sitta Posted February 9, 2023 Share Posted February 9, 2023 Is there any Bank ATM in Pattaya that does NOT charge ATM withdrawal fee? As for my bank will NOT charge any fees, including international transactions Link to comment Share on other sites More sharing options...
Popular Post AhFarangJa Posted February 9, 2023 Popular Post Share Posted February 9, 2023 You do not clarify if it is a foreign bank card, or local. I pay about 200 Baht a year for my card with SCB. I can use that at most machines with no charge. However, a foreign card will incur an immediate charge of, I believe, 250 Baht per transaction, plus a lousy exchange rate on top. 5 5 1 Link to comment Share on other sites More sharing options...
sitta Posted February 9, 2023 Author Share Posted February 9, 2023 26 minutes ago, AhFarangJa said: You do not clarify if it is a foreign bank card, or loca Its a foreign card 2 Link to comment Share on other sites More sharing options...
KhunBENQ Posted February 9, 2023 Share Posted February 9, 2023 (edited) AFAIK there is no bank anymore with free withdrawals. The fee is 220 at most banks. AEON charges 150 but limits withdrawal to 20k. Do the math. The usual hint: try to withdraw as much as possible with a single take. Many modern ATMs allow 30k some also 50k. (seen for SCB, Krungsri and Kasikorn) But as I don't use cards since ages I can't tell whether it works practically. Best ATM machines are at fancy places like Central Festival. Edited February 9, 2023 by KhunBENQ 1 Link to comment Share on other sites More sharing options...
Popular Post Gottfrid Posted February 9, 2023 Popular Post Share Posted February 9, 2023 58 minutes ago, sitta said: Its a foreign card Then you WILL have to PAY! 1 1 2 Link to comment Share on other sites More sharing options...
Popular Post KhunBENQ Posted February 9, 2023 Popular Post Share Posted February 9, 2023 (edited) 1 hour ago, AhFarangJa said: plus a lousy exchange rate on top If you take care not to fall into the DCC trap the exchange rates are determined by the card issuer (VISA, Mastercard...). These rates are not that bad. DCC: local banks try to let them do the exchange and show you the amount in your currency. If ever you see your currency then cancel/abort. https://wise.com/us/blog/choose-local-currency-at-foreign-atm In the first years I often used cards. Since years now using WISE transfer. Edited February 9, 2023 by KhunBENQ 3 5 4 Link to comment Share on other sites More sharing options...
sitta Posted February 9, 2023 Author Share Posted February 9, 2023 3 hours ago, KhunBENQ said: VISA, Mastercard They provide better rate than banks, as for WISE, they charge fee based on % of the amount, but if use my bank TT just flat rate fee. So cash is the King. Link to comment Share on other sites More sharing options...
Popular Post nycjoe Posted February 9, 2023 Popular Post Share Posted February 9, 2023 go into the bank with your debit card and passport, no fee, better rates, most banks will do it for you 3 1 Link to comment Share on other sites More sharing options...
Popular Post nycjoe Posted February 9, 2023 Popular Post Share Posted February 9, 2023 there are banks that cover atm fees worldwide, Schwab is one of them 3 2 Link to comment Share on other sites More sharing options...
Popular Post foreverlomsak Posted February 9, 2023 Popular Post Share Posted February 9, 2023 4 hours ago, KhunBENQ said: The usual hint: try to withdraw as much as possible with a single take. Many modern ATMs allow 30k some also 50k. The Bangkok Bank ATM's around me are all the same, they limit you 25 notes per withdrawal (and 2 transactions per day or maybe it's only me never tried to change it). It's a bind when the machine says no 1,000B notes available and you want more than 25K. 3 Link to comment Share on other sites More sharing options...
sitta Posted February 9, 2023 Author Share Posted February 9, 2023 4 minutes ago, nycjoe said: go into the bank with your debit card and passport, no fee, better rates, most banks will do it for you Any bank will do or only few selected? 1 Link to comment Share on other sites More sharing options...
gearbox Posted February 9, 2023 Share Posted February 9, 2023 4 hours ago, Gottfrid said: Then you WILL have to PAY! Not necessarily, I have a foreign card which reimburses all ATM fees. However I rarely use it these days as I can take out money with my Thai cards from my Thai accounts. 1 Link to comment Share on other sites More sharing options...
KhunBENQ Posted February 9, 2023 Share Posted February 9, 2023 1 hour ago, foreverlomsak said: The Bangkok Bank ATM's around me Bangkok Bank is on a down slope in different ways. But as you are in Pattaya just go to Central Festival or probably some main bank branches and you will find ATMs that spend more. SCB at Central has this monstrous multiple purpose (self service) machine that promises to handle 200 notes. Worth a try. Link to comment Share on other sites More sharing options...
Popular Post NextG Posted February 9, 2023 Popular Post Share Posted February 9, 2023 1 hour ago, nycjoe said: go into the bank with your debit card and passport, no fee, better rates, most banks will do it for you Not true. 3 1 2 Link to comment Share on other sites More sharing options...
Popular Post Leaver Posted February 9, 2023 Popular Post Share Posted February 9, 2023 9 hours ago, nycjoe said: go into the bank with your debit card and passport, no fee, better rates, most banks will do it for you Cash advances still attract fees. 3 1 Link to comment Share on other sites More sharing options...
Mac Mickmanus Posted February 9, 2023 Share Posted February 9, 2023 9 hours ago, sitta said: Any bank will do or only few selected? Banks who do currency exchange can usually do it . Because they have a hand held card reader Link to comment Share on other sites More sharing options...
