5 minutes ago, GreasyFingers said:

It is really a case of the banks and debit/credit card suppliers just protecting themselves. Have just read the new KBank terms and conditions. The banks are like the angels in heaven and can do no wrong. All responsibility is placed on the customer if there is a loss.

Their rules probably would not hold up in a western court but TIT.

As yes you accepted it by clicking the agree button , or because not stopping the account ..... perfectly set up by them . 

 

Took today enough Thb for 1 month coming ,on teller desk so that one usual check all id en so ....so i am O.K. i guess as not on "Bankok disaster bank"but on good old Kasikorn .

6 hours ago, Farmerslife said:

Relax.

It applies to mobile banking only and can be circumvented by the advance requesting of an increase. Also those who regularly make higher transfers will be profiled accordingly and unaffected.

How many transactions do the majority of people make that required the instantaneous transfer of amounts in excess of 50,000 baht?

 For those few occasions when you can't plan ahead then if all else fails, there is always the option of visiting a branch and arranging a transfer there and then.

 

 

I looked into the Elite Visa two years ago and the Elite Company (now known as Thailand Privilege) told me they prefer bank transfers for payment.  At the time I was looking at the possiblity of transfering 900,000 baht to the them but I came to my senses and canceled the application.  So international bank to Thai Bank transfers do not have a dailt limit? 

1 hour ago, VBF said:

I agree except that, apparently, many of the Thai banks have shut down their online banking, thus forcing customers to use their App.

I know SCB did that so my account, held for more than 20 years is no more.

 

I prefer to be offered the choice of App or online banking and inevitably choose the latter. I'm very tech-savvy but apart from Google Wallet, to which I referred in my post above, I just don't do banking on my phone..

My computers are secure and not accessible to be lost or stolen and hacked. 

Someone better let the bank know!  Because plenty of people are still using it! 555! Anyway, Let's pretend that is true ... Bangkok Bank is an absolute joy and works perfectly Online Banking and Mobile Application Banking, so you could just use them. 

The reason I said "let's pretend that is true" --- there have been plenty of changes regarding matching your phone number to the account, the browser and version customers use, the status of your face recognition on file, and other factors that can cause the Online Banking to not work.  Perhaps just changing to Bangkok Bank would make your life easier???

6 hours ago, mfd101 said:

As usual, the readers of AN imagine that everything that happens in Thailand including every government decision is about the readers of AN ...

Could you point to the preceding comment(s) that lead you to such "belief" ?

8 minutes ago, sqwakvfr said:

I looked into the Elite Visa two years ago and the Elite Company (now known as Thailand Privilege) told me they prefer bank transfers for payment.  At the time I was looking at the possiblity of transfering 900,000 baht to the them but I came to my senses and canceled the application.  So international bank to Thai Bank transfers do not have a dailt limit? 

 

International to Thai Bank: 900k THB no problem.

8 minutes ago, sqwakvfr said:

At the time I was looking at the possiblity of transfering 900,000 baht to the them but I came to my senses and canceled the application.  So international bank to Thai Bank transfers do not have a dailt limit? 

You could do that by visiting an agency, would they say. But they'd just ignore that the introduction of mobile and on line banking has lead to staff lay offs and agency closures. Now it take hours of travel and queueing just to update a bank book...

1 hour ago, J Branche said:

People say just go to a Branch.  Some places like Pattaya most branches have a queue of 30 minutes or more. 

 

30 minutes! You must be going through the express line.

It is a pity the banks take action when a scammer is notified to the bank. I gave all the details of a scammer to one bank and what did they do with it? Absolutely nothing.

Additionally it may be a good idea to have payments by phone and the old fashioned way by using cash.

Restricting a limit is not going to do anything to stop scammers.

Yet we’re free to deposit any amount we like🤔

4 hours ago, Liverpool Lou said:

No, and it only applies currently to mobile transfer limits on new accounts.  Perhaps you should have to pass  reading test, though.

