Health insurance mandatory for long-stay foreigners in Thailand

[DrTuner]

34 minutes ago, aqua4 said:

Thai immigration coughs and you get 560 views an hour on the thread. 

That's what happens when the Master is aroused, us parolees hit our foreheads on the floor and beg for forgiveness.

 

Welcome to the bottom ladder of Sakdina. Used to be western money would keep you a bit above peasants.

[elliss]

37 minutes ago, aqua4 said:

Thai immigration coughs and you get 560 views an hour on the thread. 

 

 Aka, Big Joke..

 

 

[david555]

17 minutes ago, marcusarelus said:

He wrote about 54 minutes ago, "only for OA long stay visas applied for at a embassy or official consulate in you home country.

All information we have is that it does not apply to extensions of stay based upon retirement or any other extension."

 

No one wants to believe him as it's not to exciting. 

"No one wants to believe him as it's not to exciting."  (U.J. gives with best intentions and  knowledge his reading and interpretation from any immgr. rule ???? )

 

it is not that , but we know that I.O.'s just go do what they like to do with it , or how they go understand reading it , and just do what they like as they are as a lone ruler behind their desks

[HuskerDo]

16 hours ago, gk10002000 said:

Yeah just like Obama told me the type of insurance I should have.  Thank you but I am a 62 year old engineer with doctors as friends and relatives as nurses.  I will seek my own counsel

Which railroad did you work for? If your doctor friends simply respond with "then don't do that" when you tell them "it hurts when I do this" then maybe insurance is a good investment. ???? 

[Jingthing]

An extension of stay isn't a Visa.

The press and even immigration officers use incorrect terminology all the time.

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[fishtank]

1 minute ago, Jingthing said:

The press and even immigration officers use incorrect terminology all the time.

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Not very bright are they?

You really would expect more.

 

[Jingthing]

stop playing the twisted game with bringing elite into so nany of your comments on so many threads,its twisted and mostly disrespectful to 1000's of elite holders, we should respect all visa holders, and whats happening with o-a visa will eventually happen to everyone, from short term tourists, marriage, everyone one of us, they mentioned this in their greedy plan a while back, they will start with one section of foreigners as a test and move into every area of foreigners. thats if the plan succeeds, who knows, who knows if the health industry will still have the same power with another crew in power
 
lets face it this crime gang will sell their grandmothers and elephants to make money, thats how bad they are, but to think in a cowardly way and say, ooh what about these visas holders, is not looking at the larger picture, we all will be affected if they stay in power

How bizarre. I showed no disrespect to Elite users. I'm interested in the program myself.

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[kritsana77]

7 minutes ago, leiftheswede said:

A health insurance from abroad covers a year or the shorter period u pay for. That period does not correlate with the visa period. How do they mean to solve this. As usual decisions are made without thinking and proper research of facts and how it actually works.

"As usual decisions are made without thinking and proper research of facts and how it actually works." That is because Thais have zero "critical thinking" skills. If you have ever driven a car here and have read about the WHO statistics about road fatalities, that is all you need to know. Somchai cannot face the facts nor care about them without giving an annoying nervous laugh. Good luck to all of you expats guys still there and my deepest sincere sympathies to all of you who cannot get out.

[Jingthing]

I agree but 1000+ posts and nothing from ubonjoe, is he on holiday? or investigating?

He is not a God or a psychic.

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[4MyEgo]

59 minutes ago, jesimps said:

Another smug, nonsense post. Someone who thinks what he chooses to do should apply to all. Who thinks that all his fellow expats are on the bones of their backsides, scrounging off the Thai system. How incredibly patronising! How about those who prefer to self insure? I have more than enough to cover any eventuality, but prefer not to gamble my hard earned on insurance which will be damned expensive and may not pay out anyway because of a pre-existing condition.

My wife and stepdaughter are covered because they're Thai, but I've paid cash whenever they've needed treatment. Despite being 74 yoa, I'm incredibly fit and healthy. Paying vast amounts each year would be money down the drain.

If they're looking for a solution, the best bet would be to allow people to use the 800,000 in the bank for their visa extension. At least that way, if the treatment was expensive, they'd have some of the bill covered.