Gottfrid Posted February 9, 2023 Share Posted February 9, 2023 10 hours ago, gearbox said: Not necessarily, I have a foreign card which reimburses all ATM fees. However I rarely use it these days as I can take out money with my Thai cards from my Thai accounts. Still have to pay when you withdraw Link to comment Share on other sites More sharing options...
JoseThailand Posted February 9, 2023 Share Posted February 9, 2023 8 hours ago, NextG said: Not true. I've used this service. It's called "cash advance". 1 1 Link to comment Share on other sites More sharing options...
JoseThailand Posted February 9, 2023 Share Posted February 9, 2023 1 hour ago, Leaver said: Cash advances still attract fees. There are no fees at Bangkok Bank and Krungsri (Mastercard only). 1 Link to comment Share on other sites More sharing options...
DrJoy Posted February 9, 2023 Share Posted February 9, 2023 10 hours ago, sitta said: Any bank will do or only few selected? All Banks allow that. Krungsri allows 150K baht a day, No charge. Kasikorn allows 200K baht a day. 1 1 Link to comment Share on other sites More sharing options...
Leaver Posted February 9, 2023 Share Posted February 9, 2023 (edited) 12 minutes ago, JoseThailand said: There are no fees at Bangkok Bank and Krungsri (Mastercard only). Oh, wow, what about other cards, and from the home country side? Edited February 9, 2023 by Leaver Link to comment Share on other sites More sharing options...
JoseThailand Posted February 9, 2023 Share Posted February 9, 2023 39 minutes ago, Leaver said: Oh, wow, what about other cards, and from the home country side? We're talking about how to avoid the 220 baht ATM fee. That's totally possible with a cash advance. 1 Link to comment Share on other sites More sharing options...
Popular Post Leaver Posted February 9, 2023 Popular Post Share Posted February 9, 2023 22 minutes ago, JoseThailand said: We're talking about how to avoid the 220 baht ATM fee. That's totally possible with a cash advance. Too funny. Yes, you can avoid an ATM fee, if you don't use an ATM. Rocket science, I know. So how about the cash advance fees? Care to mention them? 1 1 1 Link to comment Share on other sites More sharing options...
NextG Posted February 9, 2023 Share Posted February 9, 2023 1 hour ago, JoseThailand said: I've used this service. It's called "cash advance". In the past, most banks would refuse to process a debit card; credit cards only. Perhaps this has changed of late. I guess we’ll get a report sooner or later. 1 1 Link to comment Share on other sites More sharing options...
NextG Posted February 9, 2023 Share Posted February 9, 2023 18 minutes ago, Leaver said: Too funny. Yes, you can avoid an ATM fee, if you don't use an ATM. Rocket science, I know. So how about the cash advance fees? Care to mention them? There are generally no fees, though I’ve seen one bank charge an ‘Admin Fee’ in the past. Link to comment Share on other sites More sharing options...
Xanthe Posted February 9, 2023 Share Posted February 9, 2023 (edited) 12 hours ago, sitta said: So cash is the King. Don't agree. I never use cash if possible. Sad most Pattaya bars won't accept CC. All my transactions are in CC. I get cash back, fraud protection 100% and use other people's money for one month for free. Of course taking cash from an ATM machine using CC or foreign debit card is no no for me, though I have a couple of debit cards that refund me ATM fees charged in Thailand. I only use Thailand bank ATM for cash in Thailand and Wise for money transfer to Thai bank. Edited February 9, 2023 by Xanthe Link to comment Share on other sites More sharing options...
Xanthe Posted February 9, 2023 Share Posted February 9, 2023 (edited) 18 hours ago, sitta said: Is there any Bank ATM in Pattaya that does NOT charge ATM withdrawal fee? As for my bank will NOT charge any fees, including international transactions There is none. All charges ATM withdrawal fees. If one is on a tourist visa/visa exempt and does not have access to a Thai bank's ATM card, it is better to bring cash or use debit cards that refund foreign transaction fees. If frequent travelers to Thailand, it is better to open a Thai bank account (not easy though). Edited February 9, 2023 by Xanthe Link to comment Share on other sites More sharing options...
JoseThailand Posted February 9, 2023 Share Posted February 9, 2023 1 hour ago, NextG said: In the past, most banks would refuse to process a debit card; credit cards only. Perhaps this has changed of late. I guess we’ll get a report sooner or later. Just tell them it's a credit card. It will work. ???? 2 Link to comment Share on other sites More sharing options...
JoseThailand Posted February 9, 2023 Share Posted February 9, 2023 1 hour ago, Leaver said: So how about the cash advance fees? Care to mention them? As I posted, Bangkok Bank and Krungsri don't charge cash advance fees. 1 1 Link to comment Share on other sites More sharing options...
Popular Post jacko45k Posted February 10, 2023 Popular Post Share Posted February 10, 2023 18 hours ago, nycjoe said: go into the bank with your debit card and passport, no fee, better rates, most banks will do it for you I was told they would tell you to just go use the ATM on the wall outside. I did use my UK ATM card in Thailand last month... there was the local 220 baht charge, a percentage take hidden in the rate and a small fixed charge by my UK bank. Wise certainly far better. 3 Link to comment Share on other sites More sharing options...
Recommended Posts
Create an account or sign in to comment
You need to be a member in order to leave a comment
Create an account
Sign up for a new account in our community. It's easy!
Register a new accountSign in
Already have an account? Sign in here.
Sign In Now