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Those of you who live on 40k a month

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30 minutes ago, Hummin said:

If you live here and buy and sell vehicles, renew licenses, banking, and also at immigration renewal of visa. A bonus is when Im touring around in Thailand on my motorbike some national parks gives me local prices when showing my pink card, which I also use on arrival at airport together with my visa. 

 

Im travelling back and forth 3-4 times a year. 

They accept a pink card at the airport ?

 

I would thought the Id page in you rpassport would be mandatory.

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  • jesus christ mate.. give it a rest woulda.. same old recyled crap over and over again.

  • Jingthing
    Jingthing

    I live under my means. Yes easily under 40K but I own a condo. If I had to pay rent for the same condo my spending would be over 40K  but not by much. I don't keep any kind of budget as for me it's to

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    I like his question, it's worthy of a posting.   It beats Bob, Lewie and all the other postings 

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55 minutes ago, Ralf001 said:

They accept a pink card at the airport ?

 

I would thought the Id page in you rpassport would be mandatory.

I had luck everytime there is a long line at arrival, just showing my visa and pink id they wave me past

16 minutes ago, Hummin said:

I had luck everytime there is a long line at arrival, just showing my visa and pink id they wave me past

 

the immgration officer did not look at ID page of your passport when you gave it to him/her for you rvisa ?

17 hours ago, Hugh Jarse said:

It’s worse for Brits whose state pension is frozen,ie no triple lock increases despite having paid in for 30+ years. Difficult to live on £40k per month but as the uk and other western nations collapse living frugally on that is infinitely preferable.

Thanks for reminding me! My kid sister is better off than me nowadays!

23 hours ago, hotandsticky said:

Friends who have a pink card were also told to go and get a C o R.

 

this says it all really, proves it's a waste of time

21 hours ago, Ralf001 said:

 

the immgration officer did not look at ID page of your passport when you gave it to him/her for you rvisa ?

If you do not know, you need to show some verification for using the fast lane before you walk up to the emigration boots, I use my pink card and my visa, and it works 

7 minutes ago, Hummin said:

If you do not know, you need to show some verification for using the fast lane before you walk up to the emigration boots, I use my pink card and my visa, and it works 

 

 

I use the missus........much easier, straight in the Thai lane.

Just now, hotandsticky said:

 

 

I use the missus........much easier, straight in the Thai lane.

Im travelling often alone, but yes also works. Not always when we departure but at arrival 

12 minutes ago, Hummin said:

If you do not know, you need to show some verification for using the fast lane before you walk up to the emigration boots, I use my pink card and my visa, and it works 

ahhh for fast lane access.. not entry into the country.

 

 

 

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I own my place so no rent, No air con, no alcohol. I just enjoy hanging out with friends, doing sports and cooking my own food. I easily get by with 20k...

10 minutes ago, Lacrimas said:

I own my place so no rent, No air con, no alcohol. I just enjoy hanging out with friends, doing sports and cooking my own food. I easily get by with 20k...

 

 

With those minimal overheads you should have change from 20k for savings (assuming sex is nothing/costing nothing) .

13 minutes ago, hotandsticky said:

 

 

With those minimal overheads you should have change from 20k for savings (assuming sex is nothing/costing nothing) .

 

yeah it's more close to 15k, my wife works so sex is free yeah

17 hours ago, PJ71 said:

 

this says it all really, proves it's a waste of time

Ah, but can you get a COR using a pink card!

On 8/15/2025 at 12:34 AM, jacko45k said:

Ah, but can you get a COR using a pink card!

Well that defeats the purpose even more as it's still a trip to Imm office

16 hours ago, PJ71 said:

Well that defeats the purpose even more as it's still a trip to Imm office

Yes, it was a cynical comment that went up high I guess!

On 8/11/2025 at 3:27 AM, Surasak said:

40K/month!? I have difficulty spending 10K?month. So how, you may ask? When I first came to Thailand over 30 years ago, I took some time to get to know people. I got married, and we are still together. I invested in a smallish business which pays reasonably and supports 5 adults. I don't take from the business, that's for the family. However, I suppose I do to an extent, as I don't pay rent, water or electricity. Most of my food I buy myself. 2 days per week my wife and I go out for a meal and social evening. The business will not make any of us rich, but it is a good living without having to scrimp and watch every penny. So, I have no complaints. The business keeps me busy, so no reason to spend time propping up a bar, which is a big problem for many. The initial investment has paid for itself. I don't have to pay taxes here, as I don't bring in enough to warrant that. Income from my UK pensions is invested and this will eventually be passed on to my son and his family. Did I do it all wrong, quite honestly, like Frank said, 'I did it my way,' and pleased I did.  

