and lower the capital amount lowers the insurance quote

And here is a similar post

premium 25,400

Capital 960,000 to repair the mall.

https://www.facebook.com/groups/bydthailand/permalink/809304117843038

 

3 hours ago, ExpatOilWorker said:

This is what I get for an Atto 3, 2023, 15k km.

What are you doing different?

 

 

1 hour ago, vinny41 said:

Byd Thailand facebook group

Get a special premium for 1st class insurance from Wiraya Insurance Company.

Insurance capital 940,000 baht.

Price is only 25,000 baht.

https://www.facebook.com/groups/bydthailand/permalink/813047220802061

I sure most people know with online insurance quotes you get a basic quote price  with the lowest options regarding person accident insurance , hospitalization and other options and the price increases even if you take the middle of the road options

and lower the capital amount lowers the insurance quote

And here is a similar post

premium 25,400

Capital 960,000 to repair the mall.

https://www.facebook.com/groups/bydthailand/permalink/809304117843038

MG ZS EV 2022, one year old / 20k kms, ins value ฿840k

RooJai Price ฿9930

Price to renew from MG, original free ins carrier, ฿22k

 

1 hour ago, KhunLA said:

 

MG ZS EV 2022, one year old / 20k kms, ins value ฿840k

RooJai Price ฿9930

Price to renew from MG, original free ins carrier, ฿22k

 

to get similar price with RooJai Bodily injury is set to the lowest

As from June 1st 2024 the updated Capital amounts have changed to

 

2024 model Sum insured up to ฿688,000 Model D
2023 model Sum insured up to ฿544,000 Model D
2022 model Sum insured up to ฿520,000 Model D
 

5 hours ago, Andrew Dwyer said:

What are you doing different you mean.

 

I don’t own an Atto 3 but that quote is based on what i would pay if i did.

 

 The Seal quote was is based on my car.

Interesting to see what quote you get for a Seal ??

I know, they are all just quotes.

I used Atto 3, standard range, 10-15k km, no prior claims, yes to camera, married man, 6 years license, NCB = I don't know..

How did you get such a low quote?

3 hours ago, ExpatOilWorker said:

I know, they are all just quotes.

I used Atto 3, standard range, 10-15k km, no prior claims, yes to camera, married man, 6 years license, NCB = I don't know..

How did you get such a low quote?

I used the same ( except i used extended range ) and my postcode, all i can say is you must be in a high risk area ?

5 minutes ago, Andrew Dwyer said:

I used the same ( except i used extended range ) and my postcode, all i can say is you must be in a high risk area ?

Can you share the details of your 9,681 baht Atto 3 quote?

 

The postal code isn't that important and this is the lowest I can get.

 

 

32 minutes ago, ExpatOilWorker said:

Can you share the details of your 9,681 baht Atto 3 quote?

 

The postal code isn't that important and this is the lowest I can get.

 

 

Yes, the year, 2022 or 2023 makes a little difference but the NCB makes the most:

0% and idk are almost the same but 40% has the most effect 

 

My most likely scenario for an Atto 3 :

Atto 3 ext range 2023

Yes to dash cam, 15k km, personal use, never for work, 0 claims, no finance, married, age 62, 6 years dl, 40% NCB, policy start later, 11,050 baht

9,681 baht for same as above but 2022.

 

Interestingly, it looks like Roojai won't cover the Seal Performance.

10 minutes ago, Andrew Dwyer said:

Yes, the year, 2022 or 2023 makes a little difference but the NCB makes the most:

0% and idk are almost the same but 40% has the most effect 

 

My most likely scenario for an Atto 3 :

Atto 3 ext range 2023

Yes to dash cam, 15k km, personal use, never for work, 0 claims, no finance, married, age 62, 6 years dl, 40% NCB, policy start later, 11,050 baht

9,681 baht for same as above but 2022.

 

The plot thickness. Using ur numbers, I still get a higher quote than you.

You use 10-15k km?

Can u share the postal code or any postal code that give you the 11,050 quote?

