12 hours ago, digger70 said:

one can do Internet banking at home on the PC/Laptop. That's Correct isn't it. Amen.

I can and mostly do my banking from outside my home on my phone.

21 hours ago, Sigmund said:

The main brands stop providing updates if your phone has a certain amount of years. It's mainly a way of ""*X@ ing consumers and make them buy a new apparatus. Same for computers. A mafia like association between the brands and the IT tech search engines who are getting far to powerful on their monopoly.

Or… it could be that older devices run like sht and struggle with newer process-heavy applications and are more open to hacks.

Hilarious seeing the boomers get all bent out of shape by this.

18 hours ago, Liverpool Lou said:

What is the relevance of some bank's branches being closed at the weekend when this is about phones?

Ah, the guy that disagrees with everything.

I would presume, that people having issues with this would like to contact their bank. Of course there's helpdesks, can be a major pain, and there's bank branches. Contacting a bank branch in the weekend is not always easy.

1 hour ago, daveAustin said:

struggle with newer process-heavy applications and are more open to hacks.

process heavy = 'bloatware' there is very little excuse for it other than a push to force consumers to buy a new device and has nothing to do with hacks its almost always possible to patch the OS /application given the will to do so.

Look at the windows 11 debacle for a very recent example of forcing users to dump perfectly usable hardware.

22 hours ago, digger70 said:

Mobile Banking Apps Blocked on Outdated Devices Starting Feb 14

Easy fix , Get rid of mobile banking.

No one Needs mobile banking , one can do their banking at home on the PC/Laptop Easy and Safe.

If one need money in a Hurry one can use the Debit/Credit card otherwise one can pay at Home on the PC/Laptop.

Talk about being totally out of touch with reality. You need to move out of the dark ages and into the light.

You're suggesting that everyone should buy a PC or laptop, set it up at home with an Internet connection, and use it to do their banking? If you need to pay for anything, go home to do it? Transfer money the slow way online on your PC?

.... when you can buy a cheap mobile phone and do it anywhere for a fraction of the cost. Do you have any idea how difficult it is for the average Thai worker to get credit cards?... and who needs debit cards when you have cardless withdrawals and QR scanning everywhere?

20 hours ago, wil iam not said:

How can anyone put red downward thumbs on this obvious statement?

If it was you, please explain, thanks.

It happens all the time, the best policy is just to laugh to yourself when you received thumbs down after having made a neutral or a personal statement as there are a lot of angry nutters with a fixed mind on this forum.

It is not their fault they are like that. 😃

6 hours ago, stevenl said:

On 2/13/2026 at 1:00 PM, Liverpool Lou said:

What is the relevance of some bank's branches being closed at the weekend when this is about phones?

Ah, the guy that disagrees with everything

I didn't disagree with anything, I asked a question.

8 hours ago, daveAustin said:

Or… it could be that older devices run like sht and struggle with newer process-heavy applications and are more open to hacks.

Hilarious seeing the boomers get all bent out of shape by this.

I'm a boomer and not 'bent out of shape' about this.

My 5-6year old Samsung J7 phone (android 7??) had done good service ....

BUT, it was getting quite hot when recharging, slow to start up, and not only Thai mobile banking apps required to be upgraded, but also Westpac bank in Australia and the Hong Kong Hospital Authority app (essential for my various appointments, changes to same and meds.)

So the new Samsung Smart phone I purchased....not near top of the range, but has huge storage memory, larger screen, great battery with "super fast" charging, very fast operationally and many new features.

All up with everything possible transferred from old to new phone, protective glass screen added and outside sturdy "boomer proof" cover, warranty etc.... ฿6000 !!! ~$AUD300....

10 large cans of Toppers.

Hardly enough to get 'bent out of shape ' about !!!

On 2/13/2026 at 11:45 AM, digger70 said:

Mobile Banking Apps Blocked on Outdated Devices Starting Feb 14

Easy fix , Get rid of mobile banking.

No one Needs mobile banking , one can do their banking at home on the PC/Laptop Easy and Safe.

If one need money in a Hurry one can use the Debit/Credit card otherwise one can pay at Home on the PC/Laptop.

SCB have long since ceased their online banking.

On 2/12/2026 at 8:49 PM, redwood1 said:

I dont give a rats azz....

I am sticking with my Nokia flip phone...

I'm sticking with the phone box on the corner👍

6 hours ago, Briggsy said:

SCB have long since ceased their online banking.

Yes, which I found interesting, and strange.

Most people using a PC for online banking do so in their home, so on their own home network. Also, the chance of a break in and the PC / laptop being stolen is smaller than losing your phone or having it stolen, or broken.

Many people have some form of antivirus on their PC, not so on their phone.

Using a phone app for mobile banking means many people would be using a bar / cafe / restaurant etc wifi signal, thus, open to a man in the middle attack.

