Can'T use Banking QR code to pay for things after midnight.

[Dazinoz]

I have been using QR code scanning to pay for things more often for convenience and avoid carrying too much cash around more lately. I am with Bangkok Bank.

 

A few months bank I tried to pay bar tab at 3am but did not work. Had to be escorted to ATM. I thought just a glitch with app or bank system.

 

I am usually not out very late but last night went to pay my bar tab right on midnight. Did not work. Bar staff just said QR code does not work after midnight. 

 

Anyone else have this experience? What's the point of having a system like this if it doesn't work 24/7?

 

 

[Ohyesuare]

I know Bangkok Bank does a lot of overnight maintenance on their app/mobile banking but if it has happened to you more than once, probably not that. I don't recall ever trying to pay with scan to pay after midnight so I can't confirm if it has happened to me.

[Sandboxer]

Since nothing good ever happens after midnight, I usually try to check bin right before or around midnight and yes, the friggin thing often times won't work at that time of night. Experience this with both Bangkok Bank and K.

[CanadaSam]

I too have Bangkok Bank as well as Kasikorn.  Never had a problem paying at any time of day or night, and I do often leave a bar after midnight.  Suggest you contact your bank.

[Tropicalevo]

Hmm phone apps need their beauty sleep.

[Dazinoz]

3 hours ago, CanadaSam said:

I too have Bangkok Bank as well as Kasikorn.  Never had a problem paying at any time of day or night, and I do often leave a bar after midnight.  Suggest you contact your bank.

I guess not just the bank as the cashier at the bar said QR code doesn't work after midnight so obviously has happened with a lot of other customers.

[Lorry]

There are so many advantages of paying through apps.

This is just another advantage: You will go to bed early,  keeps you fresh and young. 

[organicman]

Always carry cash with you after midnight. Most banks will do maintenance after midnight which is common where you won't be able to access your bank account. 

 

In the 1860s, a solar flair hit earth which took the Telegram grid offline for 2-3 months. I suggest you keep enough cash for 2-3 months with you or longer. This digital cash is going to be a nightmare. If the government turns evil, they will stop you from accessing your bank account like they did with the truckers in Canada.

 

I was involved in a natural disaster last year, and I was the only person out buying food and water with cash. All my friends were so afraid they wouldn't be able to buy food or water cause they couldn't access money in their bank accounts. Phone lines were available, but there is very limited internet because there is no power to towers. The internet will be slower than dial-up, which you will be unable to use the net. All the power is sent to the tower to keep the phone lines available.

 

 

Edited May 28 by organicman

[KhunBENQ]

22 hours ago, Dazinoz said:

Anyone else have this experience? What's the point of having a system like this if it doesn't work 24/7?

No experience but searched for some clue in Thai language.

And indeed you are not alone.

Found two threads on pantip (forum) that describe problems with transferring money (not QR specific) between midnight and approx 2 AM.

One response from Bangkok Bank as Google translation:

Quote

Bualuang 1333 would like to inform you that the time period is 11:00 p.m. - 11:15 p.m. and 2:30 a.m. - 3:30 a.m. approximately every day. Bangkok Bank will process information systems during the day. causing an impact on the use of mobile banking As a result, during some periods you are unable to access the application or check account movements. or can transfer money I would like to recommend that you take a break from doing transactions or avoid doing transactions during that time.

Take a break

Edited May 28 by KhunBENQ

[KhunBENQ]

A response from Krungthai Bank:

Quote

In the case of making money transfer transactions during the night (from 11:00 p.m. to 2:00 a.m.), this is the bank's processing time. It may affect usage, unable to complete transactions. It is recommended to leave the transaction period and enter the transaction again or avoid doing transactions during this period. However, if you encounter a problem with the transaction, what do you do? You can inform the information via the mic to check for you.

 

[KhunBENQ]

20 hours ago, CanadaSam said:

I too have Bangkok Bank as well as Kasikorn.  Never had a problem paying at any time of day or night, and I do often leave a bar after midnight.  Suggest you contact your bank.

The statements from the banks are vague, not saying it will never work but obviously a game of luck depending on the workload.

 

Guess Krungthai at the day/night paying all government employees might fail.

Edited May 28 by KhunBENQ

[digbeth]

I rarely find Bangkok bank QR not working at midnight, 

Kasikorn on the other hand seems to be reliably down every night at midnight, 

[KhunBENQ]

3 minutes ago, digbeth said:

I rarely find Bangkok bank QR not working at midnight, 

Kasikorn on the other hand seems to be reliably down every night at midnight, 

Just reread that Bangkok Bank gives very precise time frames (11:00 to 11:15, 2:30 to 3:30).

 

Edited May 28 by KhunBENQ

[Dazinoz]

34 minutes ago, KhunBENQ said:

11:00 p.m. - 11:15 p.m. and 2:30 a.m. - 3:30 a.m.

It was outside these hours at 12 midnight exactly. I cant say what, if any, other banks have the same issue but, again, the cashier did say QR not work after midnight.

[supersomchai]

Never reply on just 1 payment method

especially abroad its just common sense ,always keep cash .

 

[digbeth]

if the shop uses POS terminal to receive the QR transfer, like when the punch in the amount and you scan, rather than that you have to punch in the amount yourself,

it could be up to the shop's bank which might be Kasikorn that don't work every midnight 

[Lorry]

1 hour ago, KhunBENQ said:

No experience but searched for some clue in Thai language.

