NEW payment system- Tagthai

[CharlieH]

https://www.tagthai.com/explore/p/payment-for-foreign-tourist-in-thailand?

 

Many visitors and tourists alike have been wanting this for awhile, now it's arrived.

 

New Payment System 'Tagthai' Introduced for Tourists in Thailand

Thailand has launched 'Tagthai,' a new payment system designed to facilitate financial transactions for tourists without the need for a local bank account. The system requires only a passport for registration and is accessible via a smartphone application, provided users have an active data connection. Currently, top-up facilities for the service are limited but are expected to expand as the system gains traction. While primarily targeted at tourists, 'Tagthai' may also appeal to expatriates and residents concerned about banking security. The introduction of this system reflects Thailand's ongoing efforts to enhance the convenience and safety of financial transactions for visitors, promoting a more seamless travel experience.

 

 

 

 

 

[Crossy]

Application only requires a passport 🙂

 

Of course, you will need a smartphone with a data connection.

 

Top-up facilities seem somewhat limited but could improve if this system takes off.

 

Although it's targeted at tourists it could be handy if you worry about banking security.

[Brn2Trvl]

And it is totally free?

[CharlieH]

16 minutes ago, Brn2Trvl said:

And it is totally free?

https://www.tagthai.com/explore/p/payment-for-foreign-tourist-in-thailand?

 

Have a read!

[topt]

7 hours ago, Crossy said:

Although it's targeted at tourists it could be handy if you worry about banking security.

However reading the FAQs you have to exchange foreign currency first - as you need to link it to the Pay and Tour prepaid card.

So ok if you have foreign currency lying around.........

https://www.kasikornbank.com/en/personal/Digital-banking/Pages/pay&tour.aspx

 

Quote

Can I top up my e-wallet using Thai Baht directly, without converting from a foreign currency?

No. You need to exchange foreign currency for Thai Baht, and then top up your e-wallet in Thai Baht.

I wonder what their exchange rates are like - presume the same as the booths at the time?

[xtrnuno41]

Some fees

https://www.kasikornbank.com/en/rate/pages/default.aspx

And then still not mentioned QR payment with app.

What is the application fee for the PAY & TOUR prepaid card and e-Wallet?

No prepaid card/ e-wallet application fee

 

as shown application fee, but how much?

 

 

Probably why Wise isnt doing debits/ e-wallet in Thailand because of plan Kasikorn.

Show me the moneyyy

 

You know what, just keep doing cash

 

[Serenity_Now]

anything like this solely aimed at tourists

 

you know its going to be garbage and your going to get a poor deal

like a tourist sim garbage

the chinese have several apps that work in thailand s they will not be using it
i use malaysia touch ngo app open for citizens and visitrs as long as you have a malay number
they also issue a visa card with the app for a fee nominal

 

so this app is only for westerners as usual Thailand 

i use google wallet in tops and other that faciltate it.

SO JUST READ its real crap kasikorn garbage

BETTER with TRUE MONEY APP
works with Prompt Pay

Much easier to load small amounts ash at 711 etc

i link my wise to them to reload
i find they usually take 1% if cash top up voucher
even a bank transfer may take 1% 
Digital is convenient but its the old story cash is king a dollar is a dollar
i suppose retailers feel like that with visa/mastercard because they lose to that
 

[HampiK]

If this is really not expensive (conversion fees, ...) and you can pay easy PromptPay QR codes, then I think this could be helpfull for tourists.

Other option described above TrueMoney and other options often not work on small shops. but QR codes works with most sellers. I know a few better shops, where you only can pay with QR or credit card. At least, when the conversion rates are not too bad, you could choose a good day to transfer some money and then use it. Also you not have to carry that much money with you arround... and if you need cash, you can use the K-Bank ATM for withdrawal some money when needed.

I not see this for people who stay in Thailand, but for tourists I not see this as something bad.

 

12 hours ago, xtrnuno41 said:

Probably why Wise isnt doing debits/ e-wallet in Thailand because of plan Kasikorn.

I think this is not related, as this is aimed more for tourists, and they can have a Wise debit card already (if it's available in their homecountry).

[xtrnuno41]

3 hours ago, HampiK said:

If this is really not expensive (conversion fees, ...) and you can pay easy PromptPay QR codes, then I think this could be helpfull for tourists.

Other option described above TrueMoney and other options often not work on small shops. but QR codes works with most sellers. I know a few better shops, where you only can pay with QR or credit card. At least, when the conversion rates are not too bad, you could choose a good day to transfer some money and then use it. Also you not have to carry that much money with you arround... and if you need cash, you can use the K-Bank ATM for withdrawal some money when needed.

I not see this for people who stay in Thailand, but for tourists I not see this as something bad.

 

I think this is not related, as this is aimed more for tourists, and they can have a Wise debit card already (if it's available in their homecountry).

Or I red wrong or misunderstood, but Wise debit cant be used in Thailand.

As before I went to Thailand was thinking about Wise debitcard and app.

Correct me if im wrong. 

