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What visa agent can help? O 'retirement' renewal, no 800k baht!)

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  • Although I am sure that I can use an agent to obtain a new visa, the more that I look at the situation re visas and my finances in Thailand, and the more that I look at all the benefits that a UK stat

  • FritsSikkink
    FritsSikkink

    You would as it won't be there for the time required by law.

  • Hi, the housing costs are the least of my concern.  If one has reached state pension age, and if one has savings of less than 16,000 pounds, the local authority is obliged to contribute about 572 poun

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16 hours ago, Liverpool Lou said:

You wouldn't be bypassing the B800k requirement, the agent would be ensuring that you met the requirement by having the money in the bank - that's the point of the agent.

You would as it won't be there for the time required by law.

  • Author
4 minutes ago, thaibreaker said:

OP, Mark at One Stop Visa in soi 6 will help you out.

Thanks, but in view of my age and potentially-worsening health issues, and also because I have no support network in Thailand (divorced etc), and also in view of the likelyhood of stricter visa rules, I think (realistically) it's time to return to Ol Blighty!

10 minutes ago, simon43 said:

Yes, a single person gets a 25% discount on their Council Tax.  But in my own financial circumstances, with a slightly reduced state pension (I only paid 29 years), and with no savings more than 10,000 pounds, I qualify not only for my Council Tax to be paid in full by the local authority, but also 132.33 pounds/week of my rent.  That means if I rent a property at 573 quid a month, that rent will be paid in full. (The exact amount will vary a little depending where you live - this is for West Somerset, a rather rural region which I prefer).

 

Personally, I also think the benefits system is crazy, but I'm not going to deny myself what I'm legally entitled to!  Here are the details from the Age Concern calculator.  (If I were not receiving a state pension, then the benefits available would not be so generous...)

 

benefits.jpg.0dc52858639ae92b99bdd7b295f808e2.jpg

 

I think you should check the rental prices in the UK: https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/latest

3 hours ago, henryford1958 said:

What sort of home would you get for 600 a month ?

Good question. Where are you planning on living in the UK, Simon43? 

  • Author
7 minutes ago, garygooner said:

Good question. Where are you planning on living in the UK, Simon43? 

I plan to live in the West Country, where I previously lived. I have already checked many properties on Rightmove.  Remember that I am a single person, living alone.  So I require a 1-bedroom flat or a cheaper rural small house.  In the West Country (but not in the tourist hotspots), there are properties listed from about 450 pounds/month (not a house share).  Remember that I'm not trying to live rent-free 🙂  If I rent a small house for 900 pounds/month, then I will only have to pay about 325 pounds from my pension income, and of course no Coucil Tax to pay.

 

If I wanted to live in a big city or near London, then rents are much higher.  But a modern flat near to the sea and Exmoor etc is still reasonably priced.

3 hours ago, CHdiver said:

Some don't, others do.

I meant the uk embassy

4 hours ago, proton said:

Returning to the UK due to lack of funds is a fate worse than death. 

 

 

No wonder the country is all but bankrupt, still, if it's given to illegal immigrants why not us. Are you sure about no council tax for a single pensioner, I thought is was just 25% less if single, pensioners still having to pay. Not a bad deal over all then if you can stand the climate.

Remember that guy went back to UK last year, started off homeless and last report homeless, little help for white single men, no further reports made

18 hours ago, chang50 said:

Looks like things have changed at Maneerat as well recently for retirement extensions needing 800k transfer to BBL as I just posted on another thread.Basically I was told they now require proof of pension income and Embassy verification although the details are vague.

 

I extended with Maneerat about 2 weeks ago - no such requirements then.

 

The extension process was a bit more complicated compared to previous years, but they run a very slick operation there

48 minutes ago, simon43 said:

I plan to live in the West Country, where I previously lived. I have already checked many properties on Rightmove.  Remember that I am a single person, living alone.  So I require a 1-bedroom flat or a cheaper rural small house.  In the West Country (but not in the tourist hotspots), there are properties listed from about 450 pounds/month (not a house share).  Remember that I'm not trying to live rent-free 🙂  If I rent a small house for 900 pounds/month, then I will only have to pay about 325 pounds from my pension income, and of course no Coucil Tax to pay.

 

If I wanted to live in a big city or near London, then rents are much higher.  But a modern flat near to the sea and Exmoor etc is still reasonably priced.