I am not sure why banks view mobile apps as more secure.

Also, a lost, stolen, or broken phone, means no access to online 00banking until you buy a new phone.

8 hours ago, KhunHeineken said:

Yes, which I found interesting, and strange.

Most people using a PC for online banking do so in their home, so on their own home network. Also, the chance of a break in and the PC / laptop being stolen is smaller than losing your phone or having it stolen, or broken.

Many people have some form of antivirus on their PC, not so on their phone.

Using a phone app for mobile banking means many people would be using a bar / cafe / restaurant etc wifi signal, thus, open to a man in the middle attack.

I am not sure why banks view mobile apps as more secure.

Also, a lost, stolen, or broken phone, means no access to online 00banking until you buy a new phone.

It is the "2 out of 3" security protocol.

1. Something you know

2. Something you own

3. Something you are

With mobile banking, no. 1 is a password, no. 2 is the phone, no. 3 is potentially a fingerprint or eye scan. So, potentially, you have all 3.

With online banking you only have no. 1.

On 2/14/2026 at 10:47 AM, JensenZ said:

Talk about being totally out of touch with reality. You need to move out of the dark ages and into the light.

You're suggesting that everyone should buy a PC or laptop, set it up at home with an Internet connection, and use it to do their banking? If you need to pay for anything, go home to do it? Transfer money the slow way online on your PC?

.... when you can buy a cheap mobile phone and do it anywhere for a fraction of the cost. Do you have any idea how difficult it is for the average Thai worker to get credit cards?... and who needs debit cards when you have cardless withdrawals and QR scanning everywhere?

Well now ,come in the Light hey.

I like the easy way for me . got no internet on phone .My phone is for phone calls I have internet at home and a laptop I can do anything that I want to do.

I don't have to transfer money on the go..

On 2/14/2026 at 1:00 AM, FritsSikkink said:

I can and mostly do my banking from outside my home on my phone.

Good for you I don't have internet on the phone ,don't want it .Maybe later one has to but so for so good.

On 2/13/2026 at 3:45 PM, thaibreaker said:

Until you do? If you're having an accident, or if you need some unforeseen help?

That does happen here in Thailand.

Just saying.

Just saying. one doesn't need internet on the phone to call someone when one has a accident Right?

On 2/13/2026 at 1:24 PM, wil iam not said:

Not if you are away from home, or have limited access to the internet.

I don't need internet on the phone away from home .for me the phone is for phone calls . Do have a good internet connection at home.

Anyway if the internet goes off or the power goes off for a while no probs just wait till it coms back on things can wait to be done.

We can't get things done at ones All the time They say Wait till the have time or whenever .Right.

1 minute ago, digger70 said:

I don't need internet on the phone away from home .for me the phone is for phone calls . Do have a good internet connection at home.

Anyway if the internet goes off or the power goes off for a while no probs just wait till it coms back on things can wait to be done.

We can't get things done at ones All the time They say Wait till the have time or whenever .Right.

So happy to know that you can get by without the www.

However, the 'phone' is not only for making calls. Listen to music/radio/podcasts while driving, Google Maps as well.

18 hours ago, Cuchulainn said:

I'm sticking with the phone box on the corner👍

Buttons A & B eh?

On 2/13/2026 at 11:43 AM, FritsSikkink said:

Internet banking isn't safe as some mentioned before people still use window 7.

It is cheaper to get a new phone than a new computer.

or install a Linux operating system and do away without Microsoft

On 2/15/2026 at 12:39 AM, Briggsy said:

It is the "2 out of 3" security protocol.

1. Something you know

2. Something you own

3. Something you are

With mobile banking, no. 1 is a password, no. 2 is the phone, no. 3 is potentially a fingerprint or eye scan. So, potentially, you have all 3.

With online banking you only have no. 1.

Wrong.

With a PC.

1) A password needed. (usually the same as the app password)

2) I own a PC, just the same way I own a phone.

3) My PC / :a[top has a webcam, so, POTENTIALLY, face /eye scan possible, with my laptop also have a fingerprint reader, or, one can be added to a PC via a USB port.

With online banking, you have all 3, but on your own network, so, like I said, no man in the middle attack.

On 2/12/2026 at 1:49 PM, redwood1 said:

I dont give a rats azz....

I am sticking with my Nokia flip phone...

I am sticking with my Nokia button phone

1 hour ago, KhunHeineken said:

Wrong.

With a PC.

1) A password needed. (usually the same as the app password)

2) I own a PC, just the same way I own a phone.

3) My PC / :a[top has a webcam, so, POTENTIALLY, face /eye scan possible, with my laptop also have a fingerprint reader, or, one can be added to a PC via a USB port.

With online banking, you have all 3, but on your own network, so, like I said, no man in the middle attack.

Charming.

It is not a case of "I am wrong". It is a fact. The world of banking security is moving.

