Abandoning a condo what is the penalty?

[Liverpool Lou]

4 hours ago, possum1931 said:

15 hours ago, HashBrownHarry said:

It's finance you were offered by a dealer, not a loan per se, as in bank.

Please explain per se, is it French, Italian or what?

I think it's Latino for "pretentious"!

[Liverpool Lou]

4 hours ago, Old Croc said:

English.

Er, no.

[steven100]

let me know where it is and if it's at a suitable location I'll take it off your hands and you won't have any further fees.

[TropicalGuy]

Insufficient OP data to render meaningful opinion.

[Old Croc]

21 minutes ago, Liverpool Lou said:

Er, no.

Er, yes. 

Origins may have been Latin and Anglo-French, but it has become part of the English language in the same way many other words have.

 

99 French words we use in English all the time – Busuu Blog

[scubascuba3]

1 hour ago, Liverpool Lou said:

Where did you get that bizarre "statistic" from?!

 

"Thailand Household Debt reached 445.2 USD bn in Jun 2021".

  https://www.ceicdata.com/en/indicator/thailand/household-debt--of-nominal-gdp#:~:text=Thailand household debt accounted for,86.6 % in the previous quarter.&text=The data reached an all,of 40.6 % in Mar 2003.

Totally irrelevant as usual, we are talking about falang here, you know, the op is a falang not thai

[Liverpool Lou]

1 minute ago, scubascuba3 said:

1 hour ago, Liverpool Lou said:

Where did you get that bizarre "statistic" from?!

 

"Thailand Household Debt reached 445.2 USD bn in Jun 2021".

  https://www.ceicdata.com/en/indicator/thailand/household-debt--of-nominal-gdp#:~:text=Thailand household debt accounted for,86.6 % in the previous quarter.&text=The data reached an all,of 40.6 % in Mar 2003.

Expand  

Totally irrelevant as usual, we are talking about falang here, you know, the op is a falang not thai

As equally relevant as your claim that "99% of people don't get loans we are in Thailand".   Maybe you should have said "99% of foreigners in Thailand don't get loans".

[scubascuba3]

7 minutes ago, Liverpool Lou said:

As equally relevant as your claim that "99% of people don't get loans we are in Thailand".   Maybe you should have said "99% of foreigners in Thailand don't get loans".

I'll try and make posts simpler for you so you can follow, everyone else knew easy enough

Edited December 5, 2021 by scubascuba3

[Fairynuff]

1 hour ago, Liverpool Lou said:

Car finance is a loan...per se [sic].  The bank pays the loan amount to the dealer and the debtor repays his loan to the bank/finance company by monthly payments.  

Yes that’s correct 

[Liverpool Lou]

8 minutes ago, Fairynuff said:

1 hour ago, Liverpool Lou said:

Car finance is a loan...per se [sic].  The bank pays the loan amount to the dealer and the debtor repays his loan to the bank/finance company by monthly payments.  

Yes that’s correct 

I know.

[Liverpool Lou]

12 minutes ago, scubascuba3 said:

19 minutes ago, Liverpool Lou said:

As equally relevant as your claim that "99% of people don't get loans we are in Thailand".   Maybe you should have said "99% of foreigners in Thailand don't get loans".

I'll try and make posts simpler for you so you can follow, everyone else knew easy enough

Much appreciated.   

 

What makes you think that "everyone else knew"?  Perhaps they are just as, apparently, ill-informed as you and were assuming that you meant what you posted initially before you had to correct it!    

Edited December 5, 2021 by Liverpool Lou

[scubascuba3]

28 minutes ago, Liverpool Lou said:

Much appreciated.   

 

What makes you think that "everyone else knew"?  Perhaps they are just as, apparently, ill-informed as you and were assuming that you meant what you posted initially before you had to correct it!    

You seem to be dreaming, the post wasn't edited

[Liverpool Lou]

5 minutes ago, scubascuba3 said:

You seem to be dreaming, the post wasn't edited

I didn't say that you edited it, it was revised in your reply to me...wake up!

[scubascuba3]

1 minute ago, Liverpool Lou said:

I didn't say that you edited it, it was revised in your reply to me...wake up!

I'm being serious, I don't know what you are talking about, get help before it's too late

[SAFETY FIRST]

8 hours ago, tonray said:

I just took a morning walk around our small MooBaan. People who have paid their common fee for the year get a blue sticker on their trash bin door. Fees are due end of September. I would estimate that 50% still have last year's sticker (yellow) and another 25% have no sticker at all meaning they have never paid any fees whatsoever. This is a common problem in Thailand unfortunately. People rationalize that if they don't use the pool or the gym then why pay ? But the answer is the common fee pays for security, pays for garden maintenance, pays for street lights, etc etc....and BTW everyone knew exactly what the fees were up front when the bought the house. Makes me sad in some ways and feel like a sucker in others for paying up !

Yep, I've been living in the same MooBaan for 20 years. After the initial 5 years upfront payment to the developer things went bad. We had the stickers on bins going etc but like you said people wouldn't pay, there was even talk of filling the communal swimming pool in. 

 

A couple of years ago we formed a new committee of 4, one of the ladies is so aggressive, she gets them to pay up, we now only have 1 or 2 owners that don't pay, this same lady has done so many improvements, the village looks so much better than the day I bought the house. 

[SAFETY FIRST]

18 hours ago, VIPinLanna said:

Thanks for all'  advice. Money is not the problem. I am returning to Thailand soon for the first time in a few years due pandemic.

Guess I will deal with it when the time comes but it needs some cosmetic and built in furniture repairs or replacements

Something I don't look forward to dealing with nor sure that I want to live in there anymore. 

 

 

 

Lots of good replies from members 

 

Walking away is not the solution, You will sell your condo with little effort, keep us in the loop, lots of members here cashed up that can help you sell it. 

 

Where is the condo located?
When do you plan to come back to Thailand? 

[Liverpool Lou]

1 hour ago, scubascuba3 said:

I'm being serious, I don't know what you are talking about

Doesn't surprise me at all.

[DefaultName]

19 hours ago, Liverpool Lou said:

Er, no.

English, we stole it, so it's ours.  ????