 

Incorrect - it definitely applies to mobile transfer limits on some existing accounts with Kasikorn. I've had a KBank account for 10+ years. No problem with transfer limits until a few weeks back.

 

4 hours ago, Liverpool Lou said:

All get exemption from it on request to the bank, as the full BP article clearly states.

 

Again, incorrect - at least for Kasikorn. Customers can apply for a temporary increase to the transfer limit but it currently takes two days to process and no guarantee it will be approved. 

7 hours ago, JimGant said:

The irony here is that the fallback solution is online banking -- but unfortunately several banks have closed that option (fortunately, Bangkok Bank isn't one of them).  

 

5 hours ago, DrPhibes said:

Several large banks have shut down their websites and went to only mobile banking, ATMs, or in person bank visits.  Luckily Bangkok Bank is not one of them

 

Bangkok Bank have, however, closed their internet banking service for new applicants since 7 July:

 

https://ibanking.bangkokbank.com/Register/SignUp.aspx

 

Could be only a matter of time before it is also closed for existing users, I fear. 😒

 

52 minutes ago, OJAS said:

 

 

Bangkok Bank have, however, closed their internet banking service for new applicants since 7 July:

 

https://ibanking.bangkokbank.com/Register/SignUp.aspx

 

Could be only a matter of time before it is also closed for existing users, I fear. 😒

 

If they do that it is only a matter of time before KBank and Krungsri do it too. These two allow it for "business" accounts, do Bangkok Bank have it for business accounts as well. Krungsri are doing something similar but have allowed me to change from Krungsri online to Krungsri Biz online.

26 minutes ago, GreasyFingers said:

If they do that it is only a matter of time before KBank and Krungsri do it too. These two allow it for "business" accounts, do Bangkok Bank have it for business accounts as well. Krungsri are doing something similar but have allowed me to change from Krungsri online to Krungsri Biz online.

My Kasikorn online banking is named K biz  already so many months ago , received new link , but was  mentioned that the old link would work too on it , and that i still could keep using K+also.

Just logged now in K Bizz (as i almost never used it ) and could not find anywhere transfer limits to see ..... so i guess it is on blind trials to find out if different limits 

2 hours ago, robz said:

 

International to Thai Bank: 900k THB no problem.

No problem in June 2025  As i ordered a transfer on my bank branche to  my Thai KK account of 23000 Euro , and few weeks later by myself by mobile banking from Home country mobile  Banking app  to KK off 5000 Euro , all arived swift in 2 day an d 1 day from Bank to Bank 

10 hours ago, KhunBENQ said:

Now I will have to pass a senility test??

No.

It won't help you if you are not senile.

Its simple: over 65 > no access to your money

 

A couple of months ago I wrote that Japan is doing this,  I am not surprised Thailand follows suit.

Back to USSR! Disgusting 

3 minutes ago, Lorry said:

No.

It won't help you if you are not senile.

Its simple: over 65 > no access to your money

 

A couple of months ago I wrote that Japan is doing this,  I am not surprised Thailand follows suit.

So how can you handle the ret. ext. needs if literally no access .....? Are we not a little bit overreacting ....

9 hours ago, PB172111 said:

It’s a bit of a hassle for people like us, but for those who’ve been scammed, it’s a real nightmare. Like you, I often transfer large sums for things like bikes or holidays. The simplest and safest way is to go to the bank and get a banker’s cheque, which only costs 20 baht no matter the amount. Some might find it inconvenient, but it does give you peace of mind knowing your money is secure.

A bank cheque is appropriate if buying a condo, 1 million baht up, that's a large sum.

50,000 is NOT a large sum. 

Do you suggest to pay air tickets by bank cheque?

9 hours ago, Farmerslife said:

there is always the option of visiting a branch

The default mode of a Thai bank branch is "Closed" 

(because it's after 3pm, or early morning before 11am, and BTW tomorrow is a holiday so we are closed...)