 

12 minutes ago, JBChiangRai said:

Interestingly, it looks like Roojai won't cover the Seal Performance.

Yes, I tried a few options but it wasn’t able to give a premium for the Performance model.

18 minutes ago, ExpatOilWorker said:

The plot thickness. Using ur numbers, I still get a higher quote than you.

You use 10-15k km?

Can u share the postal code or any postal code that give you the 11,050 quote?

 

 

I tried a Hua Hin postcode and got 12,795 .

Try a 13160 postcode and see what you get.

39 minutes ago, JBChiangRai said:

Interestingly, it looks like Roojai won't cover the Seal Performance.

 

The cars aren’t even a year old yet. They know that they come with a free first year insurance so maybe we have to wait a few months

2 minutes ago, Andrew Dwyer said:

 

I tried a Hua Hin postcode and got 12,795 .

Try a 13160 postcode and see what you get.

13160 did the trick 👍. 

I guess the center of Bangkok is more expensive. 

 

1 minute ago, Bandersnatch said:

 

The cars are even a year old yet. They know that they come with a free first year insurance so maybe we have to wait a few months

 

We may have to lobby them as a group.  I've been a loyal customer since they started and have never made a claim.  We currently have 3 vehicles with Roojai.

 

Without Roojai we will be looking at 25,000 baht I suspect.

4 minutes ago, Bandersnatch said:

 

The cars are even a year old yet. They know that they come with a free first year insurance so maybe we have to wait a few months

That’s what I thought initially but it gives me a quote for the Premium model (2023 or 2024 model ) even if I swap the criteria around.

25 minutes ago, ExpatOilWorker said:

13160 did the trick 👍. 

I guess the center of Bangkok is more expensive. 

 

Using Post code 13160 get ฿9,750/year

Atto 3 ext range 2023

Yes to dash cam, 10k-15k km, personal use, never for work, 0 claims, no finance, married, age 62, 6 years dl, 40% NCB, policy start later

Capital amount B696,000

BYD Atto 3 2023

Type 1

Sum insured ฿696,000
Includes battery coverage

Battery coverage up to 90% of the battery value

Repair at dealer garages

Excess ฿5,000 anything less increases quote

Up to 5 named drivers

Third-party for bodily injury ฿1,000,000 per person bare minimum

Third-party for property damages ฿5,000,000 per time

Medical costs and Personal accident ฿100,000 per person bare minimum

You did not select

Roadside Assistance 

Roadside assistance (twice a year)

Emergency assistance

Flat tire

Towing (Once a year)

Empty tank (Once a year)

Jump Start (Once a year)

Locksmith service (Once a year)

Compulsory insurance 

Wall charger coverage 

When you increase bodily injury, Medical costs and Personal accident add Roadside Assistance and Compulsory insurance 

Third-party for bodily injury ฿5,000,000 per person

Third-party for property damages ฿5,000,000 per time

Medical costs and Personal accident ฿500,000 per person

Roadside Assistance

Compulsory insurance

You did not select

Wall charger coverage

Quote increases from B9,750 to B13,631

 

4 minutes ago, vinny41 said:

Using Post code 13160 get ฿9,750/year

Atto 3 ext range 2023

Yes to dash cam, 10k-15k km, personal use, never for work, 0 claims, no finance, married, age 62, 6 years dl, 40% NCB, policy start later

Capital amount B696,000

BYD Atto 3 2023

Type 1

Sum insured ฿696,000
Includes battery coverage

Battery coverage up to 90% of the battery value

Repair at dealer garages

Excess ฿5,000 anything less increases quote

Up to 5 named drivers

Third-party for bodily injury ฿1,000,000 per person bare minimum

Third-party for property damages ฿5,000,000 per time

Medical costs and Personal accident ฿100,000 per person bare minimum

You did not select

Roadside Assistance 

Roadside assistance (twice a year)

Emergency assistance

Flat tire

Towing (Once a year)

Empty tank (Once a year)

Jump Start (Once a year)

Locksmith service (Once a year)

