There have been cases where customers interfere with the food and claim against the restaurant , placing foreign objects in the food and then making a complaint about it
You are correct about assigning a beneficiary to a individual brokerage account in a Schwab International account (ie :you can't. I tried unsuccessfully). You can make an individual a "trusted person" who can have full control of your account. I believe that the "trusted person" is canceled upon your passing. You can have a beneficiary on a Roth IRA and I'm assuming a 401k is the same (I currently have a beneficiary on a Roth). I know this doesn't answer your specific question, just FYI.
Oh phew, thanks a lot - and sorry for hijacking.
But just to put my mind at rest, if my 1-year stamp is good until May 23, I'm fine to show up at CW with my docs to apply for the 1yr extension on May 21, right?
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