How much does health insurance cost in Thailand now?

[Celsius]

What does it matter how much it costs when they hardly pay out claims.

[david555]

On 9/1/2023 at 5:41 AM, JimTripper said:

I have mentioned this before and others say that expat policies that cover in Thailand, but are not Thai policies, max out at about $500 a month and you can get insured at any age.

 

Its one of the factors on whether I should seriously consider Mexico or not.

 

Which is it, inquiring minds want to know?

I solved that by taking residence again in home country and so now intitled to hospitalization insured  by my country healtcare system when holliday ....but for max. 3 month ( repatriation included) this included in my yearly contribution of 89 Euros .

 

So when planning future time half Thailand and half home country as a Silver Snow bird i avoid to loose my life savings on Thai insurance / hospital price scam....

As a 70+ ????

 

 

Edited September 6, 2023 by david555

[Jelli]

On 8/22/2023 at 10:39 AM, Social Media said:

Despite the massive increase, Thailand is still one of the cheapest countries to get insured

My best friend and wife have Obamacare California insurance it's about this expensive and get this - it's real, pays out, can't cancel based on past claims and available after 60 yo.

 

Post is an absolute laff

 

Despite a 77% increase in this insurance somehow it's newsworthy. I'm lost

 

This is an advertisement not a news item

Edited September 6, 2023 by Jelli

[Jelli]

12 minutes ago, david555 said:

Silver Snow bird

This is just idle dreaming. At 75+ you'll have to pick a country. The idea of 25 hour flights just not gonna get it champ. But good job brainwashing yourself.

[Jelli]

On 9/1/2023 at 10:30 AM, NedR69 said:

Wow, that's almost 1/6th of the entire annual budget for some expats.  

Half of what the average university grad makes annually.

 

Absurd

 

This doesn't deserve a post it deserves ridicule ????????

[david555]

Just now, Jelli said:

This is just idle dreaming. At 75+ you'll have to pick a country. The idea of 25 hour flights just not gonna get it champ. But good job brainwashing yourself.

I do not undetstand what you mean 

 

I am 3 months max insured by my country health care ,repatriation included..., if any intervention should go takes more than 3 months if am sure repatriaton will be arranged ....and as i plan now to live 1/2 half Belgium and half ( or less) Thailand i find it a good solution .

They wrote already a nice detailed letter in English for showing hospital as guaranteeing for costs if needed ....

 Advantage of E.U. nanny state ????

[Jelli]

4 minutes ago, david555 said:

I do not undetstand what you mean 

 

I am 3 months max insured by my country health care ,repatriation included..., if any intervention should go takes more than 3 months if am sure repatriaton will be arranged ....and as i plan now to live 1/2 half Belgium and half ( or less) Thailand i find it a good solution .

They wrote already a nice detailed letter in English for showing hospital as guaranteeing for costs if needed ....

 Advantage of E.U. nanny state ????

My point is that you are 70+ and need to reside in Belgium apparently to make the insurance work. So, you're back and forth on planes racking up thousands in bills there. But more importantly how many years do you think that you can shuttle yourself back and forth and still keep your sanity and your health after 75? Perhaps Belgium isn't a 20 hour flight but I'm guessing it's not an 8-hour flight either. These days it's not so much even the flight it's the connections and all of the rubbish sort of security people that you bump into as well as dehumanizing treatment in airports.

Edited September 6, 2023 by Jelli

[david555]

20 minutes ago, Jelli said:

My point is that you are 70+ and need to reside in Belgium apparently to make the insurance work. So, you're back and forth on planes racking up thousands in bills there. But more importantly how many years do you think that you can shuttle yourself back and forth and still keep your sanity and your health after 75? Perhaps Belgium isn't a 20 hour flight but I'm guessing it's not an 8-hour flight either. These days it's not so much even the flight it's the connections and all of the rubbish sort of security people that you bump into as well as dehumanizing treatment in airports.

you must be in bad condition i guess if that is too much to handle ...as flight does not bother me for 1 up and 6 months later  1 return

 

As i fly 11, 30 in one direction direct flight as a non smoker who do not need  his cigarette in between a stop flight ☺️

This need only done 1 time coming and 1 time flying back

I have no complaints except shoulders cracking , nothing else from whatever 70 + can have (at least for now ..... knocking wood ????)

 

short said , i have so free covering for 3 months hospitalization while visiting a foreign country , included repatriation ....

If any incident would needed more than 3 months , i am sure  by "thaksin way ????" i could make a deal with doctor for need for repatriation proof .....

