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Have you given your Wife/GF a credit card?


onekoolguy

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6 minutes ago, Essex Reject said:

Yea! Well said that man, bravo bravo!!

It's easy to get into these situations with women a little at a time and difficult to get out of. 

A friend of mine once said "I am used to telling Women "NO". Sounds simple but a necessary skill!

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1 minute ago, onekoolguy said:

It's easy to get into these situations with women a little at a time and difficult to get out of. 

A friend of mine once said "I am used to telling Women "NO". Sounds simple but a necessary skill!

Joking aside, I completely agree with you. I've been here a long time and can tell you that very few don't get sucked in (despite what you read on here) And I'm not just talking about idiotic blokes, pretty much everyone does. 

 

I can honestly say that if I had never met my missus I would be fairly well off now and she is nowhere near as bad as many I know about..I can also say that if we never had children together she would have been aimed out the door years back. I've laid my bed now and will have to carry on lying in it for a few more years, but it won't be forever.

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2 minutes ago, RoadWarrior371 said:

Sure, my wife has an ATM card and Visa.  However, she is so careful with money that she only uses it if she asks me first.  Now, our teenage daughter needed a card for convenience, so I just opened a zero cost Capital one checking account for me to move her spending money into, and taught her how to check her balance before any purchase.  EZ

Does she also ask you before she does everything else too? It sounds like you're her Dad?

 

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I gave to my wife (American express) before 6 years, still, she doesn't use that. If you're going to live with her, you should take care of her also. even the fingers in our hand isn't same, then how we expect all woman or mam would be good or same... 5555

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11 minutes ago, Essex Reject said:

Joking aside, I completely agree with you. I've been here a long time and can tell you that very few don't get sucked in (despite what you read on here) And I'm not just talking about idiotic blokes, pretty much everyone does. 

 

I can honestly say that if I had never met my missus I would be fairly well off now and she is nowhere near as bad as many I know about..I can also say that if we never had children together she would have been aimed out the door years back. I've laid my bed now and will have to carry on lying in it for a few more years, but it won't be forever.

Once "emotions" become involved it's a lot harder to do things we "logically" know should be done. Everyone says Women are "emotional creatures" as if men can't get sucked into that also.

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2 hours ago, Essex Reject said:

If my gf or wife did this I would make her stand in the naughty corner for 6 hours without

...any clothes on except peep hole bra and panties, suspenders and stockings, and crocodile clips on her nipples........ which i occasionally would flick..........

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1 hour ago, Pilotman said:

My wife and I have had a joint account for 15 years.  She has a authorised user credit card on my account as well. How else can she pay for flights and hotels when I am not with her.  She has never abused it,  and as an aside, neither have I. Her Mother has a pre paid credit card that we load as required with an amount that we feel is appropriate at the time.  I don't know why a lot of mixed marriages seem to have huge issues with finances.  Maybe they just married the wrong people.  When we got married 22 years ago and she moved to the UK, I sat her down and explained how house/personal finances worked in the West.  Maybe others should do the same.   

I'm sure there will be many taking your sage advice. Thank you.

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Perhaps you escalated her from GF to the White Knight "Wife Zone" too quickly?  Do you have a habit of playing "house" with girlfriends?

 

Suggest you nip this in the bud and demote her back to the "I pull your hair and shove your slightly drunken face into the pillow at 3am", zone.   And then burn the credit card and close the account.

 

Edited by 55Jay
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2 hours ago, onekoolguy said:

It's easy to get into these situations with women a little at a time and difficult to get out of. 

A friend of mine once said "I am used to telling Women "NO". Sounds simple but a necessary skill!

I can't say no, so I just ask them to be gentle.. 

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These threads are getting better. Holiday allowances, now her own credit card on your bill. Incredible. I really hope these women are stunningly beautiful and nymphomaniacs to warrant all this from their 'boyfriend' or 'husband'. 

 

To answer the question, we have a joint credit card account with CitiBank and she has her own Bangkok Bank one. We use the CitiBank one together for things like holidays etc and then clear the bills together. She can do whatever she wants with her own Bangkok Bank one, just as I do with my UK one. 

Edited by BobbyL
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35 minutes ago, BobbyL said:

These threads are getting better. Holiday allowances, now her own credit card on your bill. Incredible. I really hope these women are stunningly beautiful and nymphomaniacs to warrant all this from their 'boyfriend' or 'husband'. 

I lived with a nymphomaniac Thai girl a while, she was very cheap as she couldn't manage to withhold sex more than about an hour.

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2 minutes ago, BritManToo said:

I lived with a nymphomaniac Thai girl a while, she was very cheap as she couldn't manage to withhold sex more than about an hour.

An hour!!?? ????

 

You must have been red raw. 

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My Thai wife has her own Visa card. Oddly, does not have her name on the front as in the West. Anyone else experience and/or notice this? She is tighter with money than I am, btw: do not worry about her going on shopping rampage or any of that sort of behavior

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45 minutes ago, BritManToo said:

I lived with a nymphomaniac Thai girl a while, she was very cheap as she couldn't manage to withhold sex more than about an hour.

And that's when you discovered that you really can F*** your brains out? 

 

With all due respect of course... 

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Not a chance in the world would I give my wife a credit card or access to mine, i.e. if I had one, we both have our own debit cards, separate accounts of course, i.e. she has hers and I have mine.

 

The safe is never shy of a few bundles of 1,000 baht notes, she has access to it, my wallet is never shy of 5-10k baht, she never touches it, so a credit card is definitely out of the question, only because the banks want an annual fee and charge ridiculous interest rates.

 

For those who have one, please spare me, I know, I know, you use them because your bank can stop a payment on an item if the goods are not what they are supposed to be, etc, etc and you get frequent flyer points, good luck to you, i.e. if your not paying an annual fee, although you are paying in some way, but won't argue with you, you have the card, and that is your prerogative ????

 

 

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My wife has a secondary card, with an appropriately sized credit limit. Never had an issue. Also my son has one since he turned 16.

I guess it depends on the circumstances, as always. If there's a problem with spending and accountability using cash already, you're only inviting more trouble with a credit card, allowing to spend money that's not there.

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