I'm certain that the problem isn't with the long term expats anyway, I personally don't know, or have even heard of an expat not having the means to pay a hospital bill. If anything, it's the tourists who come without travel insurance who ride uninsured motorbikes and have really nasty accidents who're a problem. Some might say that it's also another way for the powers that be, along with the insurance company elites to line their pockets.

My family have a great life here, mainly because of me providing for them. I'll be unable to do this if I have to pay a massive annual insurance premium.

Smug ?

 

I know lots of X-pats who have spounged off the system.

 

My wife is Thai as are our 4 kids, I also pay private hospital cover for all of them, even though they can get medical treatment for free in a public hospital, I prefer to have them on par with me.

 

I once self insured as well, i.e. until I found an insurer who was prepared to think outside the square and cover my pre-existing condition.

 

Your suggestion of using the 800,000 could be an alternative, perhaps go an extra step and grandfather it, allowing all current long stayers to use the existing funds in an emergency and the new ones to take out cover to satisfy their criteria, but seriously anyone coming here and not being able to afford cover, shouldn't be here IMO.

[elliss]

1 hour ago, brianthainess said:

I had to give 10,000 up front, unused fund were returned.

Wow,  money up front before they treat you. 

  

 

 

[jpinx]

1 minute ago, 4MyEgo said:

......................

I once self insured as well, i.e. until I found an insurer who was prepared to think outside the square and cover my pre-existing condition...............

 

 

 

Which insurer was that? 

[Enki]

15 hours ago, Mango Bob said:

I wonder if this will be a problem if you are a retired American military with Tricare for Life coverage.   You pay 25% of the bill and no more than $3,000 a year.  After that Tricare covers the total cost.  This is better than any plan they list here.

That is hardly better than any plan here ... at least not in costs for you. Perhaps in provided service?

[Jingthing]

Cambodia is currently my alternative choice of venue
Siem Reap of you're a Chiang Mai sort of person, Phnom Penh if you're a Pattaya/Bangkok sort of person, Kep/Kampot for Hua Hin lovers. Just under $300 for a 1 year multi entry ES VISA, no hoops if you're over 55.

Is Siam Reap super polluted?

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[fishtank]

Quote

I agree but 1000+ posts and nothing from ubonjoe, is he on holiday? or investigating?

He is probably asleep after reading 70 pages of crap.

He has as much idea as you and me about this.

[4MyEgo]

1 hour ago, brianthainess said:

I have enough money to pay my bill i don't need any extra outlay. And yes we are taxpayers every time you go to  7/11 you pay tax. Get off your high horse !

So do I, could also self insure if I chose too, but I could see the writing on the wall, like I did with the retirement visa, hence the change two years ago.

 

But why would I want to self insure when it's cheaper to insure, obviously you didn't major in math, as for tax, you mean goods and services tax...lol

 

 

 

[Jingthing]

Not very bright are they?
You really would expect more.
 

I don't.

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[4MyEgo]

4 minutes ago, jpinx said:

Which insurer was that? 

http://www.davidshield-intl.com/pages/37.aspx

[Mister Fixit]

8 hours ago, david555 said:

is it not a permit to stay too ??

It's an extension of stay based on a non-Imm B visa and nowt to do with an O-A.

[ThailandGuy]

So when you are 76 years old you have to pay 133.000 baht a year insurance to be 400.000 max insured !  Bizar ! If you dont have to consult a doctor in 3 years you have paid up one year of maximum insurance. I guess Thailand does not want old people to live there anymore. Thailand is not that friendly as they say? In the country where i live if i pay that amount of money for insurance the maximum is unlimited.

 

http://www.bangkokinsurance.com/long-stay-visa/
 

[scubascuba3]

He is not a God or a psychic.

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No but he usually has answers, when he doesn't he keeps quiet

[fishtank]

1 minute ago, ThailandGuy said:

So when you are 76 years old you have to pay 133.000 baht a year insurance to be 400.000 max  insured !  Bizar ! If you dont have to consule a doctor in 3 years you have paid up one year of maximum insurance. I guess Thailand does not want old people to live there anymore. Thailand is not that friendly as they say?