If your business is paying for things, isn't that the same as you paying for things? 

 

Who pays for the dining out twice a week?  That's 8 times a month.  Do you have any idea what a decent piece of steak costs, accompanied by a glass of red wine?  No way can it be paid for out of your 10k a month, with you still having difficultly spending 10k a month. 

9 minutes ago, KhunHeineken said:

If your business is paying for things, isn't that the same as you paying for things? 

 

Who pays for the dining out twice a week?  That's 8 times a month.  Do you have any idea what a decent piece of steak costs, accompanied by a glass of red wine?  No way can it be paid for out of your 10k a month, with you still having difficultly spending 10k a month. 

You appear to be reading a lot of your own spendings from the info provided. Why do you assume I eat steak? Why do you assume I drink wine? Personally I wouldnt drink red wine if you paid for it, it doent do the enamel of ones teeth any favours. As to steak, we dont visit high end establishments and pay through the nose for the decor and upholstered seating.

23 minutes ago, Surasak said:

Why do you assume I eat steak?

On that budget, I didn't.  It's obviously rice and chicken in a tin cup restaurant.  

 

23 minutes ago, Surasak said:

Why do you assume I drink wine?

On that budget, I didn't.  It's obviously water.  

 

23 minutes ago, Surasak said:

As to steak, we dont visit high end establishments and pay through the nose for the decor and upholstered seating.

Clearly.  

 

"but it is a good living without having to scrimp and watch every penny" - errrr, ok.  10k a month with change.  Give me a break.  Is it possible, yes.  Is it a decent retirement, no.  As the saying goes, "You can't take it with you." 

On 8/13/2025 at 7:35 AM, PJ71 said:

Here we go again.....

 

 

All i need to work out about yellow book is it's a total waste of time, that took about 0.00000003 seconds, but you crack on sunshine as you appear to think it's some sort of right of passage.......

Seems the last week more and more become aware of yellow house book is going to be necessary for a lot more than just have it on your shelf. Good luck 

On 8/14/2025 at 1:19 PM, hotandsticky said:

 

 

I use the missus........much easier, straight in the Thai lane.

Seriously? They don't make you split up (and send you to the 'foreigner' line)?

4 minutes ago, ronnie50 said:

Seriously? They don't make you split up (and send you to the 'foreigner' line)?

 

 

Absolutely not. The Immigration policy is not to split up couple.....entering the UK  often accompany her into the 'Foreign' lane.

 

 

At Swampy they have actually directed us both to the Thai lane before we got to the split.

15 minutes ago, hotandsticky said:

At Swampy they have actually directed us both to the Thai lane before we got to the split.

Thanks. That's good to know.

14 hours ago, KhunHeineken said:

On that budget, I didn't.  It's obviously rice and chicken in a tin cup restaurant.  

 

On that budget, I didn't.  It's obviously water.  

 

Clearly.  

 

"but it is a good living without having to scrimp and watch every penny" - errrr, ok.  10k a month with change.  Give me a break.  Is it possible, yes.  Is it a decent retirement, no.  As the saying goes, "You can't take it with you." 

Well done Flash Harry. 37(14).jpg.68a515331003027b303935343fd603f6.jpg

I cant help but think this applies in your case.

8 hours ago, Surasak said:

Well done Flash Harry. 37(14).jpg.68a515331003027b303935343fd603f6.jpg

I cant help but think this applies in your case.

Fail. 

 

I struggle to spend 10k a month, but my company pays for everything, and when we eat out, it's street food.   :cheesy:

14 hours ago, KhunHeineken said:

Fail. 

 

I struggle to spend 10k a month, but my company pays for everything, and when we eat out, it's street food.   :cheesy:

False claims for expenses then? Not surprising the difficulty spending your own money! Proves my  point, I believe. The Heineken must have addled your brain.

On 8/25/2025 at 1:29 AM, Surasak said:

False claims for expenses then? Not surprising the difficulty spending your own money! Proves my  point, I believe. The Heineken must have addled your brain.

It's a bit like the guy who says, "I can live here comfortably on 5,000 baht a month, but I give the Thai missus 100,000 baht a month and she takes care of all the bills."  :cheesy::cheesy:

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