Here is what I provided for 12 month extension based on over 50yr yesterday. 

Note some of these items may not be required however all were taken. 

 

TM7 + photo. 

Current 90 Report receipt. 

TM30. 

12 month lease. 

Map. 

 

Banking (income method) 

1. Bank Letter

2. 12 month bank statement

3. Photocopies of bank book. Name page + previous 12 months transactions. 

4. Update on day of application. I used small deposit. 

Note: 1 + 2 obtained days prior to application. 

 

Some points to note. 

If you grab the TM7 form from reception they also attach the various acknowledgment forms and you can fill in prior to doc check. 

 

Regarding transfers to be shown from abroad having the bank statement in Thai language shows (in Thai script) "transfers from abroad" 

 

For folk without printer at home etc..

I find it very useful to use the print stalls on L1. 

Just hand over pp and state "annual extension" They know what to photo copy. (2b per copy)

The print joints are located just past food world Food court. 

The banks are on this level. You can do update there 

Note SCB and Kasikorn do not have branch at CW. 

 

Appointment: 

I was able to get extension appointment at 1pm + Reentry permit at 2.20pm.

The reentry permit lady wanted a photocopy on the newly added extension stamp however she did it for me however made a point of it. 

 

warning: In the first three months of obtaining previous extension my tgf accidentally dipped my money in bank to 798k 

The error was corrected within 2 days. 

My solution around this was to add another bank account (different bank) to my application. 

So I did the 12 month statement + letter etc. That bank has a static balance of 10k

BTW: the reason for need to have the 800k is that I was changing from money in bank to income method. 

The 12 transfers would NOT cut it. 

 

So they said No Way No How is this 

possible to be allowed

The head io in the end let it slide (I begged) and I was able to obtain another extension. 

 

So against my previous advice given on this forum.. You cannot just add another bank account to cover any dip or minor oversight. 

Perhaps guys using  a FD account are in more bullet proof set up. 

 

16 minutes ago, DrJack54 said:

In the first three months of obtaining previous extension my tgf accidentally dipped my money in bank to 798k 

The error was corrected within 2 days. 

My solution around this was to add another bank account (different bank) to my application. 

So I did the 12 month statement + letter etc. That bank has a static balance of 10k

BTW: the reason for need to have the 800k is that I was changing from money in bank to income method. 

The 12 transfers would NOT cut it. 

Man that was a rookie mistake 😮  I've seen people denied their extension when the money fell below for several hours while yours was 2 days..

 

And just so you're clear how it works you need to meet the requirements for  banked money method on the current extension you're on for the whole year, meaning having kept the 800k in the bank for 3 months after you got the extension last year and then never letting the balance go below 400k the rest of the year. 

 

That's in addition to transferring in 65k per month each month, every month, for the next 12 months before you applied for this extension. 

 

And just so everyone is clear the second you fail to follow the seasoning requirements technically your extension is void and you start overstaying. 😮 

 

The reason they wouldn't accept multiple bank  accounts is because you used only a single bank account last extension, not several accounts. So you're bound by that (in their eyes).

 

You don't know how lucky you really were being able to get that extension after theoretically being on overstay for the last 10 months for failure to follow seasoning terms of your current extension. 

 

They could have arrested you on the spot, hauled you in front of a judge, sent you to IDC, deported you and banned you for 5 years as that is totally within their rights in a cases like this. 

 

However what usually happens is they just tell you, don't apply for the extension, exit, come back free stamp, apply for a new 90 day non O then 2 months later a new year extension.

 

I know many MANY people who had to "start over from scratch" after running themselves off the rails seasoning wise on their extension. 

 

Congrats on getting the extension, you sure squeaked thru.. It could have turned out very different for you indeed.. 

 

Just curious is the rentry permit section still over in the other side in Section C-2?

 

Again congrats... 

4 minutes ago, Tod Daniels said:

Just curious is the rentry permit section still over in the other side in Section C-2?

First up thanks for advice you have posted. 

Indeed, I caught a break. The io even stated that I was lucky. Big boss see my walking sticks. 

 

Yes the reentry permit is still level 2 in the C-2 section. 

 

Note to others: if you have appointment approach the io in C2 area, with your print out of Appointment. You will be seen basically straight away. 