6 hours ago, Liverpool Lou said:

It still is with, at least, Bangkok Bank, Kasikorn, UOB and Krungsri.

Not Krungsri 

Thailand is being run by Justin Turdeau and Mark Carnage 

7 hours ago, Liverpool Lou said:

All get exemption from it on request to the bank, as the full BP article clearly states.

@BKKBike09 didn't get an exemption on request,  as he clearlly wrote on page one.  Maybe you need a reading test, too.

His bank decided,  that the new limits are good enough for him.

 

1 hour ago, david555 said:

So how can you handle the ret. ext. needs if literally no access .....? Are we not a little bit overreacting ....

My 800,000 have been in a FD account for years,  never touched.

I don't dare to imagine what will happen if I access them, there are multiple threads about it (until now, only Bangkok Bank doesn't let you access it - but I am not so naive to think the others won't follow)

 

You don't need to access your money to fulfill visa requirements - on the contrary,  the idea of these requirements is that you should better not access your money

11 hours ago, KhunBENQ said:

Now I will have to pass a senility test??

It really becomes paranoid.

If you pass the test you are senile?

 

What I find alarming is they can put someone in the class "fraudster". Is this on a whim, or must one first be at least legally accused of fraud?

22 minutes ago, Lorry said:

My 800,000 have been in a FD account for years,  never touched.

I don't dare to imagine what will happen if I access them, there are multiple threads about it (until now, only Bangkok Bank doesn't let you access it - but I am not so naive to think the others won't follow)

 

You don't need to access your money to fulfill visa requirements - on the contrary,  the idea of these requirements is that you should better not access your money

correction ..... only small , but you have to make a transaction minus or plus before you get the bank letter , this is a rule from I.O. , only of course possible escape on those   using agent , using agent is for a part reason  make what happens this days , not complete but used as excuse partly anyway ....

If that really  would be the case that the agents use should be eliminated  they should better start that on Immigration in first place 

 

Btw , i never used agent , i made all my ret.ext. (8) myself and above 65 year age ,now 77 , so I must be a strange helpless /demented / irresponsible Oldie i could do all that 😉

7 hours ago, Liverpool Lou said:

It still is with, at least, Bangkok Bank, Kasikorn, UOB and Krungsri.

 

Wrong, Krungsri have now pulled the plug on their online banking service, as have Bangkok Bank for new applicants. How long before Bangkok Bank for existing users, Kasikorn and UOB follow like mindless sheep in striving to force their lousy banking apps down our throats, whether we want anything to do with them or not?

 

1 hour ago, Lorry said:

No.

It won't help you if you are not senile.

Its simple: over 65 > no access to your money

 

A couple of months ago I wrote that Japan is doing this,  I am not surprised Thailand follows suit.

 

Blatant ageism pure and simple, I think.

 

Carrying around even 50,000 baht in your pocket every day seems like plenty of risk.  All it takes is someone with a knife at your throat and you'll be transferring that money with your phone to their scam account PDQ.

 

Someone here nailed the solution: credit cards.

1 hour ago, Lorry said:

The default mode of a Thai bank branch is "Closed" 

(because it's after 3pm, or early morning before 11am, and BTW tomorrow is a holiday so we are closed...)

 

Not to mention the sacrosanct lunch hour between noon and 1pm, during which only a skeleton staff is on hand to deal with the hordes who are only able to deal with their banking business during their lunch breaks!

 

2 hours ago, GreasyFingers said:

If they do that it is only a matter of time before KBank and Krungsri do it too. These two allow it for "business" accounts, do Bangkok Bank have it for business accounts as well. Krungsri are doing something similar but have allowed me to change from Krungsri online to Krungsri Biz online.

 

Interesting point. It would IMHO be great if Bangkok Bank were to follow Krungsri in allowing existing online users to switch to online-accessible business accounts when and if the plug is eventually pulled completely. That said, however, I don't think that either SCB or KTB offered their existing online users this particular option.