Australian Aged Pension

[opalred]

you sure he is not a  plant 

centerlink have private company's that investigate everyone

they get payed on money they   squeeze and rob from

centerlink customers  

take care what you say

[David Walden]

12 hours ago, ripstanley said:

Everyone who reads this thread are very aware of that.

One of my favorite saying is "Never let the truth get in the way of a good story".  This is a saying that has been around for 400 or so years since newspapers were first produced.  If you don't read newspapers or watch the news on TV because they sometimes tell lies, you would never read newspapers or watch TV...never...do you watch TV or read newspapers?

[David Walden]

11 hours ago, opalred said:

you sure he is not a  plant 

centerlink have private company's that investigate everyone

they get payed on money they   squeeze and rob from

centerlink customers  

take care what you say

I could be a Centrelink plant but not so.  I did lived with a lady for a few years in another life who was an investigator for Centrelink.  During that time each day she would come home traumatised and tell about her day after catching a few people making false claims.  Most of these people wanted to kill her and I really do mean kill her and that was every day.  In time she was given early retirement, it got to her.  She was dealing with people who often cheated with claims by under stating their income with mostly child care rebates and where about to be fined or faced a possible gaol term for there actions.  As it often took some time to process their claims.  These people had often run up a large bills with the Child Care Centres of many thousands of dollars before being found out and there claims were rejected "by her"... Investigations in this area often requires delving into people very personal lives.  Looking at their real taxable income, usually they dobbed themselves in.  Many people deliberately understated their income.  She new every trick.

 

In my younger days I worked as a claims officer in a large Australian Insurance Company and had similar experiences, processing fire and general claims, mostly general,  "only a few customers wanted to kill me".  In my later years I often acted as an advocate in conjunction with a Church for people who were traumatised when doing business with Centrelink. Some Centrelink Officers would try Intimidate clients to abandon there claims when attending the office. But not me.  I would just tell them on behalf of the client they are exceeding their authority and an appeal would be made.  Usually it did not get that far. The manager of the Centrelink Branch where my lady worked years ago tried to get me to apply for a job with them as an investigator,  "not likely."  My lady had gone tropo doing it , it was not for me.  It was a standing joke between the Centrelink  manager and me about his offer as we often socialised together about me getting a job with them. 5555 in Thailand.

 

I'm 75 years old and no I can't get a job now with Centrelink...I believe this forum is a place for interaction between people who have a common interest in matters relating living in Thailand and the Australian Aged Pension.  I think I have a better then average knowledge of Centrelink matters in this area.  Even at my age I believe I could do a much better job of dealing with people with Pensions matters then most of the employees at Centrelink..."No Thanks"  I'm on a never ending holiday....I like at time to use "Aussie Tongue in Cheek Humour" try it and have some fun.

 

[David Walden]

13 hours ago, opalred said:

you sure he is not a  plant 

centerlink have private company's that investigate everyone

they get payed on money they   squeeze and rob from

centerlink customers  

take care what you say

????

[keithpa]

Thai Banks.   " A bolt from the blue ordered the five largest and best-known banks to bring capital requirements up to international standards - raising panicky questions. " Thats why I keep my money in Oz banks.

[David Walden]

16 minutes ago, keithpa said:

Thai Banks.   " A bolt from the blue ordered the five largest and best-known banks to bring capital requirements up to international standards - raising panicky questions. " Thats why I keep my money in Oz banks.

The same thing happened about 4years ago.  ANZ was force to issue $7 billion dollars work of share to bring it up to the level of reserves required.  As a result the value of ANZ shares dropped by about 20 billion dollars in a few weeks as it spooked the market.  They are nearly back to their previous value now.   It just goes to show Bank Shares in Australia are a law unto themselves.  Try to bring them into line and the investor will pannick.  "Banks going public for money" never, not in Australia.  The Reserve Bank really has very little control over Banks in Australia.

