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Non-o marriage 90 day - open bank failed

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1 minute ago, Yumthai said:

Long time ago but I plan to open a new one soon. It will be fun as all my home country documents state I reside in Thailand.

What!

It's not about where you reside/live.

Read the thread.

Seems new requirement from bank is proof of address in passport country.

You have not read/understood the thread.

Read earlier posts from @BrandonJT

As stated... There may be banks that do not require that and just want Non O (not tourist status) along with proof of Thai address.

Could be as simple as TDL or Lease or COR

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  • It's quite common for banks nowadays to ask for a 2nd form of ID. Do you have a valid driving license from your home country or from Thailand? That would be worth a shot. Your visa as such should be f

  • billylala
    billylala

    Update: Me and my wife went to kasikorn in another mall, this time we brought them a swedish government issued letter of house hold registration which according to their website they should accept, w

  • I've seen a handful of reports recently that Kasikorn is requiring a 2nd form of ID from your home country. Like drivers license or some other photo ID. Causing real problems for people that have no

9 minutes ago, DrJack54 said:

Seems new requirement from bank is proof of address in passport country.

My country itself states with official documents I am residing in Thailand and have no residence in home country.

Financial institutions requiring mandatory home address have no legal ground, it's just a bank/branch tight policy.

I have no doubt anyone can open a bank account without fulfilling this "requirement" just by shopping around.

4 minutes ago, Yumthai said:

Financial institutions requiring mandatory home address have no legal ground, it's just a bank/branch tight policy.

Thanks for making me smile/laugh.

BBL has no legal ground to freeze account for 4 months as random to provide bank letter for immigration.

Fact is they are doing it

16 minutes ago, DrJack54 said:

Thanks for making me smile/laugh.

BBL has no legal ground to freeze account for 4 months as random to provide bank letter for immigration.

Fact is they are doing it

Indeed, it's a Bangkok Bank policy. Unhappy customers are free to walk away.

11 hours ago, KhunBENQ said:

And what is the Thai DL worth for in this context?

A Thai DL is often accepted for proof of address in Thailand, instead of having to go to immigration for yet another Certificate of Residence. I opened a new bank account in Bangkok this week and used my Thai DL for just that without a problem.

They did, however, ALSO want a home country DL or ID card. Just as secondary ID, they weren't interested in a home country address but I'm aware that other banks have asked for that recently.

11 hours ago, KhunBENQ said:

And other example: a German who checked out from Germany and lives here can NOT get a new ID card ("Personalausweis") which shows an address.

I guess you mean "which shows an address in Germany", or your information is outdated. Because nowadays, a German national who resides in Thailand can get a German ID card with their Thai address, verified by the German Embassy in Bangkok. That can also be added to an old ID card that doesn't have any address.

10 hours ago, Caldera said:

I guess you mean "which shows an address in Germany", or your information is outdated. Because nowadays, a German national who resides in Thailand can get a German ID card with their Thai address, verified by the German Embassy in Bangkok. That can also be added to an old ID card that doesn't have any address.

Thanks for that.

I replied on a German mate with this information.

To open your (first) bank account, needed to be able to apply for a one year extension after another sixty days, you need:
- your passport
- if your Non O was an E-Visa, the visa document used to enter
- a Certificate of Residence issued by the immigration office (sadly you have to chose wich bank when aplying for a COR, you can't use it in another bank (the bank's name is written in Thai letters on it ....)
- a proof a marital status Khor Ror 2 or 22 (depends on where you married)

I was in the same situation beginning this year, and after I could obtain my first Khor Ror 22, I had no problems with opening a bank account at K-bank Pattaya klang. (I opende 3 accounts: savings, fixed & joint account)
I'm not sure anymore if they asked for a national ID or drivers license (but I think they did copy my home country DL)

Good luck

15 hours ago, Yumthai said:

Indeed, it's a Bangkok Bank policy. Unhappy customers are free to walk away.

Did my extension last week. Got the letter from BBL, nothing said about freezing accounts.

30 minutes ago, alanrchase said:

Did my extension last week. Got the letter from BBL, nothing said about freezing accounts.

Because you had the money in your account for 4 months already.

34 minutes ago, alanrchase said:

Did my extension last week. Got the letter from BBL, nothing said about freezing accounts.

In the main it was the guys doing marriage extensions using 400k money in bank method that were caught out.

Some married extensions people leave the balance 400k all year round.

Lot of the retirement extension folk maintain the 800k all year round.

They were unaffected..

Correct me if iam wrong but iam sure i read

on another post that if you are having problems opening a Thai bank account for the purposes of of applying for a 1 year visa O

that this catch 22 can be solved my asking the local thai immigration for a letter to present to the bank to help you open said bank account???