1 hour ago, DrJack54 said:

warning: In the first three months of obtaining previous extension my tgf accidentally dipped my money in bank to 798k 

 

Moral of this story, I think, is never let anyone - including yourself - have electronic access to a dedicated 800k account. To make any withdrawal from mine would necessitate a physical trip to a Krungsri branch and completing a withdrawal slip which I, of course, would need to sign.

21 minutes ago, OJAS said:

 

Moral of this story, I think, is never let anyone - including yourself - have electronic access to a dedicated 800k account

I think that's an option however doesn't suit us as I was in transition to switching to income method. 

 

Each month 100k comes in and that is instantly transfered into gf account. 

Handy there is an ATM in our apartment. 

 

Regards physical trip to bank that's exactly what I cannot do due to mobility. 

In any event folk no doubt work out what best fits their needs. 

 

questions removed as unrelated to "seasoning". sorry.

 

 

18 minutes ago, bamnutsak said:

 

Is this also true if you fail to make 65K qualifying foreign transfers in the 11/12 months following the ext stay/ret/inc?

 

And would this failure also mean that you could NOT use the 800k banked money method for your next ext of stay application?

 

 

If you failed to make the monthly transfer you would be non compliant. 

You would need to start over. 

You could obtain a new Non O by exiting Thailand. 

For that Non O and subsequent extension you would need to use money in bank method. 

 

As @Tod Daniels pointed out earlier.. 

I caught a lucky break yesterday and immigration granted the extension. 

Dodged a bullet. 

 

Edit: added note to my OP., 

Immigration did NOT inquire or ask for proof of "pension" Or Income. 

Seems fact the deposit is tagged "foreign transfer" was sufficient. 

BTW: I did my transfers on 14th of every month. 

2 hours ago, DrJack54 said:

Seems fact the deposit is tagged "foreign transfer" was sufficient. 

That is a great thing, I'm going to get a print out of my transfers (which I use wise for) in thai from my bank and see if they say that. 

5 hours ago, DrJack54 said:

Extension Retirement CW report

 

Here is what I provided for 12 month extension based on over 50yr yesterday. 

Note some of these items may not be required however all were taken. 

 

TM7 + photo. 

Current 90 Report receipt. 

TM30. 

12 month lease. 

Map. 

 

Banking (income method) 

1. Bank Letter

2. 12 month bank statement

3. Photocopies of bank book. Name page + previous 12 months transactions. 

4. Update on day of application. I used small deposit. 

Note: 1 + 2 obtained days prior to application. 

 

Some points to note. 

If you grab the TM7 form from reception they also attach the various acknowledgment forms and you can fill in prior to doc check. 

 

Regarding transfers to be shown from abroad having the bank statement in Thai language shows (in Thai script) "transfers from abroad" 

 

For folk without printer at home etc..

I find it very useful to use the print stalls on L1. 

Just hand over pp and state "annual extension" They know what to photo copy. (2b per copy)

The print joints are located just past food world Food court. 

The banks are on this level. You can do update there 

Note SCB and Kasikorn do not have branch at CW. 

 

Appointment: 

I was able to get extension appointment at 1pm + Reentry permit at 2.20pm.

The reentry permit lady wanted a photocopy on the newly added extension stamp however she did it for me however made a point of it. 

 

warning: In the first three months of obtaining previous extension my tgf accidentally dipped my money in bank to 798k 

The error was corrected within 2 days. 

My solution around this was to add another bank account (different bank) to my application. 

So I did the 12 month statement + letter etc. That bank has a static balance of 10k

BTW: the reason for need to have the 800k is that I was changing from money in bank to income method. 

The 12 transfers would NOT cut it. 

 

So they said No Way No How is this 

possible to be allowed

The head io in the end let it slide (I begged) and I was able to obtain another extension. 

 

So against my previous advice given on this forum.. You cannot just add another bank account to cover any dip or minor oversight. 

Perhaps guys using  a FD account are in more bullet proof set up. 

 

 

Nice clear and concise report.  

Thanks for taking the time to report all the details on retirement extension

9 hours ago, DrJack54 said:

BTW: I did my transfers on 14th of every month. 

A great point. I'm on the banked method myself but have considered making the switch to the monthly income method. Have seen a prior report or two of folks getting two of their 'monthly deposits' in the same calendar month while missing the deposit for the month preceding or following because of a transfer snafu on 'the other side'.