[HampiK]

On 3/27/2025 at 1:39 PM, xtrnuno41 said:

Or I red wrong or misunderstood, but Wise debit cant be used in Thailand.

As before I went to Thailand was thinking about Wise debitcard and app.

Correct me if im wrong. 

You can't have a Wise card, if you live in Thailand, but I already used at least 1 time a Wise debit card in thailand to pay a bill.
And one of my friends uses his wise card all the time in Thailand, so I think it's working as normal as any other debit/credit card.

But I can tell you, that you are not allowed to order a card as long you have a thai address in wise!

[treetops]

New payment system?

 

Mentioned here a few months ago alongside JamJang, another payment system for the gullible.

 

https://aseannow.com/topic/1341777-jamjang-app-to-pay-by-scan-without-thai-bank-account-–-tried-it/#findComment-19336943

 

[Caldera]

On 3/27/2025 at 9:42 AM, HampiK said:

Other option described above TrueMoney and other options often not work on small shops. but QR codes works with most sellers.

 

You're wrong about TrueMoney, because the TrueMoney app cannot only be used for TrueMoney payments, but ALSO for PromptPay QR code payments.

 

I use it for both, and it works everywhere. 

[HampiK]

3 hours ago, Caldera said:

 

You're wrong about TrueMoney, because the TrueMoney app cannot only be used for TrueMoney payments, but ALSO for PromptPay QR code payments.

 

I use it for both, and it works everywhere. 

OK, I never tried to use true money for Promptpay (I have to try).

But even the TrueWallet App is not easy to use for tourists. Can you put a foreign credit card behind? Or how you recharge money without a Thai-Bank account or Thai credit card?

[Caldera]

44 minutes ago, HampiK said:

OK, I never tried to use true money for Promptpay (I have to try).

But even the TrueWallet App is not easy to use for tourists. Can you put a foreign credit card behind? Or how you recharge money without a Thai-Bank account or Thai credit card?

 

You can top up TrueMoney with cash (Thai baht) at 7-11. There's no fee.

 

So I think it's superior to Tagthai (what this topic is about), because Tagthai forces you to exchange foreign currency at Kasikorn Bank to top it up. If you prefer to use an exchange like SuperRich or ATM withdrawals, there's no way (yet?) to top up Tagthai with Thai baht.

[HampiK]

1 minute ago, Caldera said:

 

You can top up TrueMoney with cash (Thai baht) at 7-11. There's no fee.

 

So I think it's superior to Tagthai (what this topic is about), because Tagthai forces you to exchange foreign currency at Kasikorn Bank to top it up. If you prefer to use an exchange like SuperRich or ATM withdrawals, there's no way (yet?) to top up Tagthai with Thai baht.

OK, if you can top it up at 7-11, then I also agree, that this would be easier... As you could use the much better Exchange rate to the Bank rates give by K-Bank.

I only use True Wallet with a credit card... I never used money in the wallet option 🙂

 

Thanks for clarification and sorry for my misinformation!

[jas007]

Sounds like some payment systems that some of the banks have already set up for tourists.

 

K bank has a card or account you can get by depositing foreign currency.  It's for tourists.  It's an account that you can use to pay bills and whatnot, but the money in the account is foreign currency, and is subject to fluctuations.  So, if you put in US dollars and the value of those dollars is somehow cut in half, there goes half your money. 

 

What I need is some simple way to pay utility bills with just the QR code.  I would like to use Thai baht, and I would like to do this from an account that is separate from my main Thai bank account.  

[xtrnuno41]

19 hours ago, HampiK said:

You can't have a Wise card, if you live in Thailand, but I already used at least 1 time a Wise debit card in thailand to pay a bill.
And one of my friends uses his wise card all the time in Thailand, so I think it's working as normal as any other debit/credit card.

But I can tell you, that you are not allowed to order a card as long you have a thai address in wise!

Thanks for telling, im not sure where I have gone wrong in info about it.

Well for next time Thailand, guess order one . No,I dont have Thai adres, so thats ok

[bravo19]

On 3/29/2025 at 7:22 AM, Caldera said:

You're wrong about TrueMoney, because the TrueMoney app cannot only be used for TrueMoney payments, but ALSO for PromptPay QR code payments.

You are wrong! TrueMoney only works with vendors who accept it. It isn't like a scan to pay by PromptPay with a Thai banking app.

[Caldera]

5 hours ago, bravo19 said:

You are wrong! TrueMoney only works with vendors who accept it. It isn't like a scan to pay by PromptPay with a Thai banking app.

 

Nonsense. I use the TrueMoney app for PromptPay payments all the time. As I wrote, it can be used for both.

 

Have a look at the payment categories you can get TrueMoney coins for on the screenshot below. "PromptPay Merchants" is one of them.

 

 

[Everyman]

This app looks completely pointless. Why would I want convert foreign currency into some crappy card? 

 

If it worked like WeixinPay or Alipay in China where you can link it to a foreign credit card, that would be useful. 

 

Although the foreign bank tends to freak out and it requires a few phone calls to explain what is going on.