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Posted
9 hours ago, StandardIssue said:

 

Trapped in Thailand, retirement in the home country is rarely a comfortable option for men who make Thailand their home early on in their professional life. They make enough to get along in Thailand but have an insufficient nest egg that can provide them retirement in their home country. They get stuck in Thailand and in many cases have to work right up to the very end. Thailand can be a trap that way.

Correct. 

The main "retirement nest egg" for most Thais is not some ETF, it is:

- the village they can return to, where they have a house and a garden with fruits and vegetables

- the family that helps them

 

Foreigners lack both.

 

BTW if they were working for a reputable Thai company, they may very well be fired when 60 - retirement age in Thailand. 

Then, many are truely f###ed.

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Posted
8 hours ago, youreavinalaff said:

If you worked for the government you should have social security. Why are you paying for medical services?

There can be many reasons, feel free to read the relevant threads,  there are many.

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Posted
13 minutes ago, bkk6060 said:

If I felt that way I would leave.

That's what many foreign professionals do after retiring

Posted

Maybe you don't look so much as old as beat. I'm pushing 65 and treated as well as when I was 45. Even winks and smiles from many BKK ladies.

 

Do you drink? Overweight? Skin looks like shi+, dress like shi+?

 

You just might look like dottering old sex pest.

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Posted
8 minutes ago, Hummin said:

A good plan is to live your best middle age years in Thailand, marry good, and retract to where you come from with a younger wife who Iis still able to work. 

 

Take som luck and good planning, some will even say, it is more likely to win the lottery 

 

 

 

This was my plan. I lived it large (35)40-50 and married at 50 (unplanned) to a 32yo.

 

I have to laugh the guys that wait until they are not only retired but on full Social Security or pension. There's good as dead. My guess is they settle in and by the time they're pushing 70 they've got serious health concerns, can't much handle the heat nor the food and don't last.

 

Planning is good but too much planning or plans that disallow spontaneity or simply you actually doing or taking action or bad plans.

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Posted

If I may be so bold.. I wonder how much living in Chiang Mai has to do with it. I've always intensely found the place utterly boring to a fault. Then you have the bad air on top of it. It's a dead city for dead people. No amount of silly motorbike rides in the mountains or whatever will change that. It's not even Thailand's second city although it's often thought of as such. Second City is Phuket or Pattaya.  CM just a wasteland

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Posted
3 minutes ago, KhaoHom said:

 

This was my plan. I lived it large (35)40-50 and married at 50 (unplanned) to a 32yo.

 

I have to laugh the guys that wait until they are not only retired but on full Social Security or pension. There's good as dead. My guess is they settle in and by the time they're pushing 70 they've got serious health concerns, can't much handle the heat nor the food and don't last.

 

Planning is good but too much planning or plans that disallow spontaneity or simply you actually doing or taking action or bad plans.

The world situation is a concern right now, and also when you have choices, making the right choice not only for the moment, but also for the future.

 

We are leaning towards keeping both options alive, and not fully invest one place or the other.

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Posted
1 minute ago, Hummin said:

The world situation is a concern right now, and also when you have choices, making the right choice not only for the moment, but also for the future.

 

We are leaning towards keeping both options alive, and not fully invest one place or the other.

 

That is a luxury that many do not have. Consider yourself fortunate. Especially being from such a wealthy country with a well-managed sovereign wealth fund is also huge benefit

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Posted
1 hour ago, Lorry said:

There can be many reasons, feel free to read the relevant threads,  there are many.

I'll wait for the poster I aimed the question at to answer. Thanks.

Posted
10 hours ago, StandardIssue said:

 

Trapped in Thailand, retirement in the home country is rarely a comfortable option for men who make Thailand their home early on in their professional life. They make enough to get along in Thailand but have an insufficient nest egg that can provide them retirement in their home country. They get stuck in Thailand and in many cases, have to work right up to the very end. Thailand can be a trap that way.

Yes, many have wonderful Thai wives and families, and yes, we look after them, but so too, very much viz a versa.
Many also have no family and just a very few friends back in Blighty, and it would be impossible to even exist there, and also no way can get a spouse there. Well, not any more and it was very difficult 21 years ago!!
Maybe sell some land, but like other places, not in our names and also, they seem reluctant to sell, but if we run short, then some of us may be lucky,
Yes, been here 18 years, and an amazing place, but hard on fixed income like frozen State pensions and yes, families can be expensive but do not feel stuck and the same as if one gets an emergency but one has a little set by,

Also, some Thais think old Blighty is great, but one has to remind them of all the taxes and they think one can get a job and yes have a couple of friends and they get told how very hard it is and yes the same everywhere.
The answer is how can we exist on a very small amount and no thanks.
We also keep up with the news in the media too.
 

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Posted
10 hours ago, Lorry said:

As you get older,  in the eyes of Thais you resemble more and more not a working professional,  but a typical retiree aka old sex tourist. They treat you accordingly. 

Elder Thais are treated with respect,  elder farangs, of course not. Thais do not respect farangs. They respect money, they also respect elder humans (= Thais) - not soi dogs and other assorted vermin.

 

Try getting the seat for the elderly on the BTS. You don't even get the senior fare,

 

Maybe the OP should get a t-shirt with "I used to work for your government" printed in Thai.

 

That should get him the respect he thinks he deserves.

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