 

And this has caused issues come extension time, not being able to show a perfect '12-for-12', re deposits and calendar months. So getting the regular monthly deposit to the Thai bank account scheduled for the middle of the month, whether it's a DIY transfer or an 'auto payment', is a good idea. It gives a 'cushion', so to speak, for any variance or delay in the  transfer of such funds. 

 

 

12 hours ago, DrJack54 said:

So against my previous advice given on this forum.. You cannot just add another bank account to cover any dip or minor oversight. 

Just wondering about the few posters here who did have a problem, falling below the 800/400 thresholds, and were going to bring in the details of a second bank account to demonstrate they had the necessary amounts, by adding the funds in second account. 

 

I don't recall any reports of the outcomes, whether that worked out for them, or not. I don't think these situations were happening at CW, though.

 

But it does make some sense on the part of immigration. If you have an extension based on the details and status of a particular bank account, they don't want you coming back a year later and introducing a second bank account for covering the prior year. That account didn't have anything to do with the extension granted a year earlier. So clarity has been established. 

 

You can go in to immigration, thinking you've got it all covered, and then a wicked curve ball can still be thrown your way. 

 

But it ended well for you yesterday, congrats, you're good to go for another year. 👍

 

 

 

 

13 hours ago, rwilem said:

Just wondering about the few posters here who did have a problem, falling below the 800/400 thresholds, and were going to bring in the details of a second bank account to demonstrate they had the necessary amounts, by adding the funds in second account. 

 

I don't recall any reports of the outcomes, whether that worked out for them, or not. I don't think these situations were happening at CW, though

Bumping this as thinking it's important. 

I also do not recall any report of immigration refusing the addition of another bank account, as happened to me Wednesday. 

They were very focussed on that my slip up (2k short) occured in the 3 months after extension issued. 

In any event it's a No Go. 

Suggest to others if you have a slip up... don't panic, wait till your next extension is due and start over. 

 

Something I didn't mention in report was after telling me the head io was giving me a pass, I had to write a sentence at bottom of my TM7 form. 

Words to the effect... "I will use monthly transfer method ongoing"

Weird. They made it clear that I could not change back to money in bank method. 

Was  confused however not in position to ask for clarification. 

Was too busy thanking all and sundry. 

6 hours ago, DrJack54 said:

Words to the effect... "I will use monthly transfer method ongoing"

Weird. They made it clear that I could not change back to money in bank method. 

Wow...like, forever? What if one's circumstances changed on the monthly deposits, but they'd have no problem still meeting the 'banked funds' requirements? A 'no change back policy' would necessatate a 'start over' scenario, if one needed to go back to using the 'banked funds' method. 

 

As I mentioned, I've considered going to monthly deposits. But the banked funds method is running  smooth, think I'll just drop any ideas of making a switch. 'If it ain't broke...', right? But always, whatever works best for each individual is the way to go.

 

5 minutes ago, rwilem said:

As I mentioned, I've considered going to monthly deposits. But the banked funds method is running  smooth, think I'll just drop any ideas of making a switch. 'If it ain't broke...', right? But always, whatever works best for each individual is the way to go.

I'm very happy to now be on income method. 

As the saying goes "different strokes for different folks" 

We need 100k min per month so the transfers are required with or without having funds in bank ie 800k.

 

The added bonus is that in passing there is no funds in the bank account. 

No need for Will etc 

3 hours ago, DrJack54 said:

I'm very happy to now be on income method. 

As the saying goes "different strokes for different folks" 

Definitely see the advantages in your case, good that it worked out and you could get it done. 👍 

Seeking multiple opinions:

You really cannot just go from an agent one year to income method for the next renewal?

You have to keep 800k in thai bank for a year plus do income method that year to transition?

18 minutes ago, Dart12 said:

You have to keep 800k in thai bank for a year plus do income method that year to transition?

Some opinions in this thread. 

 

https://aseannow.com/topic/1363952-question-about-changing-from-money-in-the-bank-to-income-method-for-retirement-eos/

 

1 hour ago, Dart12 said:

Seeking multiple opinions:

You really cannot just go from an agent one year to income method for the next renewal?

You have to keep 800k in thai bank for a year plus do income method that year to transition?