[kkerry]

On 9/25/2017 at 6:34 PM, David Walden said:

Well wonders will never cease.  ADI,   Authorised Deposit-taking Institutions.   I suppose that's the  lengthened version to describe institutions that are a very simply a word which has been known for 5000 years  as "BANKS" 

 

Not exactly. ADI includes not only banks but also credit unions and building societies.

 

 

 

On 9/26/2017 at 10:46 AM, keithpa said:

 I have been told by Ing Bank that only one lot of $250,000 can be guaranteed by the Govt for a single person.  Does not matter how you spread it around.

 

It is a total of $250k per ADI

e.g. if you deposit 90k with your credit union, 210k with ING and 200k with ANZ, then the total in my example, 500k, is all guaranteed by the government.

 

If you have 500k invested all with ING, then it's only the first 250k the government will guarantee.

This is one reason why people spread their money around...

 

[bazza73]

7 hours ago, David Walden said:

I could be a Centrelink plant but not so.  I did lived with a lady for a few years in another life who was an investigator for Centrelink.  During that time each day she would come home traumatised and tell about her day after catching a few people making false claims.  Most of these people wanted to kill her and I really do mean kill her and that was every day.  In time she was given early retirement, it got to her.  She was dealing with people who often cheated with claims by under stating their income with mostly child care rebates and where about to be fined or faced a possible gaol term for there actions.  As it often took some time to process their claims.  These people had often run up a large bills with the Child Care Centres of many thousands of dollars before being found out and there claims were rejected "by her"... Investigations in this area often requires delving into people very personal lives.  Looking at their real taxable income, usually they dobbed themselves in.  Many people deliberately understated their income.  She new every trick.

 

In my younger days I worked as a claims officer in a large Australian Insurance Company and had similar experiences, processing fire and general claims, mostly general,  "only a few customers wanted to kill me".  In my later years I often acted as an advocate in conjunction with a Church for people who were traumatised when doing business with Centrelink. Some Centrelink Officers would try Intimidate clients to abandon there claims when attending the office. But not me.  I would just tell them on behalf of the client they are exceeding their authority and an appeal would be made.  Usually it did not get that far. The manager of the Centrelink Branch where my lady worked years ago tried to get me to apply for a job with them as an investigator,  "not likely."  My lady had gone tropo doing it , it was not for me.  It was a standing joke between the Centrelink  manager and me about his offer as we often socialised together about me getting a job with them. 5555 in Thailand.

 

I'm 75 years old and no I can't get a job now with Centrelink...I believe this forum is a place for interaction between people who have a common interest in matters relating living in Thailand and the Australian Aged Pension.  I think I have a better then average knowledge of Centrelink matters in this area.  Even at my age I believe I could do a much better job of dealing with people with Pensions matters then most of the employees at Centrelink..."No Thanks"  I'm on a never ending holiday....I like at time to use "Aussie Tongue in Cheek Humour" try it and have some fun.

 

And here's me thinking Australians were noted for brevity in their communications. As is Australian humour.

[David Walden]

12 minutes ago, bazza73 said:

And here's me thinking Australians were noted for brevity in their communications. As is Australian humour.

You clearly do not know much about Australian humour.  Nor any other humour...me thinks.

 

I remind you my comments are to engage mainly Aussies in useful discussion about "The Australian Aged Pension".  So far far we have had mostly complainers and wingers from other countries who nothing about the subject matter nor do they need to know anything.

[bazza73]

1 minute ago, David Walden said:

You clearly do not know much about Australian humour.  Nor any other humour...me thinks.

 

I remind you my comments are to engage mainly Aussies in useful discussion about "The Australian Aged Pension".  So far far we have had mostly complainers and wingers from other countries who nothing about the subject matter nor do they need to know anything.

I think you'll find I have contributed to this thread on the OAP,  although I have better things to do with my time than search 106 pages. I draw a Centrelink part pension.

I'd say it's evident from your response your  humour is only intended to direct attention to yourself. As Paul Keating would say, I'm being savaged by a dead sheep. Have a cup of tea, a Bex and a good lie down.