 

It is for me ,as a  not having any "anchors " in Thailand a good solution  thanks to my Socialist E.u. country (said with tongue in cheek way) good solution , and taking the advantages of both country's

 

April Assistance , 518/3 Maneeya Center,Ploenchit rd.,10400 Bangkok, Thailand 

 

this is the intermediator to the eventual Thai hospital to give the assurances for payment  (information from the certificate in English delivered by my Belgian social security system )

[david555]

34 minutes ago, david555 said:

you must be in bad condition i guess if that is too much to handle ...as flight does not bother me for 1 up and 6 months later  1 return

 

As i fly 11, 30 in one direction direct flight as a non smoker who do not need  his cigarette in between a stop flight ☺️

This need only done 1 time coming and 1 time flying back

I have no complaints except shoulders cracking , nothing else from whatever 70 + can have (at least for now ..... knocking wood ????)

 

short said , i have so free covering for 3 months hospitalization while visiting a foreign country , included repatriation ....

If any incident would needed more than 3 months , i am sure  by "thaksin way ????" i could make a deal with doctor for need for repatriation proof .....

 

It is for me ,as a  not having any "anchors " in Thailand a good solution  thanks to my Socialist E.u. country (said with tongue in cheek way) good solution , and taking the advantages of both country's

 

April Assistance , 518/3 Maneeya Center,Ploenchit rd.,10400 Bangkok, Thailand 

 

this is the intermediator to the eventual Thai hospital to give the assurances for payment  (information from the certificate in English delivered by my Belgian social security system )

This is the certificate delivered for the use of 3 months maximum health insurance /Hospitalization , included repatriation , included in my almost free Gov. healtcare for max . 100 000 USD. or 3 553 200 Thai baht

 

Mutas_certificate bis.pdf

Edited September 6, 2023 by david555

[JimTripper]

1 hour ago, Jelli said:

My point is that you are 70+ and need to reside in Belgium apparently to make the insurance work. So, you're back and forth on planes racking up thousands in bills there. But more importantly how many years do you think that you can shuttle yourself back and forth and still keep your sanity and your health after 75? Perhaps Belgium isn't a 20 hour flight but I'm guessing it's not an 8-hour flight either. These days it's not so much even the flight it's the connections and all of the rubbish sort of security people that you bump into as well as dehumanizing treatment in airports.

One thing that would put you off long haul flights in the 70+ age bracket is incontinence. Not trying to be funny here but it’s a when and not an if.

[david555]

2 minutes ago, JimTripper said:

One thing that would put you off long haul flights in the 70+ age bracket is incontinence. Not trying to be funny here but it’s a when and not an if.

Sorry to hear your problem , but as now my " plumbing " works fine ☺️

You really seems to have problem with flying ....????

 

As really my health should be a bad 70+  i should just stop living Thailand complete , for now only i left from Sept last to check my Home Country living , but already make plan to "SilverSnowBirding "

Yeah at &0+ or more we all need to consider what to do , lucky i am a single free Bird  no Anchors as said before , advantages and disadvantaged in consideration taking

 

In the certificate you can see the details concerning that Short 3 months max.hospitalization health care help

[newbee2022]

On 8/30/2023 at 9:31 PM, Makoshark said:

I'm 73 and I was just refused.  After 75 you are un-insurable by anyone in Thailand.  

 

I'm returning back to the USA in September.  Medicare is F R E E 

 

You can always pay out-of-pocket if you want to go bankrupt

Of course you can get a cover when over 75

[spidermike007]

Just say NO to the insurance mafia. The price increases are nothing short of obscene. Nope. Not gonna happen.

 

I stopped my health insurance 10 years ago, after my last 20% annual increase, without a single claim. Sorry. Homey don't play that game. The million plus baht I have saved was worth it. Not worried at all. If I get ill, I have enough to cover expenses. If it is really serious, I am OK just checking out. It has been a good life. 

[Chomper Higgot]

We pay around ฿140,000 per year for two of us at Platinum Cover (฿5,000,000/medical condition) + other benefits.

 

Aetna.

 

We’ve made two minor claims that went like a breeze. In years we did not claim we have received a ten percent refund and we’ve always had the premium reduced each year simply by asking for a discount.

 

I look at it as a background cost that protects both of us in the event of one of us becoming seriously ill.

 

The one gets the medical treatment needed, the other financial security.

 

To obtain insurance renewable for life with Aetna one must commence the first policy before age 60 years.

 

 

 

 

Edited September 9, 2023 by Chomper Higgot