 

http://www.bangkokinsurance.com/long-stay-visa/
 

Yep. Great value insurance.

[HuskerDo]

6 minutes ago, 4MyEgo said:

Smug ?

 

I know lots of X-pats who have spounged off the system.

 

My wife is Thai as are our 4 kids, I also pay private hospital cover for all of them, even though they can get medical treatment for free in a public hospital, I prefer to have them on par with me.

 

I once self insured as well, i.e. until I found an insurer who was prepared to think outside the square and cover my pre-existing condition.

 

Your suggestion of using the 800,000 could be an alternative, perhaps go an extra step and grandfather it, allowing all current long stayers to use the existing funds in an emergency and the new ones to take out cover to satisfy their criteria, but seriously anyone coming here and not being able to afford cover, shouldn't be here IMO.

I'm always curious when a child of mixed ethnic background is automatically labeled as a non-white when a white person is involved. Maybe I'm wrong 4ME and you aren't white. But if you are why would you automatically refer to your kids as "Thai"? Aren't they also half non-Thai? Often I've heard it said when a black person and a non-black have a child the child is referred to as black. Why? Isn't the child also half "non-black"? Is it right to label the new Royal baby as black? I think not. it's a baby. Let them become what they will without labels. 

[yang123]

Here's what appears to be an official statement by the Ministry of Public Health, taken from a link in the Phuket News article cited pages and pages above.  This is from what appears to be the MOPH web-site via a sub-Google translation programme: http://hss.moph.go.th/show_topic.php?id=2808   Spacing (lack of) as in the original.

 

Department of Health Administration, Ministry of Public Health has approved the 1 year health insurance policy for foreigners aged 1, reducing the risk of bad debts for medical institutions.

  Department of Health Service Support (Department of Health Sciences) reveals additional criteria for making health insurance for foreigners.The applicant for a temporary visa Non-Immigrant Visa OA Code (1 year period) has been approved by the Cabinet on 2 April 2019 as a measure to protect the health of tourists. And reduce the burden of carrying medical expenses that make up the bad debt of Thai medical institutions.Natthawut Prasertsiripong Director-General of the Department of Health Service Support The Ministry of Public Health revealed that the Cabinet has approved the addition of health insurance regulations for foreigners who have temporarily applied for a visa. Non-Immigrant Visa OA Code (1 year period) by pilot in the elderly group, 50 years or older, with a validity period of 1 year and can be renewed yearly To create a mechanism to protect the lives and health of foreigners Due to foreigners encountering problems, the elderly group has the opportunity to experience health problems more than those applying for other types of signatures. In order to prevent bad debts of nursing homes Because some people do not have enough property to pay for medical expenses Resulting in the hospital having to bear the bad debt problem Therefore assigned the Ministry of Public Health Ministry of the Interior Ministry of Foreign Affairs And the Immigration Bureau Accelerate the improvement of relevant regulationsAnd the Office of Insurance Commission (OIC) together with related agencies to prepare the online insurance purchase channels In order to facilitate foreigners, Dr. Natthawut, Director-General of the Department of Sor Sor. Sor said that the criteria for making health insurance for foreigners who are applying for a visa are temporary. Non-Immigrant Visa OA Code (1 year period). Additional foreigners must have Thai health insurance coverage throughout the period of stay in Thailand. With the sum insured for medical expenses in case of outpatient not less than 4 thousand baht, inpatient not less than 4 hundred thousand baht. The policy can be purchased online at http // longstay.tgia. org For those who buy health insurance for foreign companies, the amount of insurance must not be less than that of Thai health insurance as specified. Which may be considered for approval to be used to request a visa In addition, discussions with relevant agencies about how to check the policy are also required.For those who are at higher risk for health than the insurance company can accept By private insurers offering a fixed deposit In order to have sufficient funds to live Medical treatment and others While staying in Thailand Which must be discussed with the Office of Immigration and the Ministry of Foreign Affairs 

 

 

[david555]

4 minutes ago, Mister Fixit said:

It's an extension of stay based on a non-Imm B visa and nowt to do with an O-A.

