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Credit card payments on BTS, MRT etc.

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Is there any extra charges if one taps his credit card for BTS, MRT and other trains?

Any difference if one uses a  Thai card or other international card? 

Anyone has been using a credit card  for this purpose? 

Moved to Bangkok forum

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US card works with no additional charge.  I think you can only use a card on MRT.

14 hours ago, wimpy said:

US card works with no additional charge. 

 

 

I think this would be card-dependent?

 

Some cards offer 0% foreign transaction fees, some do not. These can range up to 3%.

 

Can you share your experiences? Was your transaction posted in THB or USD/DCC?

 

14 hours ago, wimpy said:

I think you can only use a card on MRT.

 

Yes, the MRT supports Tap-to-Pay.

 

 

21 hours ago, bamnutsak said:

I think this would be card-dependent?

 

Some cards offer 0% foreign transaction fees, some do not. These can range up to 3%.

 

Can you share your experiences? Was your transaction posted in THB or USD/DCC?

 

Posted in THB. My card has no foreign transaction fee.

 

Each person needs their own card. Not able to pay for multiple passengers with one card.

  • 4 months later...
On 2/9/2025 at 6:29 AM, ravip said:

Is there any extra charges if one taps his credit card for BTS, MRT and other trains?

Any difference if one uses a  Thai card or other international card? 

Anyone has been using a credit card  for this purpose? 

 

 

 

 

 

 

 

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Using a credit card on the MRT may incur a daily fee of S$0.60 for foreign cardholders. To avoid this, consider using a prepaid transit card like the EZ-Link card.

17 hours ago, LarryChenard said:

Using a credit card on the MRT may incur a daily fee of S$0.60 for foreign cardholders. To avoid this, consider using a prepaid transit card like the EZ-Link card.

I haven't incurred any fees. Where is this info from please?

An off topic, but related question:  A friend just bought a refillable, reusable card (for the MRT only).  It has a Visa logo on the front, a 16 digit Visa-like number on the back, and a CVV.  But it is not linked to his bank account, so is not a debit card.  And he was asked no questions about his employment or salary, so it is not a credit card either. Does anyone know what exactly this card is ?

19 hours ago, allane said:

An off topic, but related question:  A friend just bought a refillable, reusable card (for the MRT only).  It has a Visa logo on the front

 

That might be the BEM EMV card?

 

https://ebm.co.th/en/ticket-emv/

 

21 hours ago, wimpy said:

I haven't incurred any fees. Where is this info from please?

 

This is likely card-dependent, but some people report an additional fee of $0.60 (~20 THB) per day (or per trip), posted as a separate transaction.

On 6/20/2025 at 4:22 PM, LarryChenard said:

Using a credit card on the MRT may incur a daily fee of S$0.60 for foreign cardholders. To avoid this, consider using a prepaid transit card like the EZ-Link card.


This is Thailand, not Singapore.

On 6/21/2025 at 12:34 PM, allane said:

An off topic, but related question:  A friend just bought a refillable, reusable card (for the MRT only).  It has a Visa logo on the front, a 16 digit Visa-like number on the back, and a CVV.  But it is not linked to his bank account, so is not a debit card.  And he was asked no questions about his employment or salary, so it is not a credit card either. Does anyone know what exactly this card is ?

It is a prepaid Visa card. You have to download the MRT app and register the Visa card (a bit complicated). Within the app you can top up the card by QR Code.

Thank you.  My friend has now succeeded in making the card refillable.  So, this card can now be used like a regular Visa card to purchase from shops and restaurants ?

50 minutes ago, allane said:

Thank you.  My friend has now succeeded in making the card refillable.  So, this card can now be used like a regular Visa card to purchase from shops and restaurants ?

If it's a prepaid Visa card then yes.....however the best way to really find out is......try it, presumably he has set up a PIN for it?

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