 

[David Walden]

30 minutes ago, bazza73 said:

I think you'll find I have contributed to this thread on the OAP,  although I have better things to do with my time than search 106 pages. I draw a Centrelink part pension.

I'd say it's evident from your response your  humour is only intended to direct attention to yourself. As Paul Keating would say, I'm being savaged by a dead sheep. Have a cup of tea, a Bex and a good lie down.

 

Thank you for your advice, I'll file it away for future reference.  Have you got any questions about  "The Australian Aged Pension"?     

[giddyup]

4 minutes ago, David Walden said:

Thank you for your advice, I'll file it away for future reference.  Have you got any questions about  "The Australian Aged Pension"?     

No, but you'll give us some answers anyway.

[David Walden]

1 minute ago, giddyup said:

No, but you'll give us some answers anyway.

Hello giddyup (all lower case) have you got any questions about the "The Australian Aged pension"

[giddyup]

1 minute ago, David Walden said:

Hello giddyup (all lower case) have you got any questions about the "The Australian Aged pension"

I'd rather start on War and Peace than read your replies.

[David Walden]

10 minutes ago, giddyup said:

I'd rather start on War and Peace than read your replies.

Yes well that's your best Idea so far.  I seem to get replies from people who are stuffed in the head.

[bazza73]

23 minutes ago, David Walden said:

Thank you for your advice, I'll file it away for future reference.  Have you got any questions about  "The Australian Aged Pension"?     

No.

[bazza73]

13 minutes ago, David Walden said:

Yes well that's your best Idea so far.  I seem to get replies from people who are stuffed in the head.

So it's a discussion between stuffed heads and stuffed shirts.

[ripstanley]

1 hour ago, David Walden said:

You clearly do not know much about Australian humour.  Nor any other humour...me thinks.

 

I remind you my comments are to engage mainly Aussies in useful discussion about "The Australian Aged Pension".  So far far we have had mostly complainers and wingers from other countries who nothing about the subject matter nor do they need to know anything.

Could you please nominate the complainers and whingers from other countries? I think you will find that the ones that upset you are Australians. 

[tharae]

2 hours ago, bazza73 said:

I think you'll find I have contributed to this thread on the OAP,  although I have better things to do with my time than search 106 pages. I draw a Centrelink part pension.

I'd say it's evident from your response your  humour is only intended to direct attention to yourself. As Paul Keating would say, I'm being savaged by a dead sheep. Have a cup of tea, a Bex and a good lie down.

 

Keating was a busy guy.  I mean really busy.  He always found time for a quick snipe in between his busy schedule with the Darlinghurst gang.

     

[bazza73]

1 minute ago, tharae said:

Keating was a busy guy.  I mean really busy.  He always found time for a quick snipe in between his busy schedule with the Darlinghurst gang.

     

He did come up with some beauties. His comment on Andrew Peacock " A souffle only rises once" is still one of the best sledges in Australian politics.

[sceadugenga]

We need to keep this thread on topic guys, niggling at each other and discussing Paul Keating isn't going to help people with problems involving the Australian Age Pension.

[bazza73]

2 hours ago, sceadugenga said:

We need to keep this thread on topic guys, niggling at each other and discussing Paul Keating isn't going to help people with problems involving the Australian Age Pension.

If 108 pages of discussion hasn't covered the topic exhaustively, I don't know what will.

[David Walden]

11 hours ago, sceadugenga said:

We need to keep this thread on topic guys, niggling at each other and discussing Paul Keating isn't going to help people with problems involving the Australian Age Pension.

Here Here....What did Bob Hope and Paul Keating have in common...They both had a staff of 38 thinking up jokes for them.

 

All my post are about Australian Aged Pension.  I have plenty more to contribute.   Yes if we could just stick to the subject matter....willingly.

[moojar]

Australian Aged pension - remember that?  

 

A relevant newsletter article: 

Centrelink Q&A: Claiming your pension overseas

Quote

Should you be granted an Age Pension, you would have to remain in Australia for two years, otherwise your Age Pension will be cancelled.

