12 minutes ago, Hellfire said:

Well, what information? Wasn’t his visa status already approved by the proper authority — the immigration office? And now the banks take it upon themselves to assume that function, “double-checking” it? Meanwhile, they leave foreigners penniless for weeks. Do you see any normal logic in this process? I certainly do not!

 

It's illogical. I was just suggesting possible reasons for their illogical and inconsistent pantomime. It's a classic case of, "Computer say cannot."

 

 A little bit off topic but I consider it relevant, until late June, Bangkok Bank was the favoured bank of agents. The account freezing in July has closed that door.

 

In July, Kasikorn became the alternative bank recommended by agents. Now I believe Kasikorn has placed daily limits on how much can be remitted FROM a foreigners account. That would also close the door on agents.

 

Your experience, although you have the correct visa, and obtained the extension and had sufficient funds BEFORE the "new rule" nonsense, it appears to be collateral damage from Bangkok Bank's ill-conceived and scattergun responses to instructions to clean up their act.

 

Good luck on getting it all resolved soon.

5 hours ago, mikebike said:

Funny how sovereign countries have rules, eh

Is Bangkok Bank a sovereign country?

4 hours ago, GreasyFingers said:

Obviously you have never had an account frozen, Wonder how you would deal with it.

if my account was frozen,  I would use another bank account that I have, or credit cards, or cash that I keep in the house for emergencies.

4 hours ago, Liverpool Lou said:

How is your Thai language skill living here in Thailand?

He is talking about a bank in Pattaya, where the local language is Pidgin English, not Thai.

Be careful if you buy/sell crypto using a Thai bank account if you are not a Thai citizen, regardless you use a Thai or foreign exchange.

Better don't do it at all.

1 hour ago, NanLaew said:

 

Under Bank of Thailand's instructions, all Thai banks require foreigners who hold accounts with them to have a long-stay immigration entitlement. That's been a requirement since 2014 but was never strictly enforced.

 

Since the end of June this year, and following malfeasance by employees at a branch of Bangkok Bank in Chonburi earlier this year, Thai banks have been VERY interested in the immigration status of foreign account holders.

 

NON-IMMIGRANT visas aren’t really long stay. The initial visas are only good for three months, which is actually shorter than the DTV. 

 

The yearly extension make them “permanently temporary” as people have wryly noted. 

11 hours ago, Hellfire said:

This morning I received a message from my Thai bank to visit my branch with my identification. Then I found out that I am unable to transfer funds from this bank account. I visited my branch and updated all my personal details just 2 months and a half ago. Probably, it has something to do with 800 k retirement visa requirement. Now I have 780 k baht in my account. Please, advise, thanks

 

Did you ask if you could provide your ID information by email or by Line or Whatsapp? (ie image of passport and image of visa and of permission to stay stamp)?

 

Ask then ask them to unfreeze you account with that info, and promise to show up at the bank ASAP with you passport when you return.

 

I opened my account visa exempt in 2016 !!  with Bangkok Bank.  i was advised then that i should show up at the bank with my long term visa as soon as I obtained such.

 

So in 2019 when I moved to Thailand on a type-OA i went to the bank, and they copied passport page, visa page and permission to stay page.

 

When I obtained  a new passport, I did the same with new passport.

 

When I changed to Type-O visa I did the same.

 

And finally when i switched to LTR visa, I did the same. The Bangkok Bank branch manager (?) at the Phuket town branch of Bangkok Bank made it clear they wanted the latest version of my passport and appropriate Visa.

.

 

 

1 hour ago, Hellfire said:

Look at the range, please — it’s all within less than 1%, almost negligible. The purpose of this coin is stability. I wouldn’t claim that there are absolutely no risks associated with it, but the more I deal with modern banking services (including here all kinds of electronic wallets), the more the drawbacks and risks of coins like USDT seem almost non-existent.

