It's all going cashless!

[Mac Mickmanus]

5 minutes ago, richard_smith237 said:

Interesting that you know exactly what the governments will and won’t turn a blind eye to....

 

Ultimately, any information which is collected can be useable in some form....  there are information leaks, data breaches, privacy compromises.....     

 

Its very easy to say we have nothing to worry about because ‘they’ (whoever they are) are not interested in us, but we have no idea how information will be used in the future. 

 

I understand that this may concern some...  Cambridge Analytica anyone ?

It was the same with (before )CCTV cameras

Before there were CCTV cameras everywhere , there were  some people who were concerned that CCTV cameras would be watching them , watching where they go and what they do and what they buy .

   Look, no one cares about where you go and what you do  and there's not some guy in an office watching your every move and watching what you buy and eat . 

   "I gave Lek a 1000 Baht today "

No one cares 

[ThailandRyan]

1 hour ago, Chris.B said:

No way. BS! 

You have your view, and so do I, so we can agree to disagree and not use derogatory terms

[Kinnock]

4 hours ago, Crossy said:

 

Yeah. Preparation is key.

 

I can be done in Lotus's faster than cash when using TrueMoney but you have to think ahead.

 

Yes, I open my banking App and get it ready to scan just as the last few items are being scanned ..... but I got caught out once when the camera spotted a bar code on a packet! ????  Needed to start all over again.

 

I wonder if Bar Girls of the future will have payment barcode tattoos?  Perhaps they could be placed at strategic points so you can pay as you go?

[billd766]

1 hour ago, LivinLOS said:

In the west Google pay or a fallback contactless card.. All so simple and if you use the right banking apps all with auto budgeting and categorization of spending etc... 

All for it (less so Thais QR systems and no consumer protection). 

I haven't lived in the UK since 1999. Cash worked for me just about every country I worked in. I did have a bank account in Germany and one in New Zealand but hat was more for tax purposes than anything else.

[Kinnock]

42 minutes ago, Mac Mickmanus said:

Here in the UK , you scan your goods at a supermarket yourself , then touch your ATM card against the scanner , it deducts the money and you pack your bags and leave .

   No contact with any person or contact with any money

Yeah, Tops have those self scanners in Bangkok .... but they seem a bit unreliable now that you're not packing into free carrier bags.  You have to put the items on the bagging shelf, or the machine complains at you in Thai.

[Mac Mickmanus]

1 minute ago, Kinnock said:

Yeah, Tops have those self scanners in Bangkok .... but they seem a bit unreliable now that you're not packing into free carrier bags.  You have to put the items on the bagging shelf, or the machine complains at you in Thai.

Yes, the idea is to place your goods on one side of the scanner , scan your goods and then put them in a bag on the other side of the scanner .

  Its quite easy to do, but if you do it wrong the machine will tell you what you are doing wrong 

[richard_smith237]

Just now, Mac Mickmanus said:

Yes, the idea is to place your goods on one side of the scanner , scan your goods and then put them in a bag on the other side of the scanner .

  Its quite easy to do, but if you do it wrong the machine will tell you what you are doing wrong 

Amusingly I thought I’d be clever, avoid the queues at the main check-out and use self check-out at Tops a few weeks ago - The ‘assistant’ had to help out 3x, each time I had to wait for her as she was helping someone else at the other self-check-out !!

 

It would have been a lot quicker to just queue, but once I realised that I was committed. 

[PFMills]

2 hours ago, redwood1 said:

Or you can forget all this wifi stuff and just pay AIS 1,800 Baht a year for unlimited data 24/7/365 ...

That sounds a deal, I've never seen that advertised, what is the package called please and what speed do you get.

[JAS21]

I pay everything that I can by Credit Card. The bank takes the full amount every month and MrsJ takes the points .....

[CharlieH]

Inappropriate crude remark removed.

[Lacessit]

1 hour ago, richard_smith237 said:

 

1) The convenience of cashless for regular shopping...  great

2) Society going totally cashless...  horrible.

 

 

 

It may be great for some moron with a smartphone who is paying for their goods at a supermarket checkout. It's not so convenient when they have a queue of people behind them waiting for said moron to get their act together on the phone to make payment after a minute or two of fumbling.

It's bad enough Thai checkout chicks have never heard of Aldi checkout speeds, 3000 items an hour, without adding in cashless payment. Ever seen a Thai trying to pay by phone when they have left their glasses somewhere else, that's what I mean.