 

And an article regarding ATO audits - some discussion of data matching / data mining, even reference to them "scraping" social media sites... 

http://www.canberratimes.com.au/money/planning/what-to-do-if-targeted-for-a-tax-audit-20170928-gyq9ay.html

 

This data mining is only going to get more intense, which is why I keep off Facebook and don't boast about my finances on sites such as TV.  Companies such as Woolies and Qantas have 'data warehouses' they mine for marketing purposes.  Govt departments have them so they can catch criminals. 

 

Enjoy your weetbix this morning.  

 

[sceadugenga]

www.smh.com.au/national/australian-government-agencies-use-of-phone-hacking-technology-grows-20170927-gypp40.html

[moojar]

29 minutes ago, sceadugenga said:

www.smh.com.au/national/australian-government-agencies-use-of-phone-hacking-technology-grows-20170927-gypp40.html

Quote

Meanwhile, data from the Department of Human Services – which includes Centrelink and Medicare – show the welfare body is slowly increasing its use of the technology in fraud investigations.

 

Getting to be a bit of a worry.    

[David Walden]

After spending 10 years of studying Centrelink requirements for obtaining the the aged pension I cannot see any evidence that recipients once granted the aged pension if they choose to live overseas will will have their pension cancelled.  The pension supplement yes.  The only thing that will suspend your pension is if you have too much money and/or are above the assets or income threshold???   You can live in about 22 various countries and still receive that countries free medical services and transport and so on.  The pension will be paid to you each 4 weeks or even paid by the other countries Govt.  Thailand is not one of those countries with a reciprocal agreement with Australia.   The bit about remaining in Aus for 2 years after being granted the pension (2 years befor yes)...still looking.

[David Walden]

4 hours ago, moojar said:

Australian Aged pension - remember that?  

 

A relevant newsletter article: 

Centrelink Q&A: Claiming your pension overseas

 

And an article regarding ATO audits - some discussion of data matching / data mining, even reference to them "scraping" social media sites... 

http://www.canberratimes.com.au/money/planning/what-to-do-if-targeted-for-a-tax-audit-20170928-gyq9ay.html

 

This data mining is only going to get more intense, which is why I keep off Facebook and don't boast about my finances on sites such as TV.  Companies such as Woolies and Qantas have 'data warehouses' they mine for marketing purposes.  Govt departments have them so they can catch criminals. 

 

Enjoy your weetbix this morning.  

 

Taxation matters in Australia are mostly a non event for Australian Pension recipients.  The tax threshold for single recipients of the pension is now about Aus $35,000 and for a couple about $60,000 and you can offset to each other.  Payments from a super fund are not taxed anyway.  So you could be getting a single pension of Aus $23,000 and earning from super of $15,000 or more and a job driving a school bus part time and  you would not have to pay tax.  You may loose some of your Centrelink aged pension if above the assets threshold,  but no tax  payable.  Your Centrelink income threshold goes up significantly for your bus drivers job

[superglue]

I emigrated to LOS in 2003 @ age 55 - no super etc.

Things change.

For me to access the OAP I must return to Oz for 2 years.

I have no relatives and am wheelchair bound.

No Oz pollie or bureaucrat will respond to my correspondence.

[David Walden]

5 minutes ago, superglue said:

I emigrated to LOS in 2003 @ age 55 - no super etc.

Things change.

For me to access the OAP I must return to Oz for 2 years.

I have no relatives and am wheelchair bound.

No Oz pollie or bureaucrat will respond to my correspondence.

That is a tough one Mr Superglue.   If you are already receiving a DSP (Disability Support Pension) or may have been entitled to one if you remained in Aus.  I suggest you make a formal application on line for the aged pension and request Consular assistance in being repatriated back to Aus to apply.  It is likely you will be refused but once you are refused you could appeal to the AAT (Administrative Appeals Tribunal).   Most of this can be done on line.  You could request a telephone conference link up with Centrelink with a Centrelink Social Officer if you have a severe disability.  These officers can make decisions if the circumstances require which can be accepted.   Just keep on keeping on.  They can make rulings for special situations.