On 3/20/2026 at 11:06 AM, garygooner said:

Just enquiring. If you have an unexpired paper DL from UK with your name and address on it, would it be accepted? There's no photo.

My old (Green) UK driving licence wasn't accepted by Bangkok Bank when I needed to provide additional proof of address as it doesn't have your picture on it. It didn't seem to matter to them whether the address with in the UK or Thailand, they just wanted another proof of address.

My Pink driving license (don't ask why I have both :) ) wasn't acceptable either as that doesn't have an address on it.

I ended up having to get a new lease with my landlord as existing lease wasn't acceptible as it was with my landlady and it's his name that's on the Chanote!

OP as you're in Pattaya try the Kasikorn branch in Central Festival, after all of the hassle with Bangkok Bank I walked in there with my Passport, new lease, TIN & TM30 and they opened a fixed deposit account for me in 20 minutes.

38 minutes ago, supersomchai said:

this catch 22 can be solved my asking the local thai immigration for a letter to present to the bank to help you open said bank account???

No.

You are referring to a certificate of residence (COR)

In addition you would need a Non immigrant visa. eg Non O etc

People that do not have a Thai bank account and need one are advised to enter with a Non O (eVisa)

The main problem I see here is the type of ID required? If the banks in Thailand do not state clearly and exactly what is required, I see many people having big problems. It appears as a half arsed requirement, ill thought out, other than designed to give as much of a problem as possible to foreigners who spend multi millions of Baht here.

it may be the millions of Baht you bring into Thailand that throw suspicions of money laundering on you.

The single biggest problem in communication is the illusion that it has taken place

 

On 3/19/2026 at 9:12 PM, billylala said:

Is my only way to try branch after branch, or would hire an agency work? I feel so hopeless honestly.

I would suggest that you try and gat an english speaking Thai national to go to the bank with you. The culture is such that they are less likely to try and fob off a Thai than a foreigner.

Should there be any issues you will get a better indication of what is required.

The fall back is of course an agency.

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Update:

Me and my wife went to kasikorn in another mall, this time we brought them a swedish government issued letter of house hold registration which according to their website they should accept, with my current thai adress which is only way for them to see my adress anyway. Not on id card swedish nationals NEVER have an adress on a id card, I said I had to move my adress to thailand by law to even get married here. I no longer live in sweden.

Its all in the system on a government website site there. They assume other countries work the same as thailand. They even asked me to see my house registraton book then when we convinced them a sweden id didnt have a adress on it... Which sweden dont have lol, neither can u request an ID card with an adress on it from embassy either.

I even showed an example how a real issued sweden id looks like, and it looks basically same as my passport but just id format.. So why shouldnt an passport be enough. Even if i brought an id im positive they still wouldn't allow me.

After moments of convincing Kasikorn said they would MAYBE accept it if my government letter was stamped by a swedish consulate.. I dont like to hear maybe soo i went to another bank.

(But good news when i went to another bank)

That i already had a good feeling about was Krungsri, she looked through my all documents and everything looks fine but they needed a letter from immigration for me to open the bank, i had one issued for kasikorn, but they said I needed to update it for krungsri to open it which will be on Monday.

I wanted to open kasikorn but i guess Krungsri is good enough :)

On 3/20/2026 at 8:58 PM, DrJack54 said:

Thanks for making me smile/laugh.

BBL has no legal ground to freeze account for 4 months as random to provide bank letter for immigration.

Fact is they are doing it

My account should be unfrozen soon. Checks re. Illegal usage completed.

I will check with them they will not need to do this later this year when I need a letter again.

Will they say they cannot be sure or just laugh at my naive question?

1 minute ago, greeneking said:

I will check with them they will not need to do this later this year when I need a letter again.

My understanding is that the action of "freezing" was for issue of Bank Letter for immigration extension requirements.

6 hours ago, sandyf said:

I would suggest that you try and gat an english speaking Thai national to go to the bank with you.

I've always considered that to be bad advice. I've always taken care of all my banking affairs on my own and I've never had any problem. Chances are they'll find one of the smarter clerks with better English for you if you show up as a foreigner.

When you show up with a Thai, chances are that neither the bank staff nor the Thai you take along will make a real effort to make YOU understand what's really going on, and you could very well end up feeling like in a "Chinese whispers" game. No thanks!

17 hours ago, Caldera said:

I've always considered that to be bad advice.

You are entitled to your opinion, doesn't make it valid.

If you fail one way, why not try another.

21 hours ago, DrJack54 said:

My understanding is that the action of "freezing" was for issue of Bank Letter for immigration extension requirements.

It was. We need a letter every year.

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