And indeed you are not alone.

Found two threads on pantip (forum) that describe problems with transferring money (not QR specific) between midnight and approx 2 AM.

One response from Bangkok Bank as Google translation:

Take a break

Not too bad.

In my home country, the banks' computers take a break from about 5pm to about 8am. And, of course, on weekends.

I guess the computers are unionized.

[Srikcir]

23 hours ago, Dazinoz said:

I thought just a glitch with app or bank system.

Could there have been a time limitation with the bar on its bank QR system versus your bank's QR system?

[Lorry]

2 hours ago, organicman said:

If the government turns evil, they will stop you from accessing your bank account like they did with the truckers in Canada.

Thx for mentioning this,  I didn't know this. 

 

"Cashless" ends the fungibility of money. 

A dollar is not a dollar anymore.

They can be marked,  with all kind of restrictions. 

(Imagine dollar bills have handwritten/stamped restrictions on them:)

Some dollars - some persons'dollars, or some regions' dollars, or dollars earned at a certain time or in a certain way - may not be used after midnight. Or may not be used to buy booze, or air tickets from LA to SF (can buy only other air tickets) or discounted air tickets - the possibilities are endless. 

Price depending on the person of the buyer is already routine (Apple users pay more as they have more money). In Thailand,  it's called double pricing and unpopular with foreigners.  Cashless, you won't notice it anymore. 

 

Fortunately,  our governments would never turn evil. Canada, for example,  is one of the most democratic countries on earth (I am not being sarcastic).

 

[daejung]

23 hours ago, Dazinoz said:

I have been using QR code scanning to pay for things more often for convenience and avoid carrying too much cash around more lately. I am with Bangkok Bank.

 

A few months bank I tried to pay bar tab at 3am but did not work. Had to be escorted to ATM. I thought just a glitch with app or bank system.

 

I am usually not out very late but last night went to pay my bar tab right on midnight. Did not work. Bar staff just said QR code does not work after midnight. 

 

Anyone else have this experience? What's the point of having a system like this if it doesn't work 24/7?

 

 

It happens everyday around midnight, approimately between 11:45 pm and 00:30 am

I then pay with my debit card.

 

I asked Bangkok Bank one year ago and they answered:

 

Quote

Referring to your email, in case you are unable to use Bualuang iBanking / Mobile Banking, we suggest you to avoid time to make a transaction since there is daily data transfer which may cause an overdue process or unable to use the services.

The daily data transfer can be divided into 4 periods as follows:
1. 11:00 p.m. - 11.15 p.m.
2. 0:00 a.m. - 0:30 a.m.
3. 2:30 a.m. - 3:30 a.m.
4. 6:00 a.m. - 6:10 a.m.

 

[Almer]

On 5/27/2024 at 2:39 PM, Dazinoz said:

I have been using QR code scanning to pay for things more often for convenience and avoid carrying too much cash around more lately. I am with Bangkok Bank.

 

A few months bank I tried to pay bar tab at 3am but did not work. Had to be escorted to ATM. I thought just a glitch with app or bank system.

 

I am usually not out very late but last night went to pay my bar tab right on midnight. Did not work. Bar staff just said QR code does not work after midnight. 

 

Anyone else have this experience? What's the point of having a system like this if it doesn't work 24/7?

 

 

Nope

[Skeptic7]

Should always have a minimum amount of cash on hand, not less than what one expects to spend...then double it. Tech is awesome...until it isn't. Be prepared for any and all at all times.

[Dazinoz]

1 hour ago, supersomchai said:

Never reply on just 1 payment method

especially abroad its just common sense ,always keep cash .

 

I have lived here 10 years and I don't rely on 1 payment method but asking if people have had the same experience.

[Andycoops]

Never had a problem with BBL at any time of day and well after midnight to pay bar or restaurant bills. Was their system down for maintenance...

I usually get a message I forming me

[treetops]

On 5/28/2024 at 9:20 AM, Dazinoz said:

I have lived here 10 years and I don't rely on 1 payment method but asking if people have had the same experience.

 

Yet you got "escorted to the ATM"?  Strange.

[Dazinoz]

5 hours ago, treetops said:

 

Yet you got "escorted to the ATM"?  Strange.

Why is that strange? It was a bar I had not been to before and they did not know me so one of the ladies came with me. 

[treetops]

4 hours ago, Dazinoz said:

Why is that strange?

 

Because you don't rely on one method according to your OP but your alternative was not immediately available to you without being frogmarched to an ATM.

[Dazinoz]

37 minutes ago, treetops said:

 

Because you don't rely on one method according to your OP but your alternative was not immediately available to you without being frogmarched to an ATM.

If you were capable of thinking is an ATM not an alternative method? Good luck your life.

Edited May 30 by Dazinoz

[treetops]

9 minutes ago, Dazinoz said:

If you were capable of thinking is an ATM not an alternative method? Good luck your life.

 

What?  Your alternative method wasn't available at the point of payment so not really what most reasonable people would call a decent Plan B.  You stick with it though if you think being escorted to an ATM by a staff member is a decent choice of backup.

[Dazinoz]

5 minutes ago, treetops said:

 

What?  Your alternative method wasn't available at the point of payment so not really what most reasonable people would call a decent Plan B.  You stick with it though if you think being escorted to an ATM by a staff member is a decent choice of backup.

You are either not capable of thinking or a troll who gets his kicks from putting other people down. Now you join my ID 10 T quarantine list.