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Least Money in Bank.

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12 hours ago, Liquorice said:

You can cancel your debit card, return it to the bank, that will only save annual fee charges.

 

When I cancelled my Bangkok Bank debit card several years ago, I visited my local branch in person and was required to sign a couple of forms so as to ensure that my account was not debited with subsequent card fees.

 

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  • Upnotover
    Upnotover

    Your debit card account IS an ordinary account.  A current account has a cheque book which is not what you want.  When your debit card expires if you don't replace it you won't get charged for a new o

  • Upnotover
    Upnotover

    I reckon that is correct.  I had an inactive Kasikorn account which was below 2000 they then started taking a 50 baht fee each month.  It got down to about 500 and I put 2000 in and the monthly fee th

  • NoDisplayName
    NoDisplayName

    I believe you can go below 2000 baht for up to a year with no activity before the account is declared inactive and monthly service fees will commence.    You can drop to 0 baht and still hav

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20 hours ago, Liquorice said:

Should you wish to then withdraw cash, you'd require your passport and passbook to withdraw over the counter.

 

Or use the "Cardless ATM" feature in the app.

13 minutes ago, treetops said:

 

Or use the "Cardless ATM" feature in the app.

I believe he wants to keep funds to a minimum for some reason, he hasn't explained.

To be on the safe side, leave a few thousand in your account(s), but please do use a small amount every month or two, even on a very small online transaction, so you don't face difficulties!

On 4/21/2024 at 4:09 PM, Nemises said:

2,000 baht with at least one transaction per year. 

 

 

That can't be true, my Kbank accounts often run down to a few satang.  Until I get around to transferring more money in from overseas.

Bangkok Bank: Last transaction Dec/23/22 Balance 247b.....Next Transaction Dec/26/23 returned to same balance / no charges (thankfully 5555) and made my deposit without problems.

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