[Mac Mickmanus]

2 minutes ago, Lacessit said:

It may be great for some moron with a smartphone who is paying for their goods at a supermarket checkout. It's not so convenient when they have a queue of people behind them waiting for said moron to get their act together on the phone to make payment after a minute or two of fumbling.

It's bad enough Thai checkout chicks have never heard of Aldi checkout speeds, 3000 items an hour, without adding in cashless payment. Ever seen a Thai trying to pay by phone when they have left their glasses somewhere else, that's what I mean.

Its usually quicker when paying cashless than it is with paying cash . 

People having to find their money, forgetting which pocket they put into , then counting it out and giving it to the cashier, the cashier then counting the money , putting it into the till and then counting out the change , sometimes counting the change out five times to make sure they got it right and often the cashier having to go into the safe to get smaller notes out . 

[Denim]

5 hours ago, proton said:

has to be done on the phone or off a card of theirs you charge up, not with cash probably

Ah yes....but what you have clearly failed to grasp is that its all being done for your convenience and pleasure. Nothing at all to do with their profit. They are bending over backwards to make your life a pleasure. 

 

 

I know this because I got stuck in a Big C queue today behind a youngster doing everything by apps. Neither she nor the cashier were 100 % clear on which buttons to press. Big boss was called but also floundered. Meanwhile I put everything back in my trolley and tried another cashier. Finished while they were still head scratching.

 

See it now ? How everything is working for you. 

 

I am not fully convinced about the apparent evils of cash. It has worked and been understood for centuries. Now , that which was not broken is being fixed ??

 

Meanwhile...in the secure new way of doing things , we need card readers , log in numbers , security questions and more because hackers are getting smarter and smarter and stealing more and more

from us. 

 

Still...if it makes the banks etc more profiit I am happy. Because I am an old g*t and won't be around to see just how bad it will get. 

 

I actually think the comedy movie 

' Idiocracy ' was profoundly prophetic.

 

 

 

Edited June 8, 2022 by Denim

[Ashokan]

4 hours ago, Crossy said:

 

The only negative is that Makro won't accept TrueMoney if linked to a credit card, cash load only ???? 

 

Of course they accept the same CitiBank card as a physical card. TiT.

Out of curiosity, why would you want a middleman handling your credit card purchases? Do they pay a lot for that privilege?

[Ashokan]

Somewhat related, I would love if I could purchase with grab using my credit card, but after reaching out to support, they said their local bank handling the processing doesn't support US cards as the US banks have newer 3DS and the Thai banks (at least the one grab uses) are lagging behind. They won't disable the 3DS requirement either, so it's cash only.

[richard_smith237]

39 minutes ago, Lacessit said:

It may be great for some moron with a smartphone who is paying for their goods at a supermarket checkout. It's not so convenient when they have a queue of people behind them waiting for said moron to get their act together on the phone to make payment after a minute or two of fumbling.

Agreed... frustrating... but same moron takes time to get their purse out, then d!ck about finding the right card etc... the APP is defiantly slower for those who aren’t organised or prepared to pay by card. 

I find using a QR payment quicker than Cash or Credit Card now as I have the App ready to scan, payment done in seconds. 

 

39 minutes ago, Lacessit said:

It's bad enough Thai checkout chicks have never heard of Aldi checkout speeds, 3000 items an hour, without adding in cashless payment.

I wasn’t prepared when I went to an Aldi for the first time... Wow..   My Wife was in utter shock !! - they literally throw the items through... Luckily long supermarket queues are not yet a thing in Thailand because labor is cheap. 

 

39 minutes ago, Lacessit said:

Ever seen a Thai trying to pay by phone when they have left their glasses somewhere else, that's what I mean.

It'll come around...   well, I hope so.. I still see drivers in Thailand thinking ‘wow, I’ll use this empty lane at the tollway booth’  only to have to reverse because they didn’t realise it is easy-pass !!!... 

 

People will struggle with Tech, they always will and for those who do and don’t like it there ’should’ always be an option to pay by cash. 

 

I like Cashless payment, its convenient, but it should not come at the cost of eradicating cash as a source of payment. 