Compulsory insurance 

Wall charger coverage 

Because the dealer covers all that 

9 minutes ago, vinny41 said:

Using Post code 13160 get ฿9,750/year

Atto 3 ext range 2023

Yes to dash cam, 10k-15k km, personal use, never for work, 0 claims, no finance, married, age 62, 6 years dl, 40% NCB, policy start later

Capital amount B696,000

BYD Atto 3 2023

Type 1

Sum insured ฿696,000
Includes battery coverage

Battery coverage up to 90% of the battery value

Repair at dealer garages

Excess ฿5,000 anything less increases quote

Up to 5 named drivers

Third-party for bodily injury ฿1,000,000 per person bare minimum

Third-party for property damages ฿5,000,000 per time

Medical costs and Personal accident ฿100,000 per person bare minimum

You did not select

Roadside Assistance 

Roadside assistance (twice a year)

Emergency assistance

Flat tire

Towing (Once a year)

Empty tank (Once a year)

Jump Start (Once a year)

Locksmith service (Once a year)

Compulsory insurance 

Wall charger coverage 

When you increase bodily injury, Medical costs and Personal accident add Roadside Assistance and Compulsory insurance 

Third-party for bodily injury ฿5,000,000 per person

Third-party for property damages ฿5,000,000 per time

Medical costs and Personal accident ฿500,000 per person

Roadside Assistance

Compulsory insurance

You did not select

Wall charger coverage

Quote increases from B9,750 to B13,631

 

You mean dealer covers Roadside Assistance

Don't get a Quote at all, they direct me to an Agency called MrKumka.

21 minutes ago, vinny41 said:

You mean dealer covers Roadside Assistance

I think ours is 5 yrs free roadside assistance.  Purchased 2022, then in 2023, I think they changed it to 4 yrs, then back to 5 yrs in 2024.

1 hour ago, JBChiangRai said:

 

We may have to lobby them as a group.  I've been a loyal customer since they started and have never made a claim.  We currently have 3 vehicles with Roojai.

 

Without Roojai we will be looking at 25,000 baht I suspect.

How many of the 396  Seal Performance's sold since launch to April 30th 2024 are owned by forum members

 

1 hour ago, Andrew Dwyer said:

Yes, the year, 2022 or 2023 makes a little difference but the NCB makes the most:

0% and idk are almost the same but 40% has the most effect 

 

My most likely scenario for an Atto 3 :

Atto 3 ext range 2023

Yes to dash cam, 15k km, personal use, never for work, 0 claims, no finance, married, age 62, 6 years dl, 40% NCB, policy start later, 11,050 baht

9,681 baht for same as above but 2022.

 

A Toyota Cross with the exact same numbers and 13160 postal code is quoted at 6,251 baht, so EV are still more expensive to insure. 

35 minutes ago, vinny41 said:

How many of the 396  Seal Performance's sold since launch to April 30th 2024 are owned by forum members

 

 

I think there are 5 or 6 of us here with Seal Performance.

 

22 minutes ago, ExpatOilWorker said:

A Toyota Cross with the exact same numbers and 13160 postal code is quoted at 6,251 baht, so EV are still more expensive to insure. 

 

It depends what you're comparing a Toyota Cross with, I see it as a competitor to the MG EP+ which is about the same to insure as a Toyota Cross.

 

Insurance is often related to performance and EV's are generally high-performance vehicles.

49 minutes ago, JBChiangRai said:

 

I think there are 5 or 6 of us here with Seal Performance.

 

 

It depends what you're comparing a Toyota Cross with, I see it as a competitor to the MG EP+ which is about the same to insure as a Toyota Cross.

 

Insurance is often related to performance and EV's are generally high-performance vehicles.

MG EP = 7,906 baht

Mazda 3 = 6,479 baht

Both vehicles just under a million as new.

EV is 22% more expensive. 

43 minutes ago, ExpatOilWorker said:

MG EP = 7,906 baht

Mazda 3 = 6,479 baht

Both vehicles just under a million as new.

EV is 22% more expensive. 

 

We paid just over 6,000 for our MG EP+