 

Do Kwon

59 minutes ago, Celsius said:

 

Do Kwon

Cash is never a best choice for preserving value. The real way to protect and grow your assets is by putting them to work—doing “business” with them. There are also lower-risk, less energy-intensive alternatives, though they usually come with smaller potential rewards and no rewards at all. For short-term storage, nothing beats stablecoins today. F… banks, f… any deposits where other people may decide what to do with your money. F… other people too. Most humans are evil = underdeveloped degenerates.

40 minutes ago, Hellfire said:

Cash is never a best choice for preserving value. The real way to protect and grow your assets is by putting them to work—doing “business” with them. There are also lower-risk, less energy-intensive alternatives, though they usually come with smaller potential rewards and no rewards at all. For short-term storage, nothing beats stablecoins today. F… banks, f… any deposits where other people may decide what to do with your money. F… other people too. Most humans are evil = underdeveloped degenerates.

 

F banks yes....that's what Celsius guy said and took the money. Not me, the unbank yourself guy. 

 

I have zero trust in crypto exchanges and hardware wallets. I don't have issue with coins. 

9 hours ago, Everyman said:

 

NON-IMMIGRANT visas aren’t really long stay. The initial visas are only good for three months, which is actually shorter than the DTV. 

 

The yearly extension make them “permanently temporary” as people have wryly noted. 

But the Non O 90 day is needed to make the extension ...., if that would not being considered as tempery long stay visa  nobody could even not start a ret. ext.   

 So normally the banks should / must accept that in that way .....at least during that 90 day's

 

And in case of a rejection by I.O. being allowed to return the money back to where it was transferred from ....(?)

Yet another good reason to ensure that one has active accounts at at least 2 different banks, both here and in "homeland".

14 minutes ago, JimHuaHin said:

Yet another good reason to ensure that one has active accounts at at least 2 different banks, both here and in "homeland".

imagine having a "full loaded Thai bank account"and when shopping Big C  or Lotus at counter and card being refused ...... oh what a dreadful feeling with shame that would be .....

13 hours ago, BritManToo said:

Me too 

What'll happen is your maximum transaction will be restricted to 50kbht.

This is another order to set up facial recognition on your bank app.

I got a message that a 50K limit had been imposed a few weeks back.

I would have thought that to use facial recognition it would need to be set up on the phone.

13 hours ago, Hellfire said:

And somehow the main reason the bank mentions is the fact that I supposedly opened the account with them while being on a tourist visa. What my visa status has to do with the bank? 

When opening a bank account you're correct, but they don't follow your immigration status then on afaik.

8 hours ago, Hellfire said:

. F… banks, f… any deposits where other people may decide what to do with your money. F… other people too. Most humans are evil = underdeveloped degenerates.

Perhaps the bank is right on this instance, you seem to have issues.

15 hours ago, david555 said:

So very simple i could do each time a E-visa non o , asi did now (received in 4 days in my country from Thai embassy ), and i only need to show i have the value of 800 000 Thai bht.in MY COUNTRY BANK account 

And no need to put it on Thai bank as i did now ...... And just stay Thailand 2x 90 day , as i planned max 6 months Thailand , AND avoiding so all that new I.O. regulations as i shall  not make a year renting contract as only staying  2X 3 months seperate to total 6 months Thailand , and this every time all over again .....more simpel it can not be 

Who said it would be simple for those not on a qualifying visa?

1 minute ago, sandyf said:

Who said it would be simple for those not on a qualifying visa?

just comparing to use a non o taken in home country ...if the target is only staying 90 days in Thailand instead of ret. ext. 12 month

 

This only if no need to longer than 3 months ..... and repeating it once (1) more to obtain  the target of 6 months Thailand only .....that is what i meant  

16 minutes ago, david555 said:

just comparing to use a non o taken in home country ...if the target is only staying 90 days in Thailand instead of ret. ext. 12 month

 

This only if no need to longer than 3 months ..... and repeating it once (1) more to obtain  the target of 6 months Thailand only .....that is what i meant  

There is no need to be creating scenarios.

The simple fact is if you want a bank account you need to follow banking requirements.