 

 

[Lemsta69]

19 minutes ago, Ashokan said:

Out of curiosity, why would you want a middleman handling your credit card purchases? Do they pay a lot for that privilege?

some merchants won't directly accept credit cards but will let you pay via a third-party app that does. 

 

eg. I can't top up my AIS account with my crypto.com card but I can use Rabbit LINE Pay to top up and the latter allows my card. 

 

dunno about TrueMoney because that's very difficult to get for me. they want Pink ID card or Thai DL and as yet I have neither.

[bbko]

Grumpy farts complaining about modern technology??  555.  

[Mac Mickmanus]

Just now, bbko said:

Grumpy farts complaining about modern technology??  555.  

No need to be rude , some people are just stating as to why they prefer cash 

[redwood1]

1 hour ago, PFMills said:

That sounds a deal, I've never seen that advertised, what is the package called please and what speed do you get.

It's called  Mao Unlimited Internet 1Mbps 12 months.......Its fine for most things..Maybe a tiny bit of drag but unless your a very heavy user you will not notice much......I have had it for about 5 years now...For 1,800 a year it's great...

Edited June 8, 2022 by redwood1

[Lacessit]

6 hours ago, richard_smith237 said:

 

I wasn’t prepared when I went to an Aldi for the first time... Wow..   My Wife was in utter shock !! - they literally throw the items through... Luckily long supermarket queues are not yet a thing in Thailand because labor is cheap. 

 

 

 

 

That 3000 items an hour is a job requirement. I don't know how the assessment process works, but a checkout operator who fails to meet that criterion gets fired. That's what I was told by one of the Aldi workers.

[Baron Samedi]

Good news !

Cashless is so much better.

[RichardColeman]

12 hours ago, Crossy said:

 

Yeah. Preparation is key.

 

I can be done in Lotus's faster than cash when using TrueMoney but you have to think ahead.

 

What's the preparation for getting stuck behind the say 10 Uber Eats / Grab bike drivers plaguing the supermarkets ?

[Mac Mickmanus]

4 minutes ago, RichardColeman said:

What's the preparation for getting stuck behind the say 10 Uber Eats / Grab bike drivers plaguing the supermarkets ?

Remember every small detail .

Rush home as quick as you can and then write a thread about it on ASEANOW

[bkk6060]

It is a time warp and affects competency and efficiency.  People playing on their phones trying to get the right set.  The vendor scanning/electronic system not working playing around blah blah.  Takes forever sometimes I change lanes.  Good old fashion cash is the best in my opinion I hate the current cashless process.

[daveAustin]

13 hours ago, Lacessit said:

I really hate it when I am at a supermarket lane with my purchases, and some person with the attention span of a goldfish is fumbling with their phone to do whatever voodoo is necessary. I hand over cash, gone in 20 seconds.

It's a paradox, smartphones are purchased by some very dumb people.

Only because the Thai system is slow and cumbersome. With Apple Pay back in the world, I wouldn’t even bother carrying cash or any cards for weeks on end. So fast!

[Guest truthman]

13 hours ago, Lacessit said:

I really hate it when I am at a supermarket lane with my purchases, and some person with the attention span of a goldfish is fumbling with their phone to do whatever voodoo is necessary. I hand over cash, gone in 20 seconds.

It's a paradox, smartphones are purchased by some very dumb people.

That's on top of the people taking ages searching for their e-coupons on Line, going through one screen after another or looking for their QR codes. Big C and Tops used to have a cash only line but those are gone. Soon the people using cash will be down to just one line, the dinosaur line.

[ThailandRyan]

54 minutes ago, daveAustin said:

Only because the Thai system is slow and cumbersome. With Apple Pay back in the world, I wouldn’t even bother carrying cash or any cards for weeks on end. So fast!

I only carry my phone here and pay for everything via a transfer from either my K-Bank app, or the True Money App.

[Lacessit]

56 minutes ago, truthman said:

That's on top of the people taking ages searching for their e-coupons on Line, going through one screen after another or looking for their QR codes. Big C and Tops used to have a cash only line but those are gone. Soon the people using cash will be down to just one line, the dinosaur line.

Homo sapiens has been around for about 200,000 years, dinosaurs about 200 million.

I don't know why we are so enchanted with how clever we are, at least dinosaurs didn't screw up the planet for their successors.

[FritsSikkink]

14 hours ago, proton said:

Amazing the tax office and Bank said no

Bank staff mostly don't know, tell them to check with the main office.