It's not based on opinion.  It's based on the rules of immigration.  The rule for a 1-year extension of stay based on retirement very clearly states that you must have the 800,000 in your bank account for 2 months before you apply for your extension, and then 3 months after you apply for your extension, and then it cannot drop below 400,000 at any point after that.  Each year when you go to apply for your next extension, they ask for a 12 month bank statement to check to make sure you met the rules from last year.  Technically if your bank balance drops below the required amount, you have breached the terms of your extension and it's invalid as of that date.  I've read reports of immigration officers even threatening people about this when they went to apply for their extension and telling them they need to leave Thailand immediately because they are in breach of their extension.

 

That means if you used an agent who put the money in your account and you did not have your own 800,000 in your own bank account, you cannot show that you met last year's requirements.  When you try to show the 12 months bank statement for monthly income, they will see that you broke the terms from last year and will not entertain any type of extension whether it's money in the bank or monthly income, because your current extension is not eligible for a further extension. That means you would need to use an agent again.

This is not the only way you can be denied an extension.  If you used an agent to convert from tourist to non-O last time, they do the conversion and the 1-year extension all together.  This is impossible, because you cannot apply for your extension until you have 30-45 days or less left on your non-O stamp.  So if the immigration officers see both a non-O and a 1-year extension with the same date, they know you used an agent and will tell you to go back to an agent because they will not do your extension.  Same goes if you used an agent last year to get an extension 3 months before your due date, because that's also impossible and only an agent can do that.  Finally, if the agent got your extension from Nakhon Nowhere, hundreds of km away from where you are applying for this year, from a province that is known for agent extensions, then they will once again deny your application and tell you to go back to an agent again this year.

7 hours ago, BrandonJT said:

It's not based on opinion.  It's based on the rules of immigration.  The rule for a 1-year extension of stay based on retirement very clearly states that you must have the 800,000 in your bank account for 2 months before you apply for your extension, and then 3 months after you apply for your extension, and then it cannot drop below 400,000 at any point after that.  Each year when you go to apply for your next extension, they ask for a 12 month bank statement to check to make sure you met the rules from last year.  Technically if your bank balance drops below the required amount, you have breached the terms of your extension and it's invalid as of that date.  I've read reports of immigration officers even threatening people about this when they went to apply for their extension and telling them they need to leave Thailand immediately because they are in breach of their extension.

 

That means if you used an agent who put the money in your account and you did not have your own 800,000 in your own bank account, you cannot show that you met last year's requirements.  When you try to show the 12 months bank statement for monthly income, they will see that you broke the terms from last year and will not entertain any type of extension whether it's money in the bank or monthly income, because your current extension is not eligible for a further extension. That means you would need to use an agent again.

This is not the only way you can be denied an extension.  If you used an agent to convert from tourist to non-O last time, they do the conversion and the 1-year extension all together.  This is impossible, because you cannot apply for your extension until you have 30-45 days or less left on your non-O stamp.  So if the immigration officers see both a non-O and a 1-year extension with the same date, they know you used an agent and will tell you to go back to an agent because they will not do your extension.  Same goes if you used an agent last year to get an extension 3 months before your due date, because that's also impossible and only an agent can do that.  Finally, if the agent got your extension from Nakhon Nowhere, hundreds of km away from where you are applying for this year, from a province that is known for agent extensions, then they will once again deny your application and tell you to go back to an agent again this year.

Great summary. Perhaps the main pitfall of getting aboard the 'agent train'--especially in the case the agent arranges 'compliance' of the financials--is once you're on, it's like that hotel in California, 'you can never leave'...almost.

 

You'd basically have to start  over again to make a switch, re income or banked amount methods, or if you decide at some point to take management of your extensions relationship with immigration.

 

If aboard the train, the trip is proceeding smoothly, no 'route changes' planned, fine. And meeting the requirements but using agent services for convenience, fine.

 

1 hour ago, rwilem said:

You'd basically have to start  over again to make a switch, re income or banked amount methods, or if you decide at some point to take management of your extensions relationship with immigration.

"Starting over" is the bullet proof option of switching from having used agent to DIY covering your own financials etc. 

Even better that doing a bounce and obtaining the (new) Non O from visa exempt entry, would be to obtain the Non O in nearby country on eVisa platform. 

My pick would be Saigon

41 minutes ago, DrJack54 said:

"Starting over" is the bullet proof option of switching from having used agent to DIY covering your own financials etc.

From The Eagles to John Lennon, a good segue, and the solution to the issue!