Sounds pretty good to me!  👍

On 7/2/2025 at 8:36 AM, zzzzz said:

told you many times
Thai visa centre,  Grace!!!

Indeed, recently used her services for the first time and must admit nothing but praise, excellent service.

1 hour ago, simon43 said:

Thanks, but in view of my age and potentially-worsening health issues, and also because I have no support network in Thailand (divorced etc), and also in view of the likelyhood of stricter visa rules, I think (realistically) it's time to return to Ol Blighty!

 

To be honest I have taken a lot of trips to the UK in the last 3 years as my parents are not well.

 

I like visiting (apart from the flights) but I could not live here "full time". The country has changed beyond all recognition.

 

I am currently in the UK for the next month and the weather is amazing.

 

If you can afford it I would try and get a retirement visa or what about a DTV? You work online? Surely you could quailfy?

 

As already mentioned Maneerat are very good.

 

  • Author
48 minutes ago, scubascuba3 said:

Remember that guy went back to UK last year, started off homeless and last report homeless, little help for white single men, no further reports made

I recall the post, but was he a pensioner and receiving a monthly state pension?  I don't have to be homeless because I currently receive $1100/month in state pension and $2,000/month in online teaching income.  I can rent a property and then drop/reduce the online teaching... (since that income will reduce my housing benefit)

  • Author

I visited the UK (Blackpool) about 2.5 years ago and found it quite reasonable 🙂  Perhaps my standards have dropped!  In any case, I plan to return to the West Country (Minehead/Exmoor region).  I seriously doubt that Exmoor is awash with Syrian immigrants!  These types of immigrants tend to stay in the cities where they have more chance of scamming and stealing (harsh but true!).

 

Looking at various YT videos, the rural villages of the West Country are still relatively unchanged.  I can still walk by the River Lyn and still go horse-riding on Exmoor.  I don't think the riding stables that I used before has signs in Urdu nowadays.....

 

Many thanks for all the suggestions for Thai visa agents, but after 23 years living here, I miss the UK countryside. Because I live alone, the main advantages of Thailand (for me) is the sun and the sea, nothing else).  The kind of food that I eat daily (fruit and vegetables and a little chicken) is the same price in the UK.

 

I've done the maths and having hit 66 years old, the UK welfare system/benefits means that I will be better off living in a Somerset village, and with no visa requirements 🙂

12 minutes ago, simon43 said:

I've done the maths and having hit 66 years old, the UK welfare system/benefits means that I will be better off living in a Somerset village, and with no visa requirements

Don't follow your two threads. 

Asking about agents etc. 

You had already decided to return to UK. 

Seems just looking for affirmation

15 hours ago, Equatorial said:

 

@simon43, I am curious, is this true when you include the housing costs in the equation?

 

That's what makes it almost always more expensive to live in the US as compared with Thailand. (That is true even if you own a house, in which case you have to compare the standard of living in the US living in that house, vs living in TH with the proceeds of the sale of that house.)

It depends on where you live. I could have bought a home in the US for less than what I paid for my home in Thailand and could have gotten a decent loan. 

17 hours ago, simon43 said:

especially as I live alone with no support network in Thailand.

You've been here this long (2003) and haven't developed a support network.  You must not like people very much.

To develop a support network you need to interact with people - Thai and other expats.



Screenshotfrom2025-07-0313-46-51.png.6cabde92186f89c6d3d3d5c789818b78.png

On 7/2/2025 at 8:36 AM, zzzzz said:

told you many times
Thai visa centre,  Grace!!!

In April, they sent me an email that they are ready to make the 800 000 extension for 17 000 bht (last year was 25 000 because "the rules was tightened")

On 7/1/2025 at 10:22 AM, simon43 said:

I am at a decision crossroads, as explained in another thread in the UK forum 🙂

 

For the last few years I have had an O visa/extension, provided by an agent in Pattaya for a 'fee' because I did not have 800k in my bank account.  I utilised this method because although I had this visa to allow me to come and go from Thailand, most of the time I was working in Myanmar. Since the earthquake, I have not been teaching in Myanmar and have been staying in Thailand.

 

Well, now that it's coming close to extend my O visa again, but this time my trusted agent says 'no can do'.  She tells me that the rules have been tightened up at Jomtien and she cannot help me.