You want to continue to do your banking from your laptop and with many banks you can but with some Thai banks you can't. That's a fact. Even if you don't want it to be true, it's a fact. Many features of internet banking are only available if you have mobile banking. That's a fact.

You have misunderstood the 2 out of 3 security protocol. With regards to online banking, you can log in on ANY laptop. The same is not true of mobile banking. Yes, your laptop has a camera but it is not used for online banking. Again you have misunderstood. So with online banking you only have 1 out of 3.

There is the world that you wish for and there is the world the way it actually is. Denying facts may make you feel good and may make you feel you have "won". But it won't change the world. I am not arguing with you, I am simply telling you why you may need to move to mobile banking even though you clearly do not want to.

I too was inconvenienced when SCB shut down their online banking.

Here is some reading for you. To help you.

https://en.wikipedia.org/wiki/Multi-factor_authentication

43 minutes ago, Briggsy said:

Charming.

Not charming. Just the claims in your post are simply wrong.

44 minutes ago, Briggsy said:

It is not a case of "I am wrong". It is a fact.

That's the wrong way around.

The fact is, you are wrong.

45 minutes ago, Briggsy said:

You want to continue to do your banking from your laptop and with many banks you can but with some Thai banks you can't. That's a fact. Even if you don't want it to be true, it's a fact. Many features of internet banking are only available if you have mobile banking. That's a fact.

I never disagreed with this.

What I did disagree with is YOUR claim that it's security based, when I say it's profit based. Apps are cheaper for banks to run.

46 minutes ago, Briggsy said:

You have misunderstood the 2 out of 3 security protocol. With regards to online banking, you can log in on ANY laptop. The same is not true of mobile banking. Yes, your laptop has a camera but it is not used for online banking. Again you have misunderstood. So with online banking you only have 1 out of 3.

Do you even know what an Android Emulator is????

I can run their app on a PC. So WTF?

48 minutes ago, Briggsy said:

There is the world that you wish for and there is the world the way it actually is. Denying facts may make you feel good and may make you feel you have "won". But it won't change the world. I am not arguing with you, I am simply telling you why you may need to move to mobile banking even though you clearly do not want to.

Huh?

I have online banking and mobile phone banking apps, but my main banking account, from my home country, will NEVER go on a phone.

Even at home I use a VPN when online banking.

It's about security, not about being an IT dinosaur.

51 minutes ago, Briggsy said:

I too was inconvenienced when SCB shut down their online banking.

I wasn't. I simply stopped using them. They were always my back up account, and they remain so, even more now.

You might want to check out this short youtube video. Very interesting. A brand new phone. No sim card inserted. Not connected to any WiFi signal, ever. Check out what Google still knows about you.

And YOU want to claim mobile apps are more secure than using online banking on a PC on your home network. Really????

Splendig, fantastic news for all those aunties and uncles upcountry who hardly can handle a normal GMS phone .....

To make matters worse, SCB stopped their browser-based banking facility which let at least me to give them a miss. I prefer all banking transactions to be done on a desktop with keyboard and printer.

In my opinion a classic case of when the motor is faster than the entire vehicle .............

On 2/12/2026 at 7:10 AM, Patong2021 said:

More than awhile ago. Almost a year ago. Public notices were circulating as of March 5, 2025 that the Bank of Thailand (“BOT”) had issued BOT Notification No. 4/2568 Re: Security Measures for Financial Services and Payments on Mobile Devices for Financial Institutions (the “BOT Notification”) which set out new security guidelines for enhancing the safety and reliability of financial services and payments conducted through mobile devices. Effective from 7 March 2025 except for certain measures regarding the Security of Mobile Banking Services which are effective on 7 April 2025. Major media outlets were reminding of specific changes like the IOS requirement in November and December of 2025.

Much ado about a small number of obsolete operating systems. Android 10 was released in Sept 2019 and IOS 14 was released in September 2020. Most phones are at the end of their user life at 5 years because of wear and tear and battery degradation. A battery only has a set number of charging cycles before it no longer can hold a a decent charge.

Still using my near new looking Note 20 Ultra 5g I bought in Sept 2020 and my 2017 Alienware 17R4 force updated to windows11 due to having a CPU that was right up to the cut off for normal installation. Both items still kick ass. The battery life on the Note is still 1.5 days, guess I got luck on that one. Just 'cause it's old.... hope all well with everyone!

6 minutes ago, DrPhibes said:

Still using my near new looking Note 20 Ultra 5g I bought in Sept 2020 and my 2017 Alienware 17R4 force updated to windows11 due to having a CPU that was right up to the cut off for normal installation. Both items still kick ass. The battery life on the Note is still 1.5 days, guess I got luck on that one. Just 'cause it's old.... hope all well with everyone!

As per the poster above. It is not the actual device that is the problem, it is whether your device can continue to get operating system updates to satisfy the 'app security'.