15 hours ago, scubascuba3 said:

the new 4 month rule for Bangkok Bank, wake up

learn to read.  Thats the standard requirement for immigration compliance on visas, not a bank regulation other than with Bangkok Bank deciding that would be their position which I believe I said in my post.   you seem to be the one that needs to wake up 

17 hours ago, Hellfire said:

Since the problem does not seem to be related to the 800k, I would prefer not to continue discussing this topic within the scope of this discussion.

Seems to me it is related.

22 hours ago, Hellfire said:

Yes, should have used an agent. Do not think the money can be confiscated but losing (even temporarily) access to your own money is an unpleasant experience.

Yes. Many thai people keep their life savings in their home for this reason

8 hours ago, Celsius said:

 

F banks yes....that's what Celsius guy said and took the money. Not me, the unbank yourself guy. 

 

I have zero trust in crypto exchanges and hardware wallets. I don't have issue with coins. 

Which hardware wallet have you had problems with?

15 hours ago, ukrules said:

 

Nobody agreed to anything here.

Yes they did, used 800K money in the bank to get a year extension on a retirement visa, this comes with rules.

15 hours ago, ignis said:

Could be many more that have not posted on here !! ?

 

I went into a Big Central  and went to Bangkok Bank, cashier called someone, that call the Manager,  so 3rd time repeated what I wanted, all 3 woman say cannot you MUST go to you own branch, the one that opened the account,,,,, many phone call to so say head office, still the answer was go to your Branch

 

The branch I opened the account at is somewhere near the river not to far from Rama 8 bridge  as I remember last time I was there was 2000  Yes 25 year ago. no idea if is still there ?

Anyway called a Thai friend and he drove to the Bank - took 35 mins _ so we had to go all over it again, the answer was still   NO cannot..

 

Why my Bank book says my 1st name then last name  - My Passport small letters Surname  then Christian name..  how thick are those 3 worman hope there just under 3 hours was worth it..  even showing my Thai DL says the same 1st name and last name  was NO cannot   ...  guess that is what is called saving face ?

 

went across the road to Big C Extra, in and out with new passbook under  5 mins 

 

 

   

If the local bank phones the head office and you sign a couple of papers, the head office sorts it out very quickly, moved 1 account from Surat Thani to Bangkok this way.

13 hours ago, NanLaew said:

 

Hefty? At current agent rates, you can do about 25 annual retirement extensions for 800 k.

 

It's like a landlord once asking me why don't I buy the house I was renting since I liked it so much? I told her I could rent her place for about 20 years for the same money, then go rent a new house instead of living in an old one.

When renting you would have lost the whole amount.

When you had bought, it you would own property.

12 hours ago, Hellfire said:

It starts with the ban on land ownership and gradually seeps into every aspect of life. What is particularly sad is that this process seems to have no limits and could eventually lead to the inevitable expulsion of all foreigners from the country.

What a load of nonsense.

45 minutes ago, sandyf said:

There is no need to be creating scenarios.

The simple fact is if you want a bank account you need to follow banking requirements.

by taking each time a non o in my home country from Thai embassy i am under the rules for having a Th . bank account(for that period at least) , or if getting a ret Ext. for a whole year , just saying ...

 

just a plan B if needed if problematic I.O., and an easy one as 800K value must only by the time of application E-Visa  as i did in June on HOME COUNTRY BANK 

 

And if in Sept not obtaining Ret Ext. i go for round 2 of E-visa Non O , an d so getting my 2X 3 months up to become my  wanted 6 months only .....nice scenario for eventual  I.O. problems i find , and money (800K) can stay safe in Home country bank if wished

 

42 minutes ago, angryguy said:

Yes. Many thai people keep their life savings in their home for this reason

Don't  burn your ships ..... it is called 

13 hours ago, Hellfire said:

And something like this seems to happen only to foreigners. Sure, they can close a Thai’s bank account as well, but only if there is suspicion of a crime or misuse. With foreigners, it’s done as part of the regular operations of various Thai organizations — both governmental and private — as a constant reminder to outsiders of who really runs the house. 

Meanwhile my Thai niece is in Lamphun jail for allowing her bkb account to be used as a mule account. Account still working.

 

We foreigners are punished for Thai crimes!