I think you are of the hook for now this round

[marcusarelus]

15 minutes ago, Jingthing said:

He is not a God or a psychic.

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He responded an hour ago.

 

[Mister Fixit]

1 minute ago, david555 said:

I think you are of the hook for now this round

I suspect I may well be.  I hope so anyway.  

 

Does anyone know differently?

 

 

[fishtank]

1 minute ago, yang123 said:

Here's what appears to be an official statement by the Ministry of Public Health, taken from a link in the Phuket News article cited pages and pages above.  This is from what appears to be the MOPH web-site via a sub-Google translation programme: http://hss.moph.go.th/show_topic.php?id=2808   Spacing (lack of) as in the original.

 

Department of Health Administration, Ministry of Public Health has approved the 1 year health insurance policy for foreigners aged 1, reducing the risk of bad debts for medical institutions.

  Department of Health Service Support (Department of Health Sciences) reveals additional criteria for making health insurance for foreigners.The applicant for a temporary visa Non-Immigrant Visa OA Code (1 year period) has been approved by the Cabinet on 2 April 2019 as a measure to protect the health of tourists. And reduce the burden of carrying medical expenses that make up the bad debt of Thai medical institutions.Natthawut Prasertsiripong Director-General of the Department of Health Service Support The Ministry of Public Health revealed that the Cabinet has approved the addition of health insurance regulations for foreigners who have temporarily applied for a visa. Non-Immigrant Visa OA Code (1 year period) by pilot in the elderly group, 50 years or older, with a validity period of 1 year and can be renewed yearly To create a mechanism to protect the lives and health of foreigners Due to foreigners encountering problems, the elderly group has the opportunity to experience health problems more than those applying for other types of signatures. In order to prevent bad debts of nursing homes Because some people do not have enough property to pay for medical expenses Resulting in the hospital having to bear the bad debt problem Therefore assigned the Ministry of Public Health Ministry of the Interior Ministry of Foreign Affairs And the Immigration Bureau Accelerate the improvement of relevant regulationsAnd the Office of Insurance Commission (OIC) together with related agencies to prepare the online insurance purchase channels In order to facilitate foreigners, Dr. Natthawut, Director-General of the Department of Sor Sor. Sor said that the criteria for making health insurance for foreigners who are applying for a visa are temporary. Non-Immigrant Visa OA Code (1 year period). Additional foreigners must have Thai health insurance coverage throughout the period of stay in Thailand. With the sum insured for medical expenses in case of outpatient not less than 4 thousand baht, inpatient not less than 4 hundred thousand baht. The policy can be purchased online at http // longstay.tgia. org For those who buy health insurance for foreign companies, the amount of insurance must not be less than that of Thai health insurance as specified. Which may be considered for approval to be used to request a visa In addition, discussions with relevant agencies about how to check the policy are also required.For those who are at higher risk for health than the insurance company can accept By private insurers offering a fixed deposit In order to have sufficient funds to live Medical treatment and others While staying in Thailand Which must be discussed with the Office of Immigration and the Ministry of Foreign Affairs 

 

 

All makes perfect sense now. ????

[Sheryl]

However- does he mean it applies to the OA Visa and those who then want to extend that Visa or those already in Thailand on an extension of their prior Non O or those in the future who obtain a Non O (no O-A) and then extend the regular O.  Two different Visa's- and much confusion what he means or does not mean.

Exactly my question.

And not only does HE mean but will IOs around the country think he means...

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[4MyEgo]

3 minutes ago, HuskerDo said:

I'm always curious when a child of mixed ethnic background is automatically labeled as a non-white when a white person is involved. Maybe I'm wrong 4ME and you aren't white. But if you are why would you automatically refer to your kids as "Thai"? Aren't they also half non-Thai? Often I've heard it said when a black person and a non-black have a child the child is referred to as black. Why? Isn't the child also half "non-black"? Is it right to label the new Royal baby as black? I think not. it's a baby. Let them become what they will without labels. 

Thai as in citizens.

 

I am not white.

 

If where going to label them, then they are EurAsian.