 

That is what got me thinking about possibly returning permanently back to the UK...

 

However, maybe someone has the details of an agent who might be able to help me 🙂  If so, please don't post the details on the open forum, but send me a message.

 

Thanks - Simon

I got a nice little property in South Kensington available for rental £1750 a week. Not to be confused with monthly rental as some appliances are doing 

  • Author
53 minutes ago, DrJack54 said:

Don't follow your two threads. 

Asking about agents etc. 

You had already decided to return to UK. 

Seems just looking for affirmation

If you haven't got anything useful to day, don't post!  You're adding nothing useful to this thread which has generated a number of interesting comments and questions.

  • Popular Post
1 minute ago, simon43 said:

You're adding nothing useful to this thread which has generated a number of interesting comments and questions

This particular forum is regarding visas, work permits etc. 

Not a travel log chit chat. 

4 hours ago, CHdiver said:

Some don't, others do.

Which? How?

You appear as clueless as Thai Immigration as to the meaning of the word 'verification'.

Verification - the process of establishing the truth, accuracy, or validity of something,"the verification of official documents".

 

Even Embassies do not have the means or authority to access your personal pension records due to Data Protections Laws.
Pension providers will only give classified information to the policyholder after going through a security screening check to identify yourself as the policyholder, such as the policy number, password, address, DOB or any other security questions.

They certainly won't give any details to 'Somchai', just because he states he's from an overseas Embassy.

 

I have read claims that certain Embassies have access to state/government pensions, although I find that hard to believe unless you've given Somchai your personal log in details. Even then, there is no state/government pension alone that meets the 65K per month requirement for an extension based on retirement, without being in receipt of an additional private or company pension.

 

Embassies only 'certify' the Income letters for Immigration, they cannot verify the documents or amounts stated.

That's why the UK, US, Australia, and Canada stopped issuing such Income letters and why Norway is following suit.

Unlike certain Embassies where a 'stat dec' or 'affidavit' was sufficient for the Embassy to issue the Income letters, for the UK we had to provide documents from our pension providers as to our pension incomes in order to receive the Income letters, but even then the British Embassy could not verify the documents were genuine and not fake/forged. They were taken at face value, and even that wasn't infallible.

 

Original requests for the Income letter from the British Embassy were in person or by post, until they offered an online service where you could complete a form and upload the pension documents. When the service went online, a friend of the wife's knowing I had a PC and printer asked if I'd submit her husbands request as they didn't have a PC or printer. She supplied his pension statements and had already pre-filled the form, which asked for the name of the pension provide, monthly and annual totals. I immediately noticed an error his wife made on the form compared to his pension statements.

He received a 'widows' pension from his ex deceased wife's company, for £1,555 paid annually.

On the form, his Thai wife stated that amount as 'monthly' and the 'annual' as £18,660. When I pointed out the error, she claimed she'd always completed the form that way, so rather sceptical, I submitted the form and his pension documents.

 

His actual UK state pension was little more than £4,250 per annum, being frozen when he moved to Thailand in 2004.

Combined with his widow's pension the total annual pension income was £5,805, which when converted to Thai baht, was far short of even meeting the 40K requirement being married to a Thai. Low and behold, I received the Embassy Income letter by email, stating his annual pension income was £24,465 per annum, £2,038 per month.

Obviously, even the British Embassy were not checking the pension statements against those claimed on the form.

31 minutes ago, simon43 said:

If you haven't got anything useful to day, don't post!  You're adding nothing useful to this thread which has generated a number of interesting comments and questions.

Why ask about visa agents when you appear to have already made your mind up to return to the UK, then insult those trying to help.

3 hours ago, simon43 said:

Thanks, but in view of my age and potentially-worsening health issues, and also because I have no support network in Thailand (divorced etc), and also in view of the likelyhood of stricter visa rules, I think (realistically) it's time to return to Ol Blighty!

As you get older a support network is important, from what you have said, i would return to the UK, free medical care, rent paid,  money for food it's a no brainer, a hot humid climate like Thailand is not good for the lungs, medical costs will mount up as you get older

With the OP's income, it should be relatively easy to scrimp for a year or two and save up 800K if he wants to stay. 

Maybe you should just teach in Thailand as you can